2352 Sawdust Dr · Georgetown, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +5.9/30.0
- Condition / age +4.8/5.0
- Schools +4.3/10.0
- Livability +4.1/5.0
- 1% rule +3.1/10.0
- Rent growth +2.0/5.0
- DSCR +0.2/10.0
- Appreciation +0.0/10.0
$310,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this stunning 2023 Brightland home in the sought-after Parmer Ranch community, a charming and beautiful home brimming with amenities including a pool, basketball courts, and more! Step into modern charm with this like-new home that offers a prime location and exceptional amenities. From the low-maintenance lawn to the striking stone-accent elevation, this home exudes class and style. Inside, enjoy tall ceilings, sleek vinyl plank flooring, and an abundance of natural light in the open-concept living space. The chef’s dream kitchen boasts stainless steel appliances and ample storage. Don't miss this must-see property!
Key facts
- Tall ceilings
- Low-maintenance lawn
- Pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath single-family listed at $310k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-614 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $202k (34.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $252k (19.0% below list).
- Recommended offer: $202k (34.9% below list) — sets the bar for cash-flow.
- Cap rate 3.9% vs local median 2.5% in Georgetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#18 in TX, #1,294 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
- Georgetown ISD (suburban): math 31% / reading 38% proficiency, ranked #474 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Jo Ann Ford El (math 47% / reading 57%, grade C-, #742 of 4,322 statewide, top 19%, 527 students, 16% FRL); Charles A Forbes Middle (math 33% / reading 39%, grade F, #805 of 1,662 statewide, top 50%, 670 students, 40% FRL); Georgetown H S (math 29% / reading 51%, grade F, #809 of 1,632 statewide, top 50%, 2,013 students, 27% FRL).
- Market conditions: Rents soft (-1.9%/yr); 1043 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 38d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 117 days — a 9% lower offer ($283k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $16k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 117 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 3.92%
- Cash-on-cash
- -8.47%
- DSCR
- 0.62
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $392,633
- List price
- $310,500
- Delta
- -20.92%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1709 Garret Oaks Ln | 0.16mi | 3/2.0 (-1) | 1,964 (+1%) | 4mo | $365,998 | $186 | 77 |
| 108 Charro Ct | 0.21mi | 3/2.0 (-1) | 1,964 (+1%) | 4mo | $370,998 | $189 | 75 |
| 344 Ridgewell Loop | 0.43mi | 4/3.0 | 1,922 (-2%) | 4mo | $389,000 | $202 | 72 |
| 505 Estacado Ln | 0.55mi | 4/3.0 | 1,942 (-1%) | 7mo | $464,900 | $239 | 65 |
| 200 Ridgewell Loop | 0.48mi | 3/2.0 (-1) | 1,931 (-1%) | 4mo | $379,946 | $197 | 61 |
| 316 Millbend Rd | 0.34mi | 3/2.0 (-1) | 2,041 (+4%) | 6mo | $379,875 | $186 | 60 |
| 508 Raleigh Dr | 0.33mi | 3/3.0 (-1) | 2,142 (+10%) | 4mo | $438,636 | $205 | 58 |
| 336 Ridgewell Loop | 0.45mi | 3/2.0 (-1) | 2,041 (+4%) | 5mo | $399,000 | $195 | 56 |
| 1129 Stonehill Dr | 0.57mi | 3/2.0 (-1) | 1,910 (-2%) | 4mo | $420,000 | $220 | 55 |
| 1016 Rollingwood Trl | 0.43mi | 3/2.0 (-1) | 2,114 (+8%) | 2mo | $493,825 | $234 | 54 |
| 1028 Stonehill Dr | 0.69mi | 5/3.0 (+1) | 2,003 (+3%) | 5mo | $349,999 | $175 | 52 |
| 120 Alistair Dr | 0.70mi | 3/2.0 (-1) | 2,086 (+7%) | 1mo | $434,625 | $208 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -35.5%
- Equity multiple
- -0.11×
- Total profit
- $-96,467
- Equity at exit
- $46,297
- IRR
- -77.6%
- Equity multiple
- -0.86×
- Total profit
- $-161,552
- Equity at exit
- $26,846
Cash invested: $86,940 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 76 active · 13 under contract
- Months of supply
- 15.7 mo (6%/mo absorbed)
- Median asking
- $447,038 ($210/sqft)
- Median days on market
- 104 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -4.4% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78633
- Rents YoY
- -1.9%
- Active inventory
- 1043
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,516 high interval (Pro) →
- Mortgage (P&I)
- −$1,628
