3015 6th St W · Lehigh Acres, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.1/30.0
- ARV discount +15.0/15.0
- DSCR +7.1/10.0
- 1% rule +4.8/10.0
- Schools +4.1/10.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Rent growth +1.3/5.0
- Appreciation +0.0/10.0
$204,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Outstanding Value! Large home located on dead end street. Tile throughout. Has additional rooms that can be used as a 3rd bedroom. Large family room and kitchen. Big backyard with covered tile patio. Close to major roads and shopping.
Key facts
- 2023 water heater
- 2017 roof
- 2017 hvac system
Tags
Property features AI
Finance
- Other: Lot is approximately 0.25 acres with regular, rectangular dimensions; City view; County maintained, paved road access; Zoning: RS-1
- HOA & community: Non-gated community; HOA provides street lights and trash removal; No community amenities listed (see remarks)
Exterior
- Parking: Paved driveway
- Utilities: Central water; Septic sewer; Cable available
- Home design: Single-family, 1 story (ranch); Residential property; Rear exposure facing south; Development: Lehigh Acres
- Construction: Built in 1987; Concrete block construction; Stucco exterior; Shingle roof; Single-hung windows
- Exterior features: Patio
Interior
- Kitchen: Electric cooktop; Range; Microwave; Refrigerator/Freezer
- Bedrooms: 2 bedrooms plus den
- Flooring: Tile
- Bathrooms: 2 full bathrooms; Master bath with combo tub and shower
- Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
- Interior features: Vaulted ceiling; Screened lanai/porch; See remarks
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $205k.
Deal economics
- At list price, monthly cash flow is $330 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (1.8% below list).
- Recommended offer: $180k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 4.7% in Lehigh Acres — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents falling (-4.7%/yr); 1335 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 132 days — a 12% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 26y ago; this cycle's ask has dropped $35k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $36k; list at $205k implies a 471% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 8.22%
- Cash-on-cash
- 6.90%
- DSCR
- 1.31
- GRM
- 8.5
CMA / ARV
- ARV (on-the-fly)
- $309,276
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3015 2nd St W | 0.31mi | 3/2.0 (+1) | 1,528 (-2%) | 8mo | $272,000 | $178 | 70 |
| 2909 6th St W | 0.21mi | 3/2.0 (+1) | 1,630 (+4%) | 12mo | $335,000 | $206 | 68 |
| 3314 10th St W | 0.48mi | 3/2.0 (+1) | 1,599 (+2%) | 2mo | $363,000 | $227 | 67 |
| 3318 9th St W | 0.48mi | 3/2.0 (+1) | 1,630 (+4%) | 4mo | $315,000 | $193 | 62 |
| 2804 1st St W | 0.54mi | 3/2.0 (+1) | 1,487 (-5%) | 0mo | $264,097 | $178 | 62 |
| 3000 3rd St SW | 0.57mi | 3/2.0 (+1) | 1,630 (+4%) | 1mo | $309,998 | $190 | 60 |
| 2918 15th St W | 0.60mi | 3/2.0 (+1) | 1,630 (+4%) | 2mo | $320,000 | $196 | 58 |
| 2721 1st St W | 0.57mi | 3/2.0 (+1) | 1,630 (+4%) | 8mo | $322,998 | $198 | 54 |
| 2817 8th St W | 0.34mi | 3/2.5 (+1) | 1,345 (-14%) | 2mo | $280,000 | $208 | 52 |
| 3111 11th St W | 0.33mi | 3/2.5 (+1) | 1,345 (-14%) | 10mo | $305,000 | $227 | 46 |
| 1200 Rita | 0.69mi | 3/2.0 (+1) | 1,630 (+4%) | 12mo | $360,000 | $221 | 45 |
| 3001 2nd St SW | 0.54mi | 3/2.0 (+1) | 1,789 (+14%) | 17mo | $320,000 | $179 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -8.9%
- Equity multiple
- 0.68×
- Total profit
- $-18,158
- Equity at exit
- $30,551
- IRR
- -3.5%
- Equity multiple
- 0.79×
- Total profit
- $-11,818
- Equity at exit
- $17,716
Cash invested: $57,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33971
- Home prices YoY
- -8.0%
- Rents YoY
- -4.7%
- Active inventory
- 1335
