225 W Diego Pl · Citrus Springs, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +7.1/30.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
- DSCR +1.3/10.0
- Appreciation +0.1/10.0
$289,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
Key facts
- Open floor plan
- Solid wood cabinets
- Quartz countertops
Tags
Property features AI
Finance
- Other: Property type: Residential (Single Family Residence); Zoning: PDR; Lot size approximately 0.23 acres (about 927 sq meters); Living area listed as 1,827 (builder source); total building area 2,351 (builder source)
- HOA & community: Pets allowed
Exterior
- Parking: Attached 2-car garage
- Security: Smoke detector(s)
- Utilities: Public water; Septic tank; Cable available; Electricity connected; Water connected
- Home design: Single-family residence; One story; Completed/new construction; Faces southwest
- Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; New construction
- Exterior features: Covered patio/porch; Sliding doors; Paved public-maintained road access; Lot dimensions 80 x 125
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
- Bedrooms: 4 bedrooms
- Flooring: Tile flooring
- Bathrooms: 3 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Eat-in kitchen; High ceilings; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Solid wood cabinets; Split bedroom layout; Stone countertops; Thermostat; Walk-in closet(s); Double pane windows; Smoke detector(s)
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath land listed at $289k.
Deal economics
- At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $229k (20.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (30.5% below list).
- Recommended offer: $201k (30.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 68/100 on livability (#521 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
- Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Central Ridge Elementary School (math 41% / reading 44%, grade F, #1,383 of 2,144 statewide, top 65%, 723 students, 64% FRL); Lecanto High School (math 46% / reading 53%, grade D, #179 of 667 statewide, top 29%, 1,630 students, 46% FRL) — zoned schools at 55% FRL track the district average.
- Market conditions: 1242 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
- This rent runs 35% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 279 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $27k; list at $289k implies a 955% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 279 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 4.59%
- Cash-on-cash
- -6.10%
- DSCR
- 0.73
- GRM
- 12.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -26.8%
- Equity multiple
- 0.10×
- Total profit
- $-72,993
- Equity at exit
- $43,091
- IRR
- -24.2%
- Equity multiple
- -0.20×
- Total profit
- $-97,166
- Equity at exit
- $24,987
Cash invested: $80,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34434
- Home prices YoY
- -2.9%
- Active inventory
- 1242
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $2,008 high interval (Pro) →
- Mortgage (P&I)
- −$1,516
- Tax est. 1.5%
- −$361 /mo · $4,335/yr
- Insurance
- −$120
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $-411
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,250
- Closing costs
- $8,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8450 N Travis Dr Citrus Springs, FL | 4.0 | 2.0 | 1787 | $1,900 | $1.06 | 21d | 1 | 0.47mi |
| 8398 N Jay Dr Dunnellon, FL | 3.0 | 2.0 | 1541 | $1,700 | $1.10 | 21d | 1 | 0.48mi |
| 8190 N Wakefield Dr Dunnellon, FL | 4.0 | 2.0 | 1772 | $1,750 | $0.99 | 21d | 1 | 0.49mi |
| 8180 N Wakefield Dr Dunnellon, FL | 3.0 | 2.0 | 1502 | $1,695 | $1.13 | 21d | 1 | 0.50mi |
| 696 W Hallam Dr Citrus Springs, FL | 4.0 | 2.0 | 1797 | $1,900 | $1.06 | 21d | 1 | 0.51mi |
| 572 W Bluster Pl Dunnellon, FL | 4.0 | 2.0 | 1630 | $1,900 | $1.17 | 21d | 1 | 0.66mi |
| 904 W Rum Pl Dunnellon, FL | 3.0 | 2.0 | 1453 | $1,699 | $1.17 | 21d | 1 | 0.83mi |
| 9066 N Akola Way Citrus Springs, FL | 3.0 | 2.0 | 1833 | $2,150 | $1.17 | 21d | 1 | 0.87mi |
| 9065 N Akola Way Citrus Springs, FL | 3.0 | 2.0 | 1511 | $1,795 | $1.19 | 21d | 1 | 0.88mi |
| 754 W Deacon Pl Citrus Springs, FL | 3.0 | 2.0 | 1453 | $1,800 | $1.24 | 21d | 1 | 1.01mi |
| 8030 N Galena Ave Citrus Springs, FL | 4.0 | 2.0 | 1833 | $2,150 | $1.17 | 21d | 1 | 1.10mi |
| 7908 N Galena Ave Citrus Springs, FL | 4.0 | 2.5 | 1551 | $1,850 | $1.19 | 21d | 1 | 1.15mi |
| 8755 N Nobleton Way Dunnellon, FL | 4.0 | 2.0 | 1449 | $1,815 | $1.25 | 21d | 1 | 1.19mi |
| 1301 N Galgano St Dunnellon, FL | 4.0 | 3.0 | 2381 | $2,800 | $1.18 | 21d | 1 | 1.25mi |
| 7708 N Paris Dr Dunnellon, FL | 3.0 | 2.0 | 1415 | $1,800 | $1.27 | 21d | 1 | 1.34mi |
| 8267 N Santos Dr Citrus Springs, FL | 3.0 | 2.0 | 1453 | $1,800 | $1.24 | 21d | 1 | 1.36mi |
| 9298 N Mendoza Way Citrus Springs, FL | 3.0 | 2.0 | 1350 | $1,800 | $1.33 | 21d | 1 | 1.43mi |
| 788 W Glenhaven Dr Citrus Springs, FL | 4.0 | 2.0 | 1621 | $1,800 | $1.11 | 21d | 1 | 1.47mi |
Listing history 24 events
-
2026-06-19days on market $289,000 Active 279 DOM
-
2026-06-18days on market $289,000 Active 278 DOM
-
2026-06-17days on market $289,000 Active 277 DOM
-
2026-06-16days on market $289,000 Active 276 DOM
-
2026-06-15days on market $289,000 Active 275 DOM
-
