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80543 Key Largo Ave
B- Composite 65.79
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • ARV discount +14.4/15.0
  • DSCR +8.1/10.0
  • 1% rule +6.0/10.0
  • Schools +3.8/10.0
  • Rent growth +3.3/5.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$550,000

80543 Key Largo Ave · Indio, CA 92201
5 bd · 3.5 ba · 2,319 sqft · SingleFamily public records · 19 Days on market
Built 2003 6,970 sqft lot Est $649k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

Key facts

  • 6,970 sq ft lot
  • 2 garage spots
  • Built 2003

Property features AI

Finance

  • Other: Short-term rentals allowed; Home warranty plan disclosed; Refrigerator, washer and dryer excluded from sale; Listing accepts conventional, VA, Fannie Mae, FHA and cash financing; also other terms; Possession: close plus 3 days
  • HOA & community: No monthly association fee

Exterior

  • Parking: Attached garage; Two garage spaces (two covered); Driveway; Garage door opener; Total of four parking spaces
  • Security: Exterior security lights
  • Utilities: Water provided by Indio Water Authority; Sewer is connected and paid; Property is within a PUD
  • Home design: Single-family detached residence; One story; Front door faces north; leisure areas face south
  • Construction: Year built (per assessor)
  • Exterior features: Exterior security lights; Block fencing; Sprinkler system with timer; Mountain views; Community mailbox

Interior

  • Flooring: Tile flooring
  • Bathrooms: Two full bathrooms; One three-quarter bathroom; One half bathroom
  • Heating & cooling: Forced air heating; Central air conditioning; Gas equipment
  • Interior features: Unfurnished; Great Room; Walk-in pantry; One fireplace with glass doors in the great room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $550k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $550k).
  • Recommended offer: $542k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 4.3% in Indio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harry S. Truman Elementary (666 students, 80% FRL); Thomas Jefferson Middle (538 students, 93% FRL); Indio High (math 15% / reading 42%, grade F, #774 of 1,170 statewide, top 66%, 2,143 students, 92% FRL) — zoned schools average 88% FRL vs 56% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 28% at this address vs 44% district-wide (-15 pts) — the specific schools serving this property underperform the Desert Sands Unified average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.3%/yr); 515 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $6,077/mo this rent would consume 109% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($542k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $310k; list at $550k implies a 78% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $541,750 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.89%
Cash-on-cash
9.28%
DSCR
1.41
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$649,320
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
80435 PASEO DE TIEMPO 0.59mi 4/3.0 (-1) 2,391 (+3%) 3mo $785,000 $328 58
80683 Martinique Ave 0.11mi 4/2.0 (-1) 2,035 (-12%) 7mo $550,000 $270 58
80890 Highway 111 0.53mi 4/3.0 (-1) 2,433 (+5%) 8mo $1,300,000 $534 54
48192 Panorama Ave 0.53mi 4/3.0 (-1) 2,482 (+7%) 7mo $695,000 $280 50
81060 Paloma Cir 0.56mi 4/3.0 (-1) 2,085 (-10%) 5mo $531,000 $255 46
81129 La Reina Cir 0.65mi 4/3.0 (-1) 2,482 (+7%) 7mo $664,000 $268 45
48580 Gibraltar St 0.67mi 4/3.0 (-1) 2,108 (-9%) 4mo $699,000 $332 44
81161 Las Colinas Ave 0.61mi 4/3.0 (-1) 2,100 (-9%) 10mo $590,000 $281 41
47748 Calle Hermosa 0.70mi 4/3.0 (-1) 2,061 (-11%) 5mo $525,000 $255 38
80420 Paseo De Nivel 0.61mi 4/2.5 (-1) 2,568 (+11%) 9mo $687,000 $268 37
48674 Acropolis 0.73mi 4/3.0 (-1) 2,591 (+12%) 7mo $760,000 $293 34
47810 Silverberry St 0.72mi 4/2.5 (-1) 2,100 (-9%) 11mo $505,000 $240 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold
IRR
-1.9%
Equity multiple
0.93×
Total profit
$-11,183
Equity at exit
$82,007
10-year hold
IRR
8.1%
Equity multiple
1.63×
Total profit
$96,485
Equity at exit
$47,554

