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10022 Silver Rock Rd
D- Composite 39.77
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.2/15.0
  • Appreciation +10.0/10.0
  • Cash flow +5.3/30.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.1/10.0
  • DSCR +0.0/10.0

$310,000

10022 Silver Rock Rd · Piñon Hills, CA 92372
1 bd · 1.0 ba · 1,229 sqft · SingleFamily public records · 415 Days on market
Built 2007 1.97 ac lot $252/sqft · 10% below area Est $346k · 10% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

Key facts

  • Loft office space
  • 2 acres
  • New pella window

Tags

2 ACRESCMU BLOCKLOFT OFFICE SPACEGYM LOFT SPACEBOOKSHELF ABOVE MAIN BEDROOMNEW PELLA WINDOW

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $310k.

Deal economics

  • At list price, monthly cash flow is $-687 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $189k (39.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (39.2% below list).
  • Recommended offer: $188k (39.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Snowline Joint Unified (rural): math 34% / reading 44% proficiency, ranked #722 of 1,400 in CA (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage (523 students, 53% FRL); Pinon Mesa Middle (788 students, 69% FRL); Serrano High (2,145 students, 62% FRL).
  • Market conditions: 168 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 415 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $130k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $188,377 (39.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 415 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.61%
Cap rate
3.63%
Cash-on-cash
-9.49%
DSCR
0.58
GRM
13.7

CMA / ARV

ARV (median comp)
$346,076
List price
$310,000
Delta
-10.42%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.6%
Equity multiple
2.44×
Total profit
$125,145
Equity at exit
$279,273
10-year hold
IRR
16.6%
Equity multiple
5.64×
Total profit
$403,024
Equity at exit
$602,262

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92372

Home prices YoY
14.8%
Active inventory
168
Price-to-rent
13.7×

Monthly cashflow live

Estimated rent
$1,884 medium interval (Pro) →
Mortgage (P&I)
$1,626
Tax from tax record
$420 /mo · $5,041/yr
Insurance
$129
HOA
$0
Vacancy / Maint / Mgmt
$396
Net cashflow
$-687

Break-even live

Break-even rent $2,753
Max offer price $188,689
Occupancy floor

Sensitivity live

Price -10% $-511 -5% $-599 +0% $-687 +5% $-774 +10% $-862
Rent -10% $-836 -5% $-761 +0% $-687 +5% $-612 +10% $-538
Rate -1.0pp $-531 -0.5pp $-608 base $-687 +0.5pp $-767 +1.0pp $-849

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,500
Closing costs
$9,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-21
    days on market $310,000 Active 415 DOM
  2. 2026-06-18
    days on market $310,000 Active 412 DOM
  3. 2026-06-17
    days on market $310,000 Active 411 DOM
  4. 2026-06-16
    days on market $310,000 Active 410 DOM
  5. 2026-06-15
    days on market $310,000 Active 409 DOM
  6. 2026-06-13
    days on market $310,000 Active 407 DOM
  7. 2026-06-09
    days on market $310,000 Active 403 DOM
  8. 2026-06-08
    days on market $310,000 Active 402 DOM
  9. 2026-06-07
    days on market $310,000 Active 401 DOM
  10. 2026-06-04
    days on market $310,000 Active 398 DOM
  11. 2026-06-03
    days on market $310,000 Active 397 DOM
  12. 2026-06-02
    days on market $310,000 Active 396 DOM
  13. 2026-06-01
    days on market $310,000 Active 395 DOM
  14. 2026-05-31
    days on market $310,000 Active 394 DOM
  15. 2026-03-05
    price $310,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  16. 2026-03-03
    status Active 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  17. 2026-02-04
    status Pending Sale 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  18. 2026-01-27
    price $370,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  19. 2025-10-17
    price $310,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  20. 2025-10-11
    price $360,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  21. 2025-10-06
    price $380,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  22. 2025-09-19
    price $399,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  23. 2025-06-23
    price $415,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  24. 2025-05-21
    price $425,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  25. 2025-05-09
    price $432,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  26. 2025-04-24
    price $435,000 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  27. 2025-04-04
    listed $440,000 Active 1300-char remark
    Show marketing remark (1300 chars)

    Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Only 10 minutes away from a highly rated charter school, Heritage, and short distance to mountain town Wrightwood and Ski Resort. Don't miss this opportunity!!

  28. 2025-03-25
    historical
  29. 2025-03-18
    price $440,000
  30. 2025-01-27
    listed $442,000 Active
  31. 2022-04-20
    soldstatus $400,000 Closed Sale
  32. 2022-03-24
    status Pending Sale
  33. 2022-03-12
    listed $389,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$5,041 · $420/mo
Projected year-2 tax
$5,041 · $420/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone D · 21% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 26 unhealthy d/yr today · 30 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,605
− Mortgage interest
−$17,365
− Property taxes
−$5,041
− Insurance
−$1,550
− Repairs & maintenance
−$1,808
− Management
−$1,808
− Depreciation
−$9,018
Taxable loss
−$13,985
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,356
After-tax cash flow
$-4,884/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Snowline Joint Unified
NCES district ID
0636970
Math proficiency
34% ▲ 1.00%
Reading proficiency
44% ▬ 0.00%
Median HH income
$57,625
Composite
36.84/100
National rank
#9157
State rank
#722 of 1400 in CA

Livability — Piñon Hills

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Piñon Hills, CA
City population
4,854
Population (ZIP)
4,854

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 53% Hispanic / Latino 37% Two or more races 14% Asian 6%
Hispanic origin (detail)
Mexican 23% Puerto Rican 1%
Common ancestry
Italian 4% Iranian 3% Lithuanian 2%
Foreign-born
15% · Canada, South Korea
Languages at home
79% English-only · Spanish 15% Korean 4% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 49.25%
Current HPI
383.0737
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-20.3% since first listed
19 events — show timeline
  • 2026-03-05 Price Changed $310,000 CRMLS
  • 2026-03-03 Relisted CRMLS
  • 2026-02-04 Pending CRMLS
  • 2026-01-27 Price Changed $370,000 CRMLS
  • 2025-10-17 Price Changed $310,000 CRMLS
  • 2025-10-11 Price Changed $360,000 CRMLS
  • 2025-10-06 Price Changed $380,000 CRMLS
  • 2025-09-19 Price Changed $399,000 CRMLS
  • 2025-06-23 Price Changed $415,000 CRMLS
  • 2025-05-21 Price Changed $425,000 CRMLS
  • 2025-05-09 Price Changed $432,000 CRMLS
  • 2025-04-24 Price Changed $435,000 CRMLS
  • 2025-04-04 Listed $440,000 CRMLS
  • 2025-03-25 Listing Removed CRMLS
  • 2025-03-18 Price Changed $440,000 CRMLS
  • 2025-01-27 Listed $442,000 CRMLS
  • 2022-04-20 Sold (MLS) $400,000 CRMLS
  • 2022-03-24 Pending CRMLS
  • 2022-03-12 Listed $389,000 CRMLS

Property tax history

+44.8%/yr

Latest (2025): $5,041 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…