CashFlowRE
Sign in Sign up
No image
D- Composite 37.14
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.5/10.0
  • Rent growth +3.8/5.0
  • Livability +3.2/5.0
  • 1% rule +2.7/10.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0

$250,000

380 Innsbruck Ave · Socorro, TX 79927
4 bd · 1.0 ba · 2,150 sqft · SingleFamily public records · 47 Days on market
Built 1987 10,000 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming and versatile home nestled in the heart of Socorro. Offering space, comfort, & flexibility, this well-maintained property provides a wonderful opportunity for both everyday living & entertaining. The main level features three spacious bedrooms & two bathrooms, creating a comfortable and functional layout for family & guests alike. At the center of the home is a beautifully updated modern kitchen designed to inspire your culinary creativity. Upstairs, you'll find a private second living area complete w/ a cozy living room, a generously sized bedroom, & a full bathroom. With its own separate entrance, this space offers incredible versatilit

Key facts

  • Separate entrance
  • Bonus room
  • Modern kitchen

Tags

MODERN KITCHENPRIVATE SECOND LIVING AREASEPARATE ENTRANCEBONUS ROOMOUTDOOR LIVING SPACE

Property features AI

Exterior

  • Utilities: Community sewer
  • Home design: Single family residence; 2 stories
  • Construction: Stucco exterior; Shingle, pitched roof
  • Exterior features: Walled backyard; Front-yard fencing; Covered patio/porch

Interior

  • Kitchen: Disposal; Free-standing gas oven; Range hood
  • Flooring: Tile; Laminate; Hardwood
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating (forced air); Refrigerated cooling
  • Interior features: Ceiling fans; Kitchen island; Pantry; Sunken living room; Walk-in closets; Blinds on windows

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $208k (16.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (23.1% below list).
  • Recommended offer: $192k (23.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#830 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Socorro ISD (urban): math 23% / reading 36% proficiency, ranked #624 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hueco El (math 17% / reading 22%, grade F, #3,583 of 4,322 statewide, top 86%, 566 students, 89% FRL); Salvador Sanchez Middle (math 12% / reading 17%, grade F, #1,583 of 1,662 statewide, top 96%, 615 students, 86% FRL); Socorro H S (math 13% / reading 35%, grade F, #1,333 of 1,632 statewide, top 82%, 2,484 students, 87% FRL) — zoned schools average 88% FRL vs 66% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.3%/yr); 219 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,338 (23.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.16%
Cash-on-cash
-4.04%
DSCR
0.82
GRM
10.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.93% appreciation · 5.29% rent growth · sell at horizon

5-year hold
IRR
-9.2%
Equity multiple
0.59×
Total profit
$-28,522
Equity at exit
$61,144
10-year hold
IRR
-0.5%
Equity multiple
0.95×
Total profit
$-3,365
Equity at exit
$64,887

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79927

Home prices YoY
-0.4%
Rents YoY
5.3%
Active inventory
219
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,923 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$340 /mo · $4,082/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$404
Net cashflow
$-236

Break-even live

Break-even rent $2,222
Max offer price $208,323
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10013 Hueco Junction Rd Socorro, TX 4.0 2.5 2379 $1,950 $0.82 3d 1 1.03mi
10368 Potencia Dr Unit A Socorro, TX 5.0 2.0 1797 $1,700 $0.95 14d 1 1.14mi
10129 Christmas Cactus Pl El Paso, TX 4.0 2.0 1824 $1,895 $1.04 3d 1 1.23mi
10540 Socorro Rd Unit A Socorro, TX 4.0 1.0 1647 $1,300 $0.79 11d 1 1.49mi

Listing history 6 events

  1. 2026-04-30
    status Pending
  2. 2026-03-14
    listed $250,000 Active
  3. 2017-03-14
    historical
  4. 2017-03-04
    listed $135,000 Active
  5. 1986-10-21
    soldstatus
  6. 1984-01-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,082 · $340/mo
Projected year-2 tax
$4,575 · $381/mo
Expected delta
+$493/yr (+$41/mo · 12.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,081
− Mortgage interest
−$14,004
− Property taxes
−$4,082
− Insurance
−$1,250
− Repairs & maintenance
−$1,846
− Management
−$1,846
− Depreciation
−$7,273
Taxable loss
−$7,221
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,733
After-tax cash flow
$-1,098/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Socorro ISD
NCES district ID
4840710
Math proficiency
23% ▼ -34.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$49,318
Composite
25.67/100
National rank
#7396
State rank
#624 of 826 in TX

Livability — Socorro

Score
63/100
State rank
#830
US rank
#14960

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Socorro, TX
County
El Paso County · 761,266 people
City population
44,444
Metro
El Paso, TX
Population (ZIP)
44,444
Household income
$53,652
Rent vs Own
19.2% rent · 80.8% own
Severe rent burden
732.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (97%)
Race & ethnicity
Hispanic / Latino 97% Two or more races 39% Native American 2% White 2%
Hispanic origin (detail)
Mexican 94%
Foreign-born
34% · Canada
Languages at home
16% English-only · Spanish 84%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.93%
Current HPI
239.646
Rent YoY
▲ 5.29%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+85.2% since first listed
6 events — show timeline
  • 2026-04-30 Pending GEPARMLS
  • 2026-03-14 Listed $250,000 GEPARMLS
  • 2017-03-14 Listing Removed GEPARMLS
  • 2017-03-04 Listed $135,000 GEPARMLS
  • 1986-10-21 Sold (Public Records) Public Records
  • 1984-01-18 Sold (Public Records) Public Records

Property tax history

+2.4%/yr

Latest (2025): $4,082 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…