80543 Key Largo Ave · Indio, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 10/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.0/30.0
- ARV discount +14.4/15.0
- DSCR +8.1/10.0
- 1% rule +6.0/10.0
- Schools +3.8/10.0
- Rent growth +3.3/5.0
- Livability +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$550,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
Key facts
- 6,970 sq ft lot
- 2 garage spots
- Built 2003
Property features AI
Finance
- Other: Short-term rentals allowed; Home warranty plan disclosed; Refrigerator, washer and dryer excluded from sale; Listing accepts conventional, VA, Fannie Mae, FHA and cash financing; also other terms; Possession: close plus 3 days
- HOA & community: No monthly association fee
Exterior
- Parking: Attached garage; Two garage spaces (two covered); Driveway; Garage door opener; Total of four parking spaces
- Security: Exterior security lights
- Utilities: Water provided by Indio Water Authority; Sewer is connected and paid; Property is within a PUD
- Home design: Single-family detached residence; One story; Front door faces north; leisure areas face south
- Construction: Year built (per assessor)
- Exterior features: Exterior security lights; Block fencing; Sprinkler system with timer; Mountain views; Community mailbox
Interior
- Flooring: Tile flooring
- Bathrooms: Two full bathrooms; One three-quarter bathroom; One half bathroom
- Heating & cooling: Forced air heating; Central air conditioning; Gas equipment
- Interior features: Unfurnished; Great Room; Walk-in pantry; One fireplace with glass doors in the great room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.5-bath single-family listed at $550k.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $550k).
- Recommended offer: $542k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.9% vs local median 4.3% in Indio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
- Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Harry S. Truman Elementary (666 students, 80% FRL); Thomas Jefferson Middle (538 students, 93% FRL); Indio High (math 15% / reading 42%, grade F, #774 of 1,170 statewide, top 66%, 2,143 students, 92% FRL) — zoned schools average 88% FRL vs 56% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 28% at this address vs 44% district-wide (-15 pts) — the specific schools serving this property underperform the Desert Sands Unified average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.3%/yr); 515 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- At $6,077/mo this rent would consume 109% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($542k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $310k; list at $550k implies a 78% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.89%
- Cash-on-cash
- 9.28%
- DSCR
- 1.41
- GRM
- 7.5
CMA / ARV
- ARV (on-the-fly)
- $649,320
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 80435 PASEO DE TIEMPO | 0.59mi | 4/3.0 (-1) | 2,391 (+3%) | 3mo | $785,000 | $328 | 58 |
| 80683 Martinique Ave | 0.11mi | 4/2.0 (-1) | 2,035 (-12%) | 7mo | $550,000 | $270 | 58 |
| 80890 Highway 111 | 0.53mi | 4/3.0 (-1) | 2,433 (+5%) | 8mo | $1,300,000 | $534 | 54 |
| 48192 Panorama Ave | 0.53mi | 4/3.0 (-1) | 2,482 (+7%) | 7mo | $695,000 | $280 | 50 |
| 81060 Paloma Cir | 0.56mi | 4/3.0 (-1) | 2,085 (-10%) | 5mo | $531,000 | $255 | 46 |
| 81129 La Reina Cir | 0.65mi | 4/3.0 (-1) | 2,482 (+7%) | 7mo | $664,000 | $268 | 45 |
| 48580 Gibraltar St | 0.67mi | 4/3.0 (-1) | 2,108 (-9%) | 4mo | $699,000 | $332 | 44 |
| 81161 Las Colinas Ave | 0.61mi | 4/3.0 (-1) | 2,100 (-9%) | 10mo | $590,000 | $281 | 41 |
| 47748 Calle Hermosa | 0.70mi | 4/3.0 (-1) | 2,061 (-11%) | 5mo | $525,000 | $255 | 38 |
| 80420 Paseo De Nivel | 0.61mi | 4/2.5 (-1) | 2,568 (+11%) | 9mo | $687,000 | $268 | 37 |
