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300 Longfellow St Fourplex
B+ Composite 79.92
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$164,999

300 Longfellow St · Vandergrift, PA 15690
12 bd · 8.4 ba · — sqft · MultiFamily · 17 Days on market
Built 1950 4,739 sqft lot ↓ 59% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

Attn Investors! Tons of possibilities with this spacious, 15,000 Square Foot Commercial Building! Hosts 6 total units; 3 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. Each Commercial space has a partial bath. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need some TLC to be ready to rent. Has its own parking lot to right of building facing Wallace Street, plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at this location and ran out of the basement. Located across from Vandergrift Pharmacy. Walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Eateries. Each unit has its own separate utilities. Roof was recently redone, Some New Windows 2024.

Key facts

  • Some new windows
  • Private parking lot
  • 15

Tags

153 COMMERCIAL SPACESPRIVATE PARKING LOTROOF WAS RECENTLY REDONESOME NEW WINDOWS

Property features AI

Finance

  • Financial info: Property configured as a 7-unit building (6 units in community); All units listed as vacant

Exterior

  • Parking: Off-street parking for 5 vehicles
  • Utilities: Electricity available; Natural gas available; Public sewer available; Public water available
  • Home design: Brick construction
  • Construction: Brick exterior
  • Exterior features: Mixed zoning; Lot dimensions approximately 32 x 98 x 49 x 71 x 145

Interior

  • Bedrooms: One unit with 2 bedrooms; Three units with 3 bedrooms
  • Bathrooms: Two units with 1 bathroom and 1 half-bath; Three units with 2 full bathrooms; Two units with 1 bathroom and 1 half-bath
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4 × 3-bed/2.1-bath units multifamily listed at $165k.

Deal economics

  • At list price, monthly cash flow is $2k ($28k/yr) — positive. Per door: $578/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $165k).
  • Recommended offer: $163k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#837 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: amenities F, commute F, employment F.
  • Kiski Area SD (suburban): math 33% / reading 60% proficiency, ranked #247 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 44 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • In year one you build about $18k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $162,524 (1.5% below list)

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.65%
Cap rate
23.12%
Cash-on-cash
60.09%
DSCR
3.67
GRM
3.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
72.3%
Equity multiple
6.14×
Total profit
$237,284
Equity at exit
$148,644
10-year hold
IRR
66.1%
Equity multiple
13.62×
Total profit
$583,014
Equity at exit
$320,557

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15690

Home prices YoY
10.8%
Active inventory
44
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$4,372 high interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$918
Net cashflow
$2,314

Break-even live

Break-even rent $1,443
Max offer price $164,999
Occupancy floor 42%

Sensitivity live

Price -10% $2,428 -5% $2,371 +0% $2,314 +5% $2,257 +10% $2,200
Rent -10% $1,968 -5% $2,141 +0% $2,314 +5% $2,486 +10% $2,659
Rate -1.0pp $2,397 -0.5pp $2,356 base $2,314 +0.5pp $2,271 +1.0pp $2,227

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (4 units) $4,372

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-21
    days on market $164,999 Active 17 DOM
  2. 2026-06-18
    days on market $164,999 Active 14 DOM
  3. 2026-06-17
    days on market $164,999 Active 13 DOM
  4. 2026-06-16
    days on market $164,999 Active 12 DOM
  5. 2026-06-15
    days on market $164,999 Active 11 DOM
  6. 2026-06-13
    days on market $164,999 Active 9 DOM
  7. 2026-06-09
    days on market $164,999 Active 5 DOM
  8. 2026-06-08
    days on market $164,999 Active 4 DOM
  9. 2026-06-07
    days on market $164,999 Active 3 DOM
  10. 2026-06-05
    pricestatusdays on marketlisting id $164,999 Active 1 DOM
  11. 2026-02-22
    listed $197,500 Active 1070-char remark
    Show marketing remark (1070 chars)

    Attn Investors! Tons of possibilities with this spacious, 15,000 Square Foot Commercial Building! Hosts 6 total units; 3 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. Each Commercial space has a partial bath. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need some TLC to be ready to rent. Has its own parking lot to right of building facing Wallace Street, plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at this location and ran out of the basement. Located across from Vandergrift Pharmacy. Walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Eateries. Each unit has its own separate utilities. Roof was recently redone, Some New Windows 2024.

  12. 2025-06-23
    historical Expired 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  13. 2025-02-13
    price $399,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  14. 2024-11-19
    price $459,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  15. 2024-11-16
    price $259,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  16. 2024-10-15
    price $269,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  17. 2024-08-07
    price $279,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  18. 2024-07-01
    price $340,000 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  19. 2024-06-24
    listed $495,000 Active 936-char remark
    Show marketing remark (936 chars)

    Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.

  20. 2024-06-12
    historical Expired
  21. 2023-06-13
    listed $399,995 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$52,464
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$4,197
− Management
−$4,197
− Depreciation
−$4,800
Taxable income
$26,727
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,415
After-tax cash flow
$21,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kiski Area SD
NCES district ID
4212840
Math proficiency
33% ▼ -16.00%
Reading proficiency
60% ▼ -10.00%
Median HH income
$49,407
Composite
39.72/100
National rank
#3900
State rank
#247 of 539 in PA

Livability — Vandergrift

Score
69/100
State rank
#837
US rank
#8777

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A Health & safety A- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vandergrift, PA
Population (ZIP)
9,359

Population outlook (Westmoreland County) Hauer SSP2

Today (2025)
342,555 people
By 2030
331,717 · -3.2%
By 2040
304,976 · -11.0%
By 2050
277,444 · -19.0%
By 2075
224,607 · -34.4%
By 2100
171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 7% Black 2% Hispanic / Latino 1%
Common ancestry
Romanian 8% Subsaharan African 3% Serbian 2%
Foreign-born
2% · Canada
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Westmoreland

2024 margin
Strong R (+28.4) · D 35.4% · R 63.9%
2008→2024 swing
-11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 24.69%
Current HPI
253.8806
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-58.7% since first listed
13 events — show timeline
  • 2026-06-04 Listed $164,999 West Penn MLS
  • 2026-05-22 Delisted West Penn MLS
  • 2026-02-22 Listed $197,500 West Penn MLS
  • 2025-06-23 Delisted West Penn MLS
  • 2025-02-13 Price Changed $399,000 West Penn MLS
  • 2024-11-19 Price Changed $459,000 West Penn MLS
  • 2024-11-16 Price Changed $259,000 West Penn MLS
  • 2024-10-15 Price Changed $269,000 West Penn MLS
  • 2024-08-07 Price Changed $279,000 West Penn MLS
  • 2024-07-01 Price Changed $340,000 West Penn MLS
  • 2024-06-24 Listed $495,000 West Penn MLS
  • 2024-06-12 Delisted West Penn MLS
  • 2023-06-13 Listed $399,995 West Penn MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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