855 Folsom St #742 · San Francisco, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above 79°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- ARV discount +15.0/15.0
- 1% rule +8.3/10.0
- Appreciation +7.4/10.0
- DSCR +5.8/10.0
- Rent growth +5.0/5.0
- Schools +5.0/10.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
$381,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
First Come First Serve no Lottery. Temporary Waivers Apply to this unit that include higher than posted AMI limit, not be a first time homebuyer etc. 2-bedroom with private deck Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $124,700; 3 = $140,250; 4 = $155,850, 5 = $168,300 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 4/9/2026 at 8:00 AM PST. Please visit https://housing. sfgov.org/listings/a0W7y00000GRF3NEAX to view the listing and for application & program info. Fair Housing Opportunity.
Key facts
- $923 HOA
- Built 2001
- Listed 194 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $381k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $350 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $381k).
- Recommended offer: $335k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 2.2% in San Francisco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in CA, #3,143 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- San Francisco Unified (urban): math 50% / reading 56% proficiency, ranked #322 of 1,400 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lilienthal (Claire) Elementary (669 students, 19% FRL); Giannini (A.P.) Middle (1,192 students, 34% FRL); Lowell High (2,632 students, 37% FRL) — zoned schools average 30% FRL vs 49% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+18.9%/yr); 193 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 750 units permitted in San Francisco County in 2024 (688 in 5+ unit buildings).
- This rent runs 33% of the median local income ($183k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $21k of equity ($3k loan paydown + $18k appreciation (4.8% local appreciation)).
- San Francisco County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (4.8% appreciation + 8.0% rent growth), your $107k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($335k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 21y ago; this cycle's ask has dropped $100k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 7.40%
- Cash-on-cash
- 3.94%
- DSCR
- 1.18
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $651,052
- List price
- $381,000
- Delta
- -41.48%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 165 Russ St | 0.34mi | 1/1.0 (-1) | 867 (+4%) | 0mo | $774,000 | $893 | 73 |
| 74 New Montgomery St #412 | 0.47mi | 1/1.0 (-1) | 832 (-1%) | 0mo | $835,000 | $1,004 | 72 |
| 1201 Sutter St #408 | 1.11mi | 2/2.0 | 823 (-2%) | 0mo | $1,250,000 | $1,519 | 58 |
| 881 Vallejo St Unit A | 1.30mi | 2/1.0 | 760 (-9%) | 0mo | $590,000 | $776 | 49 |
| 318 Main St Unit 8C | 0.78mi | 1/1.5 (-1) | 883 (+5%) | 0mo | $1,125,000 | $1,274 | 49 |
| 1 Daniel Burnham Ct #1414 | 1.21mi | 1/1.0 (-1) | 750 (-10%) | 0mo | $615,000 | $820 | 42 |
| 241 14th St | 1.27mi | 2/1.0 | 710 (-15%) | 0mo | $500,000 | $704 | 40 |
| 280 Spear St Unit 10D | 0.87mi | 2/2.0 | 1,033 (+23%) | 0mo | $1,388,000 | $1,344 | 36 |
| 601 Van Ness Ave Unit 929. | 1.03mi | 1/1.0 (-1) | 672 (-20%) | 0mo | $435,000 | $647 | 35 |
| 900 Bush St #608 | 0.86mi | 1/1.0 (-1) | 687 (-18%) | 0mo | $480,000 | $699 | 35 |
| 1400 Mission St #1303 | 0.88mi | 1/1.0 (-1) | 655 (-22%) | 0mo | $361,310 | $552 | 35 |
| 1000 3rd St #807 | 0.74mi | 1/1.5 (-1) | 974 (+16%) | 0mo | $1,450,000 | $1,489 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.81% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 19.3%
- Equity multiple
