12008 Roving Pass · Elgin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.0/30.0
- Appreciation +10.0/10.0
- 1% rule +7.0/10.0
- Condition / age +4.8/5.0
- DSCR +3.9/10.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Schools +2.0/10.0
$164,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!
Key facts
- Covered front porch
- Wide open kitchen
- Large granite island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $165k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-10 ($-123/yr) — negative.
- To cash-flow at today's rent, offer at most $163k (1.1% below list).
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 4.3% in Elgin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#167 in TX, #4,404 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Elgin ISD (rural): math 17% / reading 26% proficiency, ranked #741 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Neidig El (math 32% / reading 32%, grade F, #2,268 of 4,322 statewide, top 55%, 599 students, 79% FRL); Elgin Middle (math 22% / reading 24%, grade F, #1,327 of 1,662 statewide, top 81%, 780 students, 82% FRL); Elgin H S (math 12% / reading 37%, grade F, #1,264 of 1,632 statewide, top 82%, 1,672 students, 74% FRL).
- Market conditions: Rents rising (+3.1%/yr); 978 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 39d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,841 units permitted in Bastrop County in 2024 (150 in 5+ unit buildings).
Forward outlook
- In year one you build about $18k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
- Bastrop County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.1% rent growth), your $46k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 426 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago; this cycle's ask has dropped $105k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 4.5% of price.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 426 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 6.22%
- Cash-on-cash
- -0.27%
- DSCR
- 0.99
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $296,736
- List price
- $164,900
- Delta
- -44.43%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 108 Bountiful Ln | 0.46mi | 3/2.0 | 1,533 (+0%) | 1mo | $280,360 | $183 | 77 |
| 136 Summer Dr | 0.48mi | 3/2.0 | 1,533 (+0%) | 0mo | $279,360 | $182 | 77 |
| 134 Summer Dr | 0.48mi | 3/2.0 | 1,514 (-1%) | 2mo | $259,990 | $172 | 74 |
| 329 Sullivan Way | 0.53mi | 3/2.0 | 1,576 (+3%) | 2mo | $259,990 | $165 | 68 |
| 165 Cider Creek Dr | 0.60mi | 3/2.5 | 1,501 (-2%) | 0mo | $266,710 | $178 | 67 |
| 14504 Martial Eagle Dr | 0.68mi | 3/2.0 | 1,499 (-2%) | 1mo | $245,000 | $163 | 64 |
| 506 Gettysburg Loop | 0.62mi | 3/2.0 | 1,652 (+8%) | 0mo | $250,000 | $151 | 57 |
| 120 Shenandoah Trl | 0.38mi | 3/2.0 | 1,303 (-15%) | 1mo | $220,000 | $169 | 57 |
| 100 Eagle Valley Dr | 0.55mi | 3/2.0 | 1,689 (+11%) | 2mo | $264,100 | $156 | 55 |
| 141 Summer Dr | 0.50mi | 3/2.0 | 1,326 (-13%) | 0mo | $223,750 | $169 | 54 |
| 14516 Isidors Eagle Way | 0.73mi | 3/2.0 | 1,643 (+8%) | 0mo | $299,000 | $182 | 53 |
| 25632 Wheat Seed Ln | 0.74mi | 3/2.0 | 1,680 (+10%) | 2mo | $299,999 | $179 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.12% rent growth · sell at horizon
- IRR
- 24.2%
- Equity multiple
- 2.94×
- Total profit
- $89,688
- Equity at exit
- $148,555
- IRR
- 21.5%
- Equity multiple
- 6.75×
- Total profit
- $265,708
- Equity at exit
- $320,364
Cash invested: $46,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 122 active · 40 under contract
