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525 12th Ave N
C+ Composite 62.32
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +5.0/10.0
  • Livability +3.5/5.0
  • Rent growth +3.2/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$185,000

525 12th Ave N · Buhl, ID 83301
3 bd · 1.0 ba · 1,368 sqft · SingleFamily public records · 1 Days on market
Built 1912 6,490 sqft lot Est $305k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Character, potential, and a price point that invites your imagination. Welcome to this eclectic two-story fixer-upper in the heart of Buhl. With 1,368 sq ft, 3 bedrooms, and 1 bathroom, this home is ready for the buyer who sees beyond the surface and knows how to make something their own. The main floor offers convenient single-level living with one bedroom and the full bathroom, ideal for guests or main-floor primary living. Two additional bedrooms upstairs provide space and separation. Big-ticket items are already checked off: a newer roof and furnace (replaced just 2 years ago) mean you can focus your energy and budget on the fun stuff, finishes, fixtures, and making it yours. Outside, t

Key facts

  • Newer furnace
  • Newer roof
  • Two storage sheds

Tags

TWO STORAGE SHEDSESTABLISHED FRUIT TREESSINGLE-LEVEL LIVINGMAIN-FLOOR PRIMARY LIVINGNEWER ROOFNEWER FURNACE

Property features AI

Finance

  • HOA & community: Association fee due annually

Exterior

  • Parking: Covered carport (1 space)
  • Utilities: City water service; Sewer connected; Natural gas available (heating)
  • Home design: Single-family residence; Built in 1912
  • Construction: Frame construction with metal and wood siding; Composition roof; Storage shed on property
  • Exterior features: Partial wood fencing; Garden; Manual sprinkler system; Storage shed; Composition roof

Interior

  • Kitchen: Oven/Range (freestanding); Refrigerator; Breakfast bar
  • Bedrooms: 3 bedrooms (primary on the main level; two additional bedrooms on the upper level)
  • Flooring: Hardwood; Vinyl
  • Bathrooms: 1 bathroom
  • Heating & cooling: Forced air heating (natural gas); Wall/window air conditioning unit(s)
  • Interior features: Main-level primary bedroom; Breakfast bar
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $328 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (0.2% below list).
  • Recommended offer: $185k (0.2% below list) — sets the bar for 1% rule.
  • Cap rate 8.4% vs local median 2.1% in Buhl — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#66 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Buhl Joint District (rural): math 29% / reading 38% proficiency, ranked #80 of 92 in ID (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Buhl High School (math 27% / reading 37%, grade F, #119 of 169 statewide, top 73%, 360 students, 32% FRL) — zoned schools average 32% FRL vs 56% district-wide (24 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+2.9%/yr); 625 active listings in the ZIP; 636 units permitted in Twin Falls County in 2024 (12 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Twin Falls County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,609 (0.2% below list)

Questions for the listing agent

  1. Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.42%
Cash-on-cash
7.59%
DSCR
1.34
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$305,064
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
830 Broadway Ave N 0.33mi 3/1.0 1,332 (-3%) 1mo $165,000 $124 80
701 14th Ave N 0.18mi 4/2.0 (+1) 1,400 (+2%) 2mo $312,000 $223 77
426 9th Ave N 0.25mi 3/1.0 1,288 (-6%) 3mo $235,000 $182 76
1808 Poplar St 0.39mi 3/2.0 1,361 (-0%) 2mo $359,999 $265 75
830 N 9 Th 0.36mi 3/1.0 1,284 (-6%) 0mo $286,900 $223 72
720 14th Ave N 0.20mi 2/1.0 (-1) 1,263 (-8%) 3mo $264,000 $209 70
117 N 14th 0.39mi 3/2.0 1,440 (+5%) 3mo $264,900 $184 66
913 9th Ave N 0.38mi 3/2.0 1,232 (-10%) 2mo $229,000 $186 60
905 Holly St 0.40mi 3/2.0 1,200 (-12%) 2mo $266,000 $222 55
601 Mistylin 0.58mi 3/2.0 1,472 (+8%) 2mo $340,000 $231 55
20062 Hwy 30 0.71mi 3/2.0 1,296 (-5%) 4mo $305,000 $235 51
107 Rainbow Cir 0.74mi 3/2.0 1,468 (+7%) 4mo $335,000 $228 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.91% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.82×
Total profit
$-9,347
Equity at exit
$27,584
10-year hold
IRR
4.7%
Equity multiple
1.34×
Total profit
$17,782
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83301

