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7801 34th Ave N #27
B- Composite 69.21
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$74,900

7801 34th Ave N #27 · St. Petersburg, FL 33710
1 bd · 1.0 ba · 432 sqft · Manufactured public records · 213 Days on market
Built 1972 2,170 sqft lot $177/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants and the beaches, you are steps away from one of the largest parks in the County. Walter Fuller Park features a pool, lake, walking trails, picnic shelters, tennis courts and more. It hosts both sporting events and festivals. You can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $177/month which includes water, sewer, trash & lawn maintenance. The fully enclosed Florida room adds additional space to the home and has many windows to let the outdoors in! It also provides a back door to the shed. Other features include a covered carport, Central HVAC, a new shower surround and combo washer/dryer inside the home. NO land lease fee as this is a cooperative. The price of the share is $29,500 and is included in the sales price. Must be 55 + to take advantage of this and now you can bring your furry friend as 2 pets allowed up to 30 lb. Use this as a primary residence or a retirement escape.

Key facts

  • New flooring
  • Large enclosed porch
  • Updated bathroom

Tags

NEW HVAC SYSTEMUPDATED BATHROOMNEW FLOORINGFRESHLY PAINTED EXTERIORLARGE ENCLOSED PORCHCONVENIENT COVERED PARKING

Property features AI

Finance

  • Other: Unit is furnished
  • Financial info: Total annual fees listed as $2,124; Lease restrictions apply
  • HOA & community: Monthly HOA fee of $177 (association: STEPHANIE HENDRIX); HOA fee includes common area taxes, escrow reserves, fidelity bond, grounds maintenance, private road maintenance, sewer, trash, and water; Association approval required; Community amenities: clubhouse, laundry, street lights; Vehicle restrictions and no truck/RV/motorcycle parking; golf carts allowed; Senior community; pets allowed (cats and dogs) with limits — max pet weight ~30 lbs

Exterior

  • Parking: Covered parking; Carport with 1 space
  • Security: Buyer approval required for the community
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
  • Home design: Residential mobile home (single wide); One story; Northeast facing
  • Construction: Metal roof; Metal siding and frame construction; Built on pillar/post/pier foundation; Single wide body type
  • Exterior features: Covered, enclosed patio/porch; Awnings; Private mailbox; Shed(s); Paved lot; Asphalt road; private maintained road

Interior

  • Kitchen: Range; Microwave; Refrigerator
  • Bedrooms: 1 bedroom
  • Flooring: Vinyl; Pillar/post/pier foundation (interior access detail listed)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Eat-in kitchen; Kitchen-family room combo; Thermostat; Window treatments (blinds, drapes)
  • Laundry & utility: Washer and dryer; Laundry in common area and inside unit; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $386 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.5% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-0.5%/yr); 313 active listings in the ZIP; solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 213 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $65k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 213 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
12.47%
Cash-on-cash
22.06%
DSCR
1.98
GRM
4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
10.8%
Equity multiple
1.41×
Total profit
$8,577
Equity at exit
$11,168
10-year hold
IRR
16.8%
Equity multiple
2.16×
Total profit
$24,254
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33710

Rents YoY
-0.5%
Active inventory
313
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,354 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$83 /mo · $999/yr
Insurance
$31
HOA
$177
Vacancy / Maint / Mgmt
$284
Net cashflow
$386

Break-even live

Break-even rent $866
Max offer price $74,900
Occupancy floor 67%

Sensitivity live

Price -10% $428 -5% $407 +0% $386 +5% $364 +10% $343
Rent -10% $279 -5% $332 +0% $386 +5% $439 +10% $493
Rate -1.0pp $423 -0.5pp $405 base $386 +0.5pp $366 +1.0pp $346

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$177 · $2,124/yr
Likely covers
watersewertrashpool

Listing history 24 events

  1. 2026-06-18
    days on market $74,900 Active 213 DOM
  2. 2026-06-17
    days on market $74,900 Active 212 DOM
  3. 2026-06-16
    days on market $74,900 Active 211 DOM
  4. 2026-06-15
    days on market $74,900 Active 210 DOM
  5. 2026-06-13
    days on market $74,900 Active 208 DOM
  6. 2026-06-09
    days on market $74,900 Active 204 DOM
  7. 2026-06-08
    days on market $74,900 Active 203 DOM
  8. 2026-06-07
    days on market $74,900 Active 202 DOM
  9. 2026-06-04
    days on market $74,900 Active 199 DOM
  10. 2026-06-03
    days on market $74,900 Active 198 DOM
  11. 2026-06-01
    days on market $74,900 Active 196 DOM
  12. 2026-05-31
    days on market $74,900 Active 195 DOM
  13. 2026-04-08
    price $74,900
  14. 2026-03-10
    price $78,000
  15. 2025-11-17
    listed $79,900 Active
  16. 2023-02-13
    soldstatus $65,000 Closed 1270-char remark
    Show marketing remark (1270 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants and the beaches, you are steps away from one of the largest parks in the County. Walter Fuller Park features a pool, lake, walking trails, picnic shelters, tennis courts and more. It hosts both sporting events and festivals. You can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $177/month which includes water, sewer, trash & lawn maintenance. The fully enclosed Florida room adds additional space to the home and has many windows to let the outdoors in! It also provides a back door to the shed. Other features include a covered carport, Central HVAC, a new shower surround and combo washer/dryer inside the home. NO land lease fee as this is a cooperative. The price of the share is $29,500 and is included in the sales price. Must be 55 + to take advantage of this and now you can bring your furry friend as 2 pets allowed up to 30 lb. Use this as a primary residence or a retirement escape.

