26 Karen Ct Unit A · Bridgeport, CT 06606

$78,900

2 bd · 1.0 ba · 1,120 sqft · Condo · 104 Days on market

Built 1963 $650/mo HOA

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.0/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

Key facts

• Large eat-in kitchen
• Proximity to parks
• Local amenities

Tags

• LARGE EAT-IN KITCHEN
• STAINLESS STEEL APPLIANCES
• WELL-MAINTAINED COMMUNITY
• EASY ACCESS TO MAJOR HIGHWAYS
• PROXIMITY TO PARKS
• LOCAL AMENITIES

🏢 Co-op / cooperative unit. The $78,900 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $79k.

Deal economics

• At list price, monthly cash flow is $882 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $79k).
• Recommended offer: $72k (9.0% below list) — sets the bar for market timing.
• Cap rate 19.7% vs local median 5.0% in Bridgeport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#15 in CT, #1,374 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: crime C-, employment D+, schools D-.
• Bridgeport School District (urban): math 9% / reading 19% proficiency, ranked #151 of 153 in CT (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.1%/yr); 152 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 852 units permitted in Greater Bridgeport Planning Region in 2024 (698 in 5+ unit buildings).
• This rent runs 43% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $545 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.1% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 104 days — a 9% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $46k; list at $79k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 25% of rent.
• Climate carrying-cost: major wind risk, 41% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $71,799 (9.0% below list)

Questions for the listing agent

1. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 3.33% ✓
• Cap rate: 19.71%
• Cash-on-cash: 47.91%
• DSCR: 3.13
• GRM: 2.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold

• IRR: 45.8%
• Equity multiple: 3.00×
• Total profit: $44,147
• Equity at exit: $11,764

10-year hold

• IRR: 51.8%
• Equity multiple: 6.15×
• Total profit: $113,869
• Equity at exit: $6,822

Cash invested: $22,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Connecticut: 27 Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

Methodology + full state rankings →

ZIP-level market 06606

• Rents YoY: 3.1%
• Active inventory: 152
• Price-to-rent: 2.5×

Monthly cashflow live

• Estimated rent: $2,629 high
• Mortgage (P&I): −$414
• Tax est. 1.5%: −$99 /mo · $1,184/yr
• Insurance: −$33
• HOA: −$650
• Vacancy / Maint / Mgmt: −$552
• Net cashflow: $882

