2063 S Sunwood Pt · Homosassa Springs, FL 34448

$225,000

3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 39 Days on market

Built 2021 1.03 ac lot Est $180k · 25% over ↓ 6% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.2/30.0
• Schools +4.1/10.0
• DSCR +3.9/10.0
• 1% rule +3.7/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come on over and check out your Freshly painted, new in 2022 Home, with over an acre of land!! Nestled in the heart of beautiful and well desired Homosassa Florida you will find your gorgeous 3 bed 2 bath home featuring a split floor plan and you get to enjoy the perks of everything being meticulously maintained and 2022 New, from the roof, ac, water heater, well, septic, etc. Step across the threshold and into your welcoming, impressive living area encompassing living room and family room. Off to your right, is the kitchen you have been dreaming of!! Boasting plenty of counter and cabinet space, and premium appliances. Your kitchen has an amazing center island perfect for entertaining and interacting with family and guests. Your master bathroom also comes complete with dual vanity sinks with a makeup vanity in-between and your own private, oversized walk in shower. This home comes complete with 3 bedrooms with plenty of closet space and 2 spacious bathrooms. If the home doesn't take your breath away the backyard will. Step outside onto your back patio deck and you will be overjoyed with having over an acre of tranquil park like setting yard, with mature shade trees and plenty of room to carve out the backyard of your dreams!! whether it be a garden, or go kart track, or a new pool, or even a hammock between the trees, just to relax and unwind, the possibilities are endless. Your peaceful oasis sits comfortably on a dead-end road cul-de-sac with no HOA. Also included is your own 10x20 shed that is also 2022, with a built in loft. This home is one that you do not want to miss out, so schedule a private showing today, and get ready to be amazed.

Key facts

• Premium appliances
• Over an acre of land
• Dual vanity sinks

Tags

• OVER AN ACRE OF LAND
• PREMIUM APPLIANCES
• CENTER ISLAND
• DUAL VANITY SINKS
• OVERSIZED WALK IN SHOWER
• TRANQUIL PARK LIKE SETTING

Property features AI

Finance

• Other: Property type: Residential; Property sub-type: Manufactured Home; Lot roughly 1.03 acres (1 to less than 2 acres); Paved road access; One well and one septic on property; Zoning: LDRMH
• HOA & community: No HOA/association

Exterior

• Parking: Golf cart parking
• Utilities: Well water; Septic tank; Broadband/high-speed internet available; Cable available; Phone available
• Home design: Manufactured home (double wide); One story; Faces west; Homesteaded
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as a double wide manufactured home
• Exterior features: Deck; Rain gutters; Chain link fencing; Shed(s)

Interior

• Kitchen: Cooktop; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $225k.

Deal economics

• At list price, monthly cash flow is $-73 ($-871/yr) — negative.
• To cash-flow at today's rent, offer at most $212k (5.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (12.7% below list).
• Recommended offer: $196k (12.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#391 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Rock Crusher Elementary School (math 70% / reading 56%, grade B, #582 of 2,144 statewide, top 28%, 665 students, 68% FRL); Crystal River High School (math 31% / reading 44%, grade F, #336 of 667 statewide, top 51%, 1,249 students, 56% FRL) — zoned schools at 62% FRL track the district average.
• Market conditions: 307 active listings in the ZIP; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
• At $1,965/mo this rent would consume 51% of the median local household income ($46k/yr) (locally 113% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $196,453 (12.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.26%
• Cash-on-cash: -0.12%
• DSCR: 0.99
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $180,096
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2188 S Moonlit Pt	0.13mi	3/2.0	1,296 (-4%)	10mo	$144,000	$111	79
6652 W Treetop Ln	0.29mi	3/2.0	1,296 (-4%)	3mo	$280,000	$216	78
2110 S Colonial Ave	0.19mi	3/2.0	1,456 (+8%)	8mo	$225,000	$155	71
2170 S Sunwood Pt	0.10mi	3/2.0	1,232 (-8%)	20mo	$165,000	$134	65
2181 S Sunwood Pt	0.11mi	3/2.0	1,152 (-14%)	11mo	$185,000	$161	62
2012 S Moonlit Pt	0.10mi	3/2.0	1,152 (-14%)	12mo	$225,000	$195	62
1875 S Colonial Ave	0.33mi	2/2.0 (-1)	1,288 (-4%)	24mo	$125,000	$97	53
6904 W Ray Ct	0.43mi	4/2.0 (+1)	1,272 (-5%)	17mo	$85,000	$67	52
2558 S Pine Ridge Ave	0.58mi	3/2.0	1,440 (+7%)	17mo	$85,000	$59	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.35×
• Total profit: $-41,011
• Equity at exit: $33,548

