256 Spindlewood Blvd · Dundee, FL 33838

$292,490

3 bd · 2.0 ba · 1,250 sqft · SingleFamily · 90 Days on market

Built 2026 6,966 sqft lot $65/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +6.2/30.0
• Schools +3.5/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• DSCR +0.6/10.0

Listing remarks MLS

Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

Key facts

• Generous countertops
• Ample cabinet space
• Open kitchen

Tags

• LONG VIEW FROM FRONT DOOR
• OPEN KITCHEN
• BREAKFAST BAR
• GENEROUS COUNTERTOPS
• AMPLE CABINET SPACE
• ADJACENT LAUNDRY ROOM

Property features AI

Finance

• Other: Total annual taxes listed (for reference) $447
• Financial info: No lease restrictions indicated
• HOA & community: Has HOA (Association: Tim Todd); Annual association fee $780 (paid annually); $65 monthly equivalent; Association fee includes internet; Deed restrictions; Sidewalks; Pets allowed

Exterior

• Parking: Attached garage; 2 garage spaces
• Utilities: Public water; Public sewer; Electricity available and connected; Water available and connected; Sewer available and connected; Underground utilities
• Home design: Single family residence; One story; Completed property; Faces south
• Construction: Block and stucco construction; Shingle roof; Slab foundation; New construction; Built by Holiday Builders (Model: Pindo)
• Exterior features: Covered rear porch; Sliding doors; Paved road access

Interior

• Kitchen: Dishwasher; Microwave; Range
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Heat pump; Central air conditioning
• Interior features: Open floorplan; Kitchen and family room combo; Living room and dining room combo; Solid surface counters; Walk-in closet(s)
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $292k.

Deal economics

• At list price, monthly cash flow is $-529 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $216k (26.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (32.6% below list).
• Recommended offer: $197k (32.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 65/100 on livability (#638 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment D+, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Dundee Elementary Academy (math 51% / reading 56%, grade C, #949 of 2,144 statewide, top 45%, 653 students, 47% FRL); Haines City Senior High School (math 12% / reading 32%, grade F, #544 of 667 statewide, top 82%, 2,700 students, 58% FRL).
• Market conditions: 149 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (10.0% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($275k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts; this cycle's ask is 7% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $197,116 (32.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 4.12%
• Cash-on-cash: -7.75%
• DSCR: 0.66
• GRM: 12.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.8%
• Equity multiple: 2.53×
• Total profit: $125,668
• Equity at exit: $263,498

10-year hold

• IRR: 17.4%
• Equity multiple: 5.84×
• Total profit: $396,711
• Equity at exit: $568,244

Cash invested: $81,897 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33838

• Home prices YoY: 17.6%
• Active inventory: 149
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $1,971 high
• Mortgage (P&I): −$1,534
• Tax est. 1.5%: −$366 /mo · $4,387/yr
• Insurance: −$122
• HOA: −$65
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $-529

Break-even live

Break-even rent $2,641

Max offer price $215,926

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,122
• Closing costs: $8,775
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
29 Coyer Rd Unit 2 Haines City, FL	2.0	2.0	1008	$2,000	$1.98	23d	1	0.60mi
2163 Mandarin Loop Dundee, FL	3.0	2.0	1688	$2,049	$1.21	3d	1	0.86mi
1378 Legatto Loop Dundee, FL	3.0	2.0	1397	$1,850	$1.32	3d	1	1.31mi
403 Sol Vista Dr Dundee, FL	3.0	2.5	1630	$1,950	$1.20	23d	1	1.35mi
391 Sol Vista Dr Dundee, FL	3.0	2.5	1768	$1,950	$1.10	23d	1	1.35mi

