12008 Roving Pass · Elgin, TX 78621

$199,900

3 bd · 2.0 ba · 1,527 sqft · SingleFamily public records · 378 Days on market

Built 2022 Excellent condition 4,878 sqft lot $131/sqft · 33% below area Est $297k · 33% under $25/mo HOA · 1% of rent ↓ 44% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• Cash flow +7.9/30.0
• 1% rule +4.9/10.0
• Condition / age +4.8/5.0
• Livability +3.7/5.0
• Rent growth +3.3/5.0
• DSCR +2.0/10.0
• Schools +2.0/10.0

Listing remarks MLS

HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

Key facts

• Covered front porch
• Wide open kitchen
• Large granite island

Tags

• WIDE OPEN KITCHEN
• LARGE GRANITE ISLAND
• GRANITE COUNTERTOPS
• COVERED FRONT PORCH
• COVERED BACK PATIO
• WALK-IN MASTER SHOWER

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-211 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $163k (18.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (1.2% below list).
• Recommended offer: $163k (18.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 74/100 on livability (#167 in TX, #4,404 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
• Elgin ISD (rural): math 17% / reading 26% proficiency, ranked #741 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.1%/yr); 813 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,841 units permitted in Bastrop County in 2024 (150 in 5+ unit buildings).

Forward outlook

• In year one you build about $21k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
• Bastrop County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 378 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago; this cycle's ask has dropped $70k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.7% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,694 (18.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 378 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 5.03%
• Cash-on-cash: -4.52%
• DSCR: 0.80
• GRM: 8.4

CMA / ARV

• ARV (median comp): $296,605
• List price: $199,900
• Delta: -32.60%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
123 Bluestem Dr	0.44mi	3/2.5	1,500 (-2%)	0mo	$202,500	$135	74
329 Sullivan Way	0.53mi	3/2.0	1,576 (+3%)	0mo	$259,990	$165	70
101 Bandera Woods Blvd	0.64mi	3/2.0	1,499 (-2%)	1mo	$254,000	$169	66
112 Bountiful Ln	0.46mi	4/2.0 (+1)	1,468 (-4%)	2mo	$255,990	$174	65
108 Summer Dr	0.52mi	4/2.0 (+1)	1,468 (-4%)	1mo	$259,990	$177	63
127 Summer Dr	0.50mi	3/2.5	1,419 (-7%)	2mo	$233,000	$164	61
158 Daylily Dr	0.54mi	3/2.5	1,419 (-7%)	1mo	$236,990	$167	60
153 Daylily Dr	0.56mi	3/2.5	1,419 (-7%)	1mo	$230,990	$163	59
709 Lavaca Loop	0.54mi	3/2.0	1,379 (-10%)	2mo	$245,000	$178	57
209 Antietam Dr	0.75mi	3/2.0	1,445 (-5%)	1mo	$265,000	$183	55
149 Daylily Dr	0.56mi	3/2.0	1,326 (-13%)	2mo	$223,750	$169	51
25632 Wheat Seed Ln	0.74mi	3/2.0	1,680 (+10%)	0mo	$299,999	$179	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold

• IRR: 21.2%
• Equity multiple: 2.71×
• Total profit: $95,964
• Equity at exit: $180,086

10-year hold

• IRR: 19.2%
• Equity multiple: 6.26×
• Total profit: $294,168
• Equity at exit: $388,362

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78621

• Home prices YoY: 7.6%
• Rents YoY: 3.1%
• Active inventory: 813
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,974 high
• Mortgage (P&I): −$1,048
• Tax from tax record: −$614 /mo · $7,365/yr
• Insurance: −$83
• HOA: −$25
• Vacancy / Maint / Mgmt: −$415
• Net cashflow: $-211

Break-even live

Break-even rent $2,241

Max offer price $162,694

Occupancy floor —

Sensitivity live

Price	-10% $-97	-5% $-154	+0% $-211	+5% $-267	+10% $-324
Rent	-10% $-367	-5% $-289	+0% $-211	+5% $-133	+10% $-55
Rate	-1.0pp $-110	-0.5pp $-160	base $-211	+0.5pp $-262	+1.0pp $-315

