43 Calton Rd Unit 2K · New Rochelle, NY 10804

$189,000

1 bd · 1.0 ba · 770 sqft · Condo · 36 Days on market

Built 1928 $245/sqft · 18% below area Est $230k · 18% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.7/10.0
• Schools +5.7/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

Key facts

• Garage
• Built 1928
• Listed 36 days

Property features AI

Finance

• HOA & community: Association: Barhite & Holzinger; Additional monthly assessment: $88.77; Community fitness center

Exterior

• Parking: Assigned parking; Garage available; Waitlist for parking
• Security: Building security; Smoke detectors; Video cameras
• Utilities: Electric service by Con-Edison; Natural gas available; Public sewer; Water connected; Electricity available; Sewer connected
• Home design: Stock cooperative; 6-story building; Entry on level 2
• Construction: Brick exterior
• Exterior features: Brick construction; Not waterfront

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: Total rooms: 3; Entry level: 2
• Flooring: Hardwood flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Oil heating; Wall/window air conditioning units
• Interior features: Ceiling fans; Eat-in kitchen; Elevator in building; Entrance foyer; High ceilings; High-speed internet available; Storage
• Laundry & utility: Laundry in common area; Laundry in basement

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $189k.

Deal economics

• At list price, monthly cash flow is $885 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $189k).
• Recommended offer: $183k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.9% vs local median 4.5% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
• New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: William B Ward Elementary School (math 56% / reading 72%, grade B, #658 of 2,108 statewide, top 31%, 988 students, 33% FRL); Albert Leonard Middle School (math 41% / reading 73%, grade B, #192 of 729 statewide, top 28%, 1,086 students, 42% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools at 44% FRL track the district average.
• Market conditions: 116 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($183k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $149k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $183,330 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 11.91%
• Cash-on-cash: 20.08%
• DSCR: 1.89
• GRM: 5.7

CMA / ARV

• ARV (median comp): $229,591
• List price: $189,000
• Delta: -17.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.3%
• Equity multiple: 1.49×
• Total profit: $25,811
• Equity at exit: $28,181

10-year hold

• IRR: 21.2%
• Equity multiple: 2.80×
• Total profit: $95,263
• Equity at exit: $16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 10804

• Active inventory: 116
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $2,774 high
• Mortgage (P&I): −$991
• Tax est. 1.5%: −$236 /mo · $2,835/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$583
• Net cashflow: $885

Break-even live

Break-even rent $1,653

Max offer price $189,000

Occupancy floor 63%

Sensitivity live

Price	-10% $1,016	-5% $951	+0% $885	+5% $820	+10% $755
Rent	-10% $666	-5% $776	+0% $885	+5% $995	+10% $1,105
Rate	-1.0pp $981	-0.5pp $934	base $885	+0.5pp $836	+1.0pp $787

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,250
• Closing costs: $5,670
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
600 North Ave New Rochelle, NY	2.0	1.0–2.0	869	$3,422	$3.94	2d	11	0.71mi
1270 North Ave Unit 2L New Rochelle, NY	—	1.0	650	$2,400	$3.69	16d	1	0.91mi
17 Dewitt Pl New Rochelle, NY	2.0	1.0	550	$2,500	$4.55	44d	1	1.00mi
139 Sickles Ave Unit 2 New Rochelle, NY	2.0	1.5	1000	$3,100	$3.10	21d	1	1.20mi
225 Sickles Ave Unit 1 New Rochelle, NY	1.0	1.0	750	$2,600	$3.47	44d	1	1.24mi
11 Park Pl New Rochelle, NY	1.0	1.0	1015	$2,700	$2.66	44d	1	1.27mi
299 Webster Ave Unit 3F New Rochelle, NY	1.0	1.0	861	$2,385	$2.77	44d	1	1.28mi
120 Stonelea Pl Apt 3M New Rochelle, NY	1.0	1.0	750	$2,300	$3.07	19d	1	1.36mi
110 Stonelea Pl Unit 3B New Rochelle, NY	2.0	1.0	800	$2,650	$3.31	44d	1	1.37mi
274 Lockwood Ave Unit First floor New Rochelle, NY	2.0	1.0	908	$2,700	$2.97	44d	1	1.39mi
20 Burling Ln New Rochelle, NY	1.0	1.0	725	$3,110	$4.29	11d	10	1.40mi
10 Commerce Dr New Rochelle, NY	2.0	1.0–2.0	792	$3,094	$3.91	2d	11	1.43mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 41 events

