4418 Rosemont St · Houston, TX 77051

$250,000

4 bd · 3.5 ba · 1,961 sqft · Land · 25 Days on market

Built 2024 5,000 sqft lot ↓ 33% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.3/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +7.1/10.0
• 1% rule +4.9/10.0
• Rent growth +3.7/5.0
• Livability +3.7/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0

Listing remarks

Experience modern living in this brand new, never lived-in 2024 custom container home, ideally located in a prime area. This stunning residence offers an open-concept layout with sleek design, high-end finishes, and a seamless flow perfect for everyday living and entertaining. Featuring 4 spacious bedrooms—with the 4th ideal as an office or study—along with 3 full bathrooms and a half bath, this home provides both comfort and flexibility. Enjoy a private second-floor balcony/patio, perfect for relaxing evenings or entertaining guests, plus a covered backyard patio for outdoor enjoyment. Thoughtfully designed with style and functionality in mind, this home is truly one of a kind.

Key facts

• Open-concept layout
• 5,000 sq ft lot
• 2 parking spots

Tags

• CUSTOM CONTAINER HOME
• OPEN-CONCEPT LAYOUT
• PRIVATE SECOND-FLOOR BALCONY
• COVERED BACKYARD PATIO

Property features AI

Exterior

• Parking: Detached carport; 2-car carport spaces; Driveway; Electric gate
• Utilities: Public water; Public sewer
• Home design: Residential property; New construction (2024); Single-story (all main rooms listed on first floor); Slab foundation
• Construction: Aluminum siding; Wood siding; Metal roof; Built in 2024
• Exterior features: Cleared lot

Interior

• Kitchen: Breakfast bar; Open to family room (kitchen/family room combo); Stone counters
• Bedrooms: Primary bedroom on first floor, 19 x 15; Bedroom on first floor, 15 x 16; Bedroom on first floor, 11 x 11; Bedroom on first floor, 11 x 11
• Flooring: Concrete floors
• Bathrooms: 3 full bathrooms; 1 half bathroom
• Heating & cooling: Zoned heating; Zoned cooling; Has heating and cooling
• Interior features: Breakfast bar; Kitchen/family room combo; Primary bedroom with private bath; Stone countertops; Soaking tub; Separate shower; Tub/shower; Ceiling fans; Programmable thermostat; Low emissivity windows

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath land listed at $250k.

Deal economics

• At list price, monthly cash flow is $410 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (1.3% below list).
• Recommended offer: $246k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
• Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Attucks Middle (math 15% / reading 22%, grade F, #1,478 of 1,662 statewide, top 90%, 439 students, 98% FRL); Worthing H S (math 22% / reading 21%, grade F, #1,377 of 1,632 statewide, top 85%, 827 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.8%/yr); 312 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• At $2,467/mo this rent would consume 79% of the median local household income ($37k/yr) (locally 1446% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 4.8% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $246,250 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.26%
• Cash-on-cash: 7.03%
• DSCR: 1.31
• GRM: 8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 4.77% rent growth · sell at horizon

5-year hold

• IRR: 30.0%
• Equity multiple: 3.38×
• Total profit: $166,665
• Equity at exit: $225,220

10-year hold

• IRR: 26.5%
• Equity multiple: 7.86×
• Total profit: $479,858
• Equity at exit: $485,695

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77051

• Home prices YoY: 9.7%
• Rents YoY: 4.8%
• Active inventory: 312
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $2,467 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$124 /mo · $1,488/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$518
• Net cashflow: $410

