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2848 Calli Crossing Dr 🏗️ New Construction
C- Composite 54.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.5/10.0
  • 1% rule +3.8/10.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$280,000

2848 Calli Crossing Dr · Graniteville, SC 29829
4 bd · 2.5 ba · 2,011 sqft · SingleFamily public records · 8 Days on market
Built 2024 5,227 sqft lot $41/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

Key facts

  • Ample cabinetry
  • Walk-in closet
  • En-suite bath

Tags

OPEN-CONCEPT LAYOUTAMPLE CABINETRYGENEROUS COUNTER SPACEPRIVATE OWNER'S SUITEEN-SUITE BATHWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $280,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $267,463.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $213 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (15.7% below list).
  • Recommended offer: $236k (15.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.2% vs local median 5.9% in Graniteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $75k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago; this cycle's ask is 5% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $235,921 (15.7% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
7.25%
Cash-on-cash
3.41%
DSCR
1.15
GRM
9.4

CMA / ARV

ARV (on-the-fly)
$267,463
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2848 Calli Crossing Dr 0.00mi 4/2.5 1,976 (-2%) 18mo $266,885 $135 82
692 Turning Crest Ln 0.42mi 3/2.5 (-1) 2,000 (-0%) 1mo $255,000 $128 74
8003 Red Rock Way 0.45mi 4/2.0 1,966 (-2%) 1mo $285,000 $145 73
3109 Calli Crossing Dr 0.16mi 4/2.0 1,921 (-4%) 16mo $276,400 $144 70
677 Turning Crest Ln 0.38mi 3/2.5 (-1) 1,920 (-4%) 2mo $267,400 $139 68
134 Pendulum Rdg 0.44mi 4/2.5 2,118 (+5%) 21mo $265,000 $125 53
568 Buttonwood Dr 0.61mi 4/2.5 2,232 (+11%) 1mo $267,000 $120 53
159 Almond Dr 0.67mi 4/2.0 1,872 (-7%) 4mo $270,000 $144 52
197 Pendulum Rdg 0.55mi 3/2.5 (-1) 2,050 (+2%) 20mo $272,000 $133 49
515 Twin VW Ct 0.70mi 3/2.5 (-1) 2,065 (+3%) 14mo $257,000 $124 46
8045 Cozy Knl 0.66mi 4/2.5 2,149 (+7%) 15mo $274,500 $128 46
709 Turning Crest Ln 0.40mi 4/2.5 2,294 (+14%) 16mo $256,500 $112 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.4%
Equity multiple
2.74×
Total profit
$130,173
Equity at exit
$210,153
10-year hold
IRR
21.2%
Equity multiple
5.91×
Total profit
$367,856
Equity at exit
$423,966

Cash invested: $74,890 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,359 high interval (Pro) →
Mortgage (P&I)
$1,403
Tax from tax record
$96 /mo · $1,153/yr
Insurance
$111
HOA
$41
Vacancy / Maint / Mgmt
$495
Net cashflow
$213

Break-even live

Break-even rent $2,090
Max offer price $267,463
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,866
Closing costs
$8,024
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 23d 1 0.07mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 13d 5 0.45mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 23d 1 0.51mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 13d 1 0.67mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 0.80mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 0.81mi

HOA detail

Monthly dues
$41 · $492/yr

Listing history 12 events

  1. 2026-06-18
    days on market $280,000 Active 8 DOM
  2. 2026-06-17
    days on market $280,000 Active 7 DOM
  3. 2026-06-16
    days on market $280,000 Active 6 DOM
  4. 2026-06-15
    days on market $280,000 Active 5 DOM
  5. 2026-06-14
    days on market $280,000 Active 3 DOM
  6. 2026-06-13
    pricestatusdays on marketlisting id $280,000 Active 2 DOM
  7. 2024-12-06
    soldstatus $266,885 966-char remark
    Show marketing remark (966 chars)

    Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

  8. 2024-12-06
    soldstatus $266,885 966-char remark
    Show marketing remark (966 chars)

    Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

  9. 2024-11-21
    status Pending
  10. 2024-10-05
    listed $266,885 966-char remark
    Show marketing remark (966 chars)

    Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

  11. 2024-10-05
    listed $266,885 966-char remark
    Show marketing remark (966 chars)

    Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

  12. 2024-10-05
    listed $266,885 Active
    Show marketing remark (966 chars)

    Ready to close in November. Be home before the holiday season! The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful sterling exterior and gray cabinetry. The Somerset has our largest primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout, fence inlcuded. Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,153 · $96/mo
Projected year-2 tax
$1,596 · $133/mo
Expected delta
+$443/yr (+$37/mo · 38.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,311
− Mortgage interest
−$14,982
− Property taxes
−$1,153
− Insurance
−$1,337
− Repairs & maintenance
−$2,265
− Management
−$2,265
− HOA
−$492
− Depreciation
−$7,781
Taxable loss
−$1,965
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$472
After-tax cash flow
$3,023/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2024-12-06 Sold (MLS) $266,885 Hive MLS
  • 2024-12-06 Sold (MLS) $266,885 Hive MLS
  • 2024-11-21 Pending AMLS
  • 2024-10-05 Listed $266,885 AMLS
  • 2024-10-05 Listed $266,885 Hive MLS
  • 2024-10-05 Listed $266,885 Hive MLS

Property tax history

+86.5%/yr

Latest (2025): $1,153 · +86.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…