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19405 Bear Grass Dr Elgin, TX	3.0	2.0	1495	$1,760	$1.18	44d	1	0.22mi
107 Tillage Rd Elgin, TX	3.0	2.0	1548	$1,775	$1.15	20d	1	0.33mi
13817 County Line Rd Elgin, TX	1.0–3.0	1.0–2.0	937	$1,890	$2.02	2d	6	0.36mi
234 Heritage Mill Trl Elgin, TX	3.0	2.0	1530	$1,850	$1.21	3d	1	0.41mi
18721 Quiet Range Dr Elgin, TX	3.0–5.0	2.0–3.5	1773	$2,085	$1.18	2d	1	0.45mi
14421 Prairie Sod Ln Elgin, TX	3.0	2.0	1525	$1,650	$1.08	3d	1	0.46mi
722 Lavaca Loop Elgin, TX	4.0	2.5	2075	$1,895	$0.91	18d	1	0.47mi
116 Honeybee Ln Elgin, TX	3.0	2.5	1782	$2,000	$1.12	5d	1	0.51mi
18612 Allen Welch Dr Elgin, TX	4.0	2.0	1794	$1,885	$1.05	5d	1	0.53mi
14521 Gurneys Eagle Dr Elgin, TX	3.0	2.0	1878	$1,895	$1.01	2d	1	0.57mi
419 Gettysburg Loop Elgin, TX	3.0	2.0	1565	$1,850	$1.18	13d	1	0.58mi
242 Barley Ln Elgin, TX	3.0	2.5	1782	$2,150	$1.21	2d	1	0.58mi
14300 Boomtown Way Elgin, TX	4.0	2.0	1794	$2,050	$1.14	24d	1	0.62mi
18500 Allen Welch Dr Elgin, TX	3.0	2.0	1525	$1,825	$1.20	5d	1	0.63mi
401 Bandara Woods Blvd Elgin, TX	3.0	2.0	1665	$1,875	$1.13	44d	1	0.63mi
18525 Quiet Range Dr Elgin, TX	4.0	2.0	1794	$1,725	$0.96	18d	1	0.63mi
101 Bandara Woods Blvd Elgin, TX	3.0	2.0	1499	$1,769	$1.18	15d	1	0.66mi
18505 Quiet Range Dr Elgin, TX	4.0	2.0	1794	$1,950	$1.09	24d	1	0.69mi
18505 Quiet Range Dr Unit 18505 Elgin, TX	4.0	2.0	1794	$1,785	$0.99	5d	1	0.69mi
14101 Prospector Way Elgin, TX	4.0	2.5	2198	$2,099	$0.95	44d	1	0.70mi
14101 Prospector Way Unit 14101 Elgin, TX	4.0	2.5	2198	$2,099	$0.95	24d	1	0.70mi
14141 Prospector Way Elgin, TX	3.0	2.0	1520	$1,650	$1.09	44d	1	0.76mi
14508 Wahlbergs Way Elgin, TX	3.0	2.0	1076	$2,045	$1.90	12d	1	0.84mi
18300 Speculator Ln Elgin, TX	4.0	2.0	1794	$1,995	$1.11	24d	1	0.84mi
18224 Speculator Ln Elgin, TX	3.0	2.5	1599	$1,700	$1.06	44d	1	0.85mi
18316 Stellers Sea St Elgin, TX	3.0	2.0	1076	$2,045	$1.90	20d	1	0.90mi
18200 Papuan Cv Elgin, TX	3.0	2.0	1402	$1,900	$1.36	4d	1	0.94mi
102 Schuylerville Dr Elgin, TX	3.0	2.0	1479	$1,800	$1.22	44d	1	1.29mi
18436 Weatherby Ln Elgin, TX	4.0	2.5	2095	$2,000	$0.95	5d	1	1.30mi
120 Jim Dandy Dr Elgin, TX	4.0	2.0	1650	$1,923	$1.17	5d	1	1.35mi

HOA detail

• Monthly dues: $25 · $300/yr

Listing history 32 events

1. 2026-06-21
   days on market $199,900 Active 378 DOM
2. 2026-06-18
   price $199,900 Active 375 DOM
3. 2026-06-18
   days on market $200,000 Active 375 DOM
4. 2026-06-17
   days on market $200,000 Active 374 DOM
5. 2026-06-16
   days on market $200,000 Active 373 DOM
6. 2026-06-15
   days on market $200,000 Active 372 DOM
7. 2026-06-13
   days on market $200,000 Active 370 DOM
8. 2026-06-09
   days on market $200,000 Active 366 DOM
9. 2026-06-08
   days on market $200,000 Active 365 DOM
10. 2026-06-07
    days on market $200,000 Active 364 DOM
11. 2026-06-04
    days on market $200,000 Active 361 DOM
12. 2026-06-03
    days on market $200,000 Active 360 DOM
13. 2026-06-02
    days on market $200,000 Active 359 DOM
14. 2026-06-01
    days on market $200,000 Active 358 DOM
15. 2026-05-31
    days on market $200,000 Active 357 DOM
16. 2026-05-18
    price $200,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

