3237 Clint Moore Rd #103 · Boca Raton, FL 33496

$319,000

2 bd · 2.0 ba · 1,035 sqft · Condo public records · 91 Days on market

Built 1991 $706/mo HOA · 26% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +5.5/30.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• 1% rule +3.7/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• DSCR +0.0/10.0

Listing remarks

Motivated Seller! Welcome to this 2-bedroom, 2-bathroom condo offering the perfect blend of comfort, style, and location. Situated in one of Boca Raton's most sought-after communities, this residence is move-in ready and ideal for full-time living or a seasonal retreat. Step inside to find an open-concept living and dining area with, neutral finishes, and sliding glass door that lead to a private balcony — perfect for enjoying morning coffee or evening sunsets. The modern kitchen features sleek cabinetry, stainless steel appliances, and ample counter space for both cooking and entertaining. The spacious primary suite offers a walk-in closet and a renovated en-suite bathroom, while the

Key facts

• Private balcony
• Walk-in closet
• Modern kitchen

Tags

• PRIVATE BALCONY
• MODERN KITCHEN
• STAINLESS STEEL APPLIANCES
• WALK-IN CLOSET
• RENOVATED EN-SUITE BATHROOM

Property features AI

Finance

• Financial info: Pets allowed with no restrictions
• HOA & community: Community clubhouse; Fitness center; Playground; Pool; Spa/Hot Tub; Tennis courts; Business center; Community room; Internet included; Monthly HOA fee

Exterior

• Parking: Assigned parking; Guest parking; 1 parking space total
• Utilities: Public water; Public sewer; Cable available
• Home design: Condominium; 2-story building; North-facing
• Construction: Concrete construction; Barrel roof
• Exterior features: Screened patio; Patio

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Marble flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fans
• Interior features: Kitchen island; Split bedroom layout; Closet cabinetry; Custom mirrors
• Laundry & utility: Laundry closet inside the unit

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $319k.

Deal economics

• At list price, monthly cash flow is $-675 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $200k (37.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (13.5% below list).
• Recommended offer: $200k (37.4% below list) — sets the bar for cash-flow.
• Cap rate 3.8% vs local median 2.7% in Boca Raton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Calusa Elementary School (math 83% / reading 85%, grade A+, #55 of 2,144 statewide, top 3%, 867 students, 17% FRL); Omni Middle School (math 66% / reading 66%, grade A-, #93 of 571 statewide, top 16%, 1,128 students, 29% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 24% FRL vs 52% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 73% at this address vs 50% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.3%/yr); 330 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 18y ago; this cycle's ask is 11293% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: HOA is 26% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $199,767 (37.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 3.75%
• Cash-on-cash: -9.07%
• DSCR: 0.60
• GRM: 9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 2.31% rent growth · sell at horizon

5-year hold

• IRR: 17.7%
• Equity multiple: 2.45×
• Total profit: $129,286
• Equity at exit: $287,380

10-year hold

• IRR: 16.5%
• Equity multiple: 5.61×
• Total profit: $411,656
• Equity at exit: $619,747

Cash invested: $89,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33496

• Home prices YoY: 3.5%
• Rents YoY: 2.3%
• Active inventory: 330
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,760 high
• Mortgage (P&I): −$1,673
• Tax from tax record: −$344 /mo · $4,123/yr
• Insurance: −$133
• HOA: −$706
• Vacancy / Maint / Mgmt: −$580
• Net cashflow: $-675

Break-even live

Break-even rent $3,614

Max offer price $199,767

Occupancy floor —

Sensitivity live

Price	-10% $-494	-5% $-585	+0% $-675	+5% $-765	+10% $-856
Rent	-10% $-893	-5% $-784	+0% $-675	+5% $-566	+10% $-457
Rate	-1.0pp $-514	-0.5pp $-594	base $-675	+0.5pp $-758	+1.0pp $-842

