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716 Shore Ln
D+ Composite 49.46
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.9/30.0
  • 1% rule +5.1/10.0
  • DSCR +4.6/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$209,900

716 Shore Ln · Stonecrest, GA 30058
3 bd · 2.5 ba · 1,748 sqft · SingleFamily public records · 101 Days on market
Built 1987 8,712 sqft lot $120/sqft · 24% below area Est $278k · 24% under $13/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located at 716 Shore Ln, this single-story residence features a three-bedroom, two-bathroom floor plan encompassing ,1748 square feet of interior living space. Built in 1989, the home is designed with an open-concept layout that includes a central living room featuring a vaulted ceiling and a fireplace. The kitchen contains wood cabinetry and a dedicated breakfast area, transitioning into the formal dining space. Interior finishes include a mix of hard-surface flooring and neutral-toned carpeting throughout. The primary suite is equipped with a tray ceiling, a walk-in closet, and an en-suite bathroom featuring a double vanity and a separate tub and shower. The exterior sits on a 13,068-square-foot lot with a two-car attached garage and a rear patio. Situated in the Shoreline subdivision of Lithonia, the property provides proximity to local park facilities and is located within the DeKalb County school district.

Key facts

  • Vaulted ceiling
  • Formal dining space
  • Central living room

Tags

OPEN-CONCEPT LAYOUTCENTRAL LIVING ROOMVAULTED CEILINGDEDICATED BREAKFAST AREAFORMAL DINING SPACEHARD-SURFACE FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $63 ($759/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $210k).
  • Recommended offer: $191k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 5.1% in Stonecrest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.2%/yr); 435 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 19y ago; this cycle's ask has dropped $30k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $191,009 (9.0% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
6.65%
Cash-on-cash
1.29%
DSCR
1.06
GRM
8.3

CMA / ARV

ARV (median comp)
$277,761
List price
$209,900
Delta
-24.43%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
686 Shore Ln 0.07mi 3/2.5 1,858 (+6%) 8mo $245,900 $132 80
7056 Shore Rd 0.11mi 3/2.0 1,828 (+5%) 7mo $284,000 $155 80
573 Woodstone Rd 0.46mi 3/2.0 1,776 (+2%) 3mo $249,000 $140 71
516 N Shore Rd 0.57mi 3/2.5 1,807 (+3%) 9mo $285,000 $158 61
616 Lone Oak Ct 0.42mi 3/2.0 1,880 (+8%) 12mo $310,000 $165 56
521 Stonemill Mnr 0.67mi 3/2.5 1,679 (-4%) 8mo $299,900 $179 56
1420 Stephenson Rd 0.54mi 3/2.0 1,878 (+7%) 9mo $280,000 $149 53
6743 Timbers East Dr 0.65mi 3/2.5 1,932 (+10%) 4mo $175,000 $91 49
6965 Kimberland Gardens Ln 0.55mi 4/2.5 (+1) 1,864 (+7%) 11mo $320,000 $172 49
7324 Drake Ave 0.72mi 3/2.5 1,633 (-7%) 9mo $230,000 $141 48
781 Hyde Ct 0.53mi 3/2.0 1,505 (-14%) 7mo $240,000 $159 44
1005 Timbervale Ln 0.71mi 4/2.0 (+1) 1,847 (+6%) 8mo $264,000 $143 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.43×
Total profit
$-33,655
Equity at exit
$31,297
10-year hold
IRR
-12.1%
Equity multiple
0.34×
Total profit
$-38,624
Equity at exit
$18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30058

Home prices YoY
-21.4%
Rents YoY
1.2%
Active inventory
435
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,110 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$403 /mo · $4,831/yr
Insurance
$87
HOA
$13
Vacancy / Maint / Mgmt
$443
Net cashflow
$63

