CashFlowRE
Sign in Sign up
2331 Belleair Rd #214
B- Composite 69.47
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.3/15.0
  • Schools +4.3/10.0
  • Livability +4.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.2/5.0
  • Appreciation +0.0/10.0

$108,000

2331 Belleair Rd #214 · Largo, FL 33764
2 bd · 1.5 ba · 780 sqft · Manufactured public records · 1 Days on market
Built 1965 16 ac lot Est $108k · at est. $285/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

Key facts

  • New roof
  • 15.89 acre lot
  • 2 parking spots

Tags

NEW ROOF

Property features AI

Finance

  • Other: Property type: Residential, mobile home (double wide); Total acreage listed as 10 to less than 20 acres
  • Financial info: Lease restrictions apply
  • HOA & community: Has HOA (monthly fee $285; association approval required); Community is a senior community; Pets not allowed; Association contact: Stephanie Nister

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity available
  • Home design: Single-story double wide mobile home; Faces east
  • Construction: Vinyl siding; Metal roof; Building area about 1,248 square feet
  • Exterior features: Asphalt road access; Lot is approximately 15.89 acres

Interior

  • Kitchen: Dishwasher; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Linoleum
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Open floorplan
  • Laundry & utility: Laundry: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $108k.

Deal economics

  • At list price, monthly cash flow is $101 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $108k).
  • Cap rate 12.2% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-5.2%/yr); 262 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $747 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,000

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
12.15%
Cash-on-cash
20.93%
DSCR
1.93
GRM
4.6

CMA / ARV

ARV (on-the-fly)
$107,640
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2331 Belleair Rd #214 0.00mi 2/1.5 780 (0%) 1mo $108,000 $138 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.46×
Total profit
$-16,400
Equity at exit
$16,103
10-year hold
IRR
-24.2%
Equity multiple
0.12×
Total profit
$-26,480
Equity at exit
$9,338

Cash invested: $30,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33764

Rents YoY
-5.2%
Active inventory
262
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,975 high interval (Pro) →
Mortgage (P&I)
$566
Tax from tax record
$136 /mo · $1,638/yr
Insurance
$45
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$285
Vacancy / Maint / Mgmt
$415
Net cashflow
$101

Break-even live

Break-even rent $1,847
Max offer price $108,000
Occupancy floor 90%

Sensitivity live

Price -10% $162 -5% $131 +0% $101 +5% $70 +10% $40
Rent -10% $-55 -5% $23 +0% $101 +5% $179 +10% $257
Rate -1.0pp $155 -0.5pp $128 base $101 +0.5pp $73 +1.0pp $44

