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49 Bethlehem Rd
B Composite 74.43
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$100,000

49 Bethlehem Rd · Cedartown, GA 30125
3 bd · 1.0 ba · 1,150 sqft · SingleFamily public records · 78 Days on market
Built 1973 0.57 ac lot $87/sqft · 43% below area Est $176k · 43% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special on the Rockmart/Cedartown Line - Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space-ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you'll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk-liability waiver must be signed prior to entry. Opportunities like this don't come around often-bring your vision and unlock the potential!

Key facts

  • Easy access
  • Level lot
  • Convenient to dining

Tags

DISTRESSED BRICK RANCHLEVEL LOTEASY ACCESSQUIET SURROUNDINGSCONVENIENT TO SHOPPINGCONVENIENT TO DINING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $464 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
  • Cap rate 11.9% vs local median 3.2% in Cedartown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#253 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, schools F, amenities F.
  • Polk County (town): math 21% / reading 28% proficiency, ranked #128 of 174 in GA (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 179 active listings in the ZIP; 128 units permitted in Polk County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Polk County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
11.86%
Cash-on-cash
19.90%
DSCR
1.89
GRM
5.9

CMA / ARV

ARV (median comp)
$175,783
List price
$100,000
Delta
-43.11%
Verdict
UNDERPRICED
Comps
8 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2347 Old Cedartown Rd 0.51mi 2/2.0 (-1) 1,159 (+1%) 21mo $180,000 $155 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.0%
Equity multiple
1.48×
Total profit
$13,362
Equity at exit
$14,910
10-year hold
IRR
21.0%
Equity multiple
2.78×
Total profit
$49,705
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30125

Home prices YoY
-7.7%
Active inventory
179
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,417 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$89 /mo · $1,074/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$298
Net cashflow
$464

Break-even live

Break-even rent $830
Max offer price $100,000
Occupancy floor 62%

Sensitivity live

Price -10% $521 -5% $493 +0% $464 +5% $436 +10% $408
Rent -10% $352 -5% $408 +0% $464 +5% $520 +10% $576
Rate -1.0pp $515 -0.5pp $490 base $464 +0.5pp $438 +1.0pp $412

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    statusdays on market $100,000 Active Under Contract 78 DOM
  2. 2026-06-18
    days on market $100,000 Active 75 DOM
  3. 2026-06-17
    days on market $100,000 Active 74 DOM
  4. 2026-06-16
    days on market $100,000 Active 73 DOM
  5. 2026-06-15
    days on market $100,000 Active 72 DOM
  6. 2026-06-13
    days on market $100,000 Active 70 DOM
  7. 2026-06-09
    days on market $100,000 Active 66 DOM
  8. 2026-06-08
    days on market $100,000 Active 65 DOM
  9. 2026-06-07
    days on market $100,000 Active 64 DOM
  10. 2026-06-04
    days on market $100,000 Active 61 DOM
  11. 2026-06-03
    days on market $100,000 Active 60 DOM
  12. 2026-06-02
    days on market $100,000 Active 59 DOM
  13. 2026-06-01
    days on market $100,000 Active 58 DOM
  14. 2026-05-31
    days on market $100,000 Active 57 DOM
  15. 2026-04-27
    status Back On Market 857-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

  16. 2026-04-27
    status Active 893-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

  17. 2026-04-26
    historical 857-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

  18. 2026-04-26
    historical 893-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

  19. 2026-03-30
    listed $100,000 New 857-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

  20. 2026-03-30
    listed $100,000 Active 893-char remark
    Show marketing remark (893 chars)

    Investor Special on the Rockmart/Cedartown Line – Endless Potential! Located just off Hwy 278 for easy access, this distressed brick ranch presents a rare opportunity for investors, builders, or savvy buyers ready to bring new life to a property with solid bones. Featuring 3 bedrooms and 1 bath, this home sits on a beautiful, level lot with plenty of usable space—ideal for a full renovation, fix-and-flip, rental investment, or even a tear-down and custom rebuild. Perfectly positioned between Rockmart and Cedartown, you’ll enjoy the balance of quiet surroundings while remaining convenient to shopping, dining, and major road access. This is a true fixer-upper and is being sold as-is. Enter at your own risk—liability waiver must be signed prior to entry. Opportunities like this don’t come around often—bring your vision and unlock the potential!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,074 · $89/mo
Projected year-2 tax
$1,074 · $89/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,009
− Mortgage interest
−$5,602
− Property taxes
−$1,074
− Insurance
−$500
− Repairs & maintenance
−$1,361
− Management
−$1,361
− Depreciation
−$2,909
Taxable income
$4,203
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,009
After-tax cash flow
$4,562/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk County
NCES district ID
1304200
Math proficiency
21% ▼ -15.00%
Reading proficiency
28% ▼ -3.00%
Median HH income
$39,318
Composite
20.6/100
National rank
#8550
State rank
#128 of 174 in GA

Livability — Cedartown

Score
64/100
State rank
#253
US rank
#14084

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
24,071
Population (ZIP)
24,071

Population outlook (Polk County) Hauer SSP2

Today (2025)
40,729 people
By 2030
40,103 · -1.5%
By 2040
38,594 · -5.2%
By 2050
36,753 · -9.8%
By 2075
31,687 · -22.2%
By 2100
25,448 · -37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 20% Black 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
12% · Canada
Languages at home
81% English-only · Spanish 17% Other Indo-European 2%

Political lean MEDSL · Polk

2024 margin
Solid R (+60.5) · D 19.6% · R 80.1%
2008→2024 swing
-19.4pp toward R · 2008: -41.1pp · 2024: -60.5pp
All cycles
2024: R+60.5 2020: R+57.1 2016: R+57.5 2012: R+45.6 2008: R+41.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.75%
Current HPI
331.4271
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-04-27 Relisted GAMLS
  • 2026-04-27 Relisted FMLS
  • 2026-04-26 Listing Removed FMLS
  • 2026-04-26 Listing Removed GAMLS
  • 2026-03-30 Listed $100,000 FMLS
  • 2026-03-30 Listed $100,000 GAMLS

Property tax history

+4.3%/yr

Latest (2025): $1,074 · +17.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…