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204 Mock St
D Composite 41.09
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.7/30.0
  • ARV discount +5.8/15.0
  • DSCR +4.8/10.0
  • 1% rule +3.6/10.0
  • Livability +3.2/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,653

204 Mock St · Sylvania, GA 30467
3 bd · 1.5 ba · 1,680 sqft · SingleFamily public records · 52 Days on market
Built 1964 0.42 ac lot $101/sqft · at area comps Est $163k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on .42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. This home has much brick work throughout and around the property as well as decorative brick fencing.

Key facts

  • Separate living room
  • Open kitchen layout
  • Nearly half an acre

Tags

ALL-BRICK CONSTRUCTIONSPACIOUS FAMILY ROOMSEPARATE LIVING ROOMOPEN KITCHEN LAYOUTNEARLY HALF AN ACRE

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Brick construction
  • Exterior features: Corner lot; Has a view

Interior

  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Electric water heater
  • Laundry & utility: Laundry area (other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $74 ($887/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (14.0% below list).
  • Recommended offer: $146k (14.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 4.3% in Sylvania — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#259 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: health & safety C-, schools D-, amenities F.
  • Screven County (town): math 39% / reading 33% proficiency, ranked #66 of 174 in GA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 76 active listings in the ZIP; 23 units permitted in Screven County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Screven County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,897 (14.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.82%
Cash-on-cash
1.87%
DSCR
1.08
GRM
9.7

CMA / ARV

ARV (median comp)
$163,490
List price
$169,653
Delta
3.77%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
103 Forest Rd 0.52mi 3/3.0 1,749 (+4%) 1mo $220,000 $126 62
210 S Parkway Dr 0.28mi 3/2.0 1,446 (-14%) 2mo $213,500 $148 60
215 Wildwood Dr 0.49mi 3/2.5 1,596 (-5%) 10mo $280,000 $175 56
307 Peachtree Cir 0.26mi 3/2.0 1,542 (-8%) 21mo $195,000 $126 55
211 Camelia Dr 0.65mi 3/2.0 1,565 (-7%) 2mo $249,000 $159 55
207 Georgia Ave 0.54mi 2/2.0 (-1) 1,512 (-10%) 5mo $205,000 $136 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.52×
Total profit
$-22,817
Equity at exit
$25,296
10-year hold
IRR
-4.5%
Equity multiple
0.71×
Total profit
$-13,948
Equity at exit
$14,668

Cash invested: $47,503 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30467

Home prices YoY
-14.3%
Active inventory
76
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,459 medium interval (Pro) →
Mortgage (P&I)
$890
Tax from tax record
$118 /mo · $1,419/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$74

Break-even live

Break-even rent $1,365
Max offer price $169,653
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,413
Closing costs
$5,090
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-19
    days on market $169,653 Active 52 DOM
  2. 2026-06-18
    days on market $169,653 Active 51 DOM
  3. 2026-06-17
    days on market $169,653 Active 50 DOM
  4. 2026-06-16
    days on market $169,653 Active 49 DOM
  5. 2026-06-15
    days on market $169,653 Active 48 DOM
  6. 2026-06-14
    days on market $169,653 Active 46 DOM
  7. 2026-06-13
    days on market $169,653 Active 45 DOM
  8. 2026-06-10
    days on market $169,653 Active 43 DOM
  9. 2026-06-09
    days on market $169,653 Active 42 DOM
  10. 2026-06-08
    days on market $169,653 Active 41 DOM
  11. 2026-06-07
    days on market $169,653 Active 40 DOM
  12. 2026-06-03
    days on market $169,653 Active 36 DOM
  13. 2026-06-02
    days on market $169,653 Active 35 DOM
  14. 2026-06-01
    days on market $169,653 Active 34 DOM
  15. 2026-05-31
    days on market $169,653 Active 33 DOM
  16. 2026-05-30
    days on market $169,653 Active 32 DOM
  17. 2026-04-28
    listed $174,900 Active 447-char remark
  18. 2023-09-22
    soldstatus $166,000 Sold 991-char remark
    Show marketing remark (1000 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on . 42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. There is brick work throughout and around the property as well as decorative brick fencing. HVAC 2 years old.

  19. 2023-09-22
    soldstatus $166,000
    Show marketing remark (1000 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on . 42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. There is brick work throughout and around the property as well as decorative brick fencing. HVAC 2 years old.

