3301 Gott Cir · Lincoln, NE 68524

$165,000

3 bd · 1.0 ba · 1,100 sqft · Townhouse public records · 28 Days on market

Built 1955 7,841 sqft lot $150/sqft · at area comps Est $164k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.9/30.0
• ARV discount +7.1/15.0
• DSCR +5.9/10.0
• 1% rule +5.0/10.0
• Schools +4.4/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

Key facts

• Relaxing patio
• Newer appliances
• Main floor laundry

Tags

• UPDATED INTERIOR
• NEWER APPLIANCES
• MAIN FLOOR LAUNDRY
• LARGE LOT
• RELAXING PATIO
• OVERSIZED ATTACHED GARAGE

Property features AI

Exterior

• Parking: Attached garage with one covered parking space and garage door opener (1 total parking space)
• Utilities: Public water; Public sewer; Electricity available on property; Natural gas available; Cable available; Phone available; Fiber optic available
• Home design: Residential townhouse; Attached property; Not new / not a model; Single-level living areas (main floor bedrooms and bath)
• Construction: Built in 1955; Slab foundation; Composition roof
• Exterior features: Patio; Partial privacy fencing; City lot on a cul-de-sac with curb, gutter and public sidewalk; Level lot

Interior

• Kitchen: Range; Refrigerator; Dishwasher; Garbage disposal; Microwave; Dining area; Exterior door from kitchen
• Bedrooms: Master bedroom on main floor with wall-to-wall carpeting; Additional bedrooms on main floor with wall-to-wall carpeting
• Flooring: Wall-to-wall carpeting in living areas and bedrooms
• Bathrooms: One full bathroom (main level)
• Heating & cooling: Natural gas forced-air heating; Central air conditioning; Window unit(s) for cooling
• Interior features: Zero step entry; No fireplaces

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $165k.

Deal economics

• At list price, monthly cash flow is $168 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $163k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 3.0% in Lincoln — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 85/100 on livability (#5 in NE, #545 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime D+.
• Lincoln Public Schools (urban): math 50% / reading 53% proficiency, ranked #59 of 111 in NE (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Arnold Elementary School (math 33% / reading 45%, grade F, #371 of 502 statewide, top 74%, 739 students, 66% FRL); Lux Middle School (math 69% / reading 66%, grade A-, #6 of 128 statewide, top 5%, 791 students, 22% FRL); Northwest High School (499 students, 52% FRL).
• Market conditions: 29 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 1,940 units permitted in Lancaster County in 2024 (895 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lancaster County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $137k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $162,525 (1.5% below list)

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 7.51%
• Cash-on-cash: 4.36%
• DSCR: 1.19
• GRM: 8.3

CMA / ARV

• ARV (median comp): $163,703
• List price: $165,000
• Delta: 0.79%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5112 W Zeamer St	0.24mi	3/1.0	1,100 (0%)	2mo	$162,000	$147	87
5106 W Zeamer St	0.25mi	3/1.0	1,100 (0%)	2mo	$159,000	$145	87
5427 W Hughes St	0.05mi	3/1.0	1,062 (-4%)	10mo	$157,250	$148	83
5346 W Zeamer St	0.20mi	3/1.0	1,062 (-4%)	5mo	$198,500	$187	81
4907 W Benton St	0.32mi	3/1.0	1,075 (-2%)	3mo	$182,000	$169	79
4901 W Benton St	0.33mi	3/1.0	1,075 (-2%)	3mo	$175,000	$163	78
5340 W Zeamer St	0.20mi	3/1.0	1,062 (-4%)	11mo	$195,000	$184	76
3330 Gott Cir	0.05mi	2/1.0 (-1)	975 (-11%)	1mo	$165,000	$169	73
4918 W Vosler St	0.28mi	3/1.0	1,062 (-4%)	10mo	$176,664	$166	73
3221 NW 49th St	0.26mi	3/1.0	1,062 (-4%)	11mo	$196,500	$185	73
3324 Gott Cir	0.04mi	2/1.0 (-1)	975 (-11%)	2mo	$162,400	$167	72
3724 NW 49th St	0.44mi	3/1.0	1,070 (-3%)	4mo	$154,500	$144	71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.5%
• Equity multiple: 0.65×
• Total profit: $-16,032
• Equity at exit: $24,602

