27080 Gaylord Rd · Walker, LA 70785

$149,900

2 bd · 1.5 ba · 1,007 sqft · SingleFamily · 49 Days on market

Built 1978 0.27 ac lot $149/sqft · 20% below area Est $188k · 20% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.6/30.0
• DSCR +4.4/10.0
• Schools +4.0/10.0
• Livability +3.8/5.0
• 1% rule +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A cute and charming cottage style home awaits a new owner! This home is conveniently located off the Walker exit, close to an elementary school, restaurants, a hospital and Interstate 12. The appealing front porch greets you as you walk in the front door, and is the perfect spot to enjoy a morning cup of coffee or an afternoon beverage of choice. Inside, you will find a large living area combined with a dining area with lots of natural light. The kitchen boasts white cabinets with blue countertops with plenty of counter space. The large primary bedroom offers enough space for lots of furniture with natural light and a half bath. A full bathroom is located off the hallway and the guest bedroom provides adequate space to make your guests comfortable and relaxed. A wood fence borders the back yard on three sides, with a chain link fence completing the fencing, making the backyard the perfect spot for entertaining, letting the animals roam, or for relaxing after work or on the weekends. Schedule your showing today and don't miss out on this opportunity to own this one of a kind property.

Key facts

• 0.27 acre lot
• 2 parking spots
• Built 1978

Property features AI

Exterior

• Parking: 2 parking spaces; Driveway with gravel
• Security: Smoke detector(s)
• Utilities: Public water; Septic tank
• Home design: Single-family detached residence; Single-story
• Construction: Vinyl siding with frame construction; Shingle roof
• Exterior features: Porch; Wood fencing; Shed(s); Level topography

Interior

• Kitchen: Range; Oven; Dishwasher
• Flooring: Laminate
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air; Wall unit(s); Ceiling fan(s)
• Interior features: Range, Oven, Dishwasher; Laminate flooring; Smoke detector(s)
• Laundry & utility: Washer hookup inside; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $35 ($415/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $124k (17.2% below list).
• Recommended offer: $124k (17.2% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.8% in Walker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#19 in LA, #3,999 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities D-, commute F.
• Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 253 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).
• This rent is only 17% of the median local income ($89k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $94k; list at $150k implies a 59% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $124,097 (17.2% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 6.57%
• Cash-on-cash: 0.99%
• DSCR: 1.04
• GRM: 10.1

CMA / ARV

• ARV (median comp): $188,162
• List price: $149,900
• Delta: -20.33%
• Verdict: UNDERPRICED
• Comps: 4 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
27489 Country Dