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207 South Sycamore
C+ Composite 63.45
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.0/30.0
  • ARV discount +11.1/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.8/10.0
  • Appreciation +5.5/10.0
  • Schools +3.8/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$109,000

207 South Sycamore · Woodsfield, OH 43793
3 bd · 2.0 ba · 1,428 sqft · SingleFamily · 74 Days on market
Built 1890 4,356 sqft lot $76/sqft · 8% below area Est $119k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !

Key facts

  • Remodeled
  • Landscaping
  • Laundry room

Tags

REMODELEDWHITE KITCHEN CABINETSCONCRETE COVERED PORCHLANDSCAPINGLAUNDRY ROOMNEW SHOWER TUB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $109k.

Deal economics

  • At list price, monthly cash flow is $174 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $109k).
  • Recommended offer: $102k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 65/100 on livability (#753 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Switzerland Of Ohio Local (rural): math 39% / reading 51% proficiency, ranked #503 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Woodsfield Elementary School (math 45% / reading 53%, grade D, #934 of 1,584 statewide, top 59%, 395 students, 64% FRL); Monroe Central High School (math 22% / reading 47%, grade F, #582 of 781 statewide, top 76%, 229 students, 41% FRL) — zoned schools at 53% FRL track the district average.
  • Market conditions: 33 active listings in the ZIP.

Forward outlook

  • In year one you build about $2k of equity ($754 loan paydown + $1k appreciation (0.9% local appreciation)).
  • Monroe County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.9% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $84k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $102,460 (6.0% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.21%
Cash-on-cash
6.83%
DSCR
1.30
GRM
7.7

CMA / ARV

ARV (median comp)
$118,621
List price
$109,000
Delta
-8.11%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
210 E Church St 0.20mi 3/1.5 1,505 (+5%) 3mo $105,000 $70 77
200 North Monroe St 0.40mi 3/1.5 1,412 (-1%) 17mo $172,000 $122 63
129 Maple Ave 0.56mi 3/2.5 1,387 (-3%) 6mo $310,000 $224 62
206 W Marietta St 0.12mi 2/1.5 (-1) 1,236 (-13%) 21mo $74,000 $60 48
418 S Main St 0.52mi 3/2.0 1,252 (-12%) 20mo $192,000 $153 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.94% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.3%
Equity multiple
1.42×
Total profit
$12,816
Equity at exit
$36,885
10-year hold
IRR
12.4%
Equity multiple
2.49×
Total profit
$45,574
Equity at exit
$48,766

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43793

Home prices YoY
0.7%
Active inventory
33
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,173 medium interval (Pro) →
Mortgage (P&I)
$572
Tax est. 1.5%
$136 /mo · $1,635/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$246
Net cashflow
$174

Break-even live

Break-even rent $954
Max offer price $109,000
Occupancy floor 80%

Sensitivity live

Price -10% $249 -5% $211 +0% $174 +5% $136 +10% $98
Rent -10% $81 -5% $127 +0% $174 +5% $220 +10% $266
Rate -1.0pp $229 -0.5pp $201 base $174 +0.5pp $146 +1.0pp $117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,250
Closing costs
$3,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $109,000 Active 74 DOM
  2. 2026-06-21
    days on market $109,000 Active 73 DOM
  3. 2026-06-18
    days on market $109,000 Active 71 DOM
  4. 2026-06-17
    days on market $109,000 Active 70 DOM
  5. 2026-06-16
    days on market $109,000 Active 69 DOM
  6. 2026-06-15
    days on market $109,000 Active 68 DOM
  7. 2026-06-13
    days on market $109,000 Active 66 DOM
  8. 2026-06-12
    days on market $109,000 Active 65 DOM
  9. 2026-06-09
    days on market $109,000 Active 62 DOM
  10. 2026-06-08
    days on market $109,000 Active 61 DOM
  11. 2026-06-08
    days on market $109,000 Active 60 DOM
  12. 2026-06-04
    days on market $109,000 Active 56 DOM
  13. 2026-06-02
    days on market $109,000 Active 55 DOM
  14. 2026-06-01
    days on market $109,000 Active 54 DOM
  15. 2026-05-31
    days on market $109,000 Active 53 DOM
  16. 2026-04-19
    price $109,000 890-char remark
    Show marketing remark (890 chars)

    New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !

  17. 2026-04-08
    listed $119,000 Active 890-char remark
    Show marketing remark (890 chars)

    New Listing ! Lovely 3 Bedroom 2 Full Bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded a few years ago with White kitchen cabinets, pantry and laminate flooring; Carpeting downstairs bedroom and living room; Concrete Covered porch and landscaping along with a sidewalk out front. This lovely home is convenient to walk downtown and has Electric, water and Sewer Utilities along with Natural Gas heat; TV, Washer, Dryer, Stove and Fridge are all included in the Price. Laundry room, one bedroom and one full bathroom on the main floor. Bathroom on main floor just got a new Shower / Tub installed this week. The upstairs has two unique stairways on opposite sides of the home. Allot of closet space in this house. Off street parking in the rear and a partial fenced in private back yard are included. Schedule your appointment today !

  18. 2020-11-18
    soldstatus $84,000 901-char remark
    Show marketing remark (901 chars)

    New listing! Lovely 3-bedroom 2-bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded approximately 8 years ago with new kitchen cabinets, updated appliances, garbage disposal, pantry and laminate flooring; new carpeting in the down stairs bedroom and living room; New concrete front porch and landscaping, along with a new sidewalk. Furnace and hot water tank also replaced. This lovely home offers 1350 square foot of living space; First floor level includes one-bedroom with a large closet, full bathroom, kitchen, living room ( closet) and mud room with storage with laundry space. Second floor has two bedrooms, nice closet space and a full bathroom. The upstairs has two unique stairways on opposite sides of the home. Allot of Closet space in this house! Off street parking and a partial fenced in private back yard are included. Agent owned.

  19. 2020-10-23
    listed $89,500 901-char remark
    Show marketing remark (901 chars)

    New listing! Lovely 3-bedroom 2-bathroom home located up town in the Village of Woodsfield. This 2 story home was remodeled and upgraded approximately 8 years ago with new kitchen cabinets, updated appliances, garbage disposal, pantry and laminate flooring; new carpeting in the down stairs bedroom and living room; New concrete front porch and landscaping, along with a new sidewalk. Furnace and hot water tank also replaced. This lovely home offers 1350 square foot of living space; First floor level includes one-bedroom with a large closet, full bathroom, kitchen, living room ( closet) and mud room with storage with laundry space. Second floor has two bedrooms, nice closet space and a full bathroom. The upstairs has two unique stairways on opposite sides of the home. Allot of Closet space in this house! Off street parking and a partial fenced in private back yard are included. Agent owned.

  20. 2011-10-13
    soldstatus $18,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,081
− Mortgage interest
−$6,106
− Property taxes
−$1,635
− Insurance
−$545
− Repairs & maintenance
−$1,127
− Management
−$1,127
− Depreciation
−$3,171
Taxable income
$372
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$89
After-tax cash flow
$1,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Switzerland Of Ohio Local
NCES district ID
3904865
Math proficiency
39% ▼ -13.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$40,358
Composite
37.67/100
National rank
#4367
State rank
#503 of 656 in OH

Livability — Woodsfield

Score
65/100
State rank
#753
US rank
#13569

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodsfield, OH
County
Monroe · 13,010 people
Population (ZIP)
4,879
Household income
$51,193
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
16.6

Population outlook (Monroe County) Hauer SSP2

Today (2025)
13,685 people
By 2030
13,113 · -4.2%
By 2040
11,852 · -13.4%
By 2050
10,621 · -22.4%
By 2075
7,975 · -41.7%
By 2100
5,494 · -59.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 5% Asian 1%
Common ancestry
Italian 3% Slovak 2% Iranian 1%
Foreign-born
1% · Philippines
Languages at home
98% English-only · Other Asian/Pacific 1%

Political lean MEDSL · Monroe

2024 margin
Solid R (+59.8) · D 19.7% · R 79.4%
2008→2024 swing
-68.9pp toward R · 2008: 9.2pp · 2024: -59.8pp
All cycles
2024: R+59.8 2020: R+54.0 2016: R+46.9 2012: R+7.9 2008: D+9.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.94%
Current HPI
143.8315
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+476.7% since first listed
5 events — show timeline
  • 2026-04-19 Price Changed $109,000 MLSNOW
  • 2026-04-08 Listed $119,000 MLSNOW
  • 2020-11-18 Sold (MLS) $84,000 MLSNOW
  • 2020-10-23 Listed $89,500 MLSNOW
  • 2011-10-13 Sold (Public Records) $18,900 Public Records

Property tax history

-28.9%/yr

Latest (2025): $9 · +18.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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