207 South Sycamore · Woodsfield, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +11.1/15.0
- DSCR +7.0/10.0
- 1% rule +5.8/10.0
- Appreciation +5.5/10.0
- Schools +3.8/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$109,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !
Key facts
- Remodeled
- Landscaping
- Laundry room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $109k.
Deal economics
- At list price, monthly cash flow is $174 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $109k).
- Recommended offer: $102k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 65/100 on livability (#753 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Switzerland Of Ohio Local (rural): math 39% / reading 51% proficiency, ranked #503 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Woodsfield Elementary School (math 45% / reading 53%, grade D, #934 of 1,584 statewide, top 59%, 395 students, 64% FRL); Monroe Central High School (math 22% / reading 47%, grade F, #582 of 781 statewide, top 76%, 229 students, 41% FRL) — zoned schools at 53% FRL track the district average.
- Market conditions: 33 active listings in the ZIP.
Forward outlook
- In year one you build about $2k of equity ($754 loan paydown + $1k appreciation (0.9% local appreciation)).
- Monroe County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (0.9% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 74 days — a 6% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 6y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $84k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.21%
- Cash-on-cash
- 6.83%
- DSCR
- 1.30
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $118,621
- List price
- $109,000
- Delta
- -8.11%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 210 E Church St | 0.20mi | 3/1.5 | 1,505 (+5%) | 3mo | $105,000 | $70 | 77 |
| 200 North Monroe St | 0.40mi | 3/1.5 | 1,412 (-1%) | 17mo | $172,000 | $122 | 63 |
| 129 Maple Ave | 0.56mi | 3/2.5 | 1,387 (-3%) | 6mo | $310,000 | $224 | 62 |
| 206 W Marietta St | 0.12mi | 2/1.5 (-1) | 1,236 (-13%) | 21mo | $74,000 | $60 | 48 |
| 418 S Main St | 0.52mi | 3/2.0 | 1,252 (-12%) | 20mo | $192,000 | $153 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.94% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.3%
- Equity multiple
- 1.42×
- Total profit
- $12,816
- Equity at exit
- $36,885
- IRR
- 12.4%
- Equity multiple
- 2.49×
- Total profit
- $45,574
- Equity at exit
- $48,766
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43793
- Home prices YoY
- 0.7%
- Active inventory
- 33
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,173 medium interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax est. 1.5%
- −$136 /mo · $1,635/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$246
- Net cashflow
- $174
Break-even live
Sensitivity live
| Price | -10% $249 | -5% $211 | +0% $174 | +5% $136 | +10% $98 |
|---|---|---|---|---|---|
| Rent | -10% $81 | -5% $127 | +0% $174 | +5% $220 | +10% $266 |
| Rate | -1.0pp $229 | -0.5pp $201 | base $174 | +0.5pp $146 | +1.0pp $117 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-21days on market $109,000 Active 74 DOM
-
2026-06-21days on market $109,000 Active 73 DOM
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2026-06-18days on market $109,000 Active 71 DOM
-
2026-06-17days on market $109,000 Active 70 DOM
-
2026-06-16days on market $109,000 Active 69 DOM
-
2026-06-15days on market $109,000 Active 68 DOM
-
2026-06-13days on market $109,000 Active 66 DOM
-
2026-06-12days on market $109,000 Active 65 DOM
-
2026-06-09days on market $109,000 Active 62 DOM
-
2026-06-08days on market $109,000 Active 61 DOM
-
2026-06-08days on market $109,000 Active 60 DOM
-
2026-06-04days on market $109,000 Active 56 DOM
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2026-06-02days on market $109,000 Active 55 DOM
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2026-06-01days on market $109,000 Active 54 DOM
-
2026-05-31days on market $109,000 Active 53 DOM
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2026-04-19price $109,000 890-char remark
Show marketing remark (890 chars)
New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !
-
2026-04-08$119,000 Active 890-char remark
Show marketing remark (890 chars)
New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !
-
2020-11-18soldstatus $84,000 901-char remark
Show marketing remark (901 chars)
New listing! Lovely 3-bedroom 2-bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded approximately 8 years ago with new kitchen cabinets, updated appliances, garbage disposal, pantry and laminate flooring; new carpeting in the down stairs bedroom and living room; New concrete front porch and landscaping, along with a new sidewalk. Furnace and hot water tank also replaced. This lovely home offers 1350 square foot of living space; First floor level includes one-bedroom with a large closet, full bathroom, kitchen, living room ( closet) and mud room with storage with laundry space. Second floor has two bedrooms, nice closet space and a full bathroom. The upstairs has two unique stairways on opposite sides of the home. Allot of Closet space in this house! Off street parking and a partial fenced in private back yard are included. Agent owned.
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2020-10-23$89,500 901-char remark
Show marketing remark (901 chars)
New listing! Lovely 3-bedroom 2-bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded approximately 8 years ago with new kitchen cabinets, updated appliances, garbage disposal, pantry and laminate flooring; new carpeting in the down stairs bedroom and living room; New concrete front porch and landscaping, along with a new sidewalk. Furnace and hot water tank also replaced. This lovely home offers 1350 square foot of living space; First floor level includes one-bedroom with a large closet, full bathroom, kitchen, living room ( closet) and mud room with storage with laundry space. Second floor has two bedrooms, nice closet space and a full bathroom. The upstairs has two unique stairways on opposite sides of the home. Allot of Closet space in this house! Off street parking and a partial fenced in private back yard are included. Agent owned.
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2011-10-13soldstatus $18,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,081
- − Mortgage interest
- −$6,106
- − Property taxes
- −$1,635
- − Insurance
- −$545
- − Repairs & maintenance
- −$1,127
- − Management
- −$1,127
- − Depreciation
- −$3,171
- Taxable income
- $372
- Est. tax owed @ 24.0%
- −$89
- After-tax cash flow
- $1,996/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Switzerland Of Ohio Local
- NCES district ID
- 3904865
- Math proficiency
- 39% ▼ -13.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $40,358
- Composite
- 37.67/100
- National rank
- #4367
- State rank
- #503 of 656 in OH
Livability — Woodsfield
- Score
- 65/100
- State rank
- #753
- US rank
- #13569
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Woodsfield, OH
- County
- Monroe · 13,010 people
- Population (ZIP)
- 4,879
- Household income
- $51,193
- Rent vs Own
- Severe rent burden
- 16.6
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 13,685 people
- By 2030
- 13,113 · -4.2%
- By 2040
- 11,852 · -13.4%
- By 2050
- 10,621 · -22.4%
- By 2075
- 7,975 · -41.7%
- By 2100
- 5,494 · -59.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 5% Asian 1%
- Common ancestry
- Italian 3% Slovak 2% Iranian 1%
- Foreign-born
- 1% · Philippines
- Languages at home
- 98% English-only · Other Asian/Pacific 1%
Political lean MEDSL · Monroe
- 2024 margin
- Solid R (+59.8) · D 19.7% · R 79.4%
- 2008→2024 swing
- -68.9pp toward R · 2008: 9.2pp · 2024: -59.8pp
- All cycles
- 2024: R+59.8 2020: R+54.0 2016: R+46.9 2012: R+7.9 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.94%
- Current HPI
- 143.8315
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
+476.7% since first listed5 events — show timeline
- 2026-04-19 Price Changed $109,000 MLSNOW
- 2026-04-08 Listed $119,000 MLSNOW
- 2020-11-18 Sold (MLS) $84,000 MLSNOW
- 2020-10-23 Listed $89,500 MLSNOW
- 2011-10-13 Sold (Public Records) $18,900 Public Records
Property tax history
-28.9%/yrLatest (2025): $9 · +18.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…