- Tax from tax record
- −$794 /mo · $9,530/yr
- Insurance
- −$129
- HOA
- −$50
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$528
- Net cashflow
- $-614
Break-even live
Sensitivity live
| Price | -10% $-438 | -5% $-526 | +0% $-614 | +5% $-702 | +10% $-790 |
|---|---|---|---|---|---|
| Rent | -10% $-813 | -5% $-713 | +0% $-614 | +5% $-514 | +10% $-415 |
| Rate | -1.0pp $-457 | -0.5pp $-535 | base $-614 | +0.5pp $-694 | +1.0pp $-776 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,625
- Closing costs
- $9,315
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2308 Sawdust Dr Georgetown, TX | 3.0 | 2.5 | 2345 | $2,995 | $1.28 | 34d | 1 | 0.06mi |
| 1336 Kneehigh Ln Georgetown, TX | 3.0 | 2.5 | 2227 | $2,600 | $1.17 | 63d | 1 | 0.14mi |
| 1328 Kneehigh Ln Georgetown, TX | 4.0 | 3.5 | 2415 | $2,500 | $1.04 | 37d | 1 | 0.14mi |
| 1357 Kneehigh Ln Georgetown, TX | 4.0 | 2.5 | 2199 | $2,350 | $1.07 | 38d | 1 | 0.17mi |
| 1357 Kneehigh Ln Georgetown, TX | 4.0 | 2.5 | 2199 | $2,500 | $1.14 | 52d | 1 | 0.17mi |
| 29600 Ronald W Reagan Blvd Georgetown, TX | 1.0–3.0 | 1.0–2.0 | 997 | $2,274 | $2.28 | 9d | 30 | 0.28mi |
| 416 Ridgewell Loop Georgetown, TX | 3.0 | 2.0 | 2114 | $2,550 | $1.21 | 93d | 1 | 0.38mi |
| 125 Raleigh Dr Georgetown, TX | 4.0 | 3.0 | 2493 | $2,800 | $1.12 | 93d | 1 | 0.58mi |
| 1024 Tipton St Georgetown, TX | 3.0 | 2.0 | 1449 | $1,899 | $1.31 | 30d | 1 | 0.67mi |
| 29606 Ronald Reagan Blvd Georgetown, TX | 3.0 | 2.0 | 1527 | $2,141 | $1.40 | 9d | 1 | 0.70mi |
| 200 Coda Xing Georgetown, TX | 3.0 | 2.0 | 1300 | $2,100 | $1.62 | 18d | 1 | 0.72mi |
| 217 Coda Xing Georgetown, TX | 3.0 | 2.5 | 1700 | $2,200 | $1.29 | 24d | 1 | 0.73mi |
| 217 Coda Xing Georgetown, TX | 3.0 | 2.5 | 1784 | $2,100 | $1.18 | 22d | 1 | 0.73mi |
| 132 County Road 247 Georgetown, TX | 4.0 | 3.0 | 2432 | $2,195 | $0.90 | 93d | 1 | 0.81mi |
| 1212 Tipton St Georgetown, TX | 3.0 | 2.5 | 1832 | $2,300 | $1.26 | 42d | 1 | 0.84mi |
| 416 Coda Xing Georgetown, TX | 3.0 | 2.0 | 1437 | $2,000 | $1.39 | 57d | 1 | 0.88mi |
| 416 Coda Xing Georgetown, TX | 3.0 | 2.0 | 1437 | $2,000 | $1.39 | 61d | 1 | 0.88mi |
| 401 County Road 248 Georgetown, TX | 4.0 | 2.0 | 1624 | $2,250 | $1.39 | 9d | 1 | 1.21mi |
Property features AI
Finance
- HOA & community
- HOA: Goodwin and CompanyAnnual association fee of $600
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public waterPublic sewer
- Home design
- Residential propertyBuilt in 2023Slab foundationComposition roof
- Construction
- Brick and cement siding construction
- Exterior features
- Concrete road accessLocated in a subdivision
Interior
- Kitchen
- DishwasherGarbage disposalMicrowave
- Bedrooms
- Primary bedroom on the first floorThree additional bedrooms on the second floor (total 4 bedrooms)
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central electric heatingCentral electric air conditioning
- Interior features
- Double vanity in bathsPrimary bedroom with private bathSoaking tubSeparate showerTub/shower comboVanity
- Laundry & utility
- Utility room on the first floor
HOA detail $50/mo · $600/yr
- Likely covers
- pool
Listing history 50 events
-
2026-08-08days on market $310,500 Active 117 DOM
-
2026-08-06days on market $310,500 Active 115 DOM
-
2026-08-05days on market $310,500 Active 114 DOM
-
2026-08-04days on market $310,500 Active 113 DOM
-
2026-08-03days on market $310,500 Active 112 DOM
-
2026-07-31days on market $310,500 Active 109 DOM
-
2026-07-30days on market $310,500 Active 107 DOM
-
2026-07-28days on market $310,500 Active 106 DOM
-
2026-07-26days on market $310,500 Active 104 DOM
-
2026-07-24days on market $310,500 Active 102 DOM
-
2026-07-23days on market $310,500 Active 101 DOM
-
2026-07-22days on market $310,500 Active 100 DOM
-
2026-07-21days on market $310,500 Active 99 DOM
-
2026-07-20days on market $310,500 Active 98 DOM
-
2026-07-18days on market $310,500 Active 96 DOM
-
2026-07-18days on market $310,500 Active 95 DOM
-
2026-07-16days on market $310,500 Active 94 DOM
-
2026-07-15days on market $310,500 Active 93 DOM
-
2026-07-14days on market $310,500 Active 92 DOM
-
2026-07-13days on market $310,500 Active 91 DOM
-
2026-07-13days on market $310,500 Active 90 DOM
-
2026-07-11days on market $310,500 Active 89 DOM
-
2026-07-10days on market $310,500 Active 88 DOM
