Duplex
1031 4th Ave W · Kalispell, MT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $918 – $1,706
Heat risk 2/10 · Minimal
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.8/30.0
- Schools +4.4/10.0
- DSCR +3.8/10.0
- Livability +3.6/5.0
- Rent growth +3.1/5.0
- 1% rule +2.9/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$510,000
1031 4th Ave W · Kalispell, MT 59901
2 bd · 1.0 ba · 2,070 sqft · MultiFamily
public records
· 99 Days on market
Built 1935
7,057 sqft lot
Garage
$246/sqft
· at area comps
Est $612k · 17% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks MLS
Remarks: 2 Bed 1 Bath home with full basement, oversized 2 stall garage. Call Tim Carter @ (406) 253-9164 or your real estate professional.
Key facts
- 7,057 sq ft lot
- Built 1935
- Listed 98 days
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1-bath units multifamily listed at $510k. Condition is rated fair.
- This rent per unit runs 33% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Deal economics
- At list price, monthly cash flow is $-50 ($-603/yr) — negative. Per door: $-25/mo.
- To cash-flow at today's rent, offer at most $501k (1.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $401k (21.3% below list).
- Recommended offer: $401k (21.3% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 2.2% in Kalispell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#61 in MT) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A-; Watch: crime C-, commute F, employment D-.
- Flathead H S (town): math 29% / reading 52% proficiency, ranked #55 of 116 in MT (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Elrod School (math 27% / reading 52%, grade F, #166 of 293 statewide, top 61%, 231 students, 0% FRL); Kalispell Middle School (math 50% / reading 61%, grade B-, #13 of 146 statewide, top 8%, 1,045 students, 0% FRL); Flathead High School (math 22% / reading 50%, grade F, #50 of 132 statewide, top 37%, 1,626 students, 0% FRL).
- Market conditions: Rents rising (+2.4%/yr); 867 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 281 units permitted in Flathead County in 2024 (80 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
- Flathead County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 99 days — a 9% lower offer ($464k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer
$401,400
(21.3% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 99 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.17%
- Cash-on-cash
- -0.42%
- DSCR
- 0.98
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $612,000
- List price
- $510,000
- Delta
- -16.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 130 10th St E | 0.37mi | 2/2.5 | 2,057 (-1%) | 0mo | $419,000 | $204 | 76 |
| 412 Needlegrass Ln | 0.31mi | 3/2.0 (+1) | 2,258 (+9%) | 1mo | $659,990 | $292 | 61 |
| 836 3rd Ave W | 0.13mi | 3/3.0 (+1) | 2,400 (+16%) | 2mo | $549,000 | $229 | 54 |
| 786 5th Ave | 1.38mi | 2/2.0 | 2,016 (-3%) | 4mo | $449,000 | $223 | 54 |
| 311 5th Ave E | 0.80mi | 3/2.0 (+1) | 2,248 (+9%) | 0mo | $799,000 | $355 | 41 |
| 620 5th Ave E | 0.66mi | 3/1.5 (+1) | 2,417 (+17%) | 3mo | $579,000 | $240 | 35 |
| 1427 4th Ave E | 0.62mi | 3/2.0 (+1) | 1,596 (-23%) | 4mo | $435,000 | $273 | 34 |
| 135 Leisure Dr | 1.40mi | 3/2.0 (+1) | 1,812 (-12%) | 2mo | $559,000 | $308 | 34 |
| 157 Lupine Dr | 1.20mi | 3/2.5 (+1) | 1,810 (-13%) | 1mo | $490,000 | $271 | 32 |
| 168 Peaks View Loop | 0.94mi | 3/2.0 (+1) | 1,563 (-24%) | 2mo | $430,500 | $275 | 30 |
| 24 Muskrat Dr | 1.45mi | 3/2.5 (+1) | 1,743 (-16%) | 0mo | $464,000 | $266 | 29 |
| 110 Glenwood Dr Unit C | 1.46mi | 3/2.5 (+1) | 1,768 (-15%) | 2mo | $375,000 | $212 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.41% rent growth · sell at horizon
5-year hold
- IRR
- -17.6%
- Equity multiple
- 0.38×
- Total profit
- $-88,337
- Equity at exit
- $76,043
10-year hold
- IRR
- -10.8%
- Equity multiple
- 0.36×
- Total profit
- $-91,161
- Equity at exit
- $44,095
Cash invested: $142,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 82 Strongly Landlord-Friendly
- State Montana
- 82 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
30-day notice; no rent control; preempted; rural-skewed market.