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,000
Closing costs
$3,240
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2207 Belleair Rd Unit B7 Clearwater, FL 2.0 1.0 857 $1,800 $2.10 20d 1 0.27mi
2207 Belleair Rd Unit B4 Clearwater, FL 2.0 1.0 857 $1,625 $1.90 15d 1 0.27mi
2225 Nursery Rd Clearwater, FL 2.0 1.0–2.0 802 $1,850 $2.31 25d 1 0.36mi
1550 S Belcher Rd Clearwater, FL 1.0 1.0 825 $1,350 $1.64 5d 1 0.48mi
2159 Nursery Rd Clearwater, FL 1.0–3.0 1.0–2.0 870 $1,481 $1.70 2d 10 0.53mi
2102 Nursery Rd Unit 2 Clearwater, FL 2.0 2.0 960 $1,555 $1.62 15d 1 0.60mi
1433 S Belcher Rd Unit F9 Clearwater, FL 2.0 2.0 855 $2,450 $2.87 3d 1 0.61mi
1433 S Belcher Rd Clearwater, FL 1.0–2.0 1.0–2.0 748 $2,450 $3.27 20d 2 0.65mi
2100 Nursery Rd Clearwater, FL 1.0–2.0 1.0–2.0 910 $1,750 $1.92 4d 10 0.68mi
2554 Oak Trl S Clearwater, FL 1.0–2.0 1.0–2.0 862 $2,131 $2.47 2d 14 0.69mi
1564 Flournoy Cir W Unit 1515105P Clearwater, FL 2.0 2.0 990 $5,329 $5.38 15d 1 0.75mi
1515 Flournoy Loop Unit 1511623P Clearwater, FL 1.0 1.0 796 $4,866 $6.11 3d 1 0.78mi
1515 Flournoy Loop Unit 1511622P Clearwater, FL 1.0 1.0 796 $3,057 $3.84 15d 1 0.78mi
1551 Flournoy Cir W Clearwater, FL 1.0–3.0 1.0–2.0 916 $2,086 $2.28 2d 32 0.78mi
2705 Via Murano #125 Clearwater, FL 1.0 1.0 890 $1,795 $2.02 25d 1 0.81mi
2705 Via Murano #136 Clearwater, FL 2.0 1.0 980 $2,100 $2.14 18d 1 0.81mi
2430 Harn Blvd Unit 14 Clearwater, FL 1.0 1.0 725 $1,400 $1.93 25d 1 0.84mi
2430 Harn Blvd Unit 7 Clearwater, FL 1.0 1.0 725 $1,500 $2.07 5d 1 0.84mi
2723 Via Capri #834 Clearwater, FL 1.0 1.0 770 $1,875 $2.44 5d 1 0.85mi
1000 Cove Cay Dr Unit 2F Clearwater, FL 2.0 2.0 960 $2,295 $2.39 25d 1 0.85mi
2236 Morningside Dr Clearwater, FL 2.0 1.5 902 $2,200 $2.44 5d 1 0.86mi
1330 Moreland Dr Clearwater, FL 2.0 2.0 1192 $2,125 $1.78 25d 3 0.87mi
2721 Via Murano #324 Clearwater, FL 1.0 1.0 770 $1,750 $2.27 5d 1 0.88mi
2724 Via Murano #634 Clearwater, FL 1.0 1.0 890 $1,695 $1.90 25d 1 0.90mi
2732 Via Murano #527 Clearwater, FL 2.0 2.0 1110 $2,800 $2.52 25d 1 0.95mi
19029 US Highway 19 N Unit 6-10 Clearwater, FL 1.0 1.0 875 $1,300 $1.49 5d 1 0.99mi
1819 Clearbrooke Dr Clearwater, FL 2.0 1.5 997 $2,125 $2.13 18d 1 1.04mi
2700 Cove Cay Dr Unit 1-5D Clearwater, FL 1.0 1.5 920 $1,750 $1.90 25d 1 1.04mi
1884 Clearbrooke Dr Clearwater, FL 2.0 2.0 997 $2,300 $2.31 25d 1 1.08mi
19029 U.S. 19 Unit 7-8 Clearwater, FL 2.0 2.0 1060 $2,200 $2.08 18d 1 1.11mi
19029 U.S. 19 Unit 1-19 Clearwater, FL 1.0 1.5 950 $2,000 $2.11 22d 1 1.11mi
19135 US Highway 19 N Clearwater, FL 1.0–4.0 1.0–2.5 1139 $1,849 $1.62 2d 30 1.12mi
2755 Via Capri #1226 Clearwater, FL 2.0 1.0 980 $2,798 $2.86 5d 1 1.12mi
2755 Via Capri #1237 Clearwater, FL 1.0 1.0 980 $2,000 $2.04 22d 1 1.12mi
1653 Bravo Dr Clearwater, FL 1.0 1.0 850 $2,200 $2.59 5d 1 1.13mi
16485 US Highway 19 N Clearwater, FL 3.0 1.0–2.0 984 $2,877 $2.92 2d 249 1.15mi
16485 US Highway 19 N Clearwater, FL 3.0 1.0–2.0 984 $3,006 $3.06 18d 100 1.15mi
2618 Cove Cay Dr Clearwater, FL 1.0–2.0 1.0–2.0 807 $1,850 $2.29 25d 2 1.24mi
2618 Cove Cay Dr #909 Clearwater, FL 2.0 2.0 1050 $1,850 $1.76 20d 1 1.25mi
4500 E Bay Dr #149 Clearwater, FL 2.0 2.0 1050 $1,850 $1.76 25d 1 1.26mi

HOA detail

Monthly dues
$285 · $3,420/yr
Likely covers
watertrashpool

Listing history 22 events

  1. 2026-05-05
    status Pending
  2. 2026-05-05
    listed $108,000 Active
  3. 2025-11-25
    historical
  4. 2025-11-04
    price $121,900
  5. 2025-08-27
    status Active
  6. 2025-08-26
    historical
  7. 2025-06-08
    price $123,900
  8. 2025-04-24
    price $124,900
  9. 2025-04-03
    price $129,900
  10. 2025-03-26
    listed $134,900 Active
  11. 2022-03-01
    soldstatus $85,000
  12. 2022-02-18
    soldstatus $85,000 Closed 1846-char remark
    Show marketing remark (1846 chars)

    Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

  13. 2022-02-06
    status Pending 1846-char remark
    Show marketing remark (1846 chars)

    Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

  14. 2022-01-26
    status Active 1846-char remark
    Show marketing remark (1846 chars)

    Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

  15. 2022-01-26
    status Pending 1846-char remark
    Show marketing remark (1846 chars)

    Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

  16. 2021-11-18
    listed $89,950 Active 1846-char remark
    Show marketing remark (1846 chars)

    Welcome Home! If you are looking to buy a little piece of paradise, then no need to look any further. Country Park Manufactured 55 Plus Community is a great place to call home. Location is close to two international airports, fine dining, and convenient shopping. Now let’s not forget about Clearwater Beach and the Toronto Blue Jays Spring Training is right at your back door. This home is a two bedroom, 1.5 bath home. When you walk through the front door you enter into a sitting room. Then the living/dining room greets you with the nice open feel. The kitchen is just off the dining room at the front of the house. The full bath is located off the hall. The owner’s bedroom has a half bath and lots of closet space. Great size for your king-sized bed. You will also be equipped when company arrives. The 2nd bedroom comes with a murphy bed. So convenient to fold the bed away when your guests leave. Then you can use this room as a den, hobby room etc. Another great feature this home has, is plenty of storage and nice built ins. Both bedrooms have built in dressers. The carport is large enough for two cars if needed. Or maybe you want to park your golf cart, this community is a golf cart friendly. Storage shed on the carport will help with storage. The community laundry center is just a few short steps out your side door for your convenience since this home is not equipped with a washer or dryer. Country Park has a low HOA fee of $240 monthly which includes water/trash/lawn maintenance/Community pool/Clubhouse. Lots of activities to keep you on your toes. To qualify to live here, you must be age 55 or older, application process requires a background/credit check. No Pet community. No Motorcycles. Don’t let this one get away. Share value is $40,000 + $49,950 (mobile home )=$89,950 Schedule your tour today.

  17. 2016-06-28
    soldstatus $35,500 Sold
  18. 2016-06-15
    status Pending
  19. 2016-05-23
    historical Contingent - Other Contract Contingencies
  20. 2016-05-22
    status Pending
  21. 2016-03-21
    price $35,500
  22. 2016-02-27
    listed $38,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,638 · $136/mo
Projected year-2 tax
$1,638 · $136/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,699
− Mortgage interest
−$6,050
− Property taxes
−$1,638
− Insurance
−$5,658
− Repairs & maintenance
−$1,896
− Management
−$1,896
− HOA
−$3,420
− Depreciation
−$3,142
Taxable loss
−$0
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$0
After-tax cash flow
$1,210/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Largo

Score
82/100
State rank
#82
US rank
#1240

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Largo, FL
County
Pinellas County · 939,478 people
City population
106,311
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
27,311
Household income
$67,256
Rent vs Own
34.0% rent · 66.0% own
Severe rent burden
1118.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 13% Two or more races 8% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Cuban 2%
Common ancestry
Romanian 4% Lithuanian 3% German 2%
Foreign-born
14% · Canada, Jamaica, Vietnam
Languages at home
80% English-only · Spanish 10% Russian/Polish/Slavic 4% Other Indo-European 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -350.08%
Current HPI
315.4133
Rent YoY
▼ -5.24%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+180.5% since first listed
22 events — show timeline
  • 2026-05-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-05 Listed $108,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-25 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-11-04 Price Changed $121,900 Stellar MLS as Distributed by MLS Grid
  • 2025-08-27 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-08-26 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-06-08 Price Changed $123,900 Stellar MLS as Distributed by MLS Grid
  • 2025-04-24 Price Changed $124,900 Stellar MLS as Distributed by MLS Grid
  • 2025-04-03 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2025-03-26 Listed $134,900 Stellar MLS as Distributed by MLS Grid
  • 2022-03-01 Sold (Public Records) $85,000 Public Records
  • 2022-02-18 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
  • 2022-02-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-01-26 Relisted Stellar MLS as Distributed by MLS Grid
  • 2022-01-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-11-18 Listed $89,950 Stellar MLS as Distributed by MLS Grid
  • 2016-06-28 Sold (MLS) $35,500 Stellar MLS as Distributed by MLS Grid
  • 2016-06-15 Pending Stellar MLS as Distributed by MLS Grid
  • 2016-05-23 Contingent Stellar MLS as Distributed by MLS Grid
  • 2016-05-22 Pending Stellar MLS as Distributed by MLS Grid
  • 2016-03-21 Price Changed $35,500 Stellar MLS as Distributed by MLS Grid
  • 2016-02-27 Listed $38,500 Stellar MLS as Distributed by MLS Grid

Property tax history

+6.9%/yr

Latest (2025): $1,638 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…