3025 W Lanvale St · Baltimore, MD 21216

$129,900

3 bd · 1.0 ba · 1,160 sqft · Townhouse public records · 77 Days on market

Built 1924 $112/sqft · 68% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• DSCR +10.0/10.0
• 1% rule +8.5/10.0
• ARV discount +7.5/15.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

CALLING ALL INVESTORS & END USERS!!! Welcome to * * 3025 W. Lanvale St. * * — a * * spacious 2-story brick rowhome offering over 1,700+ total sq ft * * with incredible upside and flexibility in a growing Baltimore market. This property features a * * large footprint with 3+ bedrooms, 1 full bath, and a full basement * * , providing ample space for expansion, additional living area, or value-add improvements. The home offers * * solid construction, classic brick exterior, and a functional layout * * , making it an ideal canvas for both * * rental investors and renovation resale strategies * * . The main level provides * * generous living space with updated finishes * * , including modern flooring and an improved kitchen layout. The upper level offers * * comfortable bedroom configurations * * , while the basement presents an opportunity for * * additional finished space, storage, or income-producing potential * * . Enjoy the benefit of a * * covered front porch * * , perfect for added curb appeal and tenant desirability. Located in an * * R-6 zoning district * * , this property is well-positioned for long-term hold strategies with strong rental demand in the area. Conveniently situated near * * major commuter routes, public transportation, and neighborhood amenities * * , this is a * * turnkey opportunity with room to force appreciation * * . * * AS-IS SALE. * * Buyer to verify all information. Don’t miss this chance to secure a * * high-square-footage asset with strong upside and cash flow potential. * *

Key facts

• Solid construction
• Full basement
• Functional layout

Tags

• SPACIOUS BRICK ROWHOME
• FULL BASEMENT
• SOLID CONSTRUCTION
• CLASSIC BRICK EXTERIOR
• FUNCTIONAL LAYOUT
• GENEROUS LIVING SPACE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $130k.

Deal economics

• At list price, monthly cash flow is $472 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.1%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,757/mo this rent would consume 50% of the median local household income ($42k/yr) (locally 2264% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.1% rent growth), your $36k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $122,106 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 10.66%
• Cash-on-cash: 15.58%
• DSCR: 1.69
• GRM: 6.2

CMA / ARV

• ARV (median comp): $77,149
• List price: $129,900
• Delta: 68.38%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3039 Harlem Ave	0.09mi	3/1.0	1,070 (-8%)	1mo	$27,500	$26	82
537 Longwood St	0.24mi	4/2.0 (+1)	1,176 (+1%)	0mo	$60,000	$51	77
3224 Belmont Ave	0.45mi	3/1.5	1,178 (+2%)	1mo	$77,000	$65	74
222 N Hilton St	0.60mi	3/1.0	1,120 (-3%)	1mo	$89,775	$80	66
3806 Rokeby Rd	0.73mi	3/1.0	1,160 (0%)	2mo	$120,000	$103	64
2711 Riggs Ave	0.37mi	3/1.0	1,288 (+11%)	2mo	$134,000	$104	63
300 Denison St	0.57mi	3/2.0	1,260 (+9%)	2mo	$205,000	$163	54
2435 Lauretta Ave	0.67mi	3/1.0	1,260 (+9%)	1mo	$45,000	$36	54
3004 Brighton St	0.59mi	3/1.0	1,288 (+11%)	1mo	$44,000	$34	54
1000 Mount Holly St	0.69mi	3/1.5	1,290 (+11%)	1mo	$93,000	$72	46
1528 N Ellamont St	0.61mi	3/2.5	1,328 (+14%)	1mo	$209,000	$157	41
119 Hilton St	0.71mi	2/2.0 (-1)	1,040 (-10%)	0mo	$211,000	$203	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold

• IRR: 9.9%
• Equity multiple: 1.40×
• Total profit: $14,714
• Equity at exit: $19,369

10-year hold

• IRR: 21.5%
• Equity multiple: 3.10×
• Total profit: $76,405
• Equity at exit: $11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21216

• Rents YoY: 6.1%
• Active inventory: 252
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,757 high
• Mortgage (P&I): −$681
• Tax from tax record: −$181 /mo · $2,167/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $472

