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7957 Westside Dr
F Composite 31.47
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.2/30.0
  • Schools +5.5/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.4/10.0
  • 1% rule +1.2/10.0
  • Appreciation +0.0/10.0

$399,900

7957 Westside Dr · Jenison, MI 49426
4 bd · 2.0 ba · 1,074 sqft · SingleFamily public records · 6 Days on market
Built 2001 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

Key facts

  • Outdoor play set
  • Hot tub hookup
  • Backyard offers room

Tags

OPEN MAIN LIVING AREAFINISHED LOWER LEVELBACKYARD OFFERS ROOMSTORAGE SHEDOUTDOOR PLAY SETHOT TUB HOOKUP

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-553 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $302k (24.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (37.7% below list).
  • Recommended offer: $249k (37.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 3.3% in Jenison — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#178 in MI, #4,596 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
  • Hudsonville Public School District (suburban): math 55% / reading 70% proficiency, ranked #32 of 540 in MI (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 212 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,237 units permitted in Ottawa County in 2024 (443 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Ottawa County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $183k; list at $400k implies a 118% gain — meaningful room to come down on a strong offer.
Recommended offer $249,021 (37.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
4.63%
Cash-on-cash
-5.93%
DSCR
0.74
GRM
13.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.5%
Equity multiple
0.11×
Total profit
$-100,164
Equity at exit
$59,626
10-year hold
IRR
-23.9%
Equity multiple
-0.19×
Total profit
$-133,066
Equity at exit
$34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 49426

Home prices YoY
-30.9%
Active inventory
212
Price-to-rent
13.4×

Monthly cashflow live

Estimated rent
$2,490 medium interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$257 /mo · $3,084/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$523
Net cashflow
$-553

Break-even live

Break-even rent $3,191
Max offer price $302,126
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4638 Rockport Dr Hudsonville, MI 2.0–3.0 2.0–2.5 1448 $2,345 $1.62 3d 5 1.09mi
7999 Green Meadow Ct Apt 1 Georgetown Township, MI 3.0 1.5 1200 $1,745 $1.45 44d 1 1.44mi

Listing history 15 events

  1. 2026-04-26
    status Pending 965-char remark
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  2. 2026-04-26
    status Pending 965-char remark
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  3. 2026-04-26
    status Pending
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  4. 2026-04-20
    listed $399,900 Active 965-char remark
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  5. 2026-04-20
    listed $399,900 Active 965-char remark
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  6. 2026-04-20
    listed $399,900 Active
    Show marketing remark (965 chars)

    Welcome to your next home in the highly desirable Hudsonville School District! This well-maintained 4-bedroom, 2-bath bi-level offers a great mix of space, comfort, and flexibility. Inside, you'll find a bright, open main living area that flows seamlessly into the kitchen and dining space. Perfect for everyday living and entertaining!The upper level features spacious bedrooms and a full bath, while the finished lower level adds a second living area, two additional bedrooms, and another full bath. Ideal for guests or flexible use. Outside, the backyard offers room to relax, entertain, or play, complete with a storage shed, outdoor play set, and hot tub hookup. (Hot tub not included) The finished garage adds extra versatility for hobbies or storage, with a brand new garage door adding a clean, updated touch. Conveniently located near parks, shopping, and dining, this move-in ready home is easy to enjoy. Don't miss your opportunity! OPEN HOUSE 4/25 2-4PM

  7. 2015-06-18
    soldstatus $183,400
  8. 2015-06-12
    soldstatus $183,400
  9. 2015-06-12
    soldstatus $183,400
  10. 2015-05-06
    listed $184,900
  11. 2015-05-06
    listed $184,900
  12. 2001-04-16
    soldstatus $139,500
  13. 2001-04-16
    soldstatus $139,500
  14. 2000-10-11
    listed $139,900
  15. 2000-10-11
    listed $139,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,084 · $257/mo
Projected year-2 tax
$4,621 · $385/mo
Expected delta
+$1,537/yr (+$128/mo · 49.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,883
− Mortgage interest
−$22,401
− Property taxes
−$3,084
− Insurance
−$2,000
− Repairs & maintenance
−$2,391
− Management
−$2,391
− Depreciation
−$11,633
Taxable loss
−$14,016
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,364
After-tax cash flow
$-3,278/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hudsonville Public School District
NCES district ID
2618840
Math proficiency
55% ▼ -10.00%
Reading proficiency
70% ▼ -4.00%
Median HH income
$69,784
Composite
54.98/100
National rank
#1301
State rank
#32 of 540 in MI

Livability — Jenison

Score
74/100
State rank
#178
US rank
#4596

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Ottawa County · 144,142 people
City population
28,090
Metro
Grand Rapids-Kentwood, MI
Population (ZIP)
40,523
Household income
$112,234
Rent vs Own
11.1% rent · 88.9% own
Severe rent burden
149.0

Population outlook (Ottawa County) Hauer SSP2

Today (2025)
313,561 people
By 2030
330,027 · +5.3%
By 2040
361,118 · +15.2%
By 2050
388,414 · +23.9%
By 2075
452,175 · +44.2%
By 2100
473,041 · +50.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Hispanic / Latino 4% Asian 2%
Common ancestry
Iranian 43% Romanian 5% Lithuanian 2%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Ottawa

2024 margin
Strong R (+20.4) · D 39.0% · R 59.5% · Other 1.5%
2008→2024 swing
+3.4pp toward D · 2008: -23.9pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+21.5 2016: R+30.4 2012: R+34.2 2008: R+23.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.09%
Current HPI
259.442
Rent YoY
Metro
Grand Rapids-Kentwood, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+185.8% since first listed
15 events — show timeline
  • 2026-04-26 Pending MiRealSource-MiMLS
  • 2026-04-26 Pending REALCOMP
  • 2026-04-26 Pending SW Michigan MLS
  • 2026-04-20 Listed $399,900 REALCOMP
  • 2026-04-20 Listed $399,900 SW Michigan MLS
  • 2026-04-20 Listed $399,900 MiRealSource-MiMLS
  • 2015-06-18 Sold (Public Records) $183,400 Public Records
  • 2015-06-12 Sold (MLS) $183,400 SW Michigan MLS
  • 2015-06-12 Sold (MLS) $183,400 REALCOMP
  • 2015-05-06 Listed $184,900 SW Michigan MLS
  • 2015-05-06 Listed $184,900 REALCOMP
  • 2001-04-16 Sold (MLS) $139,500 REALCOMP
  • 2001-04-16 Sold (MLS) $139,500 SW Michigan MLS
  • 2000-10-11 Listed $139,900 REALCOMP
  • 2000-10-11 Listed $139,900 SW Michigan MLS

Property tax history

+2.9%/yr

Latest (2025): $3,084 · +3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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