Break-even live

Break-even rent $2,030
Max offer price $209,900
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,475
Closing costs
$6,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7179 Fair Harbor Way Lithonia, GA 4.0 2.5 2110 $2,350 $1.11 20d 1 0.38mi
606 Woodstone Rd Lithonia, GA 3.0 3.0 2173 $1,910 $0.88 24d 1 0.39mi
7156 Lone Oak Way Lithonia, GA 3.0 2.0 1884 $1,895 $1.01 43d 1 0.44mi
883 Timbervale Ln Lithonia, GA 3.0 2.5 1848 $2,075 $1.12 5d 1 0.51mi
888 Timbercrest Ct Lithonia, GA 4.0 2.0 1632 $1,850 $1.13 43d 1 0.59mi
493 Stonemill Mnr Lithonia, GA 4.0 2.0 1646 $2,055 $1.25 24d 1 0.63mi
493 Stonemill Mnr Lithonia, GA 3.0 2.5 1646 $1,945 $1.18 43d 1 0.63mi
6938 Shadow Ridge Ln Stone Mountain, GA 4.0 2.5 2036 $3,000 $1.47 43d 1 0.67mi
7086 Brecken Pl Lithonia, GA 4.0 2.5 2130 $2,295 $1.08 19d 1 0.77mi
6936 Deshon Ridge Dr Lithonia, GA 3.0 2.5 1872 $1,781 $0.95 5d 1 0.89mi
6683 Shapiro Ct Stone Mountain, GA 3.0 2.5 1672 $2,255 $1.35 43d 1 0.99mi
842 Asbury Trl Lithonia, GA 3.0 2.0 1578 $1,829 $1.16 5d 1 1.06mi
738 Stonebridge Way Lithonia, GA 3.0 2.0 1352 $1,880 $1.39 24d 1 1.24mi
7189 Sweet Gum Ct Lithonia, GA 3.0 2.5 2070 $2,200 $1.06 43d 1 1.34mi
3495 Sheree Trl Stone Mountain, GA 3.0 2.0 2118 $2,500 $1.18 43d 1 1.41mi
6959 Rogers Pt Lithonia, GA 3.0 2.5 1816 $1,895 $1.04 1d 1 1.41mi
5162 Manitou Way Stone Mountain, GA 3.0 2.0 1728 $1,530 $0.89 15d 1 1.42mi
1370 Rogers Trce Lithonia, GA 3.0 2.5 1564 $1,725 $1.10 12d 1 1.42mi
3494 Sheree Trl Stone Mountain, GA 3.0 2.5 1911 $1,800 $0.94 43d 1 1.44mi
1930 Cutters Mill Way Lithonia, GA 3.0 3.0 1909 $2,281 $1.19 5d 1 1.46mi
991 Alford Ct Lithonia, GA 4.0 2.5 1896 $2,045 $1.08 43d 1 1.47mi
5088 Phillip Ct Stone Mountain, GA 3.0 2.0 1624 $1,845 $1.14 15d 1 1.48mi
6482 Alford Way Lithonia, GA 3.0 2.5 1446 $1,675 $1.16 15d 1 1.49mi

HOA detail

Monthly dues
$13 · $156/yr

Listing history 12 events

  1. 2026-06-01
    status $209,900 Under Contract 101 DOM
  2. 2026-05-31
    days on market $209,900 Active 101 DOM
  3. 2026-05-09
    price $209,900 924-char remark
    Show marketing remark (924 chars)

    Located at 716 Shore Ln, this single-story residence features a three-bedroom, two-bathroom floor plan encompassing ,1748 square feet of interior living space. Built in 1989, the home is designed with an open-concept layout that includes a central living room featuring a vaulted ceiling and a fireplace. The kitchen contains wood cabinetry and a dedicated breakfast area, transitioning into the formal dining space. Interior finishes include a mix of hard-surface flooring and neutral-toned carpeting throughout. The primary suite is equipped with a tray ceiling, a walk-in closet, and an en-suite bathroom featuring a double vanity and a separate tub and shower. The exterior sits on a 13,068-square-foot lot with a two-car attached garage and a rear patio. Situated in the Shoreline subdivision of Lithonia, the property provides proximity to local park facilities and is located within the DeKalb County school district.

  4. 2026-04-17
    price $219,900 924-char remark
    Show marketing remark (924 chars)

    Located at 716 Shore Ln, this single-story residence features a three-bedroom, two-bathroom floor plan encompassing ,1748 square feet of interior living space. Built in 1989, the home is designed with an open-concept layout that includes a central living room featuring a vaulted ceiling and a fireplace. The kitchen contains wood cabinetry and a dedicated breakfast area, transitioning into the formal dining space. Interior finishes include a mix of hard-surface flooring and neutral-toned carpeting throughout. The primary suite is equipped with a tray ceiling, a walk-in closet, and an en-suite bathroom featuring a double vanity and a separate tub and shower. The exterior sits on a 13,068-square-foot lot with a two-car attached garage and a rear patio. Situated in the Shoreline subdivision of Lithonia, the property provides proximity to local park facilities and is located within the DeKalb County school district.

