2101 Briley St · Houston, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.67%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.6/30.0
- ARV discount +15.0/15.0
- 1% rule +6.9/10.0
- DSCR +6.2/10.0
- Livability +3.7/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
THIS PROPERTY IS ON A CORNER LOT. IT HAS A REALLY NICE FLOORPLAN. IT HAS AAREA OFF THE LARGE KITCHEN AND A HUGE MASTER BEDROOM . IT IS JUST 1 MILES FROM DOWNTOWN AND THE MED CENTER. TONS OF NEW CONSTRUCTION IN THE AREA.
Key facts
- Huge master bedroom
- Large family area
- Corner lot
Tags
Property features AI
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Public sewer
- Home design: Residential property; Single-story (all main rooms listed on first floor)
- Construction: Brick construction; Built in 1983; Composition roof; Slab foundation
- Exterior features: Located in a subdivision
Interior
- Bedrooms: Three bedrooms (all on the first floor; primary approx. 18 x 20, other bedrooms approx. 14 x 12 and 13 x 14)
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating (gas); Central electric air conditioning
- Interior features: Fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $287 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $250k).
- Recommended offer: $228k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
- Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Blackshear El (math 27% / reading 32%, grade F, #2,525 of 4,322 statewide, top 62%, 308 students, 99% FRL); Cullen Middle (math 6% / reading 14%, grade F, #1,641 of 1,662 statewide, top 99%, 324 students, 100% FRL); Yates H S (math 12% / reading 23%, grade F, #1,451 of 1,632 statewide, top 89%, 851 students, 96% FRL) — zoned schools average 98% FRL vs 71% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 19% at this address vs 31% district-wide (-12 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.3%/yr); 581 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- At $2,965/mo this rent would consume 50% of the median local household income ($71k/yr) (locally 3072% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 91 days — a 9% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 7.67%
- Cash-on-cash
- 4.92%
- DSCR
- 1.22
- GRM
- 7.0
CMA / ARV
- ARV (on-the-fly)
- $406,575
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3032 Bremond St | 0.21mi | 3/3.5 (+1) | 2,066 (-1%) | 1mo | $299,900 | $145 | 77 |
| 3322 Mcgowen St | 0.34mi | 3/2.5 (+1) | 2,005 (-4%) | 1mo | $390,000 | $195 | 70 |
| 3510 Hadley St | 0.51mi | 3/3.5 (+1) | 2,069 (-1%) | 0mo | $399,990 | $193 | 64 |
| 3034 Bremond St | 0.22mi | 3/3.5 (+1) | 2,275 (+9%) | 1mo | $299,900 | $132 | 63 |
| 3034 Mcgowen St | 0.26mi | 3/3.5 (+1) | 1,915 (-8%) | 0mo | $419,900 | $219 | 63 |
| 3111 Leeland St | 0.34mi | 3/3.5 (+1) | 1,966 (-6%) | 1mo | $379,900 | $193 | 63 |
| 2714 Nagle St | 0.42mi | 3/3.5 (+1) | 1,966 (-6%) | 0mo | $358,900 | $183 | 60 |
| 2214 Dennis St | 0.58mi | 3/3.5 (+1) | 2,002 (-4%) | 0mo | $475,000 | $237 | 55 |
| 2212 Dennis St | 0.59mi | 3/3.5 (+1) | 2,002 (-4%) | 1mo | $475,000 | $237 | 55 |
| 2606 Rosalie St | 0.59mi | 3/3.5 (+1) | 1,972 (-5%) | 1mo | $416,000 | $211 | 52 |
| 2715 St Emanuel St | 0.66mi | 3/3.5 (+1) | 2,211 (+6%) | 1mo | $410,000 | $185 | 48 |
| 2205 Dennis St | 0.59mi | 3/3.5 (+1) | 2,302 (+10%) | 0mo | $599,000 | $260 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.6%
- Equity multiple
- 0.56×
- Total profit
- $-30,674
- Equity at exit