Break-even live

Break-even rent $1,948

Max offer price $250,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4406 Sterling St Houston, TX	3.0	2.5	1840	$1,999	$1.09	17d	1	0.12mi
4117 Shelby Cir Unit 1230900P Houston, TX	4.0	2.0	1367	$5,355	$3.92	2d	1	0.19mi
4514 Galesburg St Unit B Houston, TX	3.0	2.5	1680	$3,500	$2.08	24d	1	0.36mi
4601 White Rock St Unit A Houston, TX	3.0	2.5	1700	$2,500	$1.47	43d	1	0.36mi
4526 Knoxville St Unit A Houston, TX	3.0	2.5	1474	$1,775	$1.20	15d	1	0.42mi
4609 Bricker St Unit ABC Houston, TX	3.0	2.5	1375	$3,500	$2.55	11d	1	0.43mi
4609 Bricker St Unit B Houston, TX	3.0	2.5	1300	$3,500	$2.69	12d	1	0.43mi
4613 Bricker St Unit B Houston, TX	3.0	2.5	1600	$2,300	$1.44	43d	1	0.44mi
3620 Du Bois St Unit 1302349P Houston, TX	3.0	2.5	1797	$2,945	$1.64	3d	1	0.49mi
8328 Corinth St Unit B Houston, TX	3.0	2.5	1500	$2,800	$1.87	20d	1	0.51mi
8107 Calhoun Rd Houston, TX	3.0	2.5	1304	$2,250	$1.73	24d	1	0.51mi
4835 Sunflower St Unit 1546466P Houston, TX	3.0	2.0	1883	$4,516	$2.40	15d	1	0.54mi
4530 Mayflower St Houston, TX	3.0	2.0	1302	$1,800	$1.38	43d	1	0.57mi
8010 Livingston St Houston, TX	3.0	2.0	1400	$1,800	$1.29	43d	1	0.67mi
4538 Clover St Houston, TX	4.0	2.0	1768	$1,595	$0.90	43d	1	0.71mi
7806 Comal St Unit B Houston, TX	3.0	2.5	1800	$2,200	$1.22	43d	1	0.71mi
4723 Mallow St Houston, TX	3.0	2.5	1472	$1,850	$1.26	5d	1	0.87mi
7321 Conley St Unit B Houston, TX	3.0	2.0	1501	$2,025	$1.35	20d	1	0.91mi
7321 Conley St Unit A Houston, TX	3.0	2.5	1869	$2,025	$1.08	20d	1	0.91mi
7710 Darnay Dr Houston, TX	3.0	3.0	1635	$2,095	$1.28	43d	1	0.95mi
3846 Seabrook St Houston, TX	3.0	3.5	1833	$2,300	$1.25	43d	1	1.01mi
7358 Guadalcanal Rd Houston, TX	3.0	3.0	1768	$2,195	$1.24	43d	1	1.09mi
3732 Seabrook St Houston, TX	3.0	2.5	1727	$2,350	$1.36	24d	1	1.09mi
5222 Northridge Dr Houston, TX	4.0	2.0	1300	$1,850	$1.42	24d	1	1.10mi
3710 Rockingham St Houston, TX	3.0	2.0	1890	$1,700	$0.90	43d	1	1.13mi
5201 Kenilwood Dr Unit B Houston, TX	3.0	2.0	2442	$1,725	$0.71	14d	1	1.14mi
5036 Mallow St Houston, TX	3.0	3.0	1472	$2,050	$1.39	43d	1	1.19mi
4918 Wilmington St Unit A Houston, TX	3.0	3.0	1300	$2,100	$1.62	43d	1	1.26mi
5314 Longmeadow St Houston, TX	3.0	3.0	1646	$1,900	$1.15	43d	1	1.30mi
7339 Krueger Rd Houston, TX	3.0	2.0	2440	$1,900	$0.78	43d	1	1.31mi
7507 Springhill St Houston, TX	3.0	3.5	2000	$4,500	$2.25	43d	1	1.31mi
3615 Dreyfus St Houston, TX	3.0	3.0	2011	$2,800	$1.39	43d	1	1.34mi
4942 Bataan Rd Unit 77033 Houston, TX	4.0	2.0	1350	$1,800	$1.33	43d	1	1.34mi
9606 Ashville Dr Unit B Houston, TX	3.0	2.0	1610	$1,570	$0.98	43d	1	1.36mi
4921a Pederson St Unit A Houston, TX	3.0	2.0	1765	$2,150	$1.22	12d	1	1.39mi
5407 Thrush Dr Houston, TX	4.0	1.0	1407	$1,495	$1.06	14d	1	1.40mi
4705 Idaho St Houston, TX	3.0	2.5	1664	$2,500	$1.50	17d	1	1.40mi
5012 Higgins St Unit B Houston, TX	3.0	2.5	1611	$1,650	$1.02	24d	1	1.42mi
6809 Conley St Houston, TX	3.0	4.0	1921	$2,600	$1.35	43d	1	1.42mi
5623 Bellfort St Houston, TX	4.0	1.0	1320	$1,700	$1.29	15d	1	1.45mi