- 2.25×
- Total profit
- $133,557
- Equity at exit
- $211,508
- IRR
- 22.2%
- Equity multiple
- 5.24×
- Total profit
- $452,384
- Equity at exit
- $361,447
Cash invested: $106,680 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City San Francisco
- 0 Strongly Tenant-Friendly · D+57
Active competition Active MLS
- For sale now
- 5 active · 29 under contract
- Median asking
- $675,000 ($926/sqft)
- Median days on market
- 60 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -16.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 94107
- Home prices YoY
- 2.6%
- Rents YoY
- 18.9%
- Active inventory
- 193
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $5,086 high interval (Pro) →
- Mortgage (P&I)
- −$1,998
- Tax from tax record
- −$588 /mo · $7,054/yr
- Insurance
- −$159
- HOA
- −$923
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,068
- Net cashflow
- $350
Break-even live
Sensitivity live
| Price | -10% $566 | -5% $458 | +0% $350 | +5% $242 | +10% $134 |
|---|---|---|---|---|---|
| Rent | -10% $-52 | -5% $149 | +0% $350 | +5% $551 | +10% $752 |
| Rate | -1.0pp $542 | -0.5pp $447 | base $350 | +0.5pp $251 | +1.0pp $151 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $95,250
- Closing costs
- $11,430
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 855 Folsom St Unit L-112 San Francisco, CA | 1.0 | 1.5 | 885 | $5,500 | $6.21 | 2d | 1 | 0.01mi |
| 400 Clementina St #332 San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 757 | $5,120 | $6.76 | 7d | 2 | 0.13mi |
| 900 Folsom St San Francisco, CA | 2.0 | 1.0–2.0 | 715 | $6,425 | $8.98 | 2d | 15 | 0.13mi |
| 923 Folsom St San Francisco, CA | 2.0 | 1.0–2.0 | 913 | $6,704 | $7.34 | 2d | 2 | 0.14mi |
| 950 Harrison St #117 San Francisco, CA | 1.0 | 1.0 | 834 | $3,500 | $4.20 | 11d | 1 | 0.19mi |
| 272 Clara St #455 San Francisco, CA | 1.0 | 2.0 | 1050 | $5,580 | $5.31 | 69d | 1 | 0.22mi |
| 271 Clara St Unit 1A San Francisco, CA | 2.0 | 1.5 | 1000 | $5,499 | $5.50 | 60d | 1 | 0.22mi |
| 434 Minna St San Francisco, CA | 2.0 | 1.0–2.0 | 719 | $6,836 | $9.50 | 2d | 23 | 0.27mi |
| 555 Bryant St San Francisco, CA | 2.0 | 1.0–2.0 | 793 | $9,080 | $11.44 | 2d | 25 | 0.28mi |
| 155 Harriet St #1 San Francisco, CA | 2.0 | 1.5 | 920 | $3,595 | $3.91 | 93d | 1 | 0.29mi |
| 1 St Francis Pl San Francisco, CA | 3.0 | 1.0–2.0 | 923 | $5,466 | $5.92 | 2d | 5 | 0.30mi |
| 555 4th St #933 San Francisco, CA | 1.0 | 1.0 | 862 | $5,700 | $6.61 | 21d | 1 | 0.31mi |
| 555 4th St #539 San Francisco, CA | 1.0 | 1.0 | 752 | $4,500 | $5.98 | 93d | 1 | 0.31mi |
| 84 Harriet St Unit A San Francisco, CA | 1.0 | 1.0 | 718 | $3,295 | $4.59 | 69d | 1 | 0.32mi |
| 2 Mint Plz San Francisco, CA | 2.0 | 1.0 | 800 | $4,500 | $5.62 | 2d | 1 | 0.34mi |
| 6 Mint Plz San Francisco, CA | 2.0 | 2.0 | 915 | $7,995 | $8.74 | 54d | 1 | 0.35mi |
| 1 Hawthorne St Unit 8G San Francisco, CA | 1.0 | 1.0 | 846 | $4,200 | $4.96 | 67d | 1 | 0.37mi |
| 520 6th St San Francisco, CA | 1.0 | 1.5 | 1012 | $5,000 | $4.94 | 2d | 1 | 0.37mi |
| 601 4th St #1523 San Francisco, CA | 1.0 | 1.0 | 1085 | $7,110 | $6.55 | 2d | 1 | 0.38mi |
| 631 Folsom St San Francisco, CA | 2.0 | 2.0 | 1054 | $6,400 | $6.07 | 73d | 1 | 0.39mi |
| 246 2nd St San Francisco, CA | 2.0 | 2.0 | 1100 | $6,995 | $6.36 | 2d | 1 | 0.42mi |
| 673 Brannan St San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 985 | $6,469 | $6.56 | 2d | 3 | 0.42mi |
| 23 Boardman Pl Unit LTBP23F San Francisco, CA | 3.0 | 1.0 | 1050 | $4,700 | $4.48 | 93d | 1 | 0.43mi |
| 199 New Montgomery St #806 San Francisco, CA | 1.0 | 1.0 | 787 | $4,400 | $5.59 | 34d | 1 | 0.43mi |
| 960 Market St San Francisco, CA | 1.0 | 1.0 | 613 | $3,995 | $6.52 | 13d | 1 | 0.44mi |
| 550 Jessie St San Francisco, CA | 1.0 | 1.0 | 646 | $2,895 | $4.48 | 2d | 1 | 0.45mi |