Break-even live

Break-even rent $1,513

Max offer price $78,900

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,725
• Closing costs: $2,367
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
50 Trumbull Ave Bridgeport, CT	2.0	1.0	1200	$2,400	$2.00	23d	1	0.42mi
66 Dodd Ave Bridgeport, CT	1.0	1.0	728	$2,150	$2.95	11d	1	0.49mi
66 Dodd Ave Unit 2 Bridgeport, CT	2.0	1.0	728	$2,450	$3.37	11d	1	0.49mi
614 Earl Ave Bridgeport, CT	2.0	1.0	748	$2,300	$3.07	43d	1	0.59mi
74 Village Ln Bridgeport, CT	3.0	2.0	1428	$3,500	$2.45	2d	1	0.62mi
100 Avalon Gates Trumbull, CT	1.0–3.0	1.0–2.0	1082	$2,662	$2.46	2d	28	0.65mi
207 Hillcrest Rd Bridgeport, CT	3.0	2.0	1264	$3,600	$2.85	10d	1	0.65mi
180 Pleasantview Ave Bridgeport, CT	3.0	2.0	1373	$3,700	$2.69	43d	1	0.66mi
845 Hart St Unit 2 Bridgeport, CT	3.0	1.0	1200	$2,500	$2.08	43d	1	0.74mi
577 Sylvan Ave Unit 201 Bridgeport, CT	2.0	2.0	875	$2,075	$2.37	14d	1	0.76mi
524 Beechmont Ave Bridgeport, CT	3.0	1.0	1104	$3,500	$3.17	23d	1	0.80mi
131 Infield St Bridgeport, CT	3.0	1.5	1199	$3,450	$2.88	43d	1	0.81mi
14 Infield St Bridgeport, CT	3.0	2.5	1344	$3,200	$2.38	43d	1	0.82mi
110 Grenelle St Bridgeport, CT	3.0	1.0	1351	$4,000	$2.96	3d	1	0.85mi
30 Quarry St Bridgeport, CT	1.0–2.0	1.0	805	$1,825	$2.27	23d	3	0.89mi
100 Woodside Ct Trumbull, CT	1.0–2.0	1.0–2.5	1117	$3,786	$3.39	2d	10	0.90mi
715 Frenchtown Rd #40 Bridgeport, CT	2.0	1.5	1200	$2,500	$2.08	43d	1	1.00mi
715 Frenchtown Rd #4 Bridgeport, CT	2.0	1.5	1200	$2,300	$1.92	23d	1	1.00mi
51 Indian Ave Unit 1546115P Bridgeport, CT	3.0	1.0	1388	$3,871	$2.79	11d	1	1.01mi
3250 Main St Unit B209 Bridgeport, CT	2.0	2.0	813	$2,000	$2.46	43d	1	1.02mi
100 Oakview Dr Trumbull, CT	1.0–2.0	1.0–2.0	1028	$3,390	$3.30	2d	1	1.03mi
454 Summit St Bridgeport, CT	2.0	1.0	1010	$2,000	$1.98	43d	1	1.04mi
200 Woodmont Ave #127 Bridgeport, CT	2.0	1.5	1184	$2,600	$2.20	23d	1	1.08mi
980 Lindley St Unit 304F Bridgeport, CT	2.0	2.0	936	$2,200	$2.35	23d	1	1.10mi
97 Wentworth St Unit 3 Bridgeport, CT	2.0	1.0	950	$2,000	$2.11	2d	1	1.11mi
380 Gurdon St Unit 1 Bridgeport, CT	1.0	1.0	744	$2,000	$2.69	21d	1	1.12mi
120 Huntington Tpke #809 Bridgeport, CT	2.0	1.0	940	$2,100	$2.23	3d	1	1.12mi
170 Sequoia Rd Bridgeport, CT	1.0	1.0	850	$1,850	$2.18	23d	1	1.14mi
173 Fairview Ave Unit 3 Bridgeport, CT	3.0	1.0	1000	$2,300	$2.30	43d	1	1.14mi
208 Fairview Ave Bridgeport, CT	3.0	1.0	1200	$2,300	$1.92	23d	1	1.15mi
183 Livingston Pl #1 Bridgeport, CT	2.0	1.5	1175	$1,950	$1.66	43d	1	1.16mi
68-70 Westfield Ave Bridgeport, CT	2.0	1.0	888	$2,200	$2.48	3d	1	1.17mi
275 Burnsford Ave Bridgeport, CT	3.0	1.0	1116	$3,200	$2.87	23d	1	1.17mi
150 Anton St Bridgeport, CT	1.0	1.0–1.5	532	$2,090	$3.92	3d	4	1.19mi
125 Louisiana Ave #125 Bridgeport, CT	2.0	1.0	1448	$1,750	$1.21	43d	1	1.19mi
333 Vincellette St #59 Bridgeport, CT	1.0	1.0	975	$2,000	$2.05	11d	1	1.20mi
220 Alpine St Unit 222 3rd floor Bridgeport, CT	2.0	1.0	900	$2,000	$2.22	43d	1	1.24mi
23 Ochsner Pl Unit 1 Bridgeport, CT	3.0	1.0	1250	$3,800	$3.04	43d	1	1.30mi
35 Nob Hill Cir Unit D Bridgeport, CT	2.0	1.0	900	$2,050	$2.28	43d	1	1.34mi
2744 Main St Bridgeport, CT	2.0	1.0	1315	$2,250	$1.71	23d	1	1.35mi

HOA detail condo

• Monthly dues: $650 · $7,800/yr
• Likely covers: watersewertrash
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 20 events

1. 2025-12-20
   status Under Contract
2. 2025-11-18
   status Active
3. 2025-11-06
   historical Under Contract - Continue to Show
4. 2025-10-14
   price $78,900
5. 2025-09-30
   status Active
6. 2025-08-12
   status Under Contract
7. 2025-08-03
   historical Under Contract - Continue to Show
8. 2025-07-23
   status Active
9. 2025-07-23
   price $89,800
10. 2025-05-08
    status Under Contract
11. 2025-05-05
    listed $79,800 Active
12. 2021-11-03
    historical 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

13. 2021-11-03
    soldstatus $46,000 Closed 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

14. 2021-07-16
    historical Under Contract - Continue to Show 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

15. 2021-06-30
    status Active 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

16. 2021-06-12
    historical Under Contract - Continue to Show 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

17. 2021-05-14
    status Active 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

18. 2021-03-29
    status Active 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

19. 2021-02-17
    status Active 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

20. 2021-02-06
    listed $35,000 Active 947-char remark

    Show marketing remark (947 chars)