10-year hold

• IRR: -0.0%
• Equity multiple: 1.00×
• Total profit: $-110
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68524

• Home prices YoY: -26.2%
• Active inventory: 29
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,652 medium
• Mortgage (P&I): −$865
• Tax from tax record: −$204 /mo · $2,444/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$347
• Net cashflow: $168

Break-even live

Break-even rent $1,440

Max offer price $165,000

Occupancy floor 85%

Sensitivity live

Price	-10% $261	-5% $214	+0% $168	+5% $121	+10% $74
Rent	-10% $37	-5% $102	+0% $168	+5% $233	+10% $298
Rate	-1.0pp $251	-0.5pp $210	base $168	+0.5pp $125	+1.0pp $81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5300 W Zeamer St Lincoln, NE	3.0	1.0	1500	$1,678	$1.12	15d	1	0.16mi
3718 NW 51st St Unit 3712 Lincoln, NE	4.0	2.0	1470	$1,595	$1.09	15d	1	0.38mi
1550 NW 48th St Lincoln, NE	2.0	1.0–2.0	831	$1,650	$1.98	15d	60	1.22mi

Listing history 13 events

1. 2026-05-10
   price $165,000 1006-char remark
2. 2026-04-24
   listed $175,000 New 1006-char remark
3. 2020-08-05
   soldstatus $137,000
4. 2020-07-31
   soldstatus $137,000 Sold 278-char remark

   Show marketing remark (278 chars)

   WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

5. 2020-06-17
   status Pending 278-char remark

   Show marketing remark (278 chars)

   WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

6. 2020-06-12
   price $138,500 278-char remark

   Show marketing remark (278 chars)

   WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

7. 2020-06-03
   price $143,500 278-char remark

   Show marketing remark (278 chars)

   WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

8. 2020-05-19
   listed $148,500 Active - New 278-char remark

   Show marketing remark (278 chars)

   WOW! Take a look inside this remodeled three bedroom, one bathroom townhome. Newer appliances are included! Featuring a large lot with new privacy wall on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage.

9. 2018-05-11
   soldstatus $126,000

   Show marketing remark (707 chars)

   All new and remodeled three bedroom ranch. New kitchen with new quality cabinets, new ceramic tile, new coordinated Samsung stainless steel appliances, refrigerator, range/oven, built-in microwave and matching dishwasher & disposal. All new doors, new blinds and lighting, new paint, new carpet and new bath with ceramic tile. Move in ready without having to make improvements. Large lot on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage. Open house Tuesday, Wednesday and Thursday 11-6 daily. All offers reviewed Thursday evening. Hurry to see this one before it's gone. This property is owned by a licensed Real Estate agent.

10. 2018-05-11
    soldstatus $126,000

    Show marketing remark (707 chars)

    All new and remodeled three bedroom ranch. New kitchen with new quality cabinets, new ceramic tile, new coordinated Samsung stainless steel appliances, refrigerator, range/oven, built-in microwave and matching dishwasher & disposal. All new doors, new blinds and lighting, new paint, new carpet and new bath with ceramic tile. Move in ready without having to make improvements. Large lot on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage. Open house Tuesday, Wednesday and Thursday 11-6 daily. All offers reviewed Thursday evening. Hurry to see this one before it's gone. This property is owned by a licensed Real Estate agent.

11. 2018-04-13
    historical

    Show marketing remark (707 chars)

    All new and remodeled three bedroom ranch. New kitchen with new quality cabinets, new ceramic tile, new coordinated Samsung stainless steel appliances, refrigerator, range/oven, built-in microwave and matching dishwasher & disposal. All new doors, new blinds and lighting, new paint, new carpet and new bath with ceramic tile. Move in ready without having to make improvements. Large lot on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage. Open house Tuesday, Wednesday and Thursday 11-6 daily. All offers reviewed Thursday evening. Hurry to see this one before it's gone. This property is owned by a licensed Real Estate agent.