-
2026-07-09days on market $310,500 Active 87 DOM
-
2026-07-07days on market $310,500 Active 85 DOM
-
2026-07-06days on market $310,500 Active 84 DOM
-
2026-07-06days on market $310,500 Active 83 DOM
-
2026-07-03days on market $310,500 Active 81 DOM
-
2026-07-02days on market $310,500 Active 80 DOM
-
2026-07-01days on market $310,500 Active 79 DOM
-
2026-06-30days on market $310,500 Active 78 DOM
-
2026-06-29days on market $310,500 Active 77 DOM
-
2026-06-28days on market $310,500 Active 76 DOM
-
2026-06-27days on market $310,500 Active 75 DOM
-
2026-06-26days on market $310,500 Active 74 DOM
-
2026-06-24days on market $310,500 Active 72 DOM
-
2026-06-22days on market $310,500 Active 70 DOM
-
2026-06-21days on market $310,500 Active 69 DOM
-
2026-06-18days on market $310,500 Active 66 DOM
-
2026-06-17days on market $310,500 Active 65 DOM
-
2026-06-16days on market $310,500 Active 64 DOM
-
2026-06-15days on market $310,500 Active 63 DOM
-
2026-06-13days on market $310,500 Active 61 DOM
-
2026-06-09days on market $310,500 Active 57 DOM
-
2026-06-08days on market $310,500 Active 56 DOM
-
2026-06-07days on market $310,500 Active 55 DOM
-
2026-06-03days on market $310,500 Active 51 DOM
-
2026-06-02days on market $310,500 Active 50 DOM
-
2026-06-01days on market $310,500 Active 49 DOM
-
2026-05-31days on market $310,500 Active 48 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,530 · $794/mo
- Projected year-2 tax
- $9,530 · $794/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,198
- − Mortgage interest
- −$17,393
- − Property taxes
- −$9,530
- − Insurance
- −$1,552
- − Repairs & maintenance
- −$2,416
- − Management
- −$2,416
- − HOA
- −$600
- − Depreciation
- −$9,033
- Taxable loss
- −$12,742
- Est. tax savings @ 24.0%
- +$3,058
- After-tax cash flow
- $-4,308/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
This stunning 2023 Brightland home in Parmer Ranch is move-in ready with excellent condition and modern amenities. It offers a prime location and exceptional features, making it a must-see property.
Value-add opportunities
- Both Landscaping improvements — Enhances curb appeal and adds value. ↑
- Both Painting exterior and interior — Fresh paint can make the home look newer and more appealing. ↑
- Resale Upgrade kitchen appliances — Modernizing the kitchen can attract more buyers. ↑
- Both Install smart home features — Enhances convenience and adds value for both buyers and renters. ↑
Zoned Schools
Schools (NCES district)
- District
- Georgetown ISD
- NCES district ID
- 4820600
- Math proficiency
- 31% ▼ -5.00%
- Reading proficiency
- 38% ▼ -8.00%
- Median HH income
- $69,461
- Composite
- 31.77/100
- National rank
- #5897
- State rank
- #474 of 826 in TX
Livability — Georgetown
- Score
- 82/100
- State rank
- #18
- US rank
- #1294
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Williamson County · 699,027 people
- City population
- 128,203
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 29,309
- Household income
- $100,936
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Williamson County) Hauer SSP2
- Today (2025)
- 699,027 people
- By 2030
- 795,537 · +13.8%
- By 2040
- 990,683 · +41.7%
- By 2050
- 1,184,292 · +69.4%
- By 2075
- 1,623,825 · +132.3%
- By 2100
- 1,924,153 · +175.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 7% Two or more races 5% Asian 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Romanian 4% Serbian 3% Slovak 3%
- Foreign-born
- 6% · Canada, South Korea
- Languages at home
- 94% English-only · Spanish 3% Korean 1% Other Asian/Pacific 1%
Political lean MEDSL · Williamson
- 2024 margin
- Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
- 2008→2024 swing
- +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
- All cycles
- 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.19%
- Current HPI
- 168.9584
- Rent YoY
- ▼ -1.89%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-5.0% since first listed5 events — show timeline
- 2026-04-22 Price Changed $310,500 HARMLS
- 2026-04-11 Listed $327,000 HARMLS
- 2025-09-05 Price Changed — Unlock MLS
- 2025-07-14 Price Changed — Unlock MLS
- 2025-03-07 Listed — Unlock MLS
Property tax history
+0.9%/yrLatest (2026): $9,530 · -6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…