5157 Clacton Ave #54 · Camp Springs, MD 20746

$240,000

3 bd · 1.5 ba · 1,750 sqft · Condo public records · 93 Days on market

Built 1966 $137/sqft · 18% below area Est $294k · 18% under $183/mo HOA · 7% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.2/30.0
• ARV discount +15.0/15.0
• DSCR +6.8/10.0
• 1% rule +6.7/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Back on market—buyer unable to secure financing. This is not FHA approved due to the high rate of rentals vs owners. Cash offers , Townhouse needs a little TLC , Near Andrews Air Force Base - just off 495 - near Branch Ave metro, Metro bus stops just steps away. Restaurants, retail, and hotels nearby as well. credit for full price and above.

Key facts

• $183 HOA
• Built 1966
• Listed 93 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath condo listed at $240k.

Deal economics

• At list price, monthly cash flow is $348 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).
• Recommended offer: $218k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 4.0% in Camp Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#319 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D, amenities F, commute F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-1.2%/yr); 95 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 43% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 93 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; list at $240k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $218,400 (9.0% below list)

Questions for the listing agent

1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 8.03%
• Cash-on-cash: 6.22%
• DSCR: 1.28
• GRM: 7.1

CMA / ARV

• ARV (median comp): $293,621
• List price: $240,000
• Delta: -18.26%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.5%
• Equity multiple: 0.63×
• Total profit: $-24,772
• Equity at exit: $35,785

10-year hold

• IRR: -6.6%
• Equity multiple: 0.64×
• Total profit: $-24,154
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20746

• Home prices YoY: -15.7%
• Rents YoY: -1.2%
• Active inventory: 95
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,814 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$333 /mo · $3,992/yr
• Insurance: −$100
• HOA: −$183
• Vacancy / Maint / Mgmt: −$591
• Net cashflow: $348

Break-even live

Break-even rent $2,373

Max offer price $240,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4901 Braymer Ave Suitland, MD	4.0	2.5	1684	$2,899	$1.72	12d	1	0.32mi
4701 Old Soper Rd Camp Springs, MD	1.0–3.0	1.0–2.0	1300	$3,158	$2.43	2d	18	0.55mi
4400 Telfair Blvd Suitland, MD	1.0–3.0	1.0–2.0	1157	$2,949	$2.55	4d	12	0.77mi
5925 Allentown Andrews Dr Suitland, MD	3.0	2.5	2400	$3,662	$1.53	5d	9	0.80mi
4411 Reamy Dr Suitland, MD	4.0	3.0	1248	$2,750	$2.20	18d	1	0.87mi
5546 Capital Gateway Dr #396 Suitland, MD	3.0	2.5	2154	$3,100	$1.44	24d	1	0.87mi
4324 Talmadge Cir Suitland, MD	3.0	2.5	1384	$3,300	$2.38	5d	1	0.94mi
5901 Middleton Ln Temple Hills, MD	4.0	1.0	1260	$2,800	$2.22	43d	1	1.08mi
6526 Beechwood Dr #14 Temple Hills, MD	3.0	1.5	2100	$2,500	$1.19	24d	1	1.31mi
5635 Regency Park Ct Hillcrest Heights, MD	1.0–4.0	1.0–2.0	1177	$1,875	$1.59	1d	28	1.34mi
3616 Community Dr District Heights, MD	4.0	2.5	1600	$2,550	$1.59	12d	1	1.49mi

HOA detail condo

• Monthly dues: $183 · $2,196/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 22 events

1. 2026-06-18
   days on market $240,000 Active 93 DOM
2. 2026-06-17
   days on market $240,000 Active 92 DOM
3. 2026-06-16
   days on market $240,000 Active 91 DOM
4. 2026-06-15
   days on market $240,000 Active 90 DOM
5. 2026-06-13
   days on market $240,000 Active 88 DOM
6. 2026-06-10
   days on market $240,000 Active 84 DOM
7. 2026-06-08
   days on market $240,000 Active 83 DOM
8. 2026-06-07
   days on market $240,000 Active 82 DOM
9. 2026-06-04
   days on market $240,000 Active 79 DOM
10. 2026-06-03
    days on market $240,000 Active 78 DOM
11. 2026-06-02
    days on market $240,000 Active 77 DOM
12. 2026-06-01
    days on market $240,000 Active 76 DOM
13. 2026-05-31
    days on market $240,000 Active 75 DOM
14. 2026-04-29
    status Active 349-char remark