10-year hold

• IRR: -10.9%
• Equity multiple: 0.34×
• Total profit: $-41,371
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34448

• Home prices YoY: -26.1%
• Active inventory: 307
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,965 medium
• Mortgage (P&I): −$1,180
• Tax from tax record: −$284 /mo · $3,413/yr
• Insurance: −$94
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $-73

Break-even live

Break-even rent $2,056

Max offer price $212,176

Occupancy floor 99%

Sensitivity live

Price	-10% $55	-5% $-9	+0% $-73	+5% $-136	+10% $-200
Rent	-10% $-228	-5% $-150	+0% $-73	+5% $5	+10% $83
Rate	-1.0pp $41	-0.5pp $-15	base $-73	+0.5pp $-131	+1.0pp $-190

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Listing history 26 events

1. 2026-06-19
   days on market $225,000 Active 39 DOM
2. 2026-06-18
   days on market $225,000 Active 38 DOM
3. 2026-06-17
   days on market $225,000 Active 37 DOM
4. 2026-06-16
   days on market $225,000 Active 36 DOM
5. 2026-06-15
   days on market $225,000 Active 35 DOM
6. 2026-06-14
   days on market $225,000 Active 33 DOM
7. 2026-06-13
   days on market $225,000 Active 32 DOM
8. 2026-06-09
   days on market $225,000 Active 29 DOM
9. 2026-06-08
   days on market $225,000 Active 28 DOM
10. 2026-06-07
    days on market $225,000 Active 27 DOM
11. 2026-06-03
    days on market $225,000 Active 23 DOM
12. 2026-06-02
    days on market $225,000 Active 22 DOM
13. 2026-06-01
    days on market $225,000 Active 21 DOM
14. 2026-05-31
    days on market $225,000 Active 20 DOM
15. 2026-05-30
    pricedays on market $225,000 Active 19 DOM
16. 2026-05-11
    listed $220,000 Active 1671-char remark

    Show marketing remark (1671 chars)

    Come on over and check out your Freshly painted, new in 2022 Home, with over an acre of land!! Nestled in the heart of beautiful and well desired Homosassa Florida you will find your gorgeous 3 bed 2 bath home featuring a split floor plan and you get to enjoy the perks of everything being meticulously maintained and 2022 New, from the roof, ac, water heater, well, septic, etc. Step across the threshold and into your welcoming, impressive living area encompassing living room and family room. Off to your right, is the kitchen you have been dreaming of!! Boasting plenty of counter and cabinet space, and premium appliances. Your kitchen has an amazing center island perfect for entertaining and interacting with family and guests. Your master bathroom also comes complete with dual vanity sinks with a makeup vanity in-between and your own private, oversized walk in shower. This home comes complete with 3 bedrooms with plenty of closet space and 2 spacious bathrooms. If the home doesn't take your breath away the backyard will. Step outside onto your back patio deck and you will be overjoyed with having over an acre of tranquil park like setting yard, with mature shade trees and plenty of room to carve out the backyard of your dreams!! whether it be a garden, or go kart track, or a new pool, or even a hammock between the trees, just to relax and unwind, the possibilities are endless. Your peaceful oasis sits comfortably on a dead-end road cul-de-sac with no HOA. Also included is your own 10x20 shed that is also 2022, with a built in loft. This home is one that you do not want to miss out, so schedule a private showing today, and get ready to be amazed.