Listing history 25 events

1. 2026-04-17
   status Pending
2. 2026-04-10
   status Pending
3. 2026-03-24
   status Active
4. 2026-03-23
   historical
5. 2026-03-22
   listed $250,000 Active
6. 2026-03-16
   soldstatus
7. 2026-02-03
   historical
8. 2025-08-25
   price $280,000
9. 2025-07-20
   price $290,000
10. 2025-06-10
    historical $2,500
11. 2025-06-10
    price $295,000
12. 2025-05-13
    listed $2,500
13. 2025-03-04
    listed $305,000 Active
14. 2025-02-18
    historical
15. 2024-10-29
    price $316,000
16. 2024-08-28
    price $345,000
17. 2024-08-28
    status Active
18. 2024-07-31
    historical
19. 2024-07-10
    price $370,000
20. 2024-07-10
    status Active
21. 2024-07-04
    historical
22. 2024-04-23
    listed $375,000 Active
23. 2017-09-19
    soldstatus
24. 2002-04-01
    soldstatus
25. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,488 · $124/mo
• Projected year-2 tax: $4,575 · $381/mo
• Expected delta: +$3,087/yr (+$257/mo · 207.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,608
• − Mortgage interest: −$14,004
• − Property taxes: −$1,488
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,369
• − Management: −$2,369
• − Depreciation: −$7,273
• Taxable income: $857
• Est. tax owed @ 24.0%: −$206
• After-tax cash flow: $4,715/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston ISD
• NCES district ID: 4823640
• Math proficiency: 27% ▼ -18.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $46,054
• Composite: 26.63/100
• National rank: #7173
• State rank: #593 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 19,795
• Household income: $37,415
• Rent vs Own: 58.2% rent · 41.8% own
• Severe rent burden: 1446.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% Hispanic / Latino 16% Two or more races 11% White 3%
• Hispanic origin (detail): Mexican 6% Puerto Rican 1%
• Foreign-born: 8% · Canada, China
• Languages at home: 88% English-only · Spanish 10%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 16.02%
• Current HPI: 180.4283
• Rent YoY: ▲ 4.77%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-33.3% since first listed

25 events — show timeline

• 2026-04-17 Pending — HARMLS
• 2026-04-10 Pending — HARMLS
• 2026-03-24 Relisted — HARMLS
• 2026-03-23 Listing Removed — HARMLS
• 2026-03-22 Listed $250,000 HARMLS
• 2026-03-16 Sold (Public Records) — Public Records
• 2026-02-03 Listing Removed — HARMLS
• 2025-08-25 Price Changed $280,000 HARMLS
• 2025-07-20 Price Changed $290,000 HARMLS
• 2025-06-10 Rental Removed $2,500 HARMLS
• 2025-06-10 Price Changed $295,000 HARMLS
• 2025-05-13 Listed for Rent $2,500 HARMLS
• 2025-03-04 Listed $305,000 HARMLS
• 2025-02-18 Listing Removed — HARMLS
• 2024-10-29 Price Changed $316,000 HARMLS
• 2024-08-28 Price Changed $345,000 HARMLS
• 2024-08-28 Relisted — HARMLS
• 2024-07-31 Listing Removed — HARMLS
• 2024-07-10 Price Changed $370,000 HARMLS
• 2024-07-10 Relisted — HARMLS
• 2024-07-04 Listing Removed — HARMLS
• 2024-04-23 Listed $375,000 HARMLS
• 2017-09-19 Sold (Public Records) — Public Records
• 2002-04-01 Sold (Public Records) — Public Records
• 1988-01-02 Sold (Public Records) — Public Records

Property tax history

+5.5%/yr

Latest (2025): $1,488 · +1.6% YoY. Source: county tax records.