1. 2026-06-07
   statusdays on market $189,000 Pending 36 DOM
2. 2026-06-04
   days on market $189,000 Active 35 DOM
3. 2026-06-03
   days on market $189,000 Active 34 DOM
4. 2026-06-02
   days on market $189,000 Active 33 DOM
5. 2026-06-01
   days on market $189,000 Active 32 DOM
6. 2026-05-31
   days on market $189,000 Active 31 DOM
7. 2026-05-01
   listed $189,000 Active 1143-char remark
8. 2026-04-23
   historical $189,000 1143-char remark
9. 2018-05-25
   soldstatus $149,000 Sold 1089-char remark

   Show marketing remark (1089 chars)

   CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

10. 2018-03-28
    historical Pending 1089-char remark

    Show marketing remark (1089 chars)

    CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

11. 2018-01-15
    price $149,000 1089-char remark

    Show marketing remark (1089 chars)

    CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

12. 2018-01-15
    status Active 1089-char remark

    Show marketing remark (1089 chars)

    CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

13. 2017-12-05
    historical 1089-char remark

    Show marketing remark (1089 chars)

    CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

14. 2017-10-02
    listed $160,000 Active 1089-char remark

    Show marketing remark (1089 chars)

    CALTON COURT - 43 Calton Road East #2-K, New Rochelle, NY 10804 Renovated 1 BED / 1 BA co-operative in one of southern Westchester's most highly regarded, impeccably-managed & maintained pre-war elevator apartment buildings ca. 1928. Located off North Avenue on a serene, private & magnificently manicured 2 acre property adjacent to beautiful Huguenot Lake & historic Wykagyl, this unit comprises 770 s/f of living space, including a long Entry Foyer / Gallery, Living /Dining Room; renovated, windowed Eat-in Kitchen & Bedroom w/ bath en-suite. High ceilings & prewar architectural details only a building of this calibre can offer. Elegantly appointed dual reception Lobbies (East & West), resident superintendent, on-site laundry, indoor & outdoor parking. Vacant, freshly painted, move-in ready & awaiting your personal decorative touches. Enjoy Calton Court's glamorous lifestyle for just $30K cash down & approx. $1,315/Mo.(Mtg./Maint./Assessment). No Pets/No Subletting/No Investors, please. Additional Information: HeatingFuel:Oil Above Ground,

15. 2014-10-01
    price $75,000

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

16. 2014-10-01
    soldstatus $75,000 Sold

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

17. 2014-09-30
    soldstatus $75,000
18. 2014-05-19
    price $79,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

19. 2014-04-29
    historical Pending

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

20. 2014-04-29
    price $79,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

21. 2013-07-15
    status Active

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

22. 2013-01-28
    historical Pending

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

23. 2012-12-20
    price $87,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

24. 2012-11-15
    price $104,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

25. 2012-10-11
    price $114,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

26. 2012-09-10
    price $124,900

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

27. 2012-08-09
    listed $134,900 Active

    Show marketing remark (498 chars)

    1 bedroom, full bathroom unit with wood floors, high ceilings, quiet location in building. Lots of deep closets, and freshly painted. Great layout and good flow for entertaining. Big beautiful windows. Quiet location in complex. Absolutely gorgeous unit in a well maintained building, nice residential area. Easily accessible to all amenities. This is a Fannie Mae Homepath property. Homepath Financing and Homepath Renovation Mortgage available. Better than renting. A piece of the American Dream.