17. 2026-04-16
    price $210,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

18. 2026-03-29
    price $220,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

19. 2026-03-27
    status Active 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

20. 2026-02-26
    price $230,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

21. 2026-02-11
    price $240,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

22. 2026-01-22
    price $250,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

23. 2026-01-08
    price $260,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

24. 2025-11-24
    price $275,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

25. 2025-11-10
    price $285,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

26. 2025-06-30
    price $296,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

27. 2025-06-06
    price $260,000 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

28. 2025-06-06
    listed $270,000 Active 1639-char remark

    Show marketing remark (1639 chars)

    HOLD UP! TAKE A LOOK! Even if you Think youv'e seen this one before you Should SEE IT NOW!! Cleared Out - Cleaned Up & Ready for you to pick up some sweat equity too!! LOWEST PRICE PER SQUARE FOOT IN AREA!! The 3 bedroom/2 Bath, 1535sq ft Diana Plan is a Beautifully space-minded home with many extras. If you're looking for a wide open kitchen with large granite island, this is it! This Home includes granite countertops, beautiful stainless & black appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include a connected technology package, 5' walk-in master shower, radiant barrier & R38 insulation, full sod, sprinkler system, gutters all the way around. USDA is available This property is being sold on a short sale, needs only light cosmetics and is DEEP Discounted to allow for it. Currently Listed $50K less than list price for this model!! Ideally Located Across the Street from the high school, close to the secondary school & less than 2 miles from Elgin ACC. Close to Walmart & other shopping & eating as well. "All offers MUST BE SUBMITTED ONLINE; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda. " Bring us an offer (sorry, not available as a take over, keys for deed sale) & we will work with the short sale company to get it done Quickly! Then send to them online and copy listing agent in as well. Call Agent Stevie with any Questions. If your looking for a Great Deal on a Newer Home - This IS It!!!!! Let's lock it down for your client NOW for a Big Win!!

29. 2022-12-30
    soldstatus Closed 609-char remark

    Show marketing remark (609 chars)

    UNDER CONSTRUCTION - EST COMPLETION IN DECEMBER. The 3 bedroom/2 Bath, 1535sq ft Diana Plan-Beautifully space-minded home with extras. If you're looking for a wide open kitchen with large granite island, this is it! The kitchen includes granite countertops, beautiful appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include our new Home is Connected technology package, 5' walk-in master shower, radiant barrier, R38 insulation, full sod, sprinkler system, gutters all the way around and a robust home warranty! USDA is available

30. 2022-10-24
    status Pending 609-char remark

    Show marketing remark (609 chars)

    UNDER CONSTRUCTION - EST COMPLETION IN DECEMBER. The 3 bedroom/2 Bath, 1535sq ft Diana Plan-Beautifully space-minded home with extras. If you're looking for a wide open kitchen with large granite island, this is it! The kitchen includes granite countertops, beautiful appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include our new Home is Connected technology package, 5' walk-in master shower, radiant barrier, R38 insulation, full sod, sprinkler system, gutters all the way around and a robust home warranty! USDA is available

31. 2022-10-04
    price $287,990 609-char remark

    Show marketing remark (609 chars)

    UNDER CONSTRUCTION - EST COMPLETION IN DECEMBER. The 3 bedroom/2 Bath, 1535sq ft Diana Plan-Beautifully space-minded home with extras. If you're looking for a wide open kitchen with large granite island, this is it! The kitchen includes granite countertops, beautiful appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include our new Home is Connected technology package, 5' walk-in master shower, radiant barrier, R38 insulation, full sod, sprinkler system, gutters all the way around and a robust home warranty! USDA is available

32. 2022-09-01
    listed $357,990 Active 609-char remark

    Show marketing remark (609 chars)