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,750
• Closing costs: $9,570
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3299 Clint Moore Rd Boca Raton, FL	2.0	2.0	1261	$2,300	$1.82	19d	1	0.07mi
3299 Clint Moore Rd Boca Raton, FL	2.0	2.0	1261	$2,348	$1.86	23d	2	0.07mi
3299 Clint Moore Rd #202 Boca Raton, FL	2.0	2.0	1261	$2,300	$1.82	7d	1	0.07mi
3209 Clint Moore Rd #202 Boca Raton, FL	2.0	2.0	1102	$2,600	$2.36	26d	1	0.12mi
3153 Clint Moore Rd #108 Boca Raton, FL	2.0	2.0	1303	$2,600	$2.00	26d	1	0.16mi
3143 Clint Moore Rd #105 Boca Raton, FL	3.0	2.0	1497	$3,250	$2.17	26d	1	0.18mi
3133 Clint Moore Rd #101 Boca Raton, FL	2.0	2.0	1102	$2,700	$2.45	9d	1	0.22mi
3133 Clint Moore Rd #101 Boca Raton, FL	2.0	2.0	1102	$2,700	$2.45	16d	1	0.22mi
3131 Clint Moore Rd #107 Boca Raton, FL	2.0	2.0	1102	$3,000	$2.72	5d	1	0.23mi
3131 Clint Moore Rd #107 Boca Raton, FL	2.0	2.0	1102	$3,000	$2.72	16d	1	0.23mi
3113 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1268	$3,100	$2.44	9d	1	0.25mi
3113 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1268	$3,200	$2.52	22d	1	0.25mi
3111 Clint Moore Rd #203 Boca Raton, FL	2.0	2.0	997	$2,950	$2.96	5d	1	0.28mi
3151 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1497	$3,145	$2.10	26d	1	0.28mi
19550 Sawgrass Dr #2102 Boca Raton, FL	2.0	2.0	1460	$5,500	$3.77	26d	1	1.28mi
18434 Via Di Sorrento Boca Raton, FL	3.0	2.0	1480	$3,495	$2.36	9d	1	1.35mi

HOA detail condo

• Monthly dues: $706 · $8,472/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 47 events

1. 2026-06-21
   days on market $319,000 Active 91 DOM
2. 2026-06-18
   days on market $319,000 Active 88 DOM
3. 2026-06-17
   days on market $319,000 Active 87 DOM
4. 2026-06-16
   days on market $319,000 Active 86 DOM
5. 2026-06-15
   days on market $319,000 Active 85 DOM
6. 2026-06-13
   days on market $319,000 Active 83 DOM
7. 2026-06-09
   days on market $319,000 Active 79 DOM
8. 2026-06-08
   days on market $319,000 Active 78 DOM
9. 2026-06-07
   days on market $319,000 Active 77 DOM
10. 2026-06-04
    days on market $319,000 Active 74 DOM
11. 2026-06-03
    days on market $319,000 Active 73 DOM
12. 2026-06-02
    days on market $319,000 Active 72 DOM
13. 2026-06-01
    days on market $319,000 Active 71 DOM
14. 2026-05-31
    days on market $319,000 Active 70 DOM
15. 2026-05-15
    listed $2,800
16. 2026-03-22
    listed $319,000 Active
17. 2026-03-21
    price $319,000
18. 2026-03-21
    historical
19. 2025-12-01
    price $325,000
20. 2025-10-31
    price $339,000
21. 2025-09-30
    listed $349,900 Active
22. 2025-09-15
    historical
23. 2025-05-07
    price $360,000
24. 2025-03-10
    price $349,000
25. 2025-02-05
    listed $359,999 Active
26. 2024-07-11
    soldstatus $360,000
27. 2024-06-19
    status Pending
28. 2024-06-19
    soldstatus $360,000 Closed
29. 2024-06-17
    listed $370,000 Active
30. 2023-12-28
    historical $2,950
31. 2023-11-29
    historical
32. 2023-11-16
    listed $2,950
33. 2023-11-10
    historical $2,950
34. 2023-11-10
    listed $2,950
35. 2023-10-28
    historical $2,950
36. 2023-10-26
    listed $2,950
37. 2023-10-24
    price $380,000
38. 2023-10-03
    price $390,000
39. 2023-08-22
    listed $395,000 Active
40. 2023-08-14
    historical
41. 2022-05-19
    soldstatus $342,000
42. 2022-05-16
    soldstatus $342,000 Closed
43. 2022-05-02
    historical Active Under Contract
44. 2022-04-29
    price $357,500
45. 2022-03-03
    listed $360,000 Active
46. 2008-07-06
    historical
47. 2008-01-09
    listed $342,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,123 · $344/mo
• Projected year-2 tax: $4,123 · $344/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,121
• − Mortgage interest: −$17,869
• − Property taxes: −$4,123
• − Insurance: −$1,595
• − Repairs & maintenance: −$2,650
• − Management: −$2,650
• − HOA: −$8,472
• − Depreciation: −$9,280
• Taxable loss: −$13,518
• Est. tax savings @ 24.0%: +$3,244
• After-tax cash flow: $-4,855/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Boca Raton