| 48674 Acropolis | 0.73mi | 4/3.0 (-1) | 2,591 (+12%) | 7mo | $760,000 | $293 | 34 |
| 47810 Silverberry St | 0.72mi | 4/2.5 (-1) | 2,100 (-9%) | 11mo | $505,000 | $240 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.34% rent growth · sell at horizon
- IRR
- -1.9%
- Equity multiple
- 0.93×
- Total profit
- $-11,183
- Equity at exit
- $82,007
- IRR
- 8.1%
- Equity multiple
- 1.63×
- Total profit
- $96,485
- Equity at exit
- $47,554
Cash invested: $154,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92201
- Home prices YoY
- -28.4%
- Rents YoY
- 3.3%
- Active inventory
- 515
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $6,077 high interval (Pro) →
- Mortgage (P&I)
- −$2,884
- Tax from tax record
- −$496 /mo · $5,956/yr
- Insurance
- −$229
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,276
- Net cashflow
- $1,191
Break-even live
Sensitivity live
| Price | -10% $1,503 | -5% $1,347 | +0% $1,191 | +5% $1,036 | +10% $880 |
|---|---|---|---|---|---|
| Rent | -10% $711 | -5% $951 | +0% $1,191 | +5% $1,431 | +10% $1,672 |
| Rate | -1.0pp $1,468 | -0.5pp $1,331 | base $1,191 | +0.5pp $1,049 | +1.0pp $904 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $137,500
- Closing costs
- $16,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 80215 Queensboro Dr Indio, CA | 4.0 | 3.5 | 2514 | $3,600 | $1.43 | 45d | 1 | 0.61mi |
| 80591 Tangelo Ct Indio, CA | 4.0 | 4.0 | 3371 | $5,000 | $1.48 | 45d | 1 | 0.63mi |
| 48219 Newport Bridge Pl Indio, CA | 4.0 | 4.0 | 2764 | $7,000 | $2.53 | 45d | 1 | 0.63mi |
| 48219 Newport Bridge Pl Indio, CA | 4.0 | 4.0 | 2764 | $7,500 | $2.71 | 7d | 1 | 0.63mi |
| 48841 Via Estacio Indio, CA | 4.0 | 3.0 | 2370 | $4,400 | $1.86 | 26d | 1 | 0.70mi |
| 47780 Sumac St La Quinta, CA | 4.0 | 3.0 | 1920 | $3,300 | $1.72 | 45d | 1 | 0.70mi |
| 81367 Avenida Camelia Indio, CA | 4.0 | 3.0 | 2061 | $3,195 | $1.55 | 45d | 1 | 0.77mi |
| 79953 Rancho La Quinta Dr La Quinta, CA | 4.0 | 4.5 | 3052 | $25,000 | $8.19 | 45d | 1 | 0.80mi |
| 49143 Gila River St Indio, CA | 5.0 | 3.5 | 3150 | $8,500 | $2.70 | 45d | 1 | 0.81mi |
| 80740 Indian Springs Dr Indio, CA | 4.0 | 3.5 | 2904 | $5,950 | $2.05 | 45d | 1 | 1.03mi |
| 49084 Violet St Indio, CA | 4.0 | 2.5 | 1731 | $2,700 | $1.56 | 45d | 1 | 1.06mi |
| 48474 Vista Palomino La Quinta, CA | 4.0 | 4.0 | 3350 | $14,000 | $4.18 | 45d | 1 | 1.07mi |
| 80886 Avenue 50 Indio, CA | 4.0 | 3.0 | 2121 | $10,000 | $4.71 | 14d | 1 | 1.08mi |
| 79910 Mission Dr E La Quinta, CA | 4.0 | 3.5 | 3349 | $25,000 | $7.46 | 20d | 1 | 1.08mi |
| 81291 Begonia Ct Indio, CA | 4.0 | 2.0 | 1731 | $7,500 | $4.33 | 45d | 1 | 1.08mi |
| 48245 Vista Calico La Quinta, CA | 4.0 | 3.0 | 2800 | $20,000 | $7.14 | 1d | 1 | 1.09mi |
| 80290 Pebble Beach Dr Indio, CA | 4.0 | 4.0 | 2382 | $7,750 | $3.25 | 45d | 1 | 1.11mi |
| 48385 Vista Calico La Quinta, CA | 4.0 | 4.5 | 3288 | $17,000 | $5.17 | 45d | 1 | 1.14mi |
| 80396 Green Hills Dr Indio, CA | 4.0 | 4.0 | 2380 | $5,875 | $2.47 | 45d | 1 | 1.20mi |
| 46073 Roudel Ln La Quinta, CA | 4.0 | 3.5 | 2792 | $6,000 | $2.15 | 45d | 1 | 1.24mi |
| 81871 Victoria St Indio, CA | 4.0 | 2.0 | 1826 | $3,400 | $1.86 | 45d | 1 | 1.26mi |
| 45140 Coeur Dalene Dr Indio, CA | 4.0 | 4.0 | 2382 | $8,500 | $3.57 | 23d | 1 | 1.36mi |
| 79568 Mission Dr E La Quinta, CA | 4.0 | 3.5 | 2635 | $18,000 | $6.83 | 45d | 1 | 1.47mi |
| 79140 Shadow Trl La Quinta, CA | 5.0 | 4.5 | 3047 | $4,200 | $1.38 | 6d | 1 | 1.48mi |
| 49880 Rancho San Felipe La Quinta, CA | 4.0 | 3.5 | 3292 | $15,000 | $4.56 | 45d | 1 | 1.48mi |
Listing history 28 events
-
2026-06-21days on market $550,000 Active 19 DOM
-
2026-06-18days on market $550,000 Active 16 DOM
-
2026-06-17days on market $550,000 Active 15 DOM
-
2026-06-16days on market $550,000 Active 14 DOM
-
2026-06-15days on market $550,000 Active 13 DOM
-
2026-06-13days on market $550,000 Active 11 DOM
