10022 Silver Rock Rd · Piñon Hills, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 26 days/yr
- Unhealthy air days in 30 yrs
- 30 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.2/15.0
- Appreciation +10.0/10.0
- Cash flow +5.3/30.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.1/10.0
- DSCR +0.0/10.0
$310,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
Key facts
- Loft office space
- 2 acres
- New pella window
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $310k.
Deal economics
- At list price, monthly cash flow is $-687 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $189k (39.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (39.2% below list).
- Recommended offer: $188k (39.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Snowline Joint Unified (rural): math 34% / reading 44% proficiency, ranked #722 of 1,400 in CA (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage (523 students, 53% FRL); Pinon Mesa Middle (788 students, 69% FRL); Serrano High (2,145 students, 62% FRL).
- Market conditions: 168 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 415 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago; this cycle's ask has dropped $130k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 415 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.61% ✗
- Cap rate
- 3.63%
- Cash-on-cash
- -9.49%
- DSCR
- 0.58
- GRM
- 13.7
CMA / ARV
- ARV (median comp)
- $346,076
- List price
- $310,000
- Delta
- -10.42%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.6%
- Equity multiple
- 2.44×
- Total profit
- $125,145
- Equity at exit
- $279,273
- IRR
- 16.6%
- Equity multiple
- 5.64×
- Total profit
- $403,024
- Equity at exit
- $602,262
Cash invested: $86,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92372
- Home prices YoY
- 14.8%
- Active inventory
- 168
- Price-to-rent
- 13.7×
Monthly cashflow live
- Estimated rent
- $1,884 medium interval (Pro) →
- Mortgage (P&I)
- −$1,626
- Tax from tax record
- −$420 /mo · $5,041/yr
- Insurance
- −$129
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $-687
Break-even live
Sensitivity live
| Price | -10% $-511 | -5% $-599 | +0% $-687 | +5% $-774 | +10% $-862 |
|---|---|---|---|---|---|
| Rent | -10% $-836 | -5% $-761 | +0% $-687 | +5% $-612 | +10% $-538 |
| Rate | -1.0pp $-531 | -0.5pp $-608 | base $-687 | +0.5pp $-767 | +1.0pp $-849 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,500
- Closing costs
- $9,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
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2026-06-21days on market $310,000 Active 415 DOM
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2026-06-18days on market $310,000 Active 412 DOM
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2026-06-17days on market $310,000 Active 411 DOM
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2026-06-16days on market $310,000 Active 410 DOM
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2026-06-15days on market $310,000 Active 409 DOM
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2026-06-13days on market $310,000 Active 407 DOM
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2026-06-09days on market $310,000 Active 403 DOM
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2026-06-08days on market $310,000 Active 402 DOM
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2026-06-07days on market $310,000 Active 401 DOM
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2026-06-04days on market $310,000 Active 398 DOM
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2026-06-03days on market $310,000 Active 397 DOM
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2026-06-02days on market $310,000 Active 396 DOM
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2026-06-01days on market $310,000 Active 395 DOM
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2026-05-31days on market $310,000 Active 394 DOM
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2026-03-05price $310,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
-
2026-03-03status Active 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
-
2026-02-04status Pending Sale 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2026-01-27price $370,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-10-17price $310,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-10-11price $360,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-10-06price $380,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-09-19price $399,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-06-23price $415,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
-
2025-05-21price $425,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-05-09price $432,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-04-24price $435,000 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-04-04$440,000 Active 1300-char remark
Show marketing remark (1300 chars)
Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!
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2025-03-25historical
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2025-03-18price $440,000
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2025-01-27$442,000 Active
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2022-04-20soldstatus $400,000 Closed Sale
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2022-03-24status Pending Sale
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2022-03-12$389,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $5,041 · $420/mo
- Projected year-2 tax
- $5,041 · $420/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone D · 21% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 5/10 Major 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 26 unhealthy d/yr today · 30 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,605
- − Mortgage interest
- −$17,365
- − Property taxes
- −$5,041
- − Insurance
- −$1,550
- − Repairs & maintenance
- −$1,808
- − Management
- −$1,808
- − Depreciation
- −$9,018
- Taxable loss
- −$13,985
- Est. tax savings @ 24.0%
- +$3,356
- After-tax cash flow
- $-4,884/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Snowline Joint Unified
- NCES district ID
- 0636970
- Math proficiency
- 34% ▲ 1.00%
- Reading proficiency
- 44% ▬ 0.00%
- Median HH income
- $57,625
- Composite
- 36.84/100
- National rank
- #9157
- State rank
- #722 of 1400 in CA
Livability — Piñon Hills
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Piñon Hills, CA
- City population
- 4,854
- Population (ZIP)
- 4,854
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 53% Hispanic / Latino 37% Two or more races 14% Asian 6%
- Hispanic origin (detail)
- Mexican 23% Puerto Rican 1%
- Common ancestry
- Italian 4% Iranian 3% Lithuanian 2%
- Foreign-born
- 15% · Canada, South Korea
- Languages at home
- 79% English-only · Spanish 15% Korean 4% Tagalog/Filipino 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 49.25%
- Current HPI
- 383.0737
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-20.3% since first listed19 events — show timeline
- 2026-03-05 Price Changed $310,000 CRMLS
- 2026-03-03 Relisted — CRMLS
- 2026-02-04 Pending — CRMLS
- 2026-01-27 Price Changed $370,000 CRMLS
- 2025-10-17 Price Changed $310,000 CRMLS
- 2025-10-11 Price Changed $360,000 CRMLS
- 2025-10-06 Price Changed $380,000 CRMLS
- 2025-09-19 Price Changed $399,000 CRMLS
- 2025-06-23 Price Changed $415,000 CRMLS
- 2025-05-21 Price Changed $425,000 CRMLS
- 2025-05-09 Price Changed $432,000 CRMLS
- 2025-04-24 Price Changed $435,000 CRMLS
- 2025-04-04 Listed $440,000 CRMLS
- 2025-03-25 Listing Removed — CRMLS
- 2025-03-18 Price Changed $440,000 CRMLS
- 2025-01-27 Listed $442,000 CRMLS
- 2022-04-20 Sold (MLS) $400,000 CRMLS
- 2022-03-24 Pending — CRMLS
- 2022-03-12 Listed $389,000 CRMLS
Property tax history
+44.8%/yrLatest (2025): $5,041 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…