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $2,012 high interval (Pro) →
- Mortgage (P&I)
- −$1,075
- Tax from tax record
- −$100 /mo · $1,198/yr
- Insurance
- −$85
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $330
Break-even live
Sensitivity live
| Price | -10% $446 | -5% $388 | +0% $330 | +5% $272 | +10% $214 |
|---|---|---|---|---|---|
| Rent | -10% $171 | -5% $250 | +0% $330 | +5% $409 | +10% $489 |
| Rate | -1.0pp $433 | -0.5pp $382 | base $330 | +0.5pp $277 | +1.0pp $223 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $51,225
- Closing costs
- $6,147
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3109 8th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1324 | $1,845 | $1.39 | 22d | 1 | 0.14mi |
| 3109 10th St W Lehigh Acres, FL | 3.0 | 2.0 | 1472 | $1,950 | $1.32 | 24d | 1 | 0.25mi |
| 2916 9th St W Lehigh Acres, FL | 3.0 | 2.0 | 1053 | $1,750 | $1.66 | 24d | 1 | 0.26mi |
| 2902 7th St W Lehigh Acres, FL | 3.0 | 2.0 | 1841 | $2,085 | $1.13 | 2d | 1 | 0.28mi |
| 2902 7th St W Lehigh Acres, FL | 3.0 | 2.0 | 1841 | $2,215 | $1.20 | 15d | 1 | 0.28mi |
| 3208 9th St W Lehigh Acres, FL | 3.0 | 2.0 | 1423 | $1,916 | $1.35 | 4d | 1 | 0.29mi |
| 3310 9th St W Lehigh Acres, FL | 3.0 | 2.0 | 1488 | $2,300 | $1.55 | 16d | 1 | 0.39mi |
| 3310 11th St W Lehigh Acres, FL | 3.0 | 2.5 | 1354 | $2,000 | $1.48 | 4d | 1 | 0.47mi |
| 3312 11th St W Lehigh Acres, FL | 3.0 | 2.5 | 1354 | $2,000 | $1.48 | 4d | 1 | 0.48mi |
| 2913 14th St W Lehigh Acres, FL | 3.0 | 2.0 | 1629 | $2,400 | $1.47 | 2d | 1 | 0.51mi |
| 2820 14th St W Lehigh Acres, FL | 3.0 | 2.0 | 2007 | $2,791 | $1.39 | 4d | 1 | 0.59mi |
| 3405 4th St W Lehigh Acres, FL | 3.0 | 2.0 | 1184 | $1,715 | $1.45 | 14d | 1 | 0.62mi |
| 2918 16th St Lehigh Acres, FL | 3.0 | 2.0 | 1324 | $1,845 | $1.39 | 22d | 1 | 0.65mi |
| 2614 7th St W Lehigh Acres, FL | 3.0 | 2.0 | 1912 | $2,500 | $1.31 | 24d | 1 | 0.69mi |
| 2612 7th St W Lehigh Acres, FL | 3.0 | 2.0 | 1492 | $2,295 | $1.54 | 24d | 1 | 0.71mi |
| 911 Sally Ave N Lehigh Acres, FL | 3.0 | 2.0 | 1144 | $1,521 | $1.33 | 4d | 1 | 0.75mi |
| 2812 4th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1751 | $1,856 | $1.06 | 24d | 1 | 0.75mi |
| 3203 18th St W Lehigh Acres, FL | 3.0 | 2.5 | 1710 | $2,250 | $1.32 | 24d | 1 | 0.75mi |
| 2916 7th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1357 | $1,900 | $1.40 | 24d | 1 | 0.85mi |
| 3508 3rd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1147 | $1,699 | $1.48 | 3d | 1 | 0.95mi |
| 3315 7th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1212 | $1,950 | $1.61 | 24d | 1 | 0.99mi |
| 2615 19th St W Lehigh Acres, FL | 3.0 | 2.0 | 1698 | $2,000 | $1.18 | 24d | 1 | 1.03mi |
| 3700 9th St W Lehigh Acres, FL | 3.0 | 2.0 | 1600 | $1,875 | $1.17 | 3d | 1 | 1.09mi |
| 2611 20th St W Lehigh Acres, FL | 3.0 | 2.0 | 2126 | $2,556 | $1.20 | 11d | 1 | 1.10mi |
| 3103 11th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1212 | $1,800 | $1.49 | 24d | 1 | 1.11mi |
| 2805 24th St W Lehigh Acres, FL | 3.0 | 3.0 | 1980 | $2,200 | $1.11 | 24d | 1 | 1.20mi |
| 3016 25th St W Lehigh Acres, FL | 3.0 | 2.0 | 1100 | $1,555 | $1.41 | 24d | 1 | 1.22mi |
| 3303 8th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1400 | $2,250 | $1.61 | 4d | 1 | 1.22mi |
| 8350 Tortoise Isle Ct Lehigh Acres, FL | 3.0 | 2.0 | 1478 | $1,595 | $1.08 | 4d | 1 | 1.23mi |
| 57 Xelda Ave S Lehigh Acres, FL | 3.0 | 3.0 | 1057 | $2,200 | $2.08 | 24d | 1 | 1.24mi |
| 3615 6th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1378 | $1,825 | $1.32 | 24d | 1 | 1.26mi |
| 2906 14th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1563 | $2,450 | $1.57 | 24d | 1 | 1.27mi |
| 8187 Gopher Tortoise Trl Lehigh Acres, FL | 3.0 | 2.0 | 1555 | $2,000 | $1.29 | 24d | 1 | 1.29mi |