2026-06-14days on market $289,000 Active 273 DOM
-
2026-06-13days on market $289,000 Active 272 DOM
-
2026-06-09days on market $289,000 Active 269 DOM
-
2026-06-08days on market $289,000 Active 268 DOM
-
2026-06-03days on market $289,000 Active 263 DOM
-
2026-06-02days on market $289,000 Active 262 DOM
-
2026-06-01days on market $289,000 Active 261 DOM
-
2026-05-31days on market $289,000 Active 260 DOM
-
2026-05-30days on market $289,000 Active 259 DOM
-
2026-05-07price $289,000 1661-char remark
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2026-05-07price $289,000
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2026-03-07price $298,000 1661-char remark
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2026-03-07price $298,000
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2025-09-14status Active
-
2025-09-12$299,900 Active 1661-char remark
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2025-09-12historical
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
-
2025-09-12$299,900 Active
Show marketing remark (1661 chars)
Come fall in love with this beautifully designed NEW CONSTRUCTION home located in Citrus Springs! With an open floor plan, soaring 9'4" ceilings and tile floors throughout, this 4 bedroom, 3 bath home encases warmth & simplicity w/ its stylish fixtures, tones & natural light. This home is great for growing families or entertaining guests, & offers TWO PRIMARY SUITES! Upon entry is the living room & dining area leading into the kitchen equipped with stainless steel appliances, solid wood cabinets, quartz countertops, center island & pantry. The primary suite has two generous walk in closets & bathroom with a walk-in shower & dual vanities. The 2nd suite offers a spacious closet and en suite bath w/ a shower/tub combo. The outdoor space is equally impressive, w/ a pavered driveway & front porch, rear covered lanai & plenty of room to add a pool. Situated in a deed-restricted community with NO HOA fees, Citrus Springs offers access to a local library, community center for social events, lighted tennis courts, and a park for kids. The nearby golf course has a restaurant, putting greens, and driving range. Not to mention, you are minutes away from the Withlacoochee State Trail for hiking & biking, and the world renowned Rainbow River & Springs for kayaking, diving, fishing & all that nature has to offer. Conveniently located just minutes away from restaurants, shopping, medical services, and excellent schools, this home is perfect for creating lasting memories. Don’t miss the chance to make this move in ready home, YOURS. Call to schedule your showing today!
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2023-11-20soldstatus $27,400
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2023-10-25soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,090
- − Mortgage interest
- −$16,188
- − Property taxes
- −$4,335
- − Insurance
- −$1,445
- − Repairs & maintenance
- −$1,927
- − Management
- −$1,927
- − Depreciation
- −$8,407
- Taxable loss
- −$10,140
- Est. tax savings @ 24.0%
- +$2,434
- After-tax cash flow
- $-2,502/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Citrus
- NCES district ID
- 1200270
- Math proficiency
- 49% ▼ -10.00%
- Reading proficiency
- 50% ▼ -6.00%
- Median HH income
- $38,618
- Composite
- 41.28/100
- National rank
- #3519
- State rank
- #44 of 73 in FL
Livability — Citrus Springs
- Score
- 68/100
- State rank
- #521
- US rank
- #9598
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Citrus Springs, FL
- County
- Citrus County · 111,314 people
- City population
- 10,730
- Metro
- Homosassa Springs, FL
- Population (ZIP)
- 11,074
- Household income
- $68,939
- Rent vs Own
- Severe rent burden
- 171.0
Population outlook (Citrus County) Hauer SSP2
- Today (2025)
- 138,622 people
- By 2030
- 136,886 · -1.3%
- By 2040
- 132,009 · -4.8%
- By 2050
- 125,196 · -9.7%
- By 2075
- 108,570 · -21.7%
- By 2100
- 84,454 · -39.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Two or more races 11% Hispanic / Latino 9% Black 6%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4%
- Common ancestry
- Iranian 3% Romanian 2% Slovak 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 5% German/W. Germanic 1% Other Indo-European 1%
Political lean MEDSL · Citrus
- 2024 margin
- Solid R (+45.9) · D 26.8% · R 72.6%
- 2008→2024 swing
- -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
- All cycles
- 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -9.70%
- Current HPI
- 328.2164
- Rent YoY
- —
- Metro
- Homosassa Springs, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+3111.1% since first listed10 events — show timeline
- 2026-05-07 Price Changed $289,000 RACC
- 2026-05-07 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-07 Price Changed $298,000 RACC
- 2026-03-07 Price Changed $298,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-09-12 Listed $299,900 RACC
- 2025-09-12 Listed $299,900 Stellar MLS as Distributed by MLS Grid
- 2025-09-12 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2023-11-20 Sold (Public Records) $27,400 Public Records
- 2023-10-25 Sold (Public Records) $9,000 Public Records
Property tax history
+14.1%/yrLatest (2025): $225 · +20.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…