- Months of supply
- 12.0 mo (8%/mo absorbed)
- Median asking
- $270,490 ($173/sqft)
- Median days on market
- 72 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +12.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78621
- Home prices YoY
- 7.6%
- Rents YoY
- 3.1%
- Active inventory
- 978
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $1,977 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$614 /mo · $7,365/yr
- Insurance
- −$69
- HOA
- −$25
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$415
- Net cashflow
- $-10
Break-even live
Sensitivity live
| Price | -10% $83 | -5% $36 | +0% $-10 | +5% $-57 | +10% $-104 |
|---|---|---|---|---|---|
| Rent | -10% $-166 | -5% $-88 | +0% $-10 | +5% $68 | +10% $146 |
| Rate | -1.0pp $73 | -0.5pp $32 | base $-10 | +0.5pp $-53 | +1.0pp $-96 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,225
- Closing costs
- $4,947
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13016 Roving Pass Elgin, TX | 3.0 | 2.5 | 1859 | $2,000 | $1.08 | 34d | 1 | 0.09mi |
| 12201 Token Trl Elgin, TX | 3.0 | 2.0 | 1495 | $1,795 | $1.20 | 21d | 1 | 0.18mi |
| 19405 Bear Grass Dr Elgin, TX | 3.0 | 2.0 | 1495 | $1,760 | $1.18 | 93d | 1 | 0.22mi |
| 116 Appleberry Ln Elgin, TX | 3.0 | 2.0 | 1363 | $1,750 | $1.28 | 18d | 1 | 0.25mi |
| 149 Tillage Rd Elgin, TX | 4.0 | 2.5 | 1770 | $1,995 | $1.13 | 24d | 1 | 0.28mi |
| 105 Appleberry Ln Elgin, TX | 3.0 | 2.5 | 1668 | $1,999 | $1.20 | 24d | 1 | 0.28mi |
| 109 Tillage Rd Elgin, TX | 3.0 | 2.0 | 1326 | $1,690 | $1.27 | 21d | 1 | 0.33mi |
| 107 Tillage Rd Elgin, TX | 3.0 | 2.0 | 1548 | $1,750 | $1.13 | 39d | 1 | 0.33mi |
| 13817 County Line Rd Elgin, TX | 1.0–3.0 | 1.0–2.0 | 985 | $1,699 | $1.72 | 9d | 11 | 0.36mi |
| 14301 Prairie Sod Ln Elgin, TX | 4.0 | 2.5 | 2198 | $2,050 | $0.93 | 10d | 1 | 0.37mi |
| 14301 Prairie Sod Ln Elgin, TX | 4.0 | 3.0 | 2198 | $2,050 | $0.93 | 13d | 1 | 0.37mi |
| 14213 Prairie Sod Ln Elgin, TX | 4.0 | 2.0 | 1794 | $1,995 | $1.11 | 18d | 1 | 0.39mi |
| 234 Heritage Mill Trl Elgin, TX | 3.0 | 2.0 | 1522 | $1,700 | $1.12 | 36d | 1 | 0.41mi |
| 121 Shenandoah Trl Elgin, TX | 3.0 | 2.0 | 1756 | $1,850 | $1.05 | 21d | 1 | 0.41mi |
| 18721 Quiet Range Dr Elgin, TX | 3.0–5.0 | 2.0–3.5 | 1773 | $2,085 | $1.18 | 9d | 1 | 0.45mi |
| 14421 Prairie Sod Ln Elgin, TX | 3.0 | 2.0 | 1525 | $1,650 | $1.08 | 51d | 1 | 0.46mi |
| 722 Lavaca Loop Elgin, TX | 4.0 | 2.5 | 2075 | $1,895 | $0.91 | 38d | 1 | 0.47mi |
| 722 Lavaca Loop Elgin, TX | 4.0 | 3.0 | 2075 | $1,895 | $0.91 | 30d | 1 | 0.47mi |
| 116 Honeybee Ln Elgin, TX | 3.0 | 2.5 | 1782 | $2,000 | $1.12 | 53d | 1 | 0.51mi |
| 158 Daylily Dr Elgin, TX | 3.0 | 2.5 | 1419 | $1,900 | $1.34 | 9d | 1 | 0.52mi |
| 18612 Allen Welch Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,845 | $1.03 | 42d | 1 | 0.53mi |
| 18744 Speculator Ln Elgin, TX | 3.0 | 2.0 | 1525 | $1,750 | $1.15 | 10d | 1 | 0.54mi |
| 14521 Gurneys Eagle Dr Elgin, TX | 3.0 | 2.0 | 1878 | $1,895 | $1.01 | 51d | 1 | 0.57mi |
| 419 Gettysburg Loop Elgin, TX | 3.0 | 2.0 | 1565 | $1,850 | $1.18 | 62d | 1 | 0.58mi |
| 242 Barley Ln Elgin, TX | 3.0 | 2.5 | 1782 | $1,850 | $1.04 | 9d | 1 | 0.58mi |
| 242 Barley Ln Elgin, TX | 3.0 | 2.5 | 1782 | $2,000 | $1.12 | 24d | 1 | 0.58mi |
| 14300 Boomtown Way Elgin, TX | 4.0 | 2.0 | 1794 | $2,050 | $1.14 | 73d | 1 | 0.62mi |
| 18500 Allen Welch Dr Elgin, TX | 3.0 | 2.0 | 1525 | $1,785 | $1.17 | 42d | 1 | 0.63mi |
| 401 Bandara Woods Blvd Elgin, TX | 3.0 | 2.0 | 1665 | $1,875 | $1.13 | 93d | 1 | 0.63mi |