Cash invested: $154,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92201

Home prices YoY
-28.4%
Rents YoY
3.3%
Active inventory
515
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$6,077 high interval (Pro) →
Mortgage (P&I)
$2,884
Tax from tax record
$496 /mo · $5,956/yr
Insurance
$229
HOA
$0
Vacancy / Maint / Mgmt
$1,276
Net cashflow
$1,191

Break-even live

Break-even rent $4,569
Max offer price $550,000
Occupancy floor 75%

Sensitivity live

Price -10% $1,503 -5% $1,347 +0% $1,191 +5% $1,036 +10% $880
Rent -10% $711 -5% $951 +0% $1,191 +5% $1,431 +10% $1,672
Rate -1.0pp $1,468 -0.5pp $1,331 base $1,191 +0.5pp $1,049 +1.0pp $904

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$137,500
Closing costs
$16,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
80215 Queensboro Dr Indio, CA 4.0 3.5 2514 $3,600 $1.43 45d 1 0.61mi
80591 Tangelo Ct Indio, CA 4.0 4.0 3371 $5,000 $1.48 45d 1 0.63mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,000 $2.53 45d 1 0.63mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,500 $2.71 7d 1 0.63mi
48841 Via Estacio Indio, CA 4.0 3.0 2370 $4,400 $1.86 26d 1 0.70mi
47780 Sumac St La Quinta, CA 4.0 3.0 1920 $3,300 $1.72 45d 1 0.70mi
81367 Avenida Camelia Indio, CA 4.0 3.0 2061 $3,195 $1.55 45d 1 0.77mi
79953 Rancho La Quinta Dr La Quinta, CA 4.0 4.5 3052 $25,000 $8.19 45d 1 0.80mi
49143 Gila River St Indio, CA 5.0 3.5 3150 $8,500 $2.70 45d 1 0.81mi
80740 Indian Springs Dr Indio, CA 4.0 3.5 2904 $5,950 $2.05 45d 1 1.03mi
49084 Violet St Indio, CA 4.0 2.5 1731 $2,700 $1.56 45d 1 1.06mi
48474 Vista Palomino La Quinta, CA 4.0 4.0 3350 $14,000 $4.18 45d 1 1.07mi
80886 Avenue 50 Indio, CA 4.0 3.0 2121 $10,000 $4.71 14d 1 1.08mi
79910 Mission Dr E La Quinta, CA 4.0 3.5 3349 $25,000 $7.46 20d 1 1.08mi
81291 Begonia Ct Indio, CA 4.0 2.0 1731 $7,500 $4.33 45d 1 1.08mi
48245 Vista Calico La Quinta, CA 4.0 3.0 2800 $20,000 $7.14 1d 1 1.09mi
80290 Pebble Beach Dr Indio, CA 4.0 4.0 2382 $7,750 $3.25 45d 1 1.11mi
48385 Vista Calico La Quinta, CA 4.0 4.5 3288 $17,000 $5.17 45d 1 1.14mi
80396 Green Hills Dr Indio, CA 4.0 4.0 2380 $5,875 $2.47 45d 1 1.20mi
46073 Roudel Ln La Quinta, CA 4.0 3.5 2792 $6,000 $2.15 45d 1 1.24mi
81871 Victoria St Indio, CA 4.0 2.0 1826 $3,400 $1.86 45d 1 1.26mi
45140 Coeur Dalene Dr Indio, CA 4.0 4.0 2382 $8,500 $3.57 23d 1 1.36mi
79568 Mission Dr E La Quinta, CA 4.0 3.5 2635 $18,000 $6.83 45d 1 1.47mi
79140 Shadow Trl La Quinta, CA 5.0 4.5 3047 $4,200 $1.38 6d 1 1.48mi
49880 Rancho San Felipe La Quinta, CA 4.0 3.5 3292 $15,000 $4.56 45d 1 1.48mi

