525 12th Ave N · Buhl, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 93°F)
- 8 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 11 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.0/30.0
- ARV discount +15.0/15.0
- DSCR +7.4/10.0
- 1% rule +5.0/10.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Character, potential, and a price point that invites your imagination. Welcome to this eclectic two-story fixer-upper in the heart of Buhl. With 1,368 sq ft, 3 bedrooms, and 1 bathroom, this home is ready for the buyer who sees beyond the surface and knows how to make something their own. The main floor offers convenient single-level living with one bedroom and the full bathroom, ideal for guests or main-floor primary living. Two additional bedrooms upstairs provide space and separation. Big-ticket items are already checked off: a newer roof and furnace (replaced just 2 years ago) mean you can focus your energy and budget on the fun stuff, finishes, fixtures, and making it yours. Outside, t
Key facts
- Newer furnace
- Newer roof
- Two storage sheds
Tags
Property features AI
Finance
- HOA & community: Association fee due annually
Exterior
- Parking: Covered carport (1 space)
- Utilities: City water service; Sewer connected; Natural gas available (heating)
- Home design: Single-family residence; Built in 1912
- Construction: Frame construction with metal and wood siding; Composition roof; Storage shed on property
- Exterior features: Partial wood fencing; Garden; Manual sprinkler system; Storage shed; Composition roof
Interior
- Kitchen: Oven/Range (freestanding); Refrigerator; Breakfast bar
- Bedrooms: 3 bedrooms (primary on the main level; two additional bedrooms on the upper level)
- Flooring: Hardwood; Vinyl
- Bathrooms: 1 bathroom
- Heating & cooling: Forced air heating (natural gas); Wall/window air conditioning unit(s)
- Interior features: Main-level primary bedroom; Breakfast bar
- Laundry & utility: Washer; Dryer; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $328 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (0.2% below list).
- Recommended offer: $185k (0.2% below list) — sets the bar for 1% rule.
- Cap rate 8.4% vs local median 2.1% in Buhl — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#66 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
- Buhl Joint District (rural): math 29% / reading 38% proficiency, ranked #80 of 92 in ID (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Buhl High School (math 27% / reading 37%, grade F, #119 of 169 statewide, top 73%, 360 students, 32% FRL) — zoned schools average 32% FRL vs 56% district-wide (24 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+2.9%/yr); 625 active listings in the ZIP; 636 units permitted in Twin Falls County in 2024 (12 in 5+ unit buildings).
- This rent runs 35% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Twin Falls County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 8.42%
- Cash-on-cash
- 7.59%
- DSCR
- 1.34
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $305,064
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 830 Broadway Ave N | 0.33mi | 3/1.0 | 1,332 (-3%) | 1mo | $165,000 | $124 | 80 |
| 701 14th Ave N | 0.18mi | 4/2.0 (+1) | 1,400 (+2%) | 2mo | $312,000 | $223 | 77 |
| 426 9th Ave N | 0.25mi | 3/1.0 | 1,288 (-6%) | 3mo | $235,000 | $182 | 76 |
| 1808 Poplar St | 0.39mi | 3/2.0 | 1,361 (-0%) | 2mo | $359,999 | $265 | 75 |
| 830 N 9 Th | 0.36mi | 3/1.0 | 1,284 (-6%) | 0mo | $286,900 | $223 | 72 |
| 720 14th Ave N | 0.20mi | 2/1.0 (-1) | 1,263 (-8%) | 3mo | $264,000 | $209 | 70 |
| 117 N 14th | 0.39mi | 3/2.0 | 1,440 (+5%) | 3mo | $264,900 | $184 | 66 |
| 913 9th Ave N | 0.38mi | 3/2.0 | 1,232 (-10%) | 2mo | $229,000 | $186 | 60 |
| 905 Holly St | 0.40mi | 3/2.0 | 1,200 (-12%) | 2mo | $266,000 | $222 | 55 |
| 601 Mistylin | 0.58mi | 3/2.0 | 1,472 (+8%) | 2mo | $340,000 | $231 | 55 |
| 20062 Hwy 30 | 0.71mi | 3/2.0 | 1,296 (-5%) | 4mo | $305,000 | $235 | 51 |