| 18525 Quiet Range Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,725 | $0.96 | 67d | 1 | 0.63mi |
| 101 Bandara Woods Blvd Elgin, TX | 3.0 | 2.0 | 1499 | $1,769 | $1.18 | 64d | 1 | 0.66mi |
| 18505 Quiet Range Dr Unit 18505 Elgin, TX | 4.0 | 2.0 | 1794 | $1,785 | $0.99 | 53d | 1 | 0.69mi |
| 18505 Quiet Range Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,950 | $1.09 | 73d | 1 | 0.69mi |
| 14101 Prospector Way Elgin, TX | 4.0 | 2.5 | 2198 | $2,099 | $0.95 | 93d | 1 | 0.70mi |
| 14101 Prospector Way Unit 14101 Elgin, TX | 4.0 | 2.5 | 2198 | $2,099 | $0.95 | 73d | 1 | 0.70mi |
| 14101 Prospector Way Elgin, TX | 4.0 | 2.5 | 2213 | $2,100 | $0.95 | 39d | 1 | 0.70mi |
| 14141 Prospector Way Elgin, TX | 3.0 | 2.0 | 1520 | $1,650 | $1.09 | 93d | 1 | 0.76mi |
| 16408 Farmhouse Ln Elgin, TX | 3.0 | 2.0 | 1525 | $1,900 | $1.25 | 18d | 1 | 0.80mi |
| 14508 Wahlbergs Way Elgin, TX | 3.0 | 2.0 | 1076 | $2,045 | $1.90 | 60d | 1 | 0.84mi |
| 18300 Speculator Ln Elgin, TX | 4.0 | 2.0 | 1794 | $1,995 | $1.11 | 73d | 1 | 0.84mi |
Listing history 50 events
-
2026-08-08days on market $164,900 Active 426 DOM
-
2026-08-06days on market $164,900 Active 424 DOM
-
2026-08-05days on market $164,900 Active 423 DOM
-
2026-08-04days on market $164,900 Active 422 DOM
-
2026-08-03pricedays on market $164,900 Active 421 DOM
-
2026-07-31days on market $179,900 Active 418 DOM
-
2026-07-30days on market $179,900 Active 416 DOM
-
2026-07-28days on market $179,900 Active 415 DOM
-
2026-07-26days on market $179,900 Active 413 DOM
-
2026-07-24days on market $179,900 Active 411 DOM
-
2026-07-23days on market $179,900 Active 410 DOM
-
2026-07-22days on market $179,900 Active 409 DOM
-
2026-07-21days on market $179,900 Active 408 DOM
-
2026-07-20days on market $179,900 Active 407 DOM
-
2026-07-18days on market $179,900 Active 405 DOM
-
2026-07-18pricedays on market $179,900 Active 404 DOM
-
2026-07-16days on market $189,900 Active 403 DOM
-
2026-07-15days on market $189,900 Active 402 DOM
-
2026-07-14days on market $189,900 Active 401 DOM
-
2026-07-13days on market $189,900 Active 400 DOM
-
2026-07-13days on market $189,900 Active 399 DOM
-
2026-07-11days on market $189,900 Active 398 DOM
-
2026-07-10days on market $189,900 Active 397 DOM
-
2026-07-09days on market $189,900 Active 396 DOM
-
2026-07-07days on market $189,900 Active 394 DOM
-
2026-07-06days on market $189,900 Active 393 DOM
-
2026-07-05days on market $189,900 Active 392 DOM
-
2026-07-03days on market $189,900 Active 390 DOM
-
2026-07-02days on market $189,900 Active 389 DOM
-
2026-07-01days on market $189,900 Active 388 DOM
-
2026-06-30days on market $189,900 Active 387 DOM
-
2026-06-29days on market $189,900 Active 386 DOM
-
2026-06-28days on market $189,900 Active 385 DOM
-
2026-06-27days on market $189,900 Active 384 DOM
-
2026-06-26pricedays on market $189,900 Active 383 DOM
-
2026-06-24days on market $199,900 Active 381 DOM
-
2026-06-22days on market $199,900 Active 379 DOM
-
2026-06-21days on market $199,900 Active 378 DOM
-
2026-06-18price $199,900 Active 375 DOM
-
2026-06-18days on market $200,000 Active 375 DOM
-
2026-06-17days on market $200,000 Active 374 DOM
-
2026-06-16days on market $200,000 Active 373 DOM
-
2026-06-15days on market $200,000 Active 372 DOM
-
2026-06-13days on market $200,000 Active 370 DOM
-
2026-06-09days on market $200,000 Active 366 DOM
-
2026-06-08days on market $200,000 Active 365 DOM
-
2026-06-07days on market $200,000 Active 364 DOM
-
2026-06-04days on market $200,000 Active 361 DOM