    AFFORDABLE AND COMFORTABLE 2 BEDROOMS TOWN HOUSE STYLE COOP IN DESIRABLE STONE RIDGE COMPLEX; FEATURING, A LIVING ROOM, HUGE EAT IN KITCHEN WITH PLENTY OF CABINET SPACE, AND LAUNDRY HOOK UP CONVINENTLY LOCATED ON THE MAIN LEVEL; 2ND LEVEL FEATURES, 2 DECENT SIZED BEDROOMS WITH HUGE CLOSETS, A FULL BATH AND LINEN CLOSET; BRAND NEW FLOORING; ADDITONAL STORAGE SPACE IN BASEMENT AND ATTIC; MONTHLY COMMON CHARGE INCLUDES, TAXES, HEAT, WATER, SEWER, INSURANCE, TRASH, AND GROUND MAINTENANCE; SIMPLIFY YOUR LIFE- JUST ABOUT ALL OF YOUR UTILITY BILLS ARE INCLUDED IN YOUR MONTHLY COMMON CHARGE PAYMENT WHICH WILL FREE UP A LITTLE EXTRA CASH FOR YOU TO TRAVEL AND JUST LIVE A LITTLE; SOMETHING HAS TO BE GREAT ABOUT THIS PARTICULAR STONE RIDGE COMPLEX- MOST RESIDENTS THAT LIVE IN THIS COMPLEX STAY FOR DECADES WITHOUT MOVING OUT; THE COST OF LIVING IN THIS COOP IS SWEET BUT YOU MUST BE APPROVED BY THE COOP BOARD AND BE AN OWNER OCCUPANT. WON'T LAST!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 41% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,553
• − Mortgage interest: −$4,420
• − Property taxes: −$1,184
• − Insurance: −$394
• − Repairs & maintenance: −$2,524
• − Management: −$2,524
• − HOA: −$7,800
• − Depreciation: −$2,295
• Taxable income: $10,412
• Est. tax owed @ 24.0%: −$2,499
• After-tax cash flow: $8,085/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bridgeport School District
• NCES district ID: 0900450
• Math proficiency: 9% ▼ -7.00%
• Reading proficiency: 19% ▼ -10.00%
• Median HH income: $41,507
• Composite: 12.09/100
• National rank: #9656
• State rank: #151 of 153 in CT

Livability — Bridgeport

• Score: 81/100
• State rank: #15
• US rank: #1374

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime C- Employment D+ Housing A Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bridgeport, CT
• County: Fairfield County · 765,532 people
• City population: 149,153
• Metro: Bridgeport-Stamford-Norwalk, CT
• Population (ZIP): 49,308
• Household income: $73,372
• Rent vs Own: 42.9% rent · 57.1% own
• Severe rent burden: 2163.0

Population outlook (Greater Bridgeport County) Hauer SSP2

• By 2040: 365,581

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.73)
• Race & ethnicity: Hispanic / Latino 37% White 31% Black 19% Two or more races 11% Asian 7%
• Hispanic origin (detail): Mexican 5% Puerto Rican 12% Dominican 4%
• Common ancestry: Estonian 5% Russian 4% Romanian 3%
• Foreign-born: 37% · Canada, Jamaica, Vietnam
• Languages at home: 50% English-only · Spanish 27% Other Indo-European 15% French/Haitian/Cajun 2%

Political lean MEDSL · Greater Bridgeport

• 2024 margin: Strong D (+23.3) · D 60.9% · R 37.6% · Other 1.5%
• All cycles: 2024: D+23.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -270.11%
• Current HPI: 345.647
• Rent YoY: ▲ 3.12%
• Metro: Bridgeport-Stamford-Norwalk, CT
• State GDP YoY: ▲ 1.06%
• F500 in state: 38

Industry mix (Fortune 500 HQ in CT)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$38B
▸Insurance	3	$71B
▸Financial Services	2	$25B
▸Transportation / Logistics	2	$18B
▸Healthcare	1	$247B
▸Telecommunications	1	$55B

Price history

+125.4% since first listed

20 events — show timeline

• 2025-12-20 Pending — Smart MLS
• 2025-11-18 Relisted — Smart MLS
• 2025-11-06 Contingent — Smart MLS
• 2025-10-14 Price Changed $78,900 Smart MLS
• 2025-09-30 Relisted — Smart MLS
• 2025-08-12 Pending — Smart MLS
• 2025-08-03 Contingent — Smart MLS
• 2025-07-23 Price Changed $89,800 Smart MLS
• 2025-07-23 Relisted — Smart MLS
• 2025-05-08 Pending — Smart MLS
• 2025-05-05 Listed $79,800 Smart MLS
• 2021-11-03 Listing Removed — Smart MLS
• 2021-11-03 Sold (MLS) $46,000 Smart MLS
• 2021-07-16 Contingent — Smart MLS
• 2021-06-30 Relisted — Smart MLS
• 2021-06-12 Contingent — Smart MLS
• 2021-05-14 Relisted — Smart MLS
• 2021-03-29 Relisted — Smart MLS
• 2021-02-17 Relisted — Smart MLS
• 2021-02-06 Listed $35,000 Smart MLS