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801 W Oak St #70
B- Composite 69.93
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.8/15.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$60,000

801 W Oak St #70 · Page, AZ 86040
2 bd · 2.0 ba · 900 sqft · Manufactured · 160 Days on market
Built 2018 Good condition $67/sqft · at area comps Est $62k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This well-kept 2018 Fleetwood single-wide mobile home offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The open-concept living area flows into the kitchen, which is equipped with an electric stove and dishwasher, providing convenience for everyday living. The home features a swamp cooler for efficient cooling during warmer months. Both bedrooms are nicely sized, with the primary bedroom offering a private en-suite bathroom. A great opportunity for affordable living in a newer model home—move-in ready and easy to maintain.

Key facts

  • Move-in ready
  • Electric stove
  • Swamp cooler

Tags

OPEN-CONCEPT LIVING AREAELECTRIC STOVESWAMP COOLERPRIVATE EN-SUITE BATHROOMMOVE-IN READY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $60k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $675 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $53k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#40 in AZ) — a middle-class / working-renter tenant base. Strengths: health & safety A+, crime A, cost of living A; Watch: commute F, housing F.
  • Page Unified District (4196) (town): math 11% / reading 14% proficiency, ranked #219 of 249 in AZ (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Desert View Elementary Intermediate (math 13% / reading 14%, grade F, #923 of 1,109 statewide, top 84%, 580 students, 62% FRL); Page Middle School (math 8% / reading 13%, grade F, #186 of 218 statewide, top 86%, 549 students, 56% FRL); Page High School (math 12% / reading 17%, grade F, #267 of 381 statewide, top 72%, 804 students, 50% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: 41 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 698 units permitted in Coconino County in 2024 (354 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Coconino County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 160 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 1→2/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.30%
Cap rate
19.79%
Cash-on-cash
48.20%
DSCR
3.14
GRM
3.6

CMA / ARV

ARV (median comp)
$61,750
List price
$60,000
Delta
-2.83%
Verdict
FAIR
Comps
3 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
801 Oak St #143 0.00mi 2/2.0 986 (+10%) 7mo $58,500 $59 78
841 Spruce Ave 0.66mi 3/1.5 (+1) 980 (+9%) 14mo $105,000 $107 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
45.7%
Equity multiple
2.98×
Total profit
$33,274
Equity at exit
$8,946
10-year hold
IRR
51.5%
Equity multiple
6.02×
Total profit
$84,398
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86040

Home prices YoY
-11.9%
Active inventory
41
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,379 medium interval (Pro) →
Mortgage (P&I)
$315
Tax est. 1.5%
$75 /mo · $900/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$290
Net cashflow
$675

Break-even live

Break-even rent $525
Max offer price $60,000
Occupancy floor 46%

Sensitivity live

Price -10% $716 -5% $695 +0% $675 +5% $654 +10% $633
Rent -10% $566 -5% $620 +0% $675 +5% $729 +10% $784
Rate -1.0pp $705 -0.5pp $690 base $675 +0.5pp $659 +1.0pp $643

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
90 Elk Rd Page, AZ 2.0–3.0 1.0–1.5 870 $1,379 $1.59 45d 6 1.12mi

Listing history 18 events

  1. 2026-06-21
    days on market $60,000 Active 160 DOM
  2. 2026-06-19
    days on market $60,000 Active 158 DOM
  3. 2026-06-18
    days on market $60,000 Active 157 DOM
  4. 2026-06-17
    days on market $60,000 Active 156 DOM
  5. 2026-06-16
    days on market $60,000 Active 155 DOM
  6. 2026-06-15
    days on market $60,000 Active 154 DOM
  7. 2026-06-14
    days on market $60,000 Active 152 DOM
  8. 2026-06-12
    days on market $60,000 Active 151 DOM
  9. 2026-06-09
    days on market $60,000 Active 148 DOM
  10. 2026-06-08
    days on market $60,000 Active 147 DOM
  11. 2026-06-07
    days on market $60,000 Active 146 DOM
  12. 2026-06-07
    days on market $60,000 Active 145 DOM
  13. 2026-06-04
    days on market $60,000 Active 142 DOM
  14. 2026-06-02
    days on market $60,000 Active 141 DOM
  15. 2026-06-01
    days on market $60,000 Active 140 DOM
  16. 2026-05-31
    days on market $60,000 Active 139 DOM
  17. 2026-05-31
    days on market $60,000 Active 138 DOM
  18. 2026-01-12
    listed $60,000 Active 565-char remark
    Show marketing remark (565 chars)

    This well-kept 2018 Fleetwood single-wide mobile home offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The open-concept living area flows into the kitchen, which is equipped with an electric stove and dishwasher, providing convenience for everyday living. The home features a swamp cooler for efficient cooling during warmer months. Both bedrooms are nicely sized, with the primary bedroom offering a private en-suite bathroom. A great opportunity for affordable living in a newer model home—move-in ready and easy to maintain.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 1 d/yr ≥98°F today · 2 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,548
− Mortgage interest
−$3,361
− Property taxes
−$900
− Insurance
−$300
− Repairs & maintenance
−$1,324
− Management
−$1,324
− Depreciation
−$1,745
Taxable income
$7,594
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,823
After-tax cash flow
$6,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This 2018 Fleetwood single-wide mobile home is in good condition with a well-maintained exterior and interior. It offers a comfortable and functional layout with 2 bedrooms and 2 full bathrooms. The home is move-in ready and easy to maintain.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace wood-look tile with hardwood — Improves aesthetics and value
  • Both Install new windows — Enhances energy efficiency and curb appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace wood-look tile with hardwood — Improves aesthetics and value
  • Both Install new windows — Enhances energy efficiency and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Page Unified District (4196)
NCES district ID
0405820
Math proficiency
11% ▼ -11.00%
Reading proficiency
14% ▼ -10.00%
Median HH income
$48,872
Composite
11.58/100
National rank
#9698
State rank
#219 of 249 in AZ

Livability — Page

Score
70/100
State rank
#40
US rank
#7895

Category grades

Amenities B Commute F Cost of living A Crime A Employment C+ Housing F Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Page, AZ
Population (ZIP)
10,627

Population outlook (Coconino County) Hauer SSP2

Today (2025)
150,645 people
By 2030
156,857 · +4.1%
By 2040
168,714 · +12.0%
By 2050
181,082 · +20.2%
By 2075
218,399 · +45.0%
By 2100
238,853 · +58.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.89)
Race & ethnicity
Native American 55% White 33% Two or more races 6% Hispanic / Latino 6% Black 1%
Hispanic origin (detail)
Mexican 4% Cuban 2%
Common ancestry
Romanian 1% Slovak 1% Iranian 1%
Foreign-born
1% · China, Canada, Philippines
Languages at home
73% English-only · Spanish 1%

Political lean MEDSL · Coconino

2024 margin
D (+19.9) · D 59.2% · R 39.4% · Other 1.4%
2008→2024 swing
+2.9pp toward D · 2008: 17.0pp · 2024: 19.9pp
All cycles
2024: D+19.9 2020: D+24.1 2016: D+19.4 2012: D+14.9 2008: D+17.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -35.54%
Current HPI
263.6101
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-01-12 Listed $60,000 NAZMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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