-
2026-06-03days on market $200,000 Active 360 DOM
-
2026-06-02days on market $200,000 Active 359 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,365 · $614/mo
- Projected year-2 tax
- $7,365 · $614/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,725
- − Mortgage interest
- −$9,237
- − Property taxes
- −$7,365
- − Insurance
- −$824
- − Repairs & maintenance
- −$1,898
- − Management
- −$1,898
- − HOA
- −$300
- − Depreciation
- −$4,797
- Taxable loss
- −$2,594
- Est. tax savings @ 24.0%
- +$623
- After-tax cash flow
- $499/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in-ready home in a desirable neighborhood offers a spacious layout with modern amenities and excellent curb appeal.
Value-add opportunities
- Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
- Both Landscaping the front yard — Improves curb appeal and adds value for both resale and rental. ↑
- Both Upgrading the HVAC system — Ensures comfort and energy efficiency, attracting buyers and renters. ↑
- Both Adding smart home technology — Enhances convenience and adds value for both resale and rental. ↑
Zoned Schools
Schools (NCES district)
- District
- Elgin ISD
- NCES district ID
- 4818360
- Math proficiency
- 17% ▼ -9.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $55,176
- Composite
- 19.62/100
- National rank
- #8749
- State rank
- #741 of 826 in TX
Livability — Elgin
- Score
- 74/100
- State rank
- #167
- US rank
- #4404
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Elgin, TX
- County
- Bastrop County · 94,260 people
- City population
- 27,860
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 30,411
- Household income
- $98,534
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Bastrop County) Hauer SSP2
- Today (2025)
- 94,260 people
- By 2030
- 101,355 · +7.5%
- By 2040
- 115,578 · +22.6%
- By 2050
- 129,464 · +37.3%
- By 2075
- 168,068 · +78.3%
- By 2100
- 194,857 · +106.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 46% White 38% Two or more races 19% Black 11% Native American 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Slovak 2% Italian 2% Romanian 1%
- Foreign-born
- 17% · Canada, Vietnam
- Languages at home
- 63% English-only · Spanish 36%
Political lean MEDSL · Bastrop
- 2024 margin
- R (+18.4) · D 40.2% · R 58.6% · Other 1.2%
- 2008→2024 swing
- -10.2pp toward R · 2008: -8.2pp · 2024: -18.4pp
- All cycles
- 2024: R+18.4 2020: R+13.8 2016: R+20.4 2012: R+17.0 2008: R+8.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.47%
- Current HPI
- 416.87
- Rent YoY
- ▲ 3.12%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-44.1% since first listed17 events — show timeline
- 2026-05-18 Price Changed $200,000 Unlock MLS
- 2026-04-16 Price Changed $210,000 Unlock MLS
- 2026-03-29 Price Changed $220,000 Unlock MLS
- 2026-03-27 Relisted — Unlock MLS
- 2026-02-26 Price Changed $230,000 Unlock MLS
- 2026-02-11 Price Changed $240,000 Unlock MLS
- 2026-01-22 Price Changed $250,000 Unlock MLS
- 2026-01-08 Price Changed $260,000 Unlock MLS
- 2025-11-24 Price Changed $275,000 Unlock MLS
- 2025-11-10 Price Changed $285,000 Unlock MLS
- 2025-06-30 Price Changed $296,000 Unlock MLS
- 2025-06-06 Price Changed $260,000 Unlock MLS
- 2025-06-06 Listed $270,000 Unlock MLS
- 2022-12-30 Sold (MLS) — Unlock MLS
- 2022-10-24 Pending — Unlock MLS
- 2022-10-04 Price Changed $287,990 Unlock MLS
- 2022-09-01 Listed $357,990 Unlock MLS
Property tax history
+128.8%/yrLatest (2025): $7,365 · -4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…