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1334 Maple St
C+ Composite 61.78
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.0/10.0
  • 1% rule +4.7/10.0
  • Schools +4.2/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$141,000

1334 Maple St · Casper, WY 82604
2 bd · 1.0 ba · 810 sqft · SingleFamily public records · 8 Days on market
Built 1953 6,098 sqft lot Est $212k · 34% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • Open floor plan
  • 6,098 sq ft lot
  • Built 1953

Tags

SEPARATE LAUNDRY ROOMOPEN FLOOR PLANCOMFORTABLE LIVING AREA

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Natural gas available
  • Home design: Single-family residence; Residential property
  • Construction: Metal siding
  • Exterior features: Patio; Chain link fencing; Lot approximately 0.14 acre

Interior

  • Kitchen: Includes refrigerator, range, and oven
  • Flooring: Carpet; Vinyl
  • Heating & cooling: Forced air heating
  • Interior features: Refrigerator, Range, Oven; Carpet and vinyl flooring; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $141k.

Deal economics

  • At list price, monthly cash flow is $225 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (3.4% below list).
  • Recommended offer: $136k (3.4% below list) — sets the bar for 1% rule.
  • Cap rate 8.2% vs local median 3.0% in Casper — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#8 in WY, #2,629 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D, health & safety F.
  • Natrona County School District #1 (urban): math 44% / reading 52% proficiency, ranked #32 of 41 in WY (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 203 active listings in the ZIP; solid renter incomes; 310 units permitted in Natrona County in 2024 (104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $975 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Natrona County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,198 (3.4% below list)

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.21%
Cash-on-cash
6.84%
DSCR
1.30
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$212,220
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1434 Holly St 0.08mi 2/1.0 810 (0%) 9mo $180,000 $222 89
1334 Birch St 0.10mi 2/1.0 864 (+7%) 10mo $220,000 $255 76
1615 Custer Ave 0.40mi 3/1.0 (+1) 860 (+6%) 4mo $235,000 $273 63
1447 Sheridan Dr 0.17mi 3/1.8 (+1) 904 (+12%) 2mo $229,000 $253 63
1434 S Boxelder 0.54mi 2/1.0 759 (-6%) 3mo $188,585 $248 62
1625 Cody 0.37mi 3/1.0 (+1) 860 (+6%) 8mo $225,000 $262 61
1625 Fremont Ave 0.49mi 3/1.0 (+1) 860 (+6%) 5mo $237,900 $277 58
1645 Brigham Young Ave 0.63mi 3/1.0 (+1) 860 (+6%) 3mo $230,000 $267 53
1502 Brigham Young St 0.62mi 2/1.0 904 (+12%) 2mo $245,000 $271 50
2835 Desmet Dr 0.48mi 3/1.0 (+1) 884 (+9%) 11mo $225,000 $255 48
1645 Laramie Ave 0.59mi 3/1.8 (+1) 860 (+6%) 11mo $254,900 $296 45
1344 Brigham Young 0.61mi 3/1.0 (+1) 902 (+11%) 8mo $205,000 $227 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.8%
Equity multiple
0.78×
Total profit
$-8,573
Equity at exit
$21,024
10-year hold
IRR
3.8%
Equity multiple
1.27×
Total profit
$10,763
Equity at exit
$12,191

Cash invested: $39,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 82604

Active inventory
203
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,362 medium interval (Pro) →
Mortgage (P&I)
$739
Tax from tax record
$53 /mo · $634/yr
Insurance
$59
HOA
$0
Vacancy / Maint / Mgmt
$286
Net cashflow
$225

Break-even live

Break-even rent $1,077
Max offer price $141,000
Occupancy floor 78%

Sensitivity live

Price -10% $305 -5% $265 +0% $225 +5% $185 +10% $145
Rent -10% $117 -5% $171 +0% $225 +5% $279 +10% $333
Rate -1.0pp $296 -0.5pp $261 base $225 +0.5pp $188 +1.0pp $151

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,250
Closing costs
$4,230
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-19
    days on market $141,000 Active 8 DOM
  2. 2026-06-18
    days on market $141,000 Active 7 DOM
  3. 2026-06-17
    days on market $141,000 Active 6 DOM
  4. 2026-06-17
    days on market $141,000 Active 5 DOM
  5. 2026-06-15
    days on market $141,000 Active 4 DOM
  6. 2026-06-14
    days on market $141,000 Active 2 DOM
  7. 2026-06-13
    listed $141,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WY · Resets to sale price

Current annual tax
$634 · $53/mo
Projected year-2 tax
$860 · $72/mo
Expected delta
+$227/yr (+$19/mo · 35.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,344
− Mortgage interest
−$7,898
− Property taxes
−$634
− Insurance
−$705
− Repairs & maintenance
−$1,308
− Management
−$1,308
− Depreciation
−$4,102
Taxable income
$390
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$94
After-tax cash flow
$2,606/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Natrona County School District #1
NCES district ID
5604510
Math proficiency
44% ▼ -4.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$55,217
Composite
41.6/100
National rank
#3437
State rank
#32 of 41 in WY

Livability — Casper

Score
78/100
State rank
#8
US rank
#2629

Category grades

Amenities D Commute A+ Cost of living A+ Crime C Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Casper, WY
County
Natrona County · 72,922 people
City population
72,922
Metro
Casper, WY
Population (ZIP)
27,487
Household income
$79,118
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
396.0

Population outlook (Natrona County) Hauer SSP2

Today (2025)
98,530 people
By 2030
107,084 · +8.7%
By 2040
124,838 · +26.7%
By 2050
143,617 · +45.8%
By 2075
192,378 · +95.2%
By 2100
228,435 · +131.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 7% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 3% Portuguese 3% Lithuanian 2%
Foreign-born
2% · Canada, China, Guatemala
Languages at home
95% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Natrona

2024 margin
Solid R (+48.6) · D 24.8% · R 73.5% · Other 1.7%
2008→2024 swing
-14.3pp toward R · 2008: -34.4pp · 2024: -48.6pp
All cycles
2024: R+48.6 2020: R+47.6 2016: R+52.2 2012: R+41.1 2008: R+34.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -238.49%
Current HPI
180.7072
Rent YoY
Metro
Casper, WY
State GDP YoY
F500 in state
0

Price history

1 event — show timeline
  • 2026-06-10 Listed $141,000 WMLS

Property tax history

-0.2%/yr

Latest (2025): $634 · -23.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…