| 3704 6th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1100 | $1,575 | $1.43 | 20d | 1 | 1.34mi |
| 3402 13th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1117 | $1,940 | $1.74 | 4d | 1 | 1.36mi |
| 312 Grovewood Ave S Lehigh Acres, FL | 2.0 | 2.0 | 1325 | $1,800 | $1.36 | 24d | 1 | 1.36mi |
| 2909 15th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1291 | $1,800 | $1.39 | 22d | 1 | 1.36mi |
| 3731 15th St W Lehigh Acres, FL | 3.0 | 2.0 | 1406 | $1,670 | $1.19 | 4d | 1 | 1.40mi |
| 2608 25th St W Lehigh Acres, FL | 3.0 | 2.0 | 1633 | $2,300 | $1.41 | 24d | 1 | 1.40mi |
| 1923 Sunniland Blvd Lehigh Acres, FL | 3.0 | 2.5 | 1638 | $2,200 | $1.34 | 24d | 1 | 1.41mi |
Listing history 21 events
-
2026-06-17days on market $204,900 Active 132 DOM
-
2026-06-16days on market $204,900 Active 131 DOM
-
2026-06-15days on market $204,900 Active 130 DOM
-
2026-06-13days on market $204,900 Active 128 DOM
-
2026-06-10days on market $204,900 Active 125 DOM
-
2026-06-09days on market $204,900 Active 124 DOM
-
2026-06-07days on market $204,900 Active 122 DOM
-
2026-06-02days on market $204,900 Active 117 DOM
-
2026-06-01days on market $204,900 Active 116 DOM
-
2026-06-01days on market $204,900 Active 115 DOM
-
2026-05-11status Active
-
2026-05-04status Pending With Contingencies
-
2026-04-09price $214,900
-
2026-02-23price $224,900
-
2026-02-11price $234,900
-
2026-01-29$239,900 Active
-
2012-02-09soldstatus $35,900 235-char remark
Show marketing remark (235 chars)
Outstanding Value! Large home located on dead end street. Tile throughout. Has additional rooms that can be used as a 3rd bedroom. Large family room and kitchen. Big backyard with covered tile patio. Close to major roads and shopping.
-
2005-05-18soldstatus $175,000
-
2005-02-16$40,000
-
2000-10-19soldstatus $69,300
-
2000-07-18$69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,198 · $100/mo
- Projected year-2 tax
- $1,701 · $142/mo
- Expected delta
- +$502/yr (+$42/mo · 41.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,146
- − Mortgage interest
- −$11,478
- − Property taxes
- −$1,198
- − Insurance
- −$1,024
- − Repairs & maintenance
- −$1,932
- − Management
- −$1,932
- − Depreciation
- −$5,961
- Taxable income
- $621
- Est. tax owed @ 24.0%
- −$149
- After-tax cash flow
- $3,809/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Lehigh Acres
- Score
- 59/100
- State rank
- #826
- US rank
- #20055
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lehigh Acres, FL
- County
- Lee County · 788,662 people
- City population
- 130,638
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 30,790
- Household income
- $77,723
- Rent vs Own
- Severe rent burden
- 587.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 49% Two or more races 32% White 26% Black 19% Asian 2%
- Hispanic origin (detail)
- Mexican 9% Puerto Rican 13% Cuban 14% Dominican 2%
- Common ancestry
- Hispanic 7% Estonian 1% Romanian 1%
- Foreign-born
- 31% · Canada, Vietnam, Guatemala
- Languages at home
- 46% English-only · Spanish 41% French/Haitian/Cajun 9% Other Indo-European 2%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -27.68%
- Current HPI
- 317.7147
- Rent YoY
- ▼ -4.69%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+207.4% since first listed11 events — show timeline
- 2026-05-11 Relisted — BEARMLS
- 2026-05-04 Pending — BEARMLS
- 2026-04-09 Price Changed $214,900 BEARMLS
- 2026-02-23 Price Changed $224,900 BEARMLS
- 2026-02-11 Price Changed $234,900 BEARMLS
- 2026-01-29 Listed $239,900 BEARMLS
- 2012-02-09 Sold (MLS) $35,900 FORTMLS
- 2005-05-18 Sold (Public Records) $175,000 Public Records
- 2005-02-16 Listed $40,000 FORTMLS
- 2000-10-19 Sold (Public Records) $69,300 Public Records
- 2000-07-18 Listed $69,900 FORTMLS
Property tax history
+2.8%/yrLatest (2025): $1,198 · +12.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…