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225 W Diego Pl
F Composite 30.51
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.1/30.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.3/10.0
  • Appreciation +0.1/10.0

$289,000

225 W Diego Pl · Citrus Springs, FL 34434
4 bd · 3.0 ba · 1,827 sqft · Land · 279 Days on market
Built 2025 9,983 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

Key facts

  • Open floor plan
  • Solid wood cabinets
  • Quartz countertops

Tags

NEW CONSTRUCTIONOPEN FLOOR PLANTWO PRIMARY SUITESSTAINLESS STEEL APPLIANCESSOLID WOOD CABINETSQUARTZ COUNTERTOPS

Property features AI

Finance

  • Other: Property type: Residential (Single Family Residence); Zoning: PDR; Lot size approximately 0.23 acres (about 927 sq meters); Living area listed as 1,827 (builder source); total building area 2,351 (builder source)
  • HOA & community: Pets allowed

Exterior

  • Parking: Attached 2-car garage
  • Security: Smoke detector(s)
  • Utilities: Public water; Septic tank; Cable available; Electricity connected; Water connected
  • Home design: Single-family residence; One story; Completed/new construction; Faces southwest
  • Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; New construction
  • Exterior features: Covered patio/porch; Sliding doors; Paved public-maintained road access; Lot dimensions 80 x 125

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 4 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Eat-in kitchen; High ceilings; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Solid wood cabinets; Split bedroom layout; Stone countertops; Thermostat; Walk-in closet(s); Double pane windows; Smoke detector(s)
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath land listed at $289k.

Deal economics

  • At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $229k (20.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (30.5% below list).
  • Recommended offer: $201k (30.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#521 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
  • Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Central Ridge Elementary School (math 41% / reading 44%, grade F, #1,383 of 2,144 statewide, top 65%, 723 students, 64% FRL); Lecanto High School (math 46% / reading 53%, grade D, #179 of 667 statewide, top 29%, 1,630 students, 46% FRL) — zoned schools at 55% FRL track the district average.
  • Market conditions: 1242 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 279 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $27k; list at $289k implies a 955% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,754 (30.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.59%
Cash-on-cash
-6.10%
DSCR
0.73
GRM
12.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.8%
Equity multiple
0.10×
Total profit
$-72,993
Equity at exit
$43,091
10-year hold
IRR
-24.2%
Equity multiple
-0.20×
Total profit
$-97,166
Equity at exit
$24,987

Cash invested: $80,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34434

Home prices YoY
-2.9%
Active inventory
1242
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$2,008 high interval (Pro) →
Mortgage (P&I)
$1,516
Tax est. 1.5%
$361 /mo · $4,335/yr
Insurance
$120
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$-411

Break-even live

Break-even rent $2,528
Max offer price $229,490
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,250
Closing costs
$8,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8450 N Travis Dr Citrus Springs, FL 4.0 2.0 1787 $1,900 $1.06 21d 1 0.47mi
8398 N Jay Dr Dunnellon, FL 3.0 2.0 1541 $1,700 $1.10 21d 1 0.48mi
8190 N Wakefield Dr Dunnellon, FL 4.0 2.0 1772 $1,750 $0.99 21d 1 0.49mi
8180 N Wakefield Dr Dunnellon, FL 3.0 2.0 1502 $1,695 $1.13 21d 1 0.50mi
696 W Hallam Dr Citrus Springs, FL 4.0 2.0 1797 $1,900 $1.06 21d 1 0.51mi
572 W Bluster Pl Dunnellon, FL 4.0 2.0 1630 $1,900 $1.17 21d 1 0.66mi
904 W Rum Pl Dunnellon, FL 3.0 2.0 1453 $1,699 $1.17 21d 1 0.83mi
9066 N Akola Way Citrus Springs, FL 3.0 2.0 1833 $2,150 $1.17 21d 1 0.87mi
9065 N Akola Way Citrus Springs, FL 3.0 2.0 1511 $1,795 $1.19 21d 1 0.88mi
754 W Deacon Pl Citrus Springs, FL 3.0 2.0 1453 $1,800 $1.24 21d 1 1.01mi
8030 N Galena Ave Citrus Springs, FL 4.0 2.0 1833 $2,150 $1.17 21d 1 1.10mi
7908 N Galena Ave Citrus Springs, FL 4.0 2.5 1551 $1,850 $1.19 21d 1 1.15mi
8755 N Nobleton Way Dunnellon, FL 4.0 2.0 1449 $1,815 $1.25 21d 1 1.19mi
1301 N Galgano St Dunnellon, FL 4.0 3.0 2381 $2,800 $1.18 21d 1 1.25mi
7708 N Paris Dr Dunnellon, FL 3.0 2.0 1415 $1,800 $1.27 21d 1 1.34mi
8267 N Santos Dr Citrus Springs, FL 3.0 2.0 1453 $1,800 $1.24 21d 1 1.36mi
9298 N Mendoza Way Citrus Springs, FL 3.0 2.0 1350 $1,800 $1.33 21d 1 1.43mi
788 W Glenhaven Dr Citrus Springs, FL 4.0 2.0 1621 $1,800 $1.11 21d 1 1.47mi