17. 2026-05-11
    listed $220,000 Active

    Show marketing remark (1671 chars)

    Come on over and check out your Freshly painted, new in 2022 Home, with over an acre of land!! Nestled in the heart of beautiful and well desired Homosassa Florida you will find your gorgeous 3 bed 2 bath home featuring a split floor plan and you get to enjoy the perks of everything being meticulously maintained and 2022 New, from the roof, ac, water heater, well, septic, etc. Step across the threshold and into your welcoming, impressive living area encompassing living room and family room. Off to your right, is the kitchen you have been dreaming of!! Boasting plenty of counter and cabinet space, and premium appliances. Your kitchen has an amazing center island perfect for entertaining and interacting with family and guests. Your master bathroom also comes complete with dual vanity sinks with a makeup vanity in-between and your own private, oversized walk in shower. This home comes complete with 3 bedrooms with plenty of closet space and 2 spacious bathrooms. If the home doesn't take your breath away the backyard will. Step outside onto your back patio deck and you will be overjoyed with having over an acre of tranquil park like setting yard, with mature shade trees and plenty of room to carve out the backyard of your dreams!! whether it be a garden, or go kart track, or a new pool, or even a hammock between the trees, just to relax and unwind, the possibilities are endless. Your peaceful oasis sits comfortably on a dead-end road cul-de-sac with no HOA. Also included is your own 10x20 shed that is also 2022, with a built in loft. This home is one that you do not want to miss out, so schedule a private showing today, and get ready to be amazed.

18. 2024-06-13
    historical
19. 2024-05-12
    price $234,000
20. 2024-04-12
    price $236,000
21. 2024-03-29
    price $240,000
22. 2024-03-25
    price $246,000
23. 2024-03-06
    price $247,000
24. 2024-02-25
    listed $250,000 Active
25. 2022-12-05
    soldstatus $222,000
26. 2022-05-17
    soldstatus $233,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,413 · $284/mo
• Projected year-2 tax: $3,413 · $284/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 75% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,574
• − Mortgage interest: −$12,603
• − Property taxes: −$3,413
• − Insurance: −$1,922
• − Repairs & maintenance: −$1,886
• − Management: −$1,886
• − Depreciation: −$6,545
• Taxable loss: −$4,682
• Est. tax savings @ 24.0%: +$1,124
• After-tax cash flow: $253/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Homosassa Springs

• Score: 71/100
• State rank: #391
• US rank: #6877

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Homosassa Springs, FL
• County: Citrus County · 111,314 people
• Metro: Homosassa Springs, FL
• Population (ZIP): 10,817
• Household income: $45,916
• Rent vs Own: 14.6% rent · 85.4% own
• Severe rent burden: 113.0

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 3% Black 1%
• Common ancestry: Slovak 3% Scotch-Irish 2% Lithuanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.27%
• Current HPI: 312.4302
• Rent YoY: —
• Metro: Homosassa Springs, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-5.6% since first listed

11 events — show timeline

• 2026-05-11 Listed $220,000 HCAR
• 2026-05-11 Listed $220,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-13 Listing Removed — HCAR
• 2024-05-12 Price Changed $234,000 HCAR
• 2024-04-12 Price Changed $236,000 HCAR
• 2024-03-29 Price Changed $240,000 HCAR
• 2024-03-25 Price Changed $246,000 HCAR
• 2024-03-06 Price Changed $247,000 HCAR
• 2024-02-25 Listed $250,000 HCAR
• 2022-12-05 Sold (Public Records) $222,000 Public Records
• 2022-05-17 Sold (Public Records) $233,000 Public Records

Property tax history

+22.9%/yr

Latest (2025): $3,413 · +11.4% YoY. Source: county tax records.