-
2026-06-09days on market $550,000 Active 7 DOM
-
2026-06-08days on market $550,000 Active 6 DOM
-
2026-06-07days on market $550,000 Active 5 DOM
-
2026-06-04days on market $550,000 Active 2 DOM
-
2026-06-02statusdays on market $550,000 Active 1 DOM
-
2026-06-01days on market $550,000 Coming Soon 11 DOM
-
2026-05-31days on market $550,000 Coming Soon 10 DOM
-
2026-05-21historical $550,000
-
2018-02-02soldstatus $309,500 Sold 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2018-02-02soldstatus $309,500
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2018-01-23historical 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2018-01-23$309,500 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2017-06-15soldstatus $2,100 Closed 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2017-06-11historical Hold 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2017-06-04status Active 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2017-06-01historical Contingent 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
-
2017-05-21$309,500 Active 928-char remark
Show marketing remark (928 chars)
Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.
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2010-04-08historical
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2010-04-08soldstatus $190,000
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2009-09-18historical Contingent
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2009-09-14price $189,900
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2009-07-31$250,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $5,956 · $496/mo
- Projected year-2 tax
- $5,956 · $496/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $72,929
- − Mortgage interest
- −$30,809
- − Property taxes
- −$5,956
- − Insurance
- −$2,750
- − Repairs & maintenance
- −$5,834
- − Management
- −$5,834
- − Depreciation
- −$16,000
- Taxable income
- $5,746
- Est. tax owed @ 24.0%
- −$1,379
- After-tax cash flow
- $12,918/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desert Sands Unified
- NCES district ID
- 0611110
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 56% ▲ 7.00%
- Median HH income
- $54,957
- Composite
- 37.77/100
- National rank
- #4346
- State rank
- #199 of 517 in CA
Livability — Indio
- Score
- 53/100
- State rank
- #927
- US rank
- #24244
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Indio, CA
- County
- Riverside County · 2,287,001 people
- City population
- 100,560
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 65,825
- Household income
- $66,758
- Rent vs Own
- Severe rent burden
- 2036.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (74%)
- Race & ethnicity
- Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 69%
- Common ancestry
- Romanian 1% Iranian 1%
- Foreign-born
- 29% · Canada, Vietnam, Jamaica
- Languages at home
- 41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -138.46%
- Current HPI
- 348.6605
- Rent YoY
- ▲ 3.34%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+120.0% since first listed16 events — show timeline
- 2026-06-02 Listed $550,000 GPSMLS
- 2026-05-21 Coming Soon $550,000 GPSMLS
- 2018-02-02 Sold (Public Records) $309,500 Public Records
- 2018-02-02 Sold (MLS) $309,500 GPSMLS
- 2018-01-23 Listing Removed — GPSMLS
- 2018-01-23 Listed $309,500 GPSMLS
- 2017-06-15 Sold (MLS) $2,100 GPSMLS
- 2017-06-11 Delisted — GPSMLS
- 2017-06-04 Relisted — GPSMLS
- 2017-06-01 Contingent — GPSMLS
- 2017-05-21 Listed $309,500 GPSMLS
- 2010-04-08 Listing Removed — GPSMLS
- 2010-04-08 Sold (Public Records) $190,000 Public Records
- 2009-09-18 Contingent — GPSMLS
- 2009-09-14 Price Changed $189,900 GPSMLS
- 2009-07-31 Listed $250,000 GPSMLS
Property tax history
+3.1%/yrLatest (2025): $5,956 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…