    Show marketing remark (349 chars)

    Back on market—buyer unable to secure financing. This is not FHA approved due to the high rate of rentals vs owners. Cash offers , Townhouse needs a little TLC , Near Andrews Air Force Base - just off 495 - near Branch Ave metro, Metro bus stops just steps away. Restaurants, retail, and hotels nearby as well. credit for full price and above.

15. 2026-03-01
    status Pending 349-char remark

    Show marketing remark (349 chars)

    Back on market—buyer unable to secure financing. This is not FHA approved due to the high rate of rentals vs owners. Cash offers , Townhouse needs a little TLC , Near Andrews Air Force Base - just off 495 - near Branch Ave metro, Metro bus stops just steps away. Restaurants, retail, and hotels nearby as well. credit for full price and above.

16. 2026-01-18
    listed $250,000 Active 349-char remark

    Show marketing remark (349 chars)

    Back on market—buyer unable to secure financing. This is not FHA approved due to the high rate of rentals vs owners. Cash offers , Townhouse needs a little TLC , Near Andrews Air Force Base - just off 495 - near Branch Ave metro, Metro bus stops just steps away. Restaurants, retail, and hotels nearby as well. credit for full price and above.

17. 2026-01-05
    historical $250,000 349-char remark

    Show marketing remark (349 chars)

    Back on market—buyer unable to secure financing. This is not FHA approved due to the high rate of rentals vs owners. Cash offers , Townhouse needs a little TLC , Near Andrews Air Force Base - just off 495 - near Branch Ave metro, Metro bus stops just steps away. Restaurants, retail, and hotels nearby as well. credit for full price and above.

18. 2022-08-09
    historical
19. 2022-08-03
    historical
20. 1999-11-12
    soldstatus $100,000
21. 1999-11-04
    soldstatus $55,893
22. 1986-07-22
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,992 · $333/mo
• Projected year-2 tax: $3,992 · $333/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 23% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,762
• − Mortgage interest: −$13,444
• − Property taxes: −$3,992
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,701
• − Management: −$2,701
• − HOA: −$2,196
• − Depreciation: −$6,982
• Taxable income: $546
• Est. tax owed @ 24.0%: −$131
• After-tax cash flow: $4,049/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Camp Springs

• Score: 62/100
• State rank: #319
• US rank: #16641

Category grades

Amenities F Commute F Cost of living F Crime D Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Camp Springs, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 27,156
• Household income: $79,330
• Rent vs Own: 65.0% rent · 35.0% own
• Severe rent burden: 1879.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (85%)
• Race & ethnicity: Black 85% White 5% Hispanic / Latino 5% Two or more races 5%
• Foreign-born: 8% · Canada, United Kingdom, Guatemala
• Languages at home: 90% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.82%
• Current HPI: 284.5911
• Rent YoY: ▼ -1.24%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+614.3% since first listed

9 events — show timeline

• 2026-04-29 Relisted — BRIGHT MLS
• 2026-03-01 Pending — BRIGHT MLS
• 2026-01-18 Listed $250,000 BRIGHT MLS
• 2026-01-05 Coming Soon $250,000 BRIGHT MLS
• 2022-08-09 Listing Removed — BRIGHT MLS
• 2022-08-03 Coming Soon — BRIGHT MLS
• 1999-11-12 Sold (Public Records) $100,000 Public Records
• 1999-11-04 Sold (Public Records) $55,893 Public Records
• 1986-07-22 Sold (Public Records) $35,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $3,992 · +11.5% YoY. Source: county tax records.