Listing history 24 events

  1. 2026-06-19
    days on market $289,000 Active 279 DOM
  2. 2026-06-18
    days on market $289,000 Active 278 DOM
  3. 2026-06-17
    days on market $289,000 Active 277 DOM
  4. 2026-06-16
    days on market $289,000 Active 276 DOM
  5. 2026-06-15
    days on market $289,000 Active 275 DOM
  6. 2026-06-14
    days on market $289,000 Active 273 DOM
  7. 2026-06-13
    days on market $289,000 Active 272 DOM
  8. 2026-06-09
    days on market $289,000 Active 269 DOM
  9. 2026-06-08
    days on market $289,000 Active 268 DOM
  10. 2026-06-03
    days on market $289,000 Active 263 DOM
  11. 2026-06-02
    days on market $289,000 Active 262 DOM
  12. 2026-06-01
    days on market $289,000 Active 261 DOM
  13. 2026-05-31
    days on market $289,000 Active 260 DOM
  14. 2026-05-30
    days on market $289,000 Active 259 DOM
  15. 2026-05-07
    price $289,000 1661-char remark
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  16. 2026-05-07
    price $289,000
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  17. 2026-03-07
    price $298,000 1661-char remark
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  18. 2026-03-07
    price $298,000
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  19. 2025-09-14
    status Active
  20. 2025-09-12
    listed $299,900 Active 1661-char remark
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  21. 2025-09-12
    historical
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  22. 2025-09-12
    listed $299,900 Active
    Show marketing remark (1661 chars)

    Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!

  23. 2023-11-20
    soldstatus $27,400
  24. 2023-10-25
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,090
− Mortgage interest
−$16,188
− Property taxes
−$4,335
− Insurance
−$1,445
− Repairs & maintenance
−$1,927
− Management
−$1,927
− Depreciation
−$8,407
Taxable loss
−$10,140
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,434
After-tax cash flow
$-2,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Citrus
NCES district ID
1200270
Math proficiency
49% ▼ -10.00%
Reading proficiency
50% ▼ -6.00%
Median HH income
$38,618
Composite
41.28/100
National rank
#3519
State rank
#44 of 73 in FL

Livability — Citrus Springs

Score
68/100
State rank
#521
US rank
#9598

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Citrus Springs, FL
County
Citrus County · 111,314 people
City population
10,730
Metro
Homosassa Springs, FL
Population (ZIP)
11,074
Household income
$68,939
Rent vs Own
12.4% rent · 87.6% own
Severe rent burden
171.0

Population outlook (Citrus County) Hauer SSP2

Today (2025)
138,622 people
By 2030
136,886 · -1.3%
By 2040
132,009 · -4.8%
By 2050
125,196 · -9.7%
By 2075
108,570 · -21.7%
By 2100
84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 11% Hispanic / Latino 9% Black 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4%
Common ancestry
Iranian 3% Romanian 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 5% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Citrus

2024 margin
Solid R (+45.9) · D 26.8% · R 72.6%
2008→2024 swing
-29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -9.70%
Current HPI
328.2164
Rent YoY
Metro
Homosassa Springs, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+3111.1% since first listed
10 events — show timeline
  • 2026-05-07 Price Changed $289,000 RACC
  • 2026-05-07 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-07 Price Changed $298,000 RACC
  • 2026-03-07 Price Changed $298,000 Stellar MLS as Distributed by MLS Grid
  • 2025-09-14 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-09-12 Listed $299,900 RACC
  • 2025-09-12 Listed $299,900 Stellar MLS as Distributed by MLS Grid
  • 2025-09-12 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2023-11-20 Sold (Public Records) $27,400 Public Records
  • 2023-10-25 Sold (Public Records) $9,000 Public Records

Property tax history

+14.1%/yr

Latest (2025): $225 · +20.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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