801 W Oak St #70 · Page, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 1 days/yr
- Hot days in 30 yrs
- 2 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.8/15.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$60,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This well-kept 2018 Fleetwood single-wide mobile home offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The open-concept living area flows into the kitchen, which is equipped with an electric stove and dishwasher, providing convenience for everyday living. The home features a swamp cooler for efficient cooling during warmer months. Both bedrooms are nicely sized, with the primary bedroom offering a private en-suite bathroom. A great opportunity for affordable living in a newer model home—move-in ready and easy to maintain.
Key facts
- Move-in ready
- Electric stove
- Swamp cooler
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $60k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $675 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#40 in AZ) — a middle-class / working-renter tenant base. Strengths: health & safety A+, crime A, cost of living A; Watch: commute F, housing F.
- Page Unified District (4196) (town): math 11% / reading 14% proficiency, ranked #219 of 249 in AZ (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Desert View Elementary Intermediate (math 13% / reading 14%, grade F, #923 of 1,109 statewide, top 84%, 580 students, 62% FRL); Page Middle School (math 8% / reading 13%, grade F, #186 of 218 statewide, top 86%, 549 students, 56% FRL); Page High School (math 12% / reading 17%, grade F, #267 of 381 statewide, top 72%, 804 students, 50% FRL) — zoned schools at 56% FRL track the district average.
- Market conditions: 41 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 698 units permitted in Coconino County in 2024 (354 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Coconino County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 160 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 1→2/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.30% ✓
- Cap rate
- 19.79%
- Cash-on-cash
- 48.20%
- DSCR
- 3.14
- GRM
- 3.6
CMA / ARV
- ARV (median comp)
- $61,750
- List price
- $60,000
- Delta
- -2.83%
- Verdict
- FAIR
- Comps
- 3 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 801 Oak St #143 | 0.00mi | 2/2.0 | 986 (+10%) | 7mo | $58,500 | $59 | 78 |
| 841 Spruce Ave | 0.66mi | 3/1.5 (+1) | 980 (+9%) | 14mo | $105,000 | $107 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 45.7%
- Equity multiple
- 2.98×
- Total profit
- $33,274
- Equity at exit
- $8,946
- IRR
- 51.5%
- Equity multiple
- 6.02×
- Total profit
- $84,398
- Equity at exit
- $5,188
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86040
- Home prices YoY
- -11.9%
- Active inventory
- 41
- Price-to-rent
- 3.6×
Monthly cashflow live
- Estimated rent
- $1,379 medium interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$290
- Net cashflow
- $675
Break-even live
Sensitivity live
| Price | -10% $716 | -5% $695 | +0% $675 | +5% $654 | +10% $633 |
|---|---|---|---|---|---|
| Rent | -10% $566 | -5% $620 | +0% $675 | +5% $729 | +10% $784 |
| Rate | -1.0pp $705 | -0.5pp $690 | base $675 | +0.5pp $659 | +1.0pp $643 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 90 Elk Rd Page, AZ | 2.0–3.0 | 1.0–1.5 | 870 | $1,379 | $1.59 | 45d | 6 | 1.12mi |
Listing history 18 events
-
2026-06-21days on market $60,000 Active 160 DOM
-
2026-06-19days on market $60,000 Active 158 DOM
-
2026-06-18days on market $60,000 Active 157 DOM
-
2026-06-17days on market $60,000 Active 156 DOM
-
2026-06-16days on market $60,000 Active 155 DOM
-
2026-06-15days on market $60,000 Active 154 DOM
-
2026-06-14days on market $60,000 Active 152 DOM
-
2026-06-12days on market $60,000 Active 151 DOM
-
2026-06-09days on market $60,000 Active 148 DOM
-
2026-06-08days on market $60,000 Active 147 DOM
-
2026-06-07days on market $60,000 Active 146 DOM
-
2026-06-07days on market $60,000 Active 145 DOM
-
2026-06-04days on market $60,000 Active 142 DOM
-
2026-06-02days on market $60,000 Active 141 DOM
-
2026-06-01days on market $60,000 Active 140 DOM
-
2026-05-31days on market $60,000 Active 139 DOM
-
2026-05-31days on market $60,000 Active 138 DOM
-
2026-01-12$60,000 Active 565-char remark
Show marketing remark (565 chars)
This well-kept 2018 Fleetwood single-wide mobile home offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The open-concept living area flows into the kitchen, which is equipped with an electric stove and dishwasher, providing convenience for everyday living. The home features a swamp cooler for efficient cooling during warmer months. Both bedrooms are nicely sized, with the primary bedroom offering a private en-suite bathroom. A great opportunity for affordable living in a newer model home—move-in ready and easy to maintain.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 1 d/yr ≥98°F today · 2 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,548
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,324
- − Management
- −$1,324
- − Depreciation
- −$1,745
- Taxable income
- $7,594
- Est. tax owed @ 24.0%
- −$1,823
- After-tax cash flow
- $6,275/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This 2018 Fleetwood single-wide mobile home is in good condition with a well-maintained exterior and interior. It offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The home is move-in ready and easy to maintain.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and value
- Both Replace wood-look tile with hardwood — Improves aesthetics and value
- Both Install new windows — Enhances energy efficiency and curb appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Both Replace wood-look tile with hardwood — Improves aesthetics and value ↑
- Both Install new windows — Enhances energy efficiency and curb appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Page Unified District (4196)
- NCES district ID
- 0405820
- Math proficiency
- 11% ▼ -11.00%
- Reading proficiency
- 14% ▼ -10.00%
- Median HH income
- $48,872
- Composite
- 11.58/100
- National rank
- #9698
- State rank
- #219 of 249 in AZ
Livability — Page
- Score
- 70/100
- State rank
- #40
- US rank
- #7895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Page, AZ
- Population (ZIP)
- 10,627
Population outlook (Coconino County) Hauer SSP2
- Today (2025)
- 150,645 people
- By 2030
- 156,857 · +4.1%
- By 2040
- 168,714 · +12.0%
- By 2050
- 181,082 · +20.2%
- By 2075
- 218,399 · +45.0%
- By 2100
- 238,853 · +58.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.89)
- Race & ethnicity
- Native American 55% White 33% Two or more races 6% Hispanic / Latino 6% Black 1%
- Hispanic origin (detail)
- Mexican 4% Cuban 2%
- Common ancestry
- Romanian 1% Slovak 1% Iranian 1%
- Foreign-born
- 1% · China, Canada, Philippines
- Languages at home
- 73% English-only · Spanish 1%
Political lean MEDSL · Coconino
- 2024 margin
- D (+19.9) · D 59.2% · R 39.4% · Other 1.4%
- 2008→2024 swing
- +2.9pp toward D · 2008: 17.0pp · 2024: 19.9pp
- All cycles
- 2024: D+19.9 2020: D+24.1 2016: D+19.4 2012: D+14.9 2008: D+17.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -35.54%
- Current HPI
- 263.6101
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
1 event — show timeline
- 2026-01-12 Listed $60,000 NAZMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…