Break-even live

Break-even rent $1,159

Max offer price $129,900

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	43d	1	0.06mi
1042 Ellicott Dr Baltimore, MD	2.0	1.0	900	$1,450	$1.61	43d	1	0.25mi
709 Denison St Baltimore, MD	2.0	2.0	840	$1,630	$1.94	23d	1	0.31mi
2744 W Mosher St Baltimore, MD	4.0	2.0	1412	$2,100	$1.49	23d	1	0.32mi
2806 Riggs Ave Baltimore, MD	3.0	2.5	1412	$1,900	$1.35	3d	1	0.33mi
3238 Westmont Ave Baltimore, MD	3.0	1.0	1280	$1,600	$1.25	43d	1	0.33mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	43d	1	0.36mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	23d	1	0.39mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	23d	1	0.39mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	43d	1	0.41mi
3423 Edmondson Ave Baltimore, MD	2.0	1.5	1400	$1,710	$1.22	43d	1	0.43mi
2728 Winchester St Baltimore, MD	3.0	1.5	1260	$1,800	$1.43	3d	1	0.43mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	23d	1	0.43mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	43d	1	0.46mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	43d	1	0.48mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	23d	1	0.50mi
3003 Presstman St Unit 1 Baltimore, MD	2.0	2.0	1450	$1,400	$0.97	44d	1	0.50mi
3003 Presstman St Unit 2 Baltimore, MD	2.0	1.0	1450	$1,300	$0.90	23d	1	0.50mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	23d	1	0.50mi
405 N Edgewood St Baltimore, MD	4.0	2.0	1408	$2,950	$2.10	4d	1	0.51mi
2800 Presstman St Baltimore, MD	3.0	2.5	1460	$1,799	$1.23	23d	1	0.58mi
3309 Brighton St Baltimore, MD	3.0	1.0	1134	$1,700	$1.50	43d	1	0.59mi
3127 Baker St Baltimore, MD	3.0	1.0	1000	$1,300	$1.30	43d	1	0.61mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	23d	1	0.61mi
3706 W Franklin St Unit 1 Baltimore, MD	2.0	1.0	735	$1,100	$1.50	4d	1	0.66mi
3607 W Lexington St Baltimore, MD	3.0	2.0	1050	$1,895	$1.80	4d	1	0.67mi
41 N Kossuth St Baltimore, MD	3.0	2.0	1216	$1,800	$1.48	23d	1	0.68mi
3310 Elbert St Baltimore, MD	2.0	1.0	920	$1,550	$1.68	23d	1	0.74mi
2303 Calverton Heights Ave Baltimore, MD	4.0	2.0	1314	$2,250	$1.71	23d	1	0.75mi
918 N Bentalou St Baltimore, MD	3.0	1.5	1485	$1,750	$1.18	43d	1	0.78mi
2301 Riggs Ave Baltimore, MD	3.0	2.0	1072	$1,600	$1.49	23d	1	0.79mi
3336 W Caton Ave Baltimore, MD	3.0	2.0	1236	$1,625	$1.31	23d	1	0.80mi
3003 W North Ave Baltimore, MD	1.0–2.0	1.0	841	$935	$1.11	2d	3	0.81mi
4020 Gelston Dr Baltimore, MD	3.0	2.0	1270	$1,875	$1.48	43d	1	0.82mi
3935 Stokes Dr #1 Baltimore, MD	2.0	1.0	1150	$1,400	$1.22	43d	1	0.84mi
1307 Wildwood Pkwy Baltimore, MD	2.0	1.0	725	$1,295	$1.79	43d	1	0.87mi
4103 Mountwood Rd Baltimore, MD	3.0	2.0	1030	$1,700	$1.65	43d	1	0.91mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	23d	1	0.91mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	43d	1	0.92mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	17d	1	0.93mi

Listing history 17 events

1. 2026-06-18
   days on market $129,900 Active 77 DOM
2. 2026-06-17
   days on market $129,900 Active 76 DOM
3. 2026-06-16
   days on market $129,900 Active 75 DOM
4. 2026-06-15
   days on market $129,900 Active 74 DOM
5. 2026-06-13
   days on market $129,900 Active 72 DOM
6. 2026-06-09
   days on market $129,900 Active 68 DOM
7. 2026-06-08
   days on market $129,900 Active 67 DOM
8. 2026-06-07
   days on market $129,900 Active 66 DOM
9. 2026-06-04
   days on market $129,900 Active 63 DOM
10. 2026-06-03
    days on market $129,900 Active 62 DOM
11. 2026-06-02
    days on market $129,900 Active 61 DOM
12. 2026-06-01
    days on market $129,900 Active 60 DOM
13. 2026-05-31
    days on market $129,900 Active 59 DOM
14. 2026-04-22
    price $139,900 1591-char remark