| 529 Stevenson St San Francisco, CA | 1.0 | 1.0 | 606 | $2,945 | $4.86 | 2d | 2 | 0.45mi |
| 570 Jessie St San Francisco, CA | 1.0 | 1.0 | 595 | $2,895 | $4.87 | 32d | 1 | 0.46mi |
| 603 Natoma St Apt 406 San Francisco, CA | 1.0 | 1.0 | 556 | $2,950 | $5.31 | 93d | 1 | 0.49mi |
| 260 King St #607 San Francisco, CA | 1.0 | 1.0 | 897 | $5,200 | $5.80 | 21d | 1 | 0.51mi |
| 260 King St #717 San Francisco, CA | 1.0 | 1.0 | 759 | $4,850 | $6.39 | 51d | 1 | 0.51mi |
| 99 Rausch St San Francisco, CA | 1.0 | 1.0 | 655 | $4,250 | $6.49 | 73d | 1 | 0.51mi |
| 1028 Market St San Francisco, CA | 2.0 | 1.0–2.0 | 675 | $6,054 | $8.96 | 2d | 9 | 0.51mi |
| 21 Clarence Pl San Francisco, CA | 1.0–2.0 | 1.0–2.0 | 760 | $6,850 | $9.01 | 7d | 5 | 0.51mi |
| 200 Townsend St #1 San Francisco, CA | 1.0 | 2.0 | 873 | $4,250 | $4.87 | 21d | 1 | 0.51mi |
| 250 King St #754 San Francisco, CA | 1.0 | 1.0 | 622 | $4,480 | $7.20 | 2d | 1 | 0.52mi |
| 250 King St #774 San Francisco, CA | 2.0 | 1.5 | 1060 | $5,900 | $5.57 | 9d | 1 | 0.52mi |
| 626 Natoma St San Francisco, CA | 1.0 | 1.0 | 650 | $3,175 | $4.88 | 2d | 1 | 0.52mi |
| 1075 Market St San Francisco, CA | 1.0 | 2.0 | 963 | $1,590 | $1.65 | 34d | 1 | 0.52mi |
| 1075 Market St San Francisco, CA | 1.0 | 1.0 | 546 | $3,500 | $6.40 | 73d | 2 | 0.53mi |
HOA detail $923/mo · $11,076/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $381,000 Active 195 DOM
-
2026-08-06days on market $381,000 Active 193 DOM
-
2026-08-05days on market $381,000 Active 192 DOM
-
2026-08-04days on market $381,000 Active 191 DOM
-
2026-08-03days on market $381,000 Active 190 DOM
-
2026-07-31days on market $381,000 Active 187 DOM
-
2026-07-30days on market $381,000 Active 186 DOM
-
2026-07-30days on market $381,000 Active 185 DOM
-
2026-07-28days on market $381,000 Active 184 DOM
-
2026-07-26days on market $381,000 Active 182 DOM
-
2026-07-24days on market $381,000 Active 180 DOM
-
2026-07-23days on market $381,000 Active 179 DOM
-
2026-07-22days on market $381,000 Active 178 DOM
-
2026-07-21days on market $381,000 Active 177 DOM
-
2026-07-20days on market $381,000 Active 176 DOM
-
2026-07-18days on market $381,000 Active 174 DOM
-
2026-07-18days on market $381,000 Active 173 DOM
-
2026-07-16days on market $381,000 Active 172 DOM
-
2026-07-15days on market $381,000 Active 171 DOM
-
2026-07-14days on market $381,000 Active 170 DOM
-
2026-07-13days on market $381,000 Active 169 DOM
-
2026-07-13days on market $381,000 Active 168 DOM
-
2026-07-11days on market $381,000 Active 167 DOM
-
2026-07-10days on market $381,000 Active 166 DOM
-
2026-07-09days on market $381,000 Active 165 DOM
-
2026-07-07days on market $381,000 Active 163 DOM
-
2026-07-06days on market $381,000 Active 162 DOM
-
2026-07-06days on market $381,000 Active 161 DOM
-
2026-07-05days on market $381,000 Active 160 DOM
-
2026-07-03days on market $381,000 Active 159 DOM
-
2026-07-02days on market $381,000 Active 158 DOM
-
2026-07-01days on market $381,000 Active 157 DOM
-
2026-06-30days on market $381,000 Active 156 DOM
-
2026-06-29days on market $381,000 Active 155 DOM
-
2026-06-28days on market $381,000 Active 154 DOM
-
2026-06-27days on market $381,000 Active 153 DOM
-
2026-06-26days on market $381,000 Active 152 DOM
-
2026-06-24days on market $381,000 Active 150 DOM
-
2026-06-22days on market $381,000 Active 148 DOM
-
2026-06-21days on market $381,000 Active 147 DOM
-
2026-06-18days on market $381,000 Active 144 DOM
-
2026-06-17days on market $381,000 Active 143 DOM
-
2026-06-16days on market $381,000 Active 142 DOM
-
2026-06-15days on market $381,000 Active 141 DOM
-
2026-06-13days on market $381,000 Active 139 DOM
-
2026-06-13pricedays on market $381,000 Active 138 DOM
-
2026-06-09days on market $481,000 Active 135 DOM
