1334 Maple St · Casper, WY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $564 – $1,046
Heat risk 3/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +15.0/15.0
- DSCR +7.0/10.0
- 1% rule +4.7/10.0
- Schools +4.2/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$141,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- Open floor plan
- 6,098 sq ft lot
- Built 1953
Tags
Property features AI
Exterior
- Parking: No garage
- Utilities: Public water; Natural gas available
- Home design: Single-family residence; Residential property
- Construction: Metal siding
- Exterior features: Patio; Chain link fencing; Lot approximately 0.14 acre
Interior
- Kitchen: Includes refrigerator, range, and oven
- Flooring: Carpet; Vinyl
- Heating & cooling: Forced air heating
- Interior features: Refrigerator, Range, Oven; Carpet and vinyl flooring; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $141k.
Deal economics
- At list price, monthly cash flow is $225 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (3.4% below list).
- Recommended offer: $136k (3.4% below list) — sets the bar for 1% rule.
- Cap rate 8.2% vs local median 3.0% in Casper — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#8 in WY, #2,629 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D, health & safety F.
- Natrona County School District #1 (urban): math 44% / reading 52% proficiency, ranked #32 of 41 in WY (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 203 active listings in the ZIP; solid renter incomes; 310 units permitted in Natrona County in 2024 (104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $975 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Natrona County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.21%
- Cash-on-cash
- 6.84%
- DSCR
- 1.30
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $212,220
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1434 Holly St | 0.08mi | 2/1.0 | 810 (0%) | 9mo | $180,000 | $222 | 89 |
| 1334 Birch St | 0.10mi | 2/1.0 | 864 (+7%) | 10mo | $220,000 | $255 | 76 |
| 1615 Custer Ave | 0.40mi | 3/1.0 (+1) | 860 (+6%) | 4mo | $235,000 | $273 | 63 |
| 1447 Sheridan Dr | 0.17mi | 3/1.8 (+1) | 904 (+12%) | 2mo | $229,000 | $253 | 63 |
| 1434 S Boxelder | 0.54mi | 2/1.0 | 759 (-6%) | 3mo | $188,585 | $248 | 62 |
| 1625 Cody | 0.37mi | 3/1.0 (+1) | 860 (+6%) | 8mo | $225,000 | $262 | 61 |
| 1625 Fremont Ave | 0.49mi | 3/1.0 (+1) | 860 (+6%) | 5mo | $237,900 | $277 | 58 |
| 1645 Brigham Young Ave | 0.63mi | 3/1.0 (+1) | 860 (+6%) | 3mo | $230,000 | $267 | 53 |
| 1502 Brigham Young St | 0.62mi | 2/1.0 | 904 (+12%) | 2mo | $245,000 | $271 | 50 |
| 2835 Desmet Dr | 0.48mi | 3/1.0 (+1) | 884 (+9%) | 11mo | $225,000 | $255 | 48 |
| 1645 Laramie Ave | 0.59mi | 3/1.8 (+1) | 860 (+6%) | 11mo | $254,900 | $296 | 45 |
| 1344 Brigham Young | 0.61mi | 3/1.0 (+1) | 902 (+11%) | 8mo | $205,000 | $227 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.8%
- Equity multiple
- 0.78×
- Total profit
- $-8,573
- Equity at exit
- $21,024
- IRR
- 3.8%
- Equity multiple
- 1.27×
- Total profit
- $10,763
- Equity at exit
- $12,191
Cash invested: $39,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Wyoming
- 90 Strongly Landlord-Friendly · R+25
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 82604
- Active inventory
- 203
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,362 medium interval (Pro) →
- Mortgage (P&I)
- −$739
- Tax from tax record
- −$53 /mo · $634/yr
- Insurance
- −$59
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$286
- Net cashflow
- $225
Break-even live
Sensitivity live
| Price | -10% $305 | -5% $265 | +0% $225 | +5% $185 | +10% $145 |
|---|---|---|---|---|---|
| Rent | -10% $117 | -5% $171 | +0% $225 | +5% $279 | +10% $333 |
| Rate | -1.0pp $296 | -0.5pp $261 | base $225 | +0.5pp $188 | +1.0pp $151 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,250
- Closing costs
- $4,230
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-19days on market $141,000 Active 8 DOM
-
2026-06-18days on market $141,000 Active 7 DOM
-
2026-06-17days on market $141,000 Active 6 DOM
-
2026-06-17days on market $141,000 Active 5 DOM
-
2026-06-15days on market $141,000 Active 4 DOM
-
2026-06-14days on market $141,000 Active 2 DOM
-
2026-06-13$141,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WY · Resets to sale price
- Current annual tax
- $634 · $53/mo
- Projected year-2 tax
- $860 · $72/mo
- Expected delta
- +$227/yr (+$19/mo · 35.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 3/10 Moderate 7 d/yr ≥91°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,344
- − Mortgage interest
- −$7,898
- − Property taxes
- −$634
- − Insurance
- −$705
- − Repairs & maintenance
- −$1,308
- − Management
- −$1,308
- − Depreciation
- −$4,102
- Taxable income
- $390
- Est. tax owed @ 24.0%
- −$94
- After-tax cash flow
- $2,606/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Natrona County School District #1
- NCES district ID
- 5604510
- Math proficiency
- 44% ▼ -4.00%
- Reading proficiency
- 52% ▼ -2.00%
- Median HH income
- $55,217
- Composite
- 41.6/100
- National rank
- #3437
- State rank
- #32 of 41 in WY
Livability — Casper
- Score
- 78/100
- State rank
- #8
- US rank
- #2629
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Casper, WY
- County
- Natrona County · 72,922 people
- City population
- 72,922
- Metro
- Casper, WY
- Population (ZIP)
- 27,487
- Household income
- $79,118
- Rent vs Own
- Severe rent burden
- 396.0
Population outlook (Natrona County) Hauer SSP2
- Today (2025)
- 98,530 people
- By 2030
- 107,084 · +8.7%
- By 2040
- 124,838 · +26.7%
- By 2050
- 143,617 · +45.8%
- By 2075
- 192,378 · +95.2%
- By 2100
- 228,435 · +131.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 7% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 3% Portuguese 3% Lithuanian 2%
- Foreign-born
- 2% · Canada, China, Guatemala
- Languages at home
- 95% English-only · Spanish 3% French/Haitian/Cajun 1%
Political lean MEDSL · Natrona
- 2024 margin
- Solid R (+48.6) · D 24.8% · R 73.5% · Other 1.7%
- 2008→2024 swing
- -14.3pp toward R · 2008: -34.4pp · 2024: -48.6pp
- All cycles
- 2024: R+48.6 2020: R+47.6 2016: R+52.2 2012: R+41.1 2008: R+34.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -238.49%
- Current HPI
- 180.7072
- Rent YoY
- —
- Metro
- Casper, WY
- State GDP YoY
- —
- F500 in state
- 0
Price history
1 event — show timeline
- 2026-06-10 Listed $141,000 WMLS
Property tax history
-0.2%/yrLatest (2025): $634 · -23.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…