ZIP-level market 59901
- Rents YoY
- 2.4%
- Active inventory
- 867
- Price-to-rent
- 21.2×
Monthly cashflow live
↻
- Estimated rent
- $4,014 high interval (Pro) →
- Mortgage (P&I)
- −$2,674
- Tax from tax record
- −$334 /mo · $4,012/yr
- Insurance
- −$212
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$843
- Net cashflow
- $-50
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $4,014 |
| #1 | 2 | 1 | $2,007 |
| #2 | 2 | 1 | $2,007 |
| Total (2 units) | $4,014 | ||
Break-even live
Break-even rent
$4,078
Max offer price
$501,123
Occupancy floor
96%
Sensitivity live
| Price | -10% $238 | -5% $94 | +0% $-50 | +5% $-195 | +10% $-339 |
|---|---|---|---|---|---|
| Rent | -10% $-367 | -5% $-209 | +0% $-50 | +5% $108 | +10% $267 |
| Rate | -1.0pp $207 | -0.5pp $79 | base $-50 | +0.5pp $-182 | +1.0pp $-317 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $127,500
- Closing costs
- $15,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1029 4th Ave W Kalispell, MT | 3.0 | 2.0 | 1860 | $2,200 | $1.18 | 16d | 1 | 0.04mi |
| 1104 3rd Ave W Unit 8 Kalispell, MT | 2.0 | 1.0 | 742 | $1,450 | $1.95 | 31d | 1 | 0.07mi |
| 621 1/2 8th St W Kalispell, MT | 2.0 | 2.0 | — | $1,995 | — | 16d | 1 | 0.28mi |
| 621 1/2 8th St W Kalispell, MT | 2.0 | 1.5 | — | $1,995 | — | 0d | 1 | 0.28mi |
| 421 Needlegrass Ln Kalispell, MT | 3.0 | 2.5 | 1268 | $2,500 | $1.97 | 43d | 1 | 0.29mi |
| 404 Needlegrass Ln Kalispell, MT | 3.0 | 2.0 | 1408 | $2,700 | $1.92 | 0d | 1 | 0.29mi |
| 421 Needlegrass Ln Kalispell, MT | 3.0 | 2.0 | 1408 | $2,700 | $1.92 | 2d | 1 | 0.29mi |
| 227 Rolling Hill RD #2 Kalispell, MT | 2.0 | 1.0 | — | $1,450 | — | 0d | 1 | 0.29mi |
| 512 1/2 3rd Ave W Kalispell, MT | 2.0 | 1.0 | 600 | $1,200 | $2.00 | 44d | 1 | 0.34mi |
| 805 1st Ave E Kalispell, MT | 2.0 | 1.0 | 1249 | $1,695 | $1.36 | 0d | 1 | 0.35mi |
| 1421 7th Ave W Kalispell, MT | 2.0 | 1.0 | 1872 | $1,850 | $0.99 | 0d | 1 | 0.36mi |
| 819 9th Ave W Unit A Kalispell, MT | 3.0 | 2.0 | 1111 | $2,350 | $2.12 | 14d | 1 | 0.40mi |
| 429 2nd Ave W Kalispell, MT | 2.0 | 2.0 | — | $1,795 | — | 0d | 1 | 0.41mi |
| 232 11th St E Kalispell, MT | 1.0 | 1.0 | — | $1,050 | — | 12d | 1 | 0.41mi |
| 232 11th St E Kalispell, MT | 1.0 | 1.0 | — | $1,050 | — | 0d | 1 | 0.41mi |
| 1016 8th Ave W Kalispell, MT | 1.0 | 1.0 | 800 | $1,200 | $1.50 | 22d | 1 | 0.43mi |
| 238 11th St E Kalispell, MT | 2.0 | 1.0 | — | $1,150 | — | 43d | 1 | 0.44mi |
| 519 1st Ave E Unit A Kalispell, MT | 2.0 | 2.0 | 930 | $2,200 | $2.37 | 21d | 1 | 0.46mi |
| 736 10th Ave W Kalispell, MT | 2.0 | 1.0 | — | $1,500 | — | 0d | 1 | 0.51mi |
| 736 10th Ave W Kalispell, MT | 2.0 | 1.0 | — | $1,500 | — | 12d | 1 | 0.51mi |
| 1832 Airport Rd Kalispell, MT | 2.0 | 1.0 | 840 | $1,650 | $1.96 | 0d | 1 | 0.51mi |
| 1832 Airport Rd Unit B Kalispell, MT | 2.0 | 1.0 | 750 | $1,950 | $2.60 | 44d | 1 | 0.52mi |
| 1832 Airport Rd Unit B Kalispell, MT | 3.0 | 2.0 | — | $2,500 | — | 0d | 1 | 0.52mi |
| 1430 3rd Ave E Kalispell, MT | 2.0 | 1.0 | — | $1,695 | — | 0d | 1 | 0.52mi |