Listing history 28 events

  1. 2026-06-21
    days on market $550,000 Active 19 DOM
  2. 2026-06-18
    days on market $550,000 Active 16 DOM
  3. 2026-06-17
    days on market $550,000 Active 15 DOM
  4. 2026-06-16
    days on market $550,000 Active 14 DOM
  5. 2026-06-15
    days on market $550,000 Active 13 DOM
  6. 2026-06-13
    days on market $550,000 Active 11 DOM
  7. 2026-06-09
    days on market $550,000 Active 7 DOM
  8. 2026-06-08
    days on market $550,000 Active 6 DOM
  9. 2026-06-07
    days on market $550,000 Active 5 DOM
  10. 2026-06-04
    days on market $550,000 Active 2 DOM
  11. 2026-06-02
    statusdays on market $550,000 Active 1 DOM
  12. 2026-06-01
    days on market $550,000 Coming Soon 11 DOM
  13. 2026-05-31
    days on market $550,000 Coming Soon 10 DOM
  14. 2026-05-21
    historical $550,000
  15. 2018-02-02
    soldstatus $309,500 Sold 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  16. 2018-02-02
    soldstatus $309,500
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  17. 2018-01-23
    historical 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  18. 2018-01-23
    listed $309,500 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  19. 2017-06-15
    soldstatus $2,100 Closed 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  20. 2017-06-11
    historical Hold 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  21. 2017-06-04
    status Active 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  22. 2017-06-01
    historical Contingent 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  23. 2017-05-21
    listed $309,500 Active 928-char remark
    Show marketing remark (928 chars)

    Look no further. This beautiful home centrally located in the desirable Montego Dunes Development, offers a fabulous open floor plan with 4 BDR plus exercise room or 5th BDR, 3.5 Baths, with over 2,300 sq ft. The large Kitchen features a walk-in Pantry, new Stainless Steel 5 burner gas range, a large centered island opened to the living room and dining area, ideal for perfect entertainment or interactive family nights. Some features include: double entry doors, tiled throughout, gas fire place, ceiling fans throughout, and lots of cabinets for storage, master bedroom closet organizer, newly painted throughout. The extended covered patio is perfect for outdoor dining year round letting you enjoy the scenic mountain views. If you are looking for a quiet neighborhood with No HOA dues or restrictions, near shopping, restaurants, polo grounds, music festivals and golf, this is the perfect home for you! Ready to move-in.

  24. 2010-04-08
    historical
  25. 2010-04-08
    soldstatus $190,000
  26. 2009-09-18
    historical Contingent
  27. 2009-09-14
    price $189,900
  28. 2009-07-31
    listed $250,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$5,956 · $496/mo
Projected year-2 tax
$5,956 · $496/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$72,929
− Mortgage interest
−$30,809
− Property taxes
−$5,956
− Insurance
−$2,750
− Repairs & maintenance
−$5,834
− Management
−$5,834
− Depreciation
−$16,000
Taxable income
$5,746
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,379
After-tax cash flow
$12,918/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Indio

Score
53/100
State rank
#927
US rank
#24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Indio, CA
County
Riverside County · 2,287,001 people
City population
100,560
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
65,825
Household income
$66,758
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
2036.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 69%
Common ancestry
Romanian 1% Iranian 1%
Foreign-born
29% · Canada, Vietnam, Jamaica
Languages at home
41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.46%
Current HPI
348.6605
Rent YoY
▲ 3.34%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+120.0% since first listed
16 events — show timeline
  • 2026-06-02 Listed $550,000 GPSMLS
  • 2026-05-21 Coming Soon $550,000 GPSMLS
  • 2018-02-02 Sold (Public Records) $309,500 Public Records
  • 2018-02-02 Sold (MLS) $309,500 GPSMLS
  • 2018-01-23 Listing Removed GPSMLS
  • 2018-01-23 Listed $309,500 GPSMLS
  • 2017-06-15 Sold (MLS) $2,100 GPSMLS
  • 2017-06-11 Delisted GPSMLS
  • 2017-06-04 Relisted GPSMLS
  • 2017-06-01 Contingent GPSMLS
  • 2017-05-21 Listed $309,500 GPSMLS
  • 2010-04-08 Listing Removed GPSMLS
  • 2010-04-08 Sold (Public Records) $190,000 Public Records
  • 2009-09-18 Contingent GPSMLS
  • 2009-09-14 Price Changed $189,900 GPSMLS
  • 2009-07-31 Listed $250,000 GPSMLS

Property tax history

+3.1%/yr

Latest (2025): $5,956 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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