  20. 2023-08-23
    historical Active Under Contract 991-char remark
    Show marketing remark (991 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on .42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. This home has much brick work throughout and around the property as well as decorative brick fencing.

  21. 2023-08-19
    price $165,000 991-char remark
    Show marketing remark (991 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on .42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. This home has much brick work throughout and around the property as well as decorative brick fencing.

  22. 2023-08-11
    listed $179,900 New 991-char remark
    Show marketing remark (1000 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on . 42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. There is brick work throughout and around the property as well as decorative brick fencing. HVAC 2 years old.

  23. 2023-08-11
    listed $165,000
    Show marketing remark (1000 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on . 42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. There is brick work throughout and around the property as well as decorative brick fencing. HVAC 2 years old.

  24. 2023-08-11
    listed $165,000
    Show marketing remark (1000 chars)

    Welcome home to this 3 bedroom and 1 1/2 half bathroom home that includes 1,680 square feet. This home sits on . 42 acres conveniently located within Sylvania's city limits in Sylvan Heights. Sylvan Heights offers 3 lakes along with a community playground area. Upon walking in you are greeted by a spacious living area with much natural lighting that leads into the kitchen. The kitchen has all new appliances along with a formal dining area that has original double sided fireplace that is shared with the next room over being the front door entranceway. This room has numerous possibilities. Leading into the hallway you will find 3 bedrooms that are well suited with space along with new flooring. Within the hallway you will also find the full bathroom. This home offers much relaxing space outside with screened in brick front porch with newer ceiling fan great for those summer days. There is brick work throughout and around the property as well as decorative brick fencing. HVAC 2 years old.

  25. 2022-06-15
    soldstatus $90,000
  26. 2022-06-14
    soldstatus $90,000 Sold
  27. 2022-05-23
    status Under Contract
  28. 2022-04-22
    listed $110,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,419 · $118/mo
Projected year-2 tax
$1,561 · $130/mo
Expected delta
+$142/yr (+$12/mo · 10.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,508
− Mortgage interest
−$9,503
− Property taxes
−$1,419
− Insurance
−$848
− Repairs & maintenance
−$1,401
− Management
−$1,401
− Depreciation
−$4,935
Taxable loss
−$2,000
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$480
After-tax cash flow
$1,367/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Screven County
NCES district ID
1304500
Math proficiency
39% ▼ -3.00%
Reading proficiency
33% ▼ -4.00%
Median HH income
$34,477
Composite
29.72/100
National rank
#6447
State rank
#66 of 174 in GA

Livability — Sylvania

Score
64/100
State rank
#259
US rank
#14225

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sylvania, GA
Population (ZIP)
11,606

Population outlook (Screven County) Hauer SSP2

Today (2025)
13,462 people
By 2030
12,957 · -3.8%
By 2040
11,853 · -12.0%
By 2050
10,686 · -20.6%
By 2075
8,272 · -38.6%
By 2100
6,545 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (53%)
Race & ethnicity
White 53% Black 42% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Italian 3% Danish 1% Slovak 1%
Foreign-born
0% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Screven

2024 margin
Strong R (+25.2) · D 37.3% · R 62.5%
2008→2024 swing
-19.0pp toward R · 2008: -6.2pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+18.9 2016: R+17.6 2012: R+8.5 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.03%
Current HPI
227.565
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+54.2% since first listed
13 events — show timeline
  • 2026-05-29 Price Changed $169,653 Hive MLS
  • 2026-04-28 Listed $174,900 Hive MLS
  • 2023-09-22 Sold (MLS) $166,000 Hive MLS
  • 2023-09-22 Sold (MLS) $166,000 GAMLS
  • 2023-08-23 Contingent GAMLS
  • 2023-08-19 Price Changed $165,000 GAMLS
  • 2023-08-11 Listed $165,000 Hive MLS
  • 2023-08-11 Listed $165,000 Hive MLS
  • 2023-08-11 Listed $179,900 GAMLS
  • 2022-06-15 Sold (Public Records) $90,000 Public Records
  • 2022-06-14 Sold (MLS) $90,000 GAMLS
  • 2022-05-23 Pending GAMLS
  • 2022-04-22 Listed $110,000 GAMLS

Property tax history

+4.1%/yr

Latest (2025): $1,419 · -14.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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