2205 Green Acres Rd · Jacksonville, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.3/5.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$60,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
1994 PALM HARBOR MODEL MOBIL HOME WITH 3 BD 2 BATH 624 SQ. FT. CENTRAL AC/HEAT; IN UNIT LAUNDRY; LOT RENT $400 LTO OPTION FOR 7% DOWN AND A 7 YEAR TERM ON INHOUSE FINANCING ITIN ACCEPTED
Key facts
- Built 1994
- Listed 9 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $60k.
Deal economics
- At list price, monthly cash flow is $352 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($970 rent vs $60k).
- Cap rate 13.3% vs local median 5.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#231 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, crime F, amenities F.
- Jacksonville North Pulaski School District (suburban): math 18% / reading 20% proficiency, ranked #211 of 238 in AR (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.1%/yr); 154 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $17k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 13.33%
- Cash-on-cash
- 25.12%
- DSCR
- 2.12
- GRM
- 5.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.07% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 1.76×
- Total profit
- $12,757
- Equity at exit
- $8,946
- IRR
- 27.1%
- Equity multiple
- 3.40×
- Total profit
- $40,288
- Equity at exit
- $5,188
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72076
- Home prices YoY
- -30.3%
- Rents YoY
- 3.1%
- Active inventory
- 154
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $970 high interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$204
- Net cashflow
- $352
Break-even live
Sensitivity live
| Price | -10% $393 | -5% $372 | +0% $352 | +5% $331 | +10% $310 |
|---|---|---|---|---|---|
| Rent | -10% $275 | -5% $313 | +0% $352 | +5% $390 | +10% $428 |
| Rate | -1.0pp $382 | -0.5pp $367 | base $352 | +0.5pp $336 | +1.0pp $320 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1401 Plummer Dr Jacksonville, AR | 2.0 | 1.0 | 800 | $725 | $0.91 | 44d | 1 | 0.33mi |
| 1311 Madden Rd Jacksonville, AR | 2.0 | 1.0 | 1040 | $795 | $0.76 | 44d | 1 | 0.35mi |
| 1515 Pine Dr Apt C Jacksonville, AR | 2.0 | 1.0 | 775 | $700 | $0.90 | 44d | 1 | 0.43mi |
| 311 Bellevue Cir Unit A Jacksonville, AR | 2.0 | 1.0 | 600 | $950 | $1.58 | 24d | 1 | 1.06mi |
| 428 N Oak St Jacksonville, AR | 3.0 | 1.5 | 996 | $1,325 | $1.33 | 44d | 1 | 1.06mi |
| 620 Neal St Jacksonville, AR | 3.0 | 1.0 | 900 | $895 | $0.99 | 44d | 1 | 1.12mi |
| 89 Belair Loop Jacksonville, AR | 3.0 | 2.0 | 1093 | $1,450 | $1.33 | 21d | 1 | 1.27mi |
| 712 W Martin St Jacksonville, AR | 2.0 | 1.0 | 936 | $995 | $1.06 | 44d | 1 | 1.27mi |
| 1310 Smithwick Dr Jacksonville, AR | 1.0–2.0 | 1.0–1.5 | 862 | $830 | $0.96 | 14d | 28 | 1.30mi |
| 308 N Oak St Jacksonville, AR | 2.0 | 1.0 | 788 | $800 | $1.02 | 14d | 1 | 1.39mi |
| 1401 Rebel Dr Jacksonville, AR | 3.0 | 1.0 | 923 | $1,050 | $1.14 | 24d | 1 | 1.40mi |
| 107 Pike Ave Jacksonville, AR | 3.0 | 1.0 | 1092 | $995 | $0.91 | 44d | 1 | 1.45mi |
Listing history 8 events
-
2026-06-18days on market $60,000 Active 9 DOM
-
2026-06-17days on market $60,000 Active 8 DOM
-
2026-06-16days on market $60,000 Active 7 DOM
-
2026-06-15days on market $60,000 Active 6 DOM
-
2026-06-14days on market $60,000 Active 4 DOM
-
2026-06-13days on market $60,000 Active 3 DOM
-
2026-06-10remarks 186-char remark
-
2026-06-10$60,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,640
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$931
- − Management
- −$931
- − Depreciation
- −$1,745
- Taxable income
- $3,471
- Est. tax owed @ 24.0%
- −$833
- After-tax cash flow
- $3,387/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jacksonville North Pulaski School District
- NCES district ID
- 0500419
- Math proficiency
- 18% ▼ -7.00%
- Reading proficiency
- 20% ▼ -5.00%
- Median HH income
- $50,869
- Composite
- 17.16/100
- National rank
- #9110
- State rank
- #211 of 238 in AR
Livability — Jacksonville
- Score
- 61/100
- State rank
- #231
- US rank
- #17378
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, AR
- County
- Pulaski County · 372,764 people
- City population
- 38,437
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 38,437
- Household income
- $54,379
- Rent vs Own
- Severe rent burden
- 1733.0
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 415,378 people
- By 2030
- 423,720 · +2.0%
- By 2040
- 435,182 · +4.8%
- By 2050
- 440,904 · +6.1%
- By 2075
- 445,521 · +7.3%
- By 2100
- 419,173 · +0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 47% Black 38% Hispanic / Latino 8% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 2% Italian 2% Serbian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 4% Tagalog/Filipino 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
- 2008→2024 swing
- +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
- All cycles
- 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -87.51%
- Current HPI
- 201.6405
- Rent YoY
- ▲ 3.07%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
1 event — show timeline
- 2026-06-10 Listed $60,000 FSBO.com
Property tax history
+0.2%/yrLatest (2018): $89 · +14.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…