| 1430 3rd Ave E Kalispell, MT | 2.0 | 1.0 | — | $1,695 | — | 12d | 1 | 0.52mi |
| 933 4th Ave E Kalispell, MT | 2.0 | 1.0 | — | $1,400 | — | 0d | 1 | 0.53mi |
| 931 4th Ave E Kalispell, MT | 2.0 | 1.0 | — | $1,400 | — | 0d | 1 | 0.53mi |
| 202 3rd Ave E Kalispell, MT | 2.0 | 2.0 | 1329 | $2,200 | $1.66 | 5d | 1 | 0.55mi |
| 202 3rd Ave W Unit 202 Kalispell, MT | 2.0 | 2.0 | 1329 | $2,200 | $1.66 | 0d | 1 | 0.55mi |
| 226 Main St Kalispell, MT | 1.0 | 1.0 | — | $1,100 | — | 0d | 1 | 0.57mi |
| 145 4th Ave W Unit PA8 (JS-525) Kalispell, MT | 1.0 | 1.0 | — | $950 | — | 16d | 1 | 0.58mi |
| 1218 8th St W Kalispell, MT | 3.0 | 3.0 | 1228 | $1,775 | $1.45 | 47d | 1 | 0.63mi |
| 228 2nd Ave W Apt 7 Kalispell, MT | 1.0 | 1.0 | — | $1,000 | — | 0d | 1 | 0.63mi |
| 108 4th Ave W Kalispell, MT | 2.0 | 1.0 | 850 | $1,925 | $2.26 | 0d | 1 | 0.63mi |
| 228 2nd Ave E Apt 2 Kalispell, MT | 1.0 | 1.0 | — | $850 | — | 17d | 1 | 0.64mi |
| 520 12th St E Kalispell, MT | 2.0 | 1.0 | — | $1,450 | — | 28d | 1 | 0.64mi |
| 611 1st St W Unit 101 Kalispell, MT | 2.0 | 1.5 | — | $1,600 | — | 36d | 1 | 0.69mi |
| 19 5th Ave W Kalispell, MT | 3.0 | 1.0 | 1122 | $1,875 | $1.67 | 12d | 1 | 0.69mi |
| 19 5th Ave W Kalispell, MT | 3.0 | 1.0 | 1122 | $1,875 | $1.67 | 0d | 1 | 0.69mi |
| 339 4th Ave E Kalispell, MT | 3.0 | 2.0 | 1350 | $2,500 | $1.85 | 5d | 1 | 0.69mi |
Property features AI
Finance
- Financial info
- Property is a duplex with two units producing rent: Unit A currently $1,800, Unit B currently $1,700
Exterior
- Parking
- Alley access for parking/garage
- Utilities
- Public waterPublic sewerNatural gas available and connected
- Home design
- Duplex (residential income property)
- Construction
- Finished concrete basement
- Exterior features
- Alley accessResidential zoning (WR-4)
Interior
- Kitchen
- RangeRefrigerator
- Bedrooms
- Unit A: 3 bedrooms (1 on main level, 2 on lower level)Unit B: 3 bedrooms (2 on main level, 1 on lower level)
- Bathrooms
- Unit A: 2 full bathroomsUnit B: 2 bathrooms (1 full on main level, 1 three-quarter on lower level)
- Heating & cooling
- Natural gas forced-air heating
- Interior features
- High-speed internet
- Laundry & utility
- Washer hookupWasherDryer
Listing history 50 events
-
2026-07-25pricedays on market $510,000 Active 99 DOM
-
2026-07-24days on market $500,000 Active 98 DOM
-
2026-07-24status $500,000 Active 97 DOM
-
2026-07-23days on market $500,000 Active Under Contract 97 DOM
-
2026-07-22days on market $500,000 Active Under Contract 96 DOM
-
2026-07-21days on market $500,000 Active Under Contract 95 DOM
-
2026-07-18days on market $500,000 Active Under Contract 92 DOM
-
2026-07-16days on market $500,000 Active Under Contract 90 DOM
-
2026-07-16days on market $500,000 Active Under Contract 89 DOM
-
2026-07-14days on market $500,000 Active Under Contract 88 DOM
-
2026-07-13days on market $500,000 Active Under Contract 87 DOM
-
2026-07-12days on market $500,000 Active Under Contract 86 DOM
-
2026-07-11days on market $500,000 Active Under Contract 85 DOM
-
2026-07-10days on market $500,000 Active Under Contract 84 DOM
