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325 E 8th St
B Composite 70.11
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.8/10.0
  • 1% rule +7.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$70,000

325 E 8th St · Douglas, AZ 85607
3 bd · 1.0 ba · 795 sqft · SingleFamily public records · 217 Days on market
Built 1933 7,095 sqft lot $88/sqft · 36% below area Est $110k · 36% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Currently the 7,095 sq ft lot is General Commercial, potential buyers to confirm all details.

Key facts

  • 7,095 sq ft lot
  • Built 1933
  • Listed 216 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $214 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($884 rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.0% vs local median 4.3% in Douglas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#39 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools D, amenities D-, commute F.
  • Douglas Unified District (4174) (town): math 9% / reading 24% proficiency, ranked #209 of 249 in AZ (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 163 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 217 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago; this cycle's ask is 21% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1933 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 217 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1933 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.97%
Cash-on-cash
13.13%
DSCR
1.58
GRM
6.6

CMA / ARV

ARV (median comp)
$110,211
List price
$70,000
Delta
-36.49%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
750 A Ave 0.66mi 2/2.0 (-1) 866 (+9%) 12mo $159,000 $184 35
323 E 17th St 0.64mi 2/1.0 (-1) 702 (-12%) 16mo $107,000 $152 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.1%
Equity multiple
1.12×
Total profit
$2,328
Equity at exit
$10,437
10-year hold
IRR
12.6%
Equity multiple
2.00×
Total profit
$19,668
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85607

Active inventory
163
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$884 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$186
Net cashflow
$214

Break-even live

Break-even rent $612
Max offer price $70,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
834 E 5th St Douglas, AZ 2.0 2.0 862 $875 $1.02 43d 1 0.50mi
703 E 13th St Douglas, AZ 2.0 1.0 1125 $1,000 $0.89 43d 1 0.50mi
938 E 12th St Douglas, AZ 2.0 1.0 731 $795 $1.09 43d 1 0.66mi
902 E 13th St Douglas, AZ 2.0 1.0 900 $800 $0.89 43d 1 0.66mi
1165 E 10th St Unit 3 Douglas, AZ 3.0 1.0 1000 $900 $0.90 43d 1 0.77mi
1134 E 23rd St Douglas, AZ 2.0 1.0 960 $1,000 $1.04 43d 1 1.33mi

Listing history 25 events

  1. 2026-06-19
    days on market $70,000 Active 217 DOM
  2. 2026-06-18
    days on market $70,000 Active 216 DOM
  3. 2026-06-17
    days on market $70,000 Active 215 DOM
  4. 2026-06-16
    days on market $70,000 Active 214 DOM
  5. 2026-06-15
    days on market $70,000 Active 213 DOM
  6. 2026-06-14
    days on market $70,000 Active 211 DOM
  7. 2026-06-12
    days on market $70,000 Active 210 DOM
  8. 2026-06-09
    days on market $70,000 Active 207 DOM
  9. 2026-06-08
    days on market $70,000 Active 206 DOM
  10. 2026-06-07
    days on market $70,000 Active 205 DOM
  11. 2026-06-04
    days on market $70,000 Active 201 DOM
  12. 2026-06-02
    days on market $70,000 Active 200 DOM
  13. 2026-06-01
    days on market $70,000 Active 199 DOM
  14. 2026-05-31
    days on market $70,000 Active 198 DOM
  15. 2026-05-31
    days on market $70,000 Active 197 DOM
  16. 2026-05-13
    status Active 93-char remark
    Show marketing remark (93 chars)

    Currently the 7,095 sq ft lot is General Commercial, potential buyers to confirm all details.

  17. 2026-05-11
    status Pending 93-char remark
    Show marketing remark (93 chars)

    Currently the 7,095 sq ft lot is General Commercial, potential buyers to confirm all details.

  18. 2026-03-09
    price $56,000 93-char remark
    Show marketing remark (93 chars)

    Currently the 7,095 sq ft lot is General Commercial, potential buyers to confirm all details.

  19. 2025-11-11
    listed $58,000 Active 93-char remark
    Show marketing remark (93 chars)

    Currently the 7,095 sq ft lot is General Commercial, potential buyers to confirm all details.

  20. 2024-06-12
    status Pending
  21. 2024-06-12
    listed $50,000 Active
  22. 2024-06-12
    historical
  23. 2024-05-18
    status Pending
  24. 2023-12-18
    price $50,000
  25. 2023-07-11
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 5 d/yr ≥99°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,605
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$848
− Management
−$848
− Depreciation
−$2,036
Taxable income
$1,551
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$372
After-tax cash flow
$2,201/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Douglas Unified District (4174)
NCES district ID
0402530
Math proficiency
9% ▼ -19.00%
Reading proficiency
24% ▼ -7.00%
Median HH income
$29,006
Composite
12.94/100
National rank
#9577
State rank
#209 of 249 in AZ

Livability — Douglas

Score
70/100
State rank
#39
US rank
#7635

Category grades

Amenities D- Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Douglas, AZ
Population (ZIP)
17,009

Population outlook (Cochise County) Hauer SSP2

Today (2025)
113,402 people
By 2030
106,197 · -6.4%
By 2040
92,166 · -18.7%
By 2050
79,805 · -29.6%
By 2075
56,831 · -49.9%
By 2100
35,103 · -69.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (88%)
Race & ethnicity
Hispanic / Latino 88% Two or more races 45% White 8% Native American 2%
Hispanic origin (detail)
Mexican 85%
Foreign-born
26% · Canada, Vietnam
Languages at home
24% English-only · Spanish 74% Vietnamese 1%

Political lean MEDSL · Cochise

2024 margin
Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
2008→2024 swing
-2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
All cycles
2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -89.92%
Current HPI
147.0847
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+1.8% since first listed
10 events — show timeline
  • 2026-05-13 Relisted ARMLS
  • 2026-05-11 Pending ARMLS
  • 2026-03-09 Price Changed $56,000 ARMLS
  • 2025-11-11 Listed $58,000 ARMLS
  • 2024-06-12 Pending ARMLS
  • 2024-06-12 Listed $50,000 ARMLS
  • 2024-06-12 Listing Removed ARMLS
  • 2024-05-18 Pending ARMLS
  • 2023-12-18 Price Changed $50,000 ARMLS
  • 2023-07-11 Listed $55,000 ARMLS

Property tax history

-7.4%/yr

Latest (2025): $109 · -2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…