  5. 2026-04-10
    price $229,900 924-char remark
    Show marketing remark (924 chars)

    Located at 716 Shore Ln, this single-story residence features a three-bedroom, two-bathroom floor plan encompassing ,1748 square feet of interior living space. Built in 1989, the home is designed with an open-concept layout that includes a central living room featuring a vaulted ceiling and a fireplace. The kitchen contains wood cabinetry and a dedicated breakfast area, transitioning into the formal dining space. Interior finishes include a mix of hard-surface flooring and neutral-toned carpeting throughout. The primary suite is equipped with a tray ceiling, a walk-in closet, and an en-suite bathroom featuring a double vanity and a separate tub and shower. The exterior sits on a 13,068-square-foot lot with a two-car attached garage and a rear patio. Situated in the Shoreline subdivision of Lithonia, the property provides proximity to local park facilities and is located within the DeKalb County school district.

  6. 2026-02-19
    listed $239,900 New 924-char remark
    Show marketing remark (924 chars)

    Located at 716 Shore Ln, this single-story residence features a three-bedroom, two-bathroom floor plan encompassing ,1748 square feet of interior living space. Built in 1989, the home is designed with an open-concept layout that includes a central living room featuring a vaulted ceiling and a fireplace. The kitchen contains wood cabinetry and a dedicated breakfast area, transitioning into the formal dining space. Interior finishes include a mix of hard-surface flooring and neutral-toned carpeting throughout. The primary suite is equipped with a tray ceiling, a walk-in closet, and an en-suite bathroom featuring a double vanity and a separate tub and shower. The exterior sits on a 13,068-square-foot lot with a two-car attached garage and a rear patio. Situated in the Shoreline subdivision of Lithonia, the property provides proximity to local park facilities and is located within the DeKalb County school district.

  7. 2017-06-01
    soldstatus $11,569,148
  8. 2008-01-02
    soldstatus $138,000
  9. 2007-10-25
    soldstatus $91,000 256-char remark
    Show marketing remark (256 chars)

    Foreclosure! Home is in average condition with appealing floorplan. Culdesac location. This is a great deal at this price. Home shows well. Home is sold as is with no termite letter or warranties. Earnest money must be in certified funds to listing broker.

  10. 2007-07-18
    listed $107,900 256-char remark
    Show marketing remark (256 chars)

    Foreclosure! Home is in average condition with appealing floorplan. Culdesac location. This is a great deal at this price. Home shows well. Home is sold as is with no termite letter or warranties. Earnest money must be in certified funds to listing broker.

  11. 2004-05-17
    soldstatus $130,000
  12. 1987-07-01
    soldstatus $178,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,831 · $403/mo
Projected year-2 tax
$4,831 · $403/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,322
− Mortgage interest
−$11,758
− Property taxes
−$4,831
− Insurance
−$1,050
− Repairs & maintenance
−$2,026
− Management
−$2,026
− HOA
−$156
− Depreciation
−$6,106
Taxable loss
−$2,630
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$631
After-tax cash flow
$1,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Dekalb County · 782,738 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,614
Household income
$61,684
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
3471.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
Common ancestry
Hispanic 0%
Foreign-born
12% · Canada, United Kingdom
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.90%
Current HPI
224.0366
Rent YoY
▲ 1.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+17.9% since first listed
10 events — show timeline
  • 2026-05-09 Price Changed $209,900 GAMLS
  • 2026-04-17 Price Changed $219,900 GAMLS
  • 2026-04-10 Price Changed $229,900 GAMLS
  • 2026-02-19 Listed $239,900 GAMLS
  • 2017-06-01 Sold (Public Records) $11,569,148 Public Records
  • 2008-01-02 Sold (Public Records) $138,000 Public Records
  • 2007-10-25 Sold (MLS) $91,000 FMLS
  • 2007-07-18 Listed $107,900 FMLS
  • 2004-05-17 Sold (Public Records) $130,000 Public Records
  • 1987-07-01 Sold (Public Records) $178,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $4,831 · -1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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