| 107 Rainbow Cir | 0.74mi | 3/2.0 | 1,468 (+7%) | 4mo | $335,000 | $228 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.91% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.82×
- Total profit
- $-9,347
- Equity at exit
- $27,584
- IRR
- 4.7%
- Equity multiple
- 1.34×
- Total profit
- $17,782
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83301
- Rents YoY
- 2.9%
- Active inventory
- 625
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,846 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$84 /mo · $1,004/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $328
Break-even live
Sensitivity live
| Price | -10% $432 | -5% $380 | +0% $328 | +5% $275 | +10% $223 |
|---|---|---|---|---|---|
| Rent | -10% $182 | -5% $255 | +0% $328 | +5% $400 | +10% $473 |
| Rate | -1.0pp $421 | -0.5pp $375 | base $328 | +0.5pp $280 | +1.0pp $231 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-06-07remarks 699-char remark
-
2026-06-07$185,000 Pending 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast ID · Resets to sale price
- Current annual tax
- $1,004 · $84/mo
- Projected year-2 tax
- $1,276 · $106/mo
- Expected delta
- +$273/yr (+$23/mo · 27.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 4/10 Moderate 8 d/yr ≥93°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 10 unhealthy d/yr today · 11 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,153
- − Mortgage interest
- −$10,363
- − Property taxes
- −$1,004
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,772
- − Management
- −$1,772
- − Depreciation
- −$5,382
- Taxable income
- $935
- Est. tax owed @ 24.0%
- −$224
- After-tax cash flow
- $3,706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Buhl Joint District
- NCES district ID
- 1600480
- Math proficiency
- 29% ▼ -1.00%
- Reading proficiency
- 38% ▼ -1.00%
- Median HH income
- $39,830
- Composite
- 28.1/100
- National rank
- #6826
- State rank
- #80 of 92 in ID
Livability — Buhl
- Score
- 69/100
- State rank
- #66
- US rank
- #8278
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Buhl, ID
- County
- Twin Falls County · 63,592 people
- Metro
- Twin Falls, ID
- Population (ZIP)
- 63,592
- Household income
- $62,647
- Rent vs Own
- Severe rent burden
- 1784.0
Population outlook (Twin Falls County) Hauer SSP2
- Today (2025)
- 92,642 people
- By 2030
- 97,900 · +5.7%
- By 2040
- 108,553 · +17.2%
- By 2050
- 119,443 · +28.9%
- By 2075
- 146,906 · +58.6%
- By 2100
- 168,212 · +81.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 16% Two or more races 10% Asian 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Slovak 3% Italian 2% Portuguese 2%
- Foreign-born
- 8% · Canada, India
- Languages at home
- 86% English-only · Spanish 10% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Twin Falls
- 2024 margin
- Solid R (+48.8) · D 24.2% · R 73.1% · Other 2.7%
- 2008→2024 swing
- -12.1pp toward R · 2008: -36.7pp · 2024: -48.8pp
- All cycles
- 2024: R+48.8 2020: R+45.0 2016: R+44.6 2012: R+43.5 2008: R+36.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -247.58%
- Current HPI
- 271.0297
- Rent YoY
- ▲ 2.91%
- Metro
- Twin Falls, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
||
| Food / Agriculture | 1 | $6B |
|
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Price history
+213.6% since first listed14 events — show timeline
- 2026-06-06 Pending — IMLS
- 2026-06-05 Listed $185,000 IMLS
- 2022-09-26 Listing Removed — IMLS
- 2022-09-19 Price Changed $180,000 IMLS
- 2022-09-09 Listed $190,000 IMLS
- 2020-09-22 Listed $159,900 IMLS
- 2020-07-23 Listed $159,900 IMLS
- 2018-03-09 Sold (Public Records) — Public Records
- 2008-03-26 Sold (Public Records) — Public Records
- 2002-09-27 Sold (MLS) — IMLS
- 2002-03-25 Listed $12,500 IMLS
- 2002-03-19 Sold (MLS) — IMLS
- 2002-03-01 Sold (Public Records) — Public Records
- 2000-04-12 Listed $59,000 IMLS
Property tax history
+4.2%/yrLatest (2025): $1,004 · +0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…