-
2026-07-09days on market $500,000 Active Under Contract 83 DOM
-
2026-07-08days on market $500,000 Active Under Contract 82 DOM
-
2026-07-07days on market $500,000 Active Under Contract 81 DOM
-
2026-07-06days on market $500,000 Active Under Contract 80 DOM
-
2026-07-05days on market $500,000 Active Under Contract 79 DOM
-
2026-07-04days on market $500,000 Active Under Contract 78 DOM
-
2026-07-03days on market $500,000 Active Under Contract 77 DOM
-
2026-07-02days on market $500,000 Active Under Contract 76 DOM
-
2026-07-01days on market $500,000 Active Under Contract 75 DOM
-
2026-06-30days on market $500,000 Active Under Contract 74 DOM
-
2026-06-29days on market $500,000 Active Under Contract 73 DOM
-
2026-06-28days on market $500,000 Active Under Contract 72 DOM
-
2026-06-28days on market $500,000 Active Under Contract 71 DOM
-
2026-06-27days on market $500,000 Active Under Contract 70 DOM
-
2026-06-26days on market $500,000 Active Under Contract 69 DOM
-
2026-06-23days on market $500,000 Active Under Contract 66 DOM
-
2026-06-21days on market $500,000 Active Under Contract 65 DOM
-
2026-06-19days on market $500,000 Active Under Contract 63 DOM
-
2026-06-18days on market $500,000 Active Under Contract 62 DOM
-
2026-06-17days on market $500,000 Active Under Contract 61 DOM
-
2026-06-16days on market $500,000 Active Under Contract 60 DOM
-
2026-06-15days on market $500,000 Active Under Contract 59 DOM
-
2026-06-14statusdays on market $500,000 Active Under Contract 57 DOM
-
2026-06-13days on market $500,000 Active 56 DOM
-
2026-06-10days on market $500,000 Active 54 DOM
-
2026-06-09days on market $500,000 Active 53 DOM
-
2026-06-08days on market $500,000 Active 52 DOM
-
2026-06-07days on market $500,000 Active 51 DOM
-
2026-06-05statusdays on market $500,000 Active 48 DOM
-
2026-06-03days on market $500,000 Active Under Contract 47 DOM
-
2026-06-02days on market $500,000 Active Under Contract 46 DOM
-
2026-06-01days on market $500,000 Active Under Contract 45 DOM
-
2026-05-31days on market $500,000 Active Under Contract 44 DOM
-
2026-05-30days on market $500,000 Active Under Contract 43 DOM
-
2026-05-22historical Active Under Contract
-
2026-04-17$500,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MT · Resets to sale price
- Current annual tax
- $4,012 · $334/mo
- Projected year-2 tax
- $4,284 · $357/mo
- Expected delta
- +$272/yr (+$23/mo · 6.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $48,168
- − Mortgage interest
- −$28,568
- − Property taxes
- −$4,012
- − Insurance
- −$2,550
- − Repairs & maintenance
- −$3,853
- − Management
- −$3,853
- − Depreciation
- −$14,836
- Taxable loss
- −$9,505
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,281
- After-tax cash flow
- $1,678/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
45/100
Moderate rehab
Est. rehab $51,750–$93,150 screening
The home is in fair condition with some minor repairs and maintenance needed. Painting, landscaping, and reorganizing the interior can significantly increase its value.