- $37,276
- IRR
- -9.9%
- Equity multiple
- 0.49×
- Total profit
- $-35,755
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77004
- Rents YoY
- -0.3%
- Active inventory
- 581
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $2,965 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$640 /mo · $7,685/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$623
- Net cashflow
- $287
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3034 Gray St Houston, TX | 3.0 | 3.0 | 2081 | $3,000 | $1.44 | 43d | 1 | 0.07mi |
| 3131 Leeland St Houston, TX | 3.0 | 3.5 | 1966 | $2,850 | $1.45 | 24d | 1 | 0.39mi |
| 3335 Tuam St Houston, TX | 2.0 | 1.0 | 2300 | $995 | $0.43 | 43d | 1 | 0.43mi |
| 3517 McIlhenny St Houston, TX | 3.0 | 3.5 | 2000 | $3,200 | $1.60 | 3d | 1 | 0.51mi |
| 2103 McGowen St Unit 1244937P Houston, TX | 3.0 | 3.5 | 2292 | $4,758 | $2.08 | 2d | 1 | 0.60mi |
| 2107 McGowen St Unit 1244935P Houston, TX | 3.0 | 3.5 | 2497 | $4,711 | $1.89 | 3d | 1 | 0.61mi |
| 2109 McGowen St Unit 1244934P Houston, TX | 3.0 | 3.5 | 2497 | $4,734 | $1.90 | 5d | 1 | 0.61mi |
| 2105 McGowen St Unit 1244936P Houston, TX | 3.0 | 3.5 | 2497 | $4,836 | $1.94 | 5d | 1 | 0.61mi |
| 2519 Saint Emanuel St Unit 1241246P Houston, TX | 3.0 | 3.0 | 2389 | $2,670 | $1.12 | 2d | 1 | 0.62mi |
| 2521 Saint Emanuel St Unit 1047945P Houston, TX | 3.0 | 3.0 | 2292 | $3,010 | $1.31 | 3d | 1 | 0.63mi |
| 2326 St Emanuel St Houston, TX | 3.0 | 3.5 | 2642 | $2,601 | $0.98 | 7d | 1 | 0.63mi |
| 3226 McKinney St Houston, TX | 3.0 | 3.0 | 2274 | $2,500 | $1.10 | 43d | 1 | 0.69mi |
| 3719 Elgin St Houston, TX | 1.0–5.0 | 1.0–5.0 | 1241 | $1,112 | $0.90 | 24d | 14 | 0.77mi |
| 2216 Chenevert St Houston, TX | 1.0–2.0 | 1.5–2.5 | 1380 | $2,800 | $2.03 | 24d | 3 | 0.80mi |
| 2816 Rusk St Houston, TX | 3.0 | 3.5 | 2107 | $2,800 | $1.33 | 43d | 1 | 0.82mi |
| 2357 Jackson St Houston, TX | 3.0 | 2.5 | 1908 | $2,500 | $1.31 | 22d | 1 | 0.84mi |
| 2504 Rusk St Unit 1563174P Houston, TX | 2.0 | 2.0 | 1819 | $4,036 | $2.22 | 3d | 1 | 0.87mi |
| 3507 Canfield St Houston, TX | 3.0 | 2.5 | 2200 | $2,350 | $1.07 | 24d | 1 | 0.89mi |
| 4001 Dallas St Unit 1029264P Houston, TX | 3.0 | 3.0 | 2174 | $5,077 | $2.34 | 5d | 1 | 0.91mi |
| 2809 Crawford St Houston, TX | 2.0 | 2.0 | 1928 | $2,600 | $1.35 | 43d | 1 | 0.98mi |
| 2416 La Branch St Houston, TX | 3.0 | 4.0 | 2540 | $2,900 | $1.14 | 43d | 1 | 1.00mi |
| 2209 Alabama St Unit B Houston, TX | 3.0 | 2.5 | 2074 | $2,350 | $1.13 | 43d | 1 | 1.01mi |
| 1721 Stuart St Houston, TX | 1.0 | 1.0 | 1758 | $1,095 | $0.62 | 43d | 1 | 1.03mi |
| 1515 Austin St Houston, TX | 1.0–2.0 | 1.0–2.5 | 1120 | $3,749 | $3.35 | 1d | 20 | 1.07mi |
| 2721 Austin St Houston, TX | 3.0 | 4.0 | 2607 | $3,000 | $1.15 | 24d | 1 | 1.08mi |
| 2311 Eagle St Houston, TX | 3.0 | 4.0 | 1783 | $2,500 | $1.40 | 43d | 1 | 1.17mi |
| 1757 Walker St Houston, TX | 2.0 | 2.0 | 1575 | $4,350 | $2.76 | 24d | 1 | 1.18mi |
| 4306 Ennis St Houston, TX | 3.0 | 3.0 | 1989 | $2,500 | $1.26 | 43d | 1 | 1.18mi |
| 1310 Anita St Houston, TX | 2.0 | 2.0 | 1760 | $2,695 | $1.53 | 43d | 1 | 1.18mi |
| 1400 McKinney St Houston, TX | 1.0–2.0 | 1.0–2.5 | 2166 | $12,100 | $5.59 | 1d | 9 | 1.19mi |
| 1406 McKinney St Houston, TX | 2.0 | 2.0 | 1987 | $5,075 | $2.55 | 24d | 1 | 1.21mi |
| 1211 Caroline St Unit 3584 Houston, TX | 2.0 | 2.0 | 1562 | $2,269 | $1.45 | 43d | 1 | 1.21mi |
| 808 Crawford St Houston, TX | 1.0–3.0 | 1.0–3.5 | 1740 | $7,281 | $4.18 | 1d | 30 | 1.22mi |
