Fourplex
300 Longfellow St · Vandergrift, PA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.0/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$164,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed
Listing remarks MLS
Attn Investors! Tons of possibilities with this spacious, 15,000 Square Foot Commercial Building! Hosts 6 total units; 3 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. Each Commercial space has a partial bath. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need some TLC to be ready to rent. Has its own parking lot to right of building facing Wallace Street, plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at this location and ran out of the basement. Located across from Vandergrift Pharmacy. Walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Eateries. Each unit has its own separate utilities. Roof was recently redone, Some New Windows 2024.
Key facts
- Some new windows
- Private parking lot
- 15
Tags
Property features AI
Finance
- Financial info: Property configured as a 7-unit building (6 units in community); All units listed as vacant
Exterior
- Parking: Off-street parking for 5 vehicles
- Utilities: Electricity available; Natural gas available; Public sewer available; Public water available
- Home design: Brick construction
- Construction: Brick exterior
- Exterior features: Mixed zoning; Lot dimensions approximately 32 x 98 x 49 x 71 x 145
Interior
- Bedrooms: One unit with 2 bedrooms; Three units with 3 bedrooms
- Bathrooms: Two units with 1 bathroom and 1 half-bath; Three units with 2 full bathrooms; Two units with 1 bathroom and 1 half-bath
- Interior features: Full basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4 × 3-bed/2.1-bath units multifamily listed at $165k.
Deal economics
- At list price, monthly cash flow is $2k ($28k/yr) — positive. Per door: $578/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $165k).
- Recommended offer: $163k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 69/100 on livability (#837 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: amenities F, commute F, employment F.
- Kiski Area SD (suburban): math 33% / reading 60% proficiency, ranked #247 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 44 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).
Forward outlook
- In year one you build about $18k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
- Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.65% ✓
- Cap rate
- 23.12%
- Cash-on-cash
- 60.09%
- DSCR
- 3.67
- GRM
- 3.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 72.3%
- Equity multiple
- 6.14×
- Total profit
- $237,284
- Equity at exit
- $148,644
- IRR
- 66.1%
- Equity multiple
- 13.62×
- Total profit
- $583,014
- Equity at exit
- $320,557
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15690
- Home prices YoY
- 10.8%
- Active inventory
- 44
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $4,372 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$918
- Net cashflow
- $2,314
Break-even live
Sensitivity live
| Price | -10% $2,428 | -5% $2,371 | +0% $2,314 | +5% $2,257 | +10% $2,200 |
|---|---|---|---|---|---|
| Rent | -10% $1,968 | -5% $2,141 | +0% $2,314 | +5% $2,486 | +10% $2,659 |
| Rate | -1.0pp $2,397 | -0.5pp $2,356 | base $2,314 | +0.5pp $2,271 | +1.0pp $2,227 |
4-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 4× units | 3 | 2.1 | $4,372 |
| #1 | 3 | 2.1 | $1,093 |
| #2 | 3 | 2.1 | $1,093 |
| #3 | 3 | 2.1 | $1,093 |
| #4 | 3 | 2.1 | $1,093 |
| Total (4 units) | $4,372 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-21days on market $164,999 Active 17 DOM
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2026-06-18days on market $164,999 Active 14 DOM
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2026-06-17days on market $164,999 Active 13 DOM
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2026-06-16days on market $164,999 Active 12 DOM
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2026-06-15days on market $164,999 Active 11 DOM
-
2026-06-13days on market $164,999 Active 9 DOM
-
2026-06-09days on market $164,999 Active 5 DOM
-
2026-06-08days on market $164,999 Active 4 DOM
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2026-06-07days on market $164,999 Active 3 DOM
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2026-06-05pricestatusdays on market $164,999 Active 1 DOM
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2026-02-22$197,500 Active 1070-char remark
Show marketing remark (1070 chars)
Attn Investors! Tons of possibilities with this spacious, 15,000 Square Foot Commercial Building! Hosts 6 total units; 3 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. Each Commercial space has a partial bath. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need some TLC to be ready to rent. Has its own parking lot to right of building facing Wallace Street, plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at this location and ran out of the basement. Located across from Vandergrift Pharmacy. Walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Eateries. Each unit has its own separate utilities. Roof was recently redone, Some New Windows 2024.