Repairs flagged
- Minor Kitchen cabinets — Slight wear on the cabinet doors.
- Minor Bathroom fixtures — Some discoloration on the shower curtain rod.
- Minor Landscaping — Some weeds and overgrown grass in the front yard.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can improve the curb appeal and interior aesthetics. ↑
- Both Landscaping the front yard — A well-maintained front yard can enhance the home's curb appeal and attract potential buyers/tenants. ↑
- Both Reorganizing the bedrooms and living room — A tidy and organized space can make the home more appealing to potential buyers/tenants and increase its value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 44/100
Zoned Schools
Elementary
Elrod School
F
MT #166/293
Nat'l #19,648/41,679
Middle
Kalispell Middle School
B-
MT #13/146
Nat'l #2,418/14,009
High
Flathead High School
F
MT #50/132
Nat'l #9,405/17,239
Schools (NCES district)
- District
- Flathead H S
- NCES district ID
- 3015420
- Math proficiency
- 29% ▼ -6.00%
- Reading proficiency
- 52% ▼ -3.00%
- Median HH income
- $49,712
- Composite
- 34.79/100
- National rank
- #5115
- State rank
- #55 of 116 in MT
B
Composite livability gradescore 72/100
Livability — Kalispell
- Score
- 72/100
- State rank
- #61
- US rank
- #6399
Category grades
Amenities B-
Commute F
Cost of living A
Crime C-
Employment D-
Housing A-
Health & safety A+
User ratings D-
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kalispell, MT
- County
- Flathead County · 108,002 people
- City population
- 63,161
- Metro
- Kalispell, MT
- Population (ZIP)
- 63,161
- Household income
- $72,523
- Rent vs Own
- Severe rent burden
- 7% of renters
Population outlook (Flathead County) Hauer SSP2
- Today (2025)
- 108,002 people
- By 2030
- 113,362 · +5.0%
- By 2040
- 122,245 · +13.2%
- By 2050
- 129,517 · +19.9%
- By 2075
- 146,737 · +35.9%
- By 2100
- 155,045 · +43.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 4% Native American 1% Asian 1%
- Languages at home
- 96% English-only · Spanish 1% German/W. Germanic 0%
Political lean MEDSL · Flathead
- 2024 margin
- Solid R (+33.8) · D 31.8% · R 65.5% · Other 2.7%
- 2008→2024 swing
- -12.2pp toward R · 2008: -21.6pp · 2024: -33.8pp
- All cycles
- 2024: R+33.8 2020: R+29.9 2016: R+36.5 2012: R+33.4 2008: R+21.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -698.78%
- Current HPI
- 225.6792
- Rent YoY
- ▲ 2.41%
- Metro
- Kalispell, MT
- State GDP YoY
- ▲ 3.41%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in MT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology / Analytics | 1 | $2B |
|
||
Price history
+195.9% since first listed14 events — show timeline
- 2026-06-13 Contingent — MRMLS
- 2026-06-03 Relisted — MRMLS
- 2026-05-22 Contingent — MRMLS
- 2026-04-17 Listed $500,000 MRMLS
- 2025-07-30 Sold (Public Records) — Public Records
- 2024-02-10 Rental Removed $1,995 RENT.
- 2024-01-10 Listed for Rent $1,995 RENT.
- 2024-01-03 Rental Removed $1,995 RENT.
- 2023-12-19 Price Changed $1,995 RENT.
- 2023-12-04 Listed for Rent $2,150 RENT.
- 2023-07-21 Sold (Public Records) — Public Records
- 2022-02-23 Listed $591,500 MRMLS
- 2020-03-09 Sold (MLS) — MRMLS
- 2020-02-19 Listed $169,000 MRMLS
Property tax history
+19.9%/yrLatest (2025): $4,012 · -14.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…