    Show marketing remark (1591 chars)

    CALLING ALL INVESTORS & END USERS!!! Welcome to * * 3025 W. Lanvale St. * * — a * * spacious 2-story brick rowhome offering over 1,700+ total sq ft * * with incredible upside and flexibility in a growing Baltimore market. This property features a * * large footprint with 3+ bedrooms, 1 full bath, and a full basement * * , providing ample space for expansion, additional living area, or value-add improvements. The home offers * * solid construction, classic brick exterior, and a functional layout * * , making it an ideal canvas for both * * rental investors and renovation resale strategies * * . The main level provides * * generous living space with updated finishes * * , including modern flooring and an improved kitchen layout. The upper level offers * * comfortable bedroom configurations * * , while the basement presents an opportunity for * * additional finished space, storage, or income-producing potential * * . Enjoy the benefit of a * * covered front porch * * , perfect for added curb appeal and tenant desirability. Located in an * * R-6 zoning district * * , this property is well-positioned for long-term hold strategies with strong rental demand in the area. Conveniently situated near * * major commuter routes, public transportation, and neighborhood amenities * * , this is a * * turnkey opportunity with room to force appreciation * * . * * AS-IS SALE. * * Buyer to verify all information. Don’t miss this chance to secure a * * high-square-footage asset with strong upside and cash flow potential. * *

15. 2026-04-02
    listed $145,000 Active 1591-char remark

    Show marketing remark (1591 chars)

    CALLING ALL INVESTORS & END USERS!!! Welcome to * * 3025 W. Lanvale St. * * — a * * spacious 2-story brick rowhome offering over 1,700+ total sq ft * * with incredible upside and flexibility in a growing Baltimore market. This property features a * * large footprint with 3+ bedrooms, 1 full bath, and a full basement * * , providing ample space for expansion, additional living area, or value-add improvements. The home offers * * solid construction, classic brick exterior, and a functional layout * * , making it an ideal canvas for both * * rental investors and renovation resale strategies * * . The main level provides * * generous living space with updated finishes * * , including modern flooring and an improved kitchen layout. The upper level offers * * comfortable bedroom configurations * * , while the basement presents an opportunity for * * additional finished space, storage, or income-producing potential * * . Enjoy the benefit of a * * covered front porch * * , perfect for added curb appeal and tenant desirability. Located in an * * R-6 zoning district * * , this property is well-positioned for long-term hold strategies with strong rental demand in the area. Conveniently situated near * * major commuter routes, public transportation, and neighborhood amenities * * , this is a * * turnkey opportunity with room to force appreciation * * . * * AS-IS SALE. * * Buyer to verify all information. Don’t miss this chance to secure a * * high-square-footage asset with strong upside and cash flow potential. * *

16. 2024-01-12
    soldstatus $199,000
17. 2023-11-21
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,167 · $181/mo
• Projected year-2 tax: $2,167 · $181/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,086
• − Mortgage interest: −$7,276
• − Property taxes: −$2,167
• − Insurance: −$650
• − Repairs & maintenance: −$1,687
• − Management: −$1,687
• − Depreciation: −$3,779
• Taxable income: $3,840
• Est. tax owed @ 24.0%: −$922
• After-tax cash flow: $4,745/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 29,426
• Household income: $42,031
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 2264.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% Hispanic / Latino 4% Two or more races 3% White 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.42%
• Current HPI: 164.3933
• Rent YoY: ▲ 6.10%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+233.1% since first listed

4 events — show timeline

• 2026-04-22 Price Changed $139,900 BRIGHT MLS
• 2026-04-02 Listed $145,000 BRIGHT MLS
• 2024-01-12 Sold (Public Records) $199,000 Public Records
• 2023-11-21 Sold (Public Records) $42,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $2,167 · +12.5% YoY. Source: county tax records.