| 1617 Fannin St Houston, TX | 2.0 | 1.0–2.0 | 941 | $2,802 | $2.98 | 1d | 21 | 1.24mi |
| 1915 Cleburne St Houston, TX | 2.0 | 1.0 | 2766 | $1,800 | $0.65 | 43d | 1 | 1.24mi |
| 2856 Fannin St Houston, TX | 2.0 | 2.0 | 1490 | $3,400 | $2.28 | 43d | 1 | 1.29mi |
| 1399 Fannin St Houston, TX | 2.0 | 2.0 | 1595 | $3,846 | $2.41 | 24d | 1 | 1.30mi |
| 2850 Fannin St Houston, TX | 1.0–2.0 | 1.0–2.0 | 1138 | $3,250 | $2.85 | 1d | 24 | 1.32mi |
| 2727 Travis St Houston, TX | 2.0 | 1.0–2.0 | 1046 | $2,949 | $2.82 | 1d | 24 | 1.36mi |
| 2703 Blodgett St Unit 1047952P Houston, TX | 1.0–5.0 | 1.5–5.5 | 2497 | $10,654 | $4.27 | 1d | 2 | 1.37mi |
Listing history 11 events
-
2026-06-18days on market $250,000 Active 91 DOM
-
2026-06-17days on market $250,000 Active 90 DOM
-
2026-06-16days on market $250,000 Active 89 DOM
-
2026-06-15days on market $250,000 Active 88 DOM
-
2026-06-13days on market $250,000 Active 86 DOM
-
2026-06-10days on market $250,000 Active 82 DOM
-
2026-06-08days on market $250,000 Active 81 DOM
-
2026-06-07days on market $250,000 Active 80 DOM
-
2026-06-04days on market $250,000 Active 77 DOM
-
2026-06-01days on market $250,000 Active 74 DOM
-
2026-05-31days on market $250,000 Active 73 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,685 · $640/mo
- Projected year-2 tax
- $7,685 · $640/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,585
- − Mortgage interest
- −$14,004
- − Property taxes
- −$7,685
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,847
- − Management
- −$2,847
- − Depreciation
- −$7,273
- Taxable loss
- −$321
- Est. tax savings @ 24.0%
- +$77
- After-tax cash flow
- $3,521/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston ISD
- NCES district ID
- 4823640
- Math proficiency
- 27% ▼ -18.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $46,054
- Composite
- 26.63/100
- National rank
- #7173
- State rank
- #593 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Houston, TX
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 35,997
- Household income
- $71,199
- Rent vs Own
- Severe rent burden
- 3072.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Black 48% White 27% Hispanic / Latino 13% Two or more races 11% Asian 8%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Lithuanian 1% Romanian 1% Italian 1%
- Foreign-born
- 14% · Canada, China, South Korea
- Languages at home
- 82% English-only · Spanish 10% Chinese 2% Other Indo-European 2%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -139.34%
- Current HPI
- 199.6066
- Rent YoY
- ▼ -0.32%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
-49.5% since first listed18 events — show timeline
- 2026-05-29 Relisted — HARMLS
- 2026-03-26 Listing Removed — HARMLS
- 2026-01-15 Listed $250,000 HARMLS
- 2024-02-05 Listing Removed — HARMLS
- 2024-01-11 Listed $210,000 HARMLS
- 2023-12-12 Listing Removed — HARMLS
- 2023-11-08 Price Changed $240,000 HARMLS
- 2023-09-25 Listed $289,000 HARMLS
- 2023-09-23 Listing Removed — HARMLS
- 2023-09-22 Listed $389,000 HARMLS
- 2023-07-09 Listing Removed — HARMLS
- 2023-05-18 Price Changed $475,000 HARMLS
- 2023-05-18 Relisted — HARMLS
- 2023-04-17 Listing Removed — HARMLS
- 2023-04-07 Price Changed $295,000 HARMLS
- 2023-03-06 Price Changed $395,000 HARMLS
- 2023-02-08 Listed $495,000 HARMLS
- 1988-01-02 Sold (Public Records) — Public Records
Property tax history
+4.6%/yrLatest (2025): $7,685 · +20.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…