    UNDER CONSTRUCTION - EST COMPLETION IN DECEMBER. The 3 bedroom/2 Bath, 1535sq ft Diana Plan-Beautifully space-minded home with extras. If you're looking for a wide open kitchen with large granite island, this is it! The kitchen includes granite countertops, beautiful appliances and plenty of cabinet space. Covered front porch and covered back patio also included! Additional standard features include our new Home is Connected technology package, 5' walk-in master shower, radiant barrier, R38 insulation, full sod, sprinkler system, gutters all the way around and a robust home warranty! USDA is available

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $7,365 · $614/mo
• Projected year-2 tax: $7,365 · $614/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,692
• − Mortgage interest: −$11,198
• − Property taxes: −$7,365
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,895
• − Management: −$1,895
• − HOA: −$300
• − Depreciation: −$5,815
• Taxable loss: −$5,776
• Est. tax savings @ 24.0%: +$1,386
• After-tax cash flow: $-1,141/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in-ready home in a desirable neighborhood offers a spacious layout with modern amenities and excellent curb appeal.

Value-add opportunities

• Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics.
• Both Landscaping the front yard — Improves curb appeal and adds value for both resale and rental.
• Both Upgrading the HVAC system — Ensures comfort and energy efficiency, attracting buyers and renters.
• Both Adding smart home technology — Enhances convenience and adds value for both resale and rental.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
• Both Landscaping the front yard — Improves curb appeal and adds value for both resale and rental. ↑
• Both Upgrading the HVAC system — Ensures comfort and energy efficiency, attracting buyers and renters. ↑
• Both Adding smart home technology — Enhances convenience and adds value for both resale and rental. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Elgin ISD
• NCES district ID: 4818360
• Math proficiency: 17% ▼ -9.00%
• Reading proficiency: 26% ▼ -5.00%
• Median HH income: $55,176
• Composite: 19.62/100
• National rank: #8749
• State rank: #741 of 826 in TX

Livability — Elgin

• Score: 74/100
• State rank: #167
• US rank: #4404

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Elgin, TX
• County: Bastrop County · 68,601 people
• City population: 27,860
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 30,411
• Household income: $98,534
• Rent vs Own: 18.9% rent · 81.1% own
• Severe rent burden: 235.0

Population outlook (Bastrop County) Hauer SSP2

• Today (2025): 94,260 people
• By 2030: 101,355 · +7.5%
• By 2040: 115,578 · +22.6%
• By 2050: 129,464 · +37.3%
• By 2075: 168,068 · +78.3%
• By 2100: 194,857 · +106.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 46% White 38% Two or more races 19% Black 11% Native American 1%
• Hispanic origin (detail): Mexican 38%
• Common ancestry: Slovak 2% Italian 2% Romanian 1%
• Foreign-born: 17% · Canada, Vietnam
• Languages at home: 63% English-only · Spanish 36%

Political lean MEDSL · Bastrop

• 2024 margin: R (+18.4) · D 40.2% · R 58.6% · Other 1.2%
• 2008→2024 swing: -10.2pp toward R · 2008: -8.2pp · 2024: -18.4pp
• All cycles: 2024: R+18.4 2020: R+13.8 2016: R+20.4 2012: R+17.0 2008: R+8.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 29.47%
• Current HPI: 416.87
• Rent YoY: ▲ 3.12%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-44.1% since first listed

17 events — show timeline

• 2026-05-18 Price Changed $200,000 Unlock MLS
• 2026-04-16 Price Changed $210,000 Unlock MLS
• 2026-03-29 Price Changed $220,000 Unlock MLS
• 2026-03-27 Relisted — Unlock MLS
• 2026-02-26 Price Changed $230,000 Unlock MLS
• 2026-02-11 Price Changed $240,000 Unlock MLS
• 2026-01-22 Price Changed $250,000 Unlock MLS
• 2026-01-08 Price Changed $260,000 Unlock MLS
• 2025-11-24 Price Changed $275,000 Unlock MLS
• 2025-11-10 Price Changed $285,000 Unlock MLS
• 2025-06-30 Price Changed $296,000 Unlock MLS
• 2025-06-06 Price Changed $260,000 Unlock MLS
• 2025-06-06 Listed $270,000 Unlock MLS
• 2022-12-30 Sold (MLS) — Unlock MLS
• 2022-10-24 Pending — Unlock MLS
• 2022-10-04 Price Changed $287,990 Unlock MLS
• 2022-09-01 Listed $357,990 Unlock MLS

Property tax history

+128.8%/yr

Latest (2025): $7,365 · -4.0% YoY. Source: county tax records.