12. 2018-04-09
    listed $115,000

    Show marketing remark (707 chars)

    All new and remodeled three bedroom ranch. New kitchen with new quality cabinets, new ceramic tile, new coordinated Samsung stainless steel appliances, refrigerator, range/oven, built-in microwave and matching dishwasher & disposal. All new doors, new blinds and lighting, new paint, new carpet and new bath with ceramic tile. Move in ready without having to make improvements. Large lot on a quiet circle that backs to a huge commons area. Oversized one and a half car attached garage with shop space and storage. Open house Tuesday, Wednesday and Thursday 11-6 daily. All offers reviewed Thursday evening. Hurry to see this one before it's gone. This property is owned by a licensed Real Estate agent.

13. 2005-09-02
    soldstatus $86,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $2,444 · $204/mo
• Projected year-2 tax: $2,854 · $238/mo
• Expected delta: +$411/yr (+$34/mo · 16.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,829
• − Mortgage interest: −$9,243
• − Property taxes: −$2,444
• − Insurance: −$825
• − Repairs & maintenance: −$1,586
• − Management: −$1,586
• − Depreciation: −$4,800
• Taxable loss: −$655
• Est. tax savings @ 24.0%: +$157
• After-tax cash flow: $2,170/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lincoln Public Schools
• NCES district ID: 3172840
• Math proficiency: 50% ▼ -6.00%
• Reading proficiency: 53% ▼ -3.00%
• Median HH income: $50,273
• Composite: 44.05/100
• National rank: #2880
• State rank: #59 of 111 in NE

Livability — Lincoln

• Score: 85/100
• State rank: #5
• US rank: #545

Category grades

Amenities A+ Commute A- Cost of living A+ Crime D+ Employment B- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lincoln, NE
• City population: 291,509
• Population (ZIP): 6,049

Population outlook (Lancaster County) Hauer SSP2

• Today (2025): 352,806 people
• By 2030: 377,899 · +7.1%
• By 2040: 428,582 · +21.5%
• By 2050: 483,103 · +36.9%
• By 2075: 632,390 · +79.2%
• By 2100: 759,513 · +115.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 21% Two or more races 12% Black 3%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Subsaharan African 8% Romanian 2% Italian 1%
• Foreign-born: 10% · Canada, Jamaica
• Languages at home: 79% English-only · Spanish 11% Russian/Polish/Slavic 9% Arabic 1%

Political lean MEDSL · Lancaster

• 2024 margin: Toss-up / Even · D 51.4% · R 47.1% · Other 1.5%
• 2008→2024 swing: -0.7pp no change · 2008: 5.0pp · 2024: 4.3pp
• All cycles: 2024: D+4.3 2020: D+7.8 2016: D+0.1 2012: R+1.0 2008: D+5.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.68%
• Current HPI: 247.2683
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+91.9% since first listed

14 events — show timeline

• 2026-05-23 Pending — GPRMLS
• 2026-05-10 Price Changed $165,000 GPRMLS
• 2026-04-24 Listed $175,000 GPRMLS
• 2020-08-05 Sold (Public Records) $137,000 Public Records
• 2020-07-31 Sold (MLS) $137,000 GPRMLS
• 2020-06-17 Pending — GPRMLS
• 2020-06-12 Price Changed $138,500 GPRMLS
• 2020-06-03 Price Changed $143,500 GPRMLS
• 2020-05-19 Listed $148,500 GPRMLS
• 2018-05-11 Sold (Public Records) $126,000 Public Records
• 2018-05-11 Sold (MLS) $126,000 GPRMLS
• 2018-04-13 Listing Removed — GPRMLS
• 2018-04-09 Listed $115,000 GPRMLS
• 2005-09-02 Sold (Public Records) $86,000 Public Records

Property tax history

+11.8%/yr

Latest (2025): $2,444 · +9.2% YoY. Source: county tax records.