-
2025-06-23historical Expired 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2025-02-13price $399,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-11-19price $459,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-11-16price $259,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-10-15price $269,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-08-07price $279,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-07-01price $340,000 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-06-24$495,000 Active 936-char remark
Show marketing remark (936 chars)
Look no further, This spacious, 15,000 Square Foot Commercial Building hosts 8 total units; 5 commercial spaces, ONE of which was a former Beauty Shop & Barber Shop, ONE was the Salvation Army's offices, a Chapel and more. There are also 3 residential units located on the 2nd floor of this great building: ONE that has 2 bedrooms & 1 Bath that is ready to rent out, and TWO of which have 3 bedrooms & 2 Baths each that need to be rehabbed to be ready to rent. Has its own parking lot plus on street parking available. This building is located in the Heart of Vandergrift, Pennsylvania, and gives Vandergrift natives memories of the legendary pool hall that was once at the location. Located across from Vandergrift Pharmacy, and walking distance to many amenities including Parks, Banks, Stores, Schools, Churches, and Restaurants. Each unit has its own separate utilities. Roof was recently redone, New Windows 2024.
-
2024-06-12historical Expired
-
2023-06-13$399,995 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $52,464
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$825
- − Repairs & maintenance
- −$4,197
- − Management
- −$4,197
- − Depreciation
- −$4,800
- Taxable income
- $26,727
- Est. tax owed @ 24.0%
- −$6,415
- After-tax cash flow
- $21,349/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kiski Area SD
- NCES district ID
- 4212840
- Math proficiency
- 33% ▼ -16.00%
- Reading proficiency
- 60% ▼ -10.00%
- Median HH income
- $49,407
- Composite
- 39.72/100
- National rank
- #3900
- State rank
- #247 of 539 in PA
Livability — Vandergrift
- Score
- 69/100
- State rank
- #837
- US rank
- #8777
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Vandergrift, PA
- Population (ZIP)
- 9,359
Population outlook (Westmoreland County) Hauer SSP2
- Today (2025)
- 342,555 people
- By 2030
- 331,717 · -3.2%
- By 2040
- 304,976 · -11.0%
- By 2050
- 277,444 · -19.0%
- By 2075
- 224,607 · -34.4%
- By 2100
- 171,084 · -50.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 7% Black 2% Hispanic / Latino 1%
- Common ancestry
- Romanian 8% Subsaharan African 3% Serbian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Other Indo-European 1%
Political lean MEDSL · Westmoreland
- 2024 margin
- Strong R (+28.4) · D 35.4% · R 63.9%
- 2008→2024 swing
- -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 24.69%
- Current HPI
- 253.8806
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
-58.7% since first listed13 events — show timeline
- 2026-06-04 Listed $164,999 West Penn MLS
- 2026-05-22 Delisted — West Penn MLS
- 2026-02-22 Listed $197,500 West Penn MLS
- 2025-06-23 Delisted — West Penn MLS
- 2025-02-13 Price Changed $399,000 West Penn MLS
- 2024-11-19 Price Changed $459,000 West Penn MLS
- 2024-11-16 Price Changed $259,000 West Penn MLS
- 2024-10-15 Price Changed $269,000 West Penn MLS
- 2024-08-07 Price Changed $279,000 West Penn MLS
- 2024-07-01 Price Changed $340,000 West Penn MLS
- 2024-06-24 Listed $495,000 West Penn MLS
- 2024-06-12 Delisted — West Penn MLS
- 2023-06-13 Listed $399,995 West Penn MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…