• Score: 77/100
• State rank: #192
• US rank: #3070

Category grades

Amenities D Commute B Cost of living F Crime B+ Employment A+ Housing B+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Boca Raton, FL
• County: Palm Beach County · 1,438,312 people
• City population: 250,102
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 26,579
• Household income: $114,885
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 464.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 11% Two or more races 8% Asian 5% Black 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Scotch-Irish 13% Romanian 9% Italian 3%
• Foreign-born: 24% · Canada, Jamaica, Dominican Republic
• Languages at home: 75% English-only · Spanish 9% Other Indo-European 5% Russian/Polish/Slavic 4%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 10.48%
• Current HPI: 313.9058
• Rent YoY: ▲ 2.31%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-99.2% since first listed

33 events — show timeline

• 2026-05-15 Listed for Rent $2,800 RMLSFL
• 2026-03-22 Listed $319,000 Beaches MLS
• 2026-03-21 Price Changed $319,000 Beaches MLS
• 2026-03-21 Listing Removed — Beaches MLS
• 2025-12-01 Price Changed $325,000 Beaches MLS
• 2025-10-31 Price Changed $339,000 Beaches MLS
• 2025-09-30 Listed $349,900 Beaches MLS
• 2025-09-15 Listing Removed — Beaches MLS
• 2025-05-07 Price Changed $360,000 Beaches MLS
• 2025-03-10 Price Changed $349,000 Beaches MLS
• 2025-02-05 Listed $359,999 Beaches MLS
• 2024-07-11 Sold (Public Records) $360,000 Public Records
• 2024-06-19 Pending — Beaches MLS
• 2024-06-19 Sold (MLS) $360,000 Beaches MLS
• 2024-06-17 Listed $370,000 Beaches MLS
• 2023-12-28 Rental Removed $2,950 VLS
• 2023-11-29 Listing Removed — Beaches MLS
• 2023-11-16 Listed for Rent $2,950 VLS
• 2023-11-10 Rental Removed $2,950 VLS
• 2023-11-10 Listed for Rent $2,950 VLS
• 2023-10-28 Rental Removed $2,950 VLS
• 2023-10-26 Listed for Rent $2,950 VLS
• 2023-10-24 Price Changed $380,000 Beaches MLS
• 2023-10-03 Price Changed $390,000 Beaches MLS
• 2023-08-22 Listed $395,000 Beaches MLS
• 2023-08-14 Coming Soon — Beaches MLS
• 2022-05-19 Sold (Public Records) $342,000 Public Records
• 2022-05-16 Sold (MLS) $342,000 Beaches MLS
• 2022-05-02 Contingent — Beaches MLS
• 2022-04-29 Price Changed $357,500 Beaches MLS
• 2022-03-03 Listed $360,000 Beaches MLS
• 2008-07-06 Listing Removed — Beaches MLS
• 2008-01-09 Listed $342,900 Beaches MLS

Property tax history

+5.2%/yr

Latest (2025): $4,123 · -18.7% YoY. Source: county tax records.