-
2026-06-08days on market $481,000 Active 134 DOM
-
2026-06-07days on market $481,000 Active 133 DOM
-
2026-06-04days on market $481,000 Active 130 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $7,054 · $588/mo
- Projected year-2 tax
- $7,054 · $588/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 8 d/yr ≥79°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 15 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $61,026
- − Mortgage interest
- −$21,342
- − Property taxes
- −$7,054
- − Insurance
- −$1,905
- − Repairs & maintenance
- −$4,882
- − Management
- −$4,882
- − HOA
- −$11,076
- − Depreciation
- −$11,084
- Taxable loss
- −$1,199
- Est. tax savings @ 24.0%
- +$288
- After-tax cash flow
- $4,487/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This property is in good condition with minimal repairs needed. Painting and updating the kitchen and HVAC system can significantly increase its value and appeal to potential buyers and renters.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance the curb appeal and interior aesthetics, making the property more attractive to potential buyers and renters. ↑
- Both Updating the kitchen appliances — Modernizing the kitchen with new appliances can increase the property's value and appeal to a broader range of buyers and renters. ↑
- Both Upgrading the HVAC system — A new HVAC system can improve energy efficiency and comfort, making the property more attractive to potential buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- San Francisco Unified
- NCES district ID
- 0634410
- Math proficiency
- 50% ▬ 0.00%
- Reading proficiency
- 56% ▲ 1.00%
- Median HH income
- $81,249
- Composite
- 50.14/100
- National rank
- #4088
- State rank
- #322 of 1400 in CA
Livability — San Francisco
- Score
- 76/100
- State rank
- #90
- US rank
- #3143
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Francisco, CA
- County
- San Francisco County · 1,030,936 people
- City population
- 827,552
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 31,823
- Household income
- $182,897
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (San Francisco County) Hauer SSP2
- Today (2025)
- 1,030,936 people
- By 2030
- 1,110,409 · +7.7%
- By 2040
- 1,270,010 · +23.2%
- By 2050
- 1,435,001 · +39.2%
- By 2075
- 1,779,074 · +72.6%
- By 2100
- 1,966,767 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 45% Asian 32% Hispanic / Latino 13% Two or more races 12% Black 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 3% Romanian 2% Italian 2%
- Foreign-born
- 36% · China, Canada, Vietnam
- Languages at home
- 59% English-only · Chinese 12% Spanish 9% Other Indo-European 5%
Political lean MEDSL · San Francisco
- 2024 margin
- Solid D (+64.8) · D 80.3% · R 15.5% · Other 4.1%
- 2008→2024 swing
- -5.7pp toward R · 2008: 70.5pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+72.5 2016: D+76.1 2012: D+70.2 2008: D+70.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.81%
- Current HPI
- 192.3569
- Rent YoY
- ▲ 18.89%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+32.6% since first listed11 events — show timeline
- 2026-01-25 Listed $481,000 San Francisco MLS
- 2021-07-29 Price Changed $485,000 San Francisco MLS
- 2021-06-04 Price Changed $515,000 San Francisco MLS
- 2021-03-04 Price Changed $525,000 San Francisco MLS
- 2021-01-22 Listed $550,000 San Francisco MLS
- 2015-09-17 Sold (MLS) $446,488 San Francisco MLS
- 2015-05-27 Pending — San Francisco MLS
- 2015-04-17 Listed $446,488 San Francisco MLS
- 2005-09-15 Sold (MLS) $362,734 San Francisco MLS
- 2005-08-19 Delisted — San Francisco MLS
- 2005-08-01 Listed $362,734 San Francisco MLS
Property tax history
+2.4%/yrLatest (2025): $7,054 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…