Rents YoY
2.9%
Active inventory
625
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,846 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$84 /mo · $1,004/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$328

Break-even live

Break-even rent $1,431
Max offer price $185,000
Occupancy floor 77%

Sensitivity live

Price -10% $432 -5% $380 +0% $328 +5% $275 +10% $223
Rent -10% $182 -5% $255 +0% $328 +5% $400 +10% $473
Rate -1.0pp $421 -0.5pp $375 base $328 +0.5pp $280 +1.0pp $231

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-07
    remarks 699-char remark
  2. 2026-06-07
    listed $185,000 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$1,004 · $84/mo
Projected year-2 tax
$1,276 · $106/mo
Expected delta
+$273/yr (+$23/mo · 27.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥93°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,153
− Mortgage interest
−$10,363
− Property taxes
−$1,004
− Insurance
−$925
− Repairs & maintenance
−$1,772
− Management
−$1,772
− Depreciation
−$5,382
Taxable income
$935
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$224
After-tax cash flow
$3,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Buhl Joint District
NCES district ID
1600480
Math proficiency
29% ▼ -1.00%
Reading proficiency
38% ▼ -1.00%
Median HH income
$39,830
Composite
28.1/100
National rank
#6826
State rank
#80 of 92 in ID

Livability — Buhl

Score
69/100
State rank
#66
US rank
#8278

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Buhl, ID
County
Twin Falls County · 63,592 people
Metro
Twin Falls, ID
Population (ZIP)
63,592
Household income
$62,647
Rent vs Own
33.0% rent · 67.0% own
Severe rent burden
1784.0

Population outlook (Twin Falls County) Hauer SSP2

Today (2025)
92,642 people
By 2030
97,900 · +5.7%
By 2040
108,553 · +17.2%
By 2050
119,443 · +28.9%
By 2075
146,906 · +58.6%
By 2100
168,212 · +81.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 3% Italian 2% Portuguese 2%
Foreign-born
8% · Canada, India
Languages at home
86% English-only · Spanish 10% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Twin Falls

2024 margin
Solid R (+48.8) · D 24.2% · R 73.1% · Other 2.7%
2008→2024 swing
-12.1pp toward R · 2008: -36.7pp · 2024: -48.8pp
All cycles
2024: R+48.8 2020: R+45.0 2016: R+44.6 2012: R+43.5 2008: R+36.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.58%
Current HPI
271.0297
Rent YoY
▲ 2.91%
Metro
Twin Falls, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+213.6% since first listed
14 events — show timeline
  • 2026-06-06 Pending IMLS
  • 2026-06-05 Listed $185,000 IMLS
  • 2022-09-26 Listing Removed IMLS
  • 2022-09-19 Price Changed $180,000 IMLS
  • 2022-09-09 Listed $190,000 IMLS
  • 2020-09-22 Listed $159,900 IMLS
  • 2020-07-23 Listed $159,900 IMLS
  • 2018-03-09 Sold (Public Records) Public Records
  • 2008-03-26 Sold (Public Records) Public Records
  • 2002-09-27 Sold (MLS) IMLS
  • 2002-03-25 Listed $12,500 IMLS
  • 2002-03-19 Sold (MLS) IMLS
  • 2002-03-01 Sold (Public Records) Public Records
  • 2000-04-12 Listed $59,000 IMLS

Property tax history

+4.2%/yr

Latest (2025): $1,004 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…