  17. 2023-01-24
    status Pending 1270-char remark
    Show marketing remark (1270 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants and the beaches, you are steps away from one of the largest parks in the County. Walter Fuller Park features a pool, lake, walking trails, picnic shelters, tennis courts and more. It hosts both sporting events and festivals. You can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $177/month which includes water, sewer, trash & lawn maintenance. The fully enclosed Florida room adds additional space to the home and has many windows to let the outdoors in! It also provides a back door to the shed. Other features include a covered carport, Central HVAC, a new shower surround and combo washer/dryer inside the home. NO land lease fee as this is a cooperative. The price of the share is $29,500 and is included in the sales price. Must be 55 + to take advantage of this and now you can bring your furry friend as 2 pets allowed up to 30 lb. Use this as a primary residence or a retirement escape.

  18. 2023-01-10
    listed $72,000 Active 1270-char remark
    Show marketing remark (1270 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants and the beaches, you are steps away from one of the largest parks in the County. Walter Fuller Park features a pool, lake, walking trails, picnic shelters, tennis courts and more. It hosts both sporting events and festivals. You can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $177/month which includes water, sewer, trash & lawn maintenance. The fully enclosed Florida room adds additional space to the home and has many windows to let the outdoors in! It also provides a back door to the shed. Other features include a covered carport, Central HVAC, a new shower surround and combo washer/dryer inside the home. NO land lease fee as this is a cooperative. The price of the share is $29,500 and is included in the sales price. Must be 55 + to take advantage of this and now you can bring your furry friend as 2 pets allowed up to 30 lb. Use this as a primary residence or a retirement escape.

  19. 2017-11-16
    soldstatus $33,500 Sold 940-char remark
    Show marketing remark (940 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants an the beaches, you are steps away from one of the largest parks in the County. Walter Fuller park features a pool, lake, walking trails, picnic shelters, tennis courts, all types of sports facilities and events like the green thumb festival and international baseball games. And, the best park is you can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $65/month which includes the cost of water, sewer and trash. This cooperative park has a laundry facility and recreation center with a pool table, kitchen and more. Use this as a primary residence or a retirement escape.

  20. 2017-11-06
    status Pending 940-char remark
    Show marketing remark (940 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants an the beaches, you are steps away from one of the largest parks in the County. Walter Fuller park features a pool, lake, walking trails, picnic shelters, tennis courts, all types of sports facilities and events like the green thumb festival and international baseball games. And, the best park is you can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $65/month which includes the cost of water, sewer and trash. This cooperative park has a laundry facility and recreation center with a pool table, kitchen and more. Use this as a primary residence or a retirement escape.

  21. 2017-11-01
    listed $36,500 Active 940-char remark
    Show marketing remark (940 chars)

    Super cute and affordable Florida living! Take a look at this well maintained 1 bedroom/1 bath furnished mobile home located in the quiet Eagles Nest Mobile Home Park. Priced to sell, you can move right in and enjoy the many amenities of this fantastic location. Not only are you close to shopping, restaurants an the beaches, you are steps away from one of the largest parks in the County. Walter Fuller park features a pool, lake, walking trails, picnic shelters, tennis courts, all types of sports facilities and events like the green thumb festival and international baseball games. And, the best park is you can enjoy all of this while living in a 55 plus mobile home park that boasts a LOW monthly HOA fee of only $65/month which includes the cost of water, sewer and trash. This cooperative park has a laundry facility and recreation center with a pool table, kitchen and more. Use this as a primary residence or a retirement escape.

  22. 2017-01-12
    soldstatus $29,000 Sold
  23. 2016-11-17
    status Pending
  24. 2016-11-04
    listed $29,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$999 · $83/mo
Projected year-2 tax
$999 · $83/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,251
− Mortgage interest
−$4,196
− Property taxes
−$999
− Insurance
−$374
− Repairs & maintenance
−$1,300
− Management
−$1,300
− HOA
−$2,124
− Depreciation
−$2,179
Taxable income
$3,779
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$907
After-tax cash flow
$3,720/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Petersburg, FL
County
Pinellas County · 939,478 people
City population
249,151
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
33,796
Household income
$78,611
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
542.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 2%
Common ancestry
Lithuanian 3% Romanian 3% Slovak 2%
Foreign-born
12% · Canada, Vietnam, China
Languages at home
85% English-only · Spanish 7% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -547.31%
Current HPI
405.0731
Rent YoY
▼ -0.48%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+158.3% since first listed
12 events — show timeline
  • 2026-04-08 Price Changed $74,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-10 Price Changed $78,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-17 Listed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2023-02-13 Sold (MLS) $65,000 Stellar MLS as Distributed by MLS Grid
  • 2023-01-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-01-10 Listed $72,000 Stellar MLS as Distributed by MLS Grid
  • 2017-11-16 Sold (MLS) $33,500 Stellar MLS as Distributed by MLS Grid
  • 2017-11-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-11-01 Listed $36,500 Stellar MLS as Distributed by MLS Grid
  • 2017-01-12 Sold (MLS) $29,000 Stellar MLS as Distributed by MLS Grid
  • 2016-11-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2016-11-04 Listed $29,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+8.3%/yr

Latest (2025): $999 · -3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…