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B- Composite 66.99
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • ARV discount +7.5/15.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$75,000

527 Pauline St · Marksville, LA 71351
3 bd · 2.0 ba · 1,296 sqft · Manufactured · 611 Days on market
Built 2005 0.39 ac lot ↓ 12% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

INVESTMENT OPPORTUNITY!!!!! Investors, here is your chance to own an affordable home that is already tenant occupied. With a little elbow grease this property has potential to shine bright in your investment portfolio. Take advantage of this opportunity to add value and personalize this property to your liking.

Key facts

  • Tenant occupied
  • Add value
  • 0.39 acre lot

Tags

TENANT OCCUPIEDINVESTMENT OPPORTUNITYADD VALUE

Property features AI

Exterior

  • Parking: No parking
  • Home design: Manufactured home
  • Construction: Vinyl siding construction; Composition roof
  • Exterior features: Vinyl siding; Composition roof

Interior

  • Kitchen: Kitchen (appliances not specified)
  • Bedrooms: Three bedrooms
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating; Central air conditioning; Has heating and cooling
  • Interior features: Living room; Dining room; Kitchen; Bedroom 1; Bedroom 2; Bedroom 3; Bathroom 1; Bathroom 2

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $417 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 6.5% in Marksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 52/100 on livability (#415 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, schools D, crime F.
  • Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 75 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 611 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 611 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
12.96%
Cash-on-cash
23.81%
DSCR
2.06
GRM
5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.0%
Equity multiple
1.68×
Total profit
$14,366
Equity at exit
$11,183
10-year hold
IRR
25.5%
Equity multiple
3.22×
Total profit
$46,600
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71351

Active inventory
75
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,107 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$33 /mo · $395/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$232
Net cashflow
$417

Break-even live

Break-even rent $579
Max offer price $75,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-19
    days on market $75,000 Active 611 DOM
  2. 2026-06-18
    days on market $75,000 Active 610 DOM
  3. 2026-06-17
    days on market $75,000 Active 609 DOM
  4. 2026-06-16
    days on market $75,000 Active 608 DOM
  5. 2026-06-15
    days on market $75,000 Active 607 DOM
  6. 2026-06-14
    days on market $75,000 Active 605 DOM
  7. 2026-06-13
    days on market $75,000 Active 604 DOM
  8. 2026-06-10
    days on market $75,000 Active 602 DOM
  9. 2026-06-09
    days on market $75,000 Active 601 DOM
  10. 2026-06-08
    days on market $75,000 Active 600 DOM
  11. 2026-06-07
    days on market $75,000 Active 599 DOM
  12. 2026-06-03
    days on market $75,000 Active 595 DOM
  13. 2026-06-02
    days on market $75,000 Active 594 DOM
  14. 2026-06-01
    days on market $75,000 Active 593 DOM
  15. 2026-05-31
    days on market $75,000 Active 592 DOM
  16. 2026-05-30
    days on market $75,000 Active 591 DOM
  17. 2025-11-29
    price $75,000
  18. 2024-07-15
    listed $85,000 Active
  19. 2005-06-02
    soldstatus
  20. 2005-06-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$395 · $33/mo
Projected year-2 tax
$412 · $34/mo
Expected delta
+$18/yr (+$1/mo · 4.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,278
− Mortgage interest
−$4,201
− Property taxes
−$395
− Insurance
−$375
− Repairs & maintenance
−$1,062
− Management
−$1,062
− Depreciation
−$2,182
Taxable income
$4,001
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$960
After-tax cash flow
$4,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avoyelles Parish
NCES district ID
2200150
Math proficiency
22% ▼ -32.00%
Reading proficiency
30% ▼ -29.00%
Median HH income
$33,891
Composite
21.32/100
National rank
#8378
State rank
#56 of 98 in LA

Livability — Marksville

Score
52/100
State rank
#415
US rank
#25114

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marksville, LA
Population (ZIP)
11,494

Population outlook (Avoyelles County) Hauer SSP2

Today (2025)
39,084 people
By 2030
37,784 · -3.3%
By 2040
35,049 · -10.3%
By 2050
32,225 · -17.5%
By 2075
25,695 · -34.3%
By 2100
18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 25% Two or more races 8% Hispanic / Latino 2% Native American 2% Asian 1%
Common ancestry
Lithuanian 22% Iranian 1%
Foreign-born
2% · Canada, China, Vietnam
Languages at home
91% English-only · French/Haitian/Cajun 7% Spanish 1% Chinese 1%

Political lean MEDSL · Avoyelles

2024 margin
Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
2008→2024 swing
-20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -66.16%
Current HPI
95.5318
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-11.8% since first listed
4 events — show timeline
  • 2025-11-29 Price Changed $75,000 AcadianaMLS
  • 2024-07-15 Listed $85,000 AcadianaMLS
  • 2005-06-02 Sold (Public Records) Public Records
  • 2005-06-02 Sold (Public Records) Public Records

Property tax history

+5.1%/yr

Latest (2025): $395 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…