28. 2012-08-08
    listed $79,900
29. 2010-03-31
    historical
30. 2009-12-31
    historical Pending
31. 2009-10-26
    price
32. 2009-10-05
    price
33. 2009-09-14
    price
34. 2009-08-11
    listed Active
35. 2004-03-23
    soldstatus $115,000
36. 2003-12-20
    price $120,000
37. 2003-12-20
    historical
38. 2003-11-03
    listed $115,000
39. 2000-03-20
    soldstatus $48,500
40. 1999-12-29
    historical
41. 1999-12-03
    listed $48,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,290
• − Mortgage interest: −$10,587
• − Property taxes: −$2,835
• − Insurance: −$945
• − Repairs & maintenance: −$2,663
• − Management: −$2,663
• − Depreciation: −$5,498
• Taxable income: $8,098
• Est. tax owed @ 24.0%: −$1,944
• After-tax cash flow: $8,682/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: New Rochelle City School District
• NCES district ID: 3620490
• Math proficiency: 63% ▲ 3.00%
• Reading proficiency: 66% ▲ 9.00%
• Median HH income: $69,165
• Composite: 56.63/100
• National rank: #1139
• State rank: #171 of 590 in NY

Livability — New Rochelle

• Score: 69/100
• State rank: #487
• US rank: #8572

Category grades

Amenities B+ Commute F Cost of living F Crime A Employment A+ Housing D+ Health & safety B+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Rochelle, NY
• City population: 63,657
• Population (ZIP): 15,228

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 11% Hispanic / Latino 10% Two or more races 5% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Dominican 2%
• Common ancestry: Scotch-Irish 4% Romanian 3% Italian 2%
• Foreign-born: 15% · Canada, Dominican Republic, Jamaica
• Languages at home: 80% English-only · Spanish 6% Russian/Polish/Slavic 3% Other Indo-European 3%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -819.58%
• Current HPI: 280.9571
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+289.7% since first listed

36 events — show timeline

• 2026-06-05 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-05-01 Listed $189,000 OneKey® MLS as Distributed by MLS Grid
• 2026-04-23 Coming Soon $189,000 OneKey® MLS as Distributed by MLS Grid
• 2018-05-25 Sold (MLS) $149,000 OneKey® MLS as Distributed by MLS Grid
• 2018-03-28 Contingent — OneKey® MLS as Distributed by MLS Grid
• 2018-01-15 Price Changed $149,000 OneKey® MLS as Distributed by MLS Grid
• 2018-01-15 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2017-12-05 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2017-10-02 Listed $160,000 OneKey® MLS as Distributed by MLS Grid
• 2014-10-01 Price Changed $75,000 HGMLS
• 2014-10-01 Sold (MLS) $75,000 HGMLS
• 2014-09-30 Sold (MLS) $75,000 OneKey® MLS as Distributed by MLS Grid
• 2014-05-19 Price Changed $79,900 HGMLS
• 2014-04-29 Contingent — HGMLS
• 2014-04-29 Price Changed $79,900 HGMLS
• 2013-07-15 Relisted — HGMLS
• 2013-01-28 Contingent — HGMLS
• 2012-12-20 Price Changed $87,900 HGMLS
• 2012-11-15 Price Changed $104,900 HGMLS
• 2012-10-11 Price Changed $114,900 HGMLS
• 2012-09-10 Price Changed $124,900 HGMLS
• 2012-08-09 Listed $134,900 HGMLS
• 2012-08-08 Listed $79,900 OneKey® MLS as Distributed by MLS Grid
• 2010-03-31 Delisted — HGMLS
• 2009-12-31 Contingent — HGMLS
• 2009-10-26 Price Changed — HGMLS
• 2009-10-05 Price Changed — HGMLS
• 2009-09-14 Price Changed — HGMLS
• 2009-08-11 Listed — HGMLS
• 2004-03-23 Sold (MLS) $115,000 HGMLS
• 2003-12-20 Delisted — HGMLS
• 2003-12-20 Price Changed $120,000 HGMLS
• 2003-11-03 Listed $115,000 HGMLS
• 2000-03-20 Sold (MLS) $48,500 HGMLS
• 1999-12-29 Delisted — HGMLS
• 1999-12-03 Listed $48,500 HGMLS