HOA detail

• Monthly dues: $65 · $780/yr

Listing history 32 events

1. 2026-06-18
   days on market $292,490 Active 90 DOM
2. 2026-06-17
   days on market $292,490 Active 89 DOM
3. 2026-06-16
   days on market $292,490 Active 88 DOM
4. 2026-06-15
   days on market $292,490 Active 87 DOM
5. 2026-06-13
   days on market $292,490 Active 85 DOM
6. 2026-06-10
   days on market $292,490 Active 82 DOM
7. 2026-06-09
   days on market $292,490 Active 81 DOM
8. 2026-06-08
   days on market $292,490 Active 80 DOM
9. 2026-06-07
   days on market $292,490 Active 79 DOM
10. 2026-06-05
    days on market $292,490 Active 76 DOM
11. 2026-06-03
    days on market $292,490 Active 75 DOM
12. 2026-06-03
    days on market $292,490 Active 74 DOM
13. 2026-06-01
    days on market $292,490 Active 73 DOM
14. 2026-05-31
    days on market $292,490 Active 72 DOM
15. 2026-05-04
    price $292,490
16. 2026-05-03
    price $292,490 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

17. 2026-03-20
    listed $272,490 Active
18. 2026-03-08
    price $272,490 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

19. 2026-03-06
    price $289,490 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

20. 2026-03-05
    price $291,490 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

21. 2026-02-26
    status Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

22. 2026-02-25
    historical 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

23. 2025-12-30
    status Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

24. 2025-12-29
    historical 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

25. 2025-12-23
    status Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

26. 2025-12-22
    historical 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

27. 2025-12-21
    status Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

28. 2025-12-20
    historical 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

29. 2025-12-19
    status Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

30. 2025-12-18
    historical 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

31. 2025-12-04
    price $286,990 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

32. 2025-11-18
    listed $281,990 Active 1260-char remark

    Show marketing remark (1260 chars)

    Welcome to the Pindo floorplan, an offering from our Value collection. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. Natural light floods the space, providing a refreshing atmosphere. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you'll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen boasts a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you'll have ample space for vehicles or additional storage needs. Rest assured that the Pindo new home floorplan upholds our commitment to quality craftsmanship. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,654
• − Mortgage interest: −$16,384
• − Property taxes: −$4,387
• − Insurance: −$1,462
• − Repairs & maintenance: −$1,892
• − Management: −$1,892
• − HOA: −$780
• − Depreciation: −$8,509
• Taxable loss: −$11,653
• Est. tax savings @ 24.0%: +$2,797
• After-tax cash flow: $-3,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Dundee

• Score: 65/100
• State rank: #638
• US rank: #12542

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A+ Health & safety D- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dundee, FL
• City population: 5,431
• Population (ZIP): 5,431

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: Hispanic / Latino 50% White 30% Black 14% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 14% Puerto Rican 19% Dominican 6%
• Common ancestry: Portuguese 1%
• Foreign-born: 18% · Canada, Guatemala
• Languages at home: 53% English-only · Spanish 47%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 54.34%
• Current HPI: 363.9764
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+3.7% since first listed

18 events — show timeline

• 2026-05-04 Price Changed $292,490 Stellar MLS as Distributed by MLS Grid
• 2026-05-03 Price Changed $292,490 Zillow
• 2026-03-20 Listed $272,490 Stellar MLS as Distributed by MLS Grid
• 2026-03-08 Price Changed $272,490 Zillow
• 2026-03-06 Price Changed $289,490 Zillow
• 2026-03-05 Price Changed $291,490 Zillow
• 2026-02-26 Relisted — Zillow
• 2026-02-25 Delisted — Zillow
• 2025-12-30 Relisted — Zillow
• 2025-12-29 Delisted — Zillow
• 2025-12-23 Relisted — Zillow
• 2025-12-22 Delisted — Zillow
• 2025-12-21 Relisted — Zillow
• 2025-12-20 Delisted — Zillow
• 2025-12-19 Relisted — Zillow
• 2025-12-18 Delisted — Zillow
• 2025-12-04 Price Changed $286,990 Zillow
• 2025-11-18 Listed $281,990 Zillow