527 Pauline St · Marksville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- ARV discount +7.5/15.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
INVESTMENT OPPORTUNITY!!!!! Investors, here is your chance to own an affordable home that is already tenant occupied. With a little elbow grease this property has potential to shine bright in your investment portfolio. Take advantage of this opportunity to add value and personalize this property to your liking.
Key facts
- Tenant occupied
- Add value
- 0.39 acre lot
Tags
Property features AI
Exterior
- Parking: No parking
- Home design: Manufactured home
- Construction: Vinyl siding construction; Composition roof
- Exterior features: Vinyl siding; Composition roof
Interior
- Kitchen: Kitchen (appliances not specified)
- Bedrooms: Three bedrooms
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating; Central air conditioning; Has heating and cooling
- Interior features: Living room; Dining room; Kitchen; Bedroom 1; Bedroom 2; Bedroom 3; Bathroom 1; Bathroom 2
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $75k.
Deal economics
- At list price, monthly cash flow is $417 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.0% vs local median 6.5% in Marksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 52/100 on livability (#415 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, schools D, crime F.
- Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 75 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 611 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 611 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 12.96%
- Cash-on-cash
- 23.81%
- DSCR
- 2.06
- GRM
- 5.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.0%
- Equity multiple
- 1.68×
- Total profit
- $14,366
- Equity at exit
- $11,183
- IRR
- 25.5%
- Equity multiple
- 3.22×
- Total profit
- $46,600
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71351
- Active inventory
- 75
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,107 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$33 /mo · $395/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$232
- Net cashflow
- $417
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-19days on market $75,000 Active 611 DOM
-
2026-06-18days on market $75,000 Active 610 DOM
-
2026-06-17days on market $75,000 Active 609 DOM
-
2026-06-16days on market $75,000 Active 608 DOM
-
2026-06-15days on market $75,000 Active 607 DOM
-
2026-06-14days on market $75,000 Active 605 DOM
-
2026-06-13days on market $75,000 Active 604 DOM
-
2026-06-10days on market $75,000 Active 602 DOM
-
2026-06-09days on market $75,000 Active 601 DOM
-
2026-06-08days on market $75,000 Active 600 DOM
-
2026-06-07days on market $75,000 Active 599 DOM
-
2026-06-03days on market $75,000 Active 595 DOM
-
2026-06-02days on market $75,000 Active 594 DOM
-
2026-06-01days on market $75,000 Active 593 DOM
-
2026-05-31days on market $75,000 Active 592 DOM
-
2026-05-30days on market $75,000 Active 591 DOM
-
2025-11-29price $75,000
-
2024-07-15$85,000 Active
-
2005-06-02soldstatus
-
2005-06-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $395 · $33/mo
- Projected year-2 tax
- $412 · $34/mo
- Expected delta
- +$18/yr (+$1/mo · 4.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,278
- − Mortgage interest
- −$4,201
- − Property taxes
- −$395
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,062
- − Management
- −$1,062
- − Depreciation
- −$2,182
- Taxable income
- $4,001
- Est. tax owed @ 24.0%
- −$960
- After-tax cash flow
- $4,040/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Avoyelles Parish
- NCES district ID
- 2200150
- Math proficiency
- 22% ▼ -32.00%
- Reading proficiency
- 30% ▼ -29.00%
- Median HH income
- $33,891
- Composite
- 21.32/100
- National rank
- #8378
- State rank
- #56 of 98 in LA
Livability — Marksville
- Score
- 52/100
- State rank
- #415
- US rank
- #25114
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marksville, LA
- Population (ZIP)
- 11,494
Population outlook (Avoyelles County) Hauer SSP2
- Today (2025)
- 39,084 people
- By 2030
- 37,784 · -3.3%
- By 2040
- 35,049 · -10.3%
- By 2050
- 32,225 · -17.5%
- By 2075
- 25,695 · -34.3%
- By 2100
- 18,985 · -51.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Black 25% Two or more races 8% Hispanic / Latino 2% Native American 2% Asian 1%
- Common ancestry
- Lithuanian 22% Iranian 1%
- Foreign-born
- 2% · Canada, China, Vietnam
- Languages at home
- 91% English-only · French/Haitian/Cajun 7% Spanish 1% Chinese 1%
Political lean MEDSL · Avoyelles
- 2024 margin
- Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
- 2008→2024 swing
- -20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
- All cycles
- 2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.16%
- Current HPI
- 95.5318
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
-11.8% since first listed4 events — show timeline
- 2025-11-29 Price Changed $75,000 AcadianaMLS
- 2024-07-15 Listed $85,000 AcadianaMLS
- 2005-06-02 Sold (Public Records) — Public Records
- 2005-06-02 Sold (Public Records) — Public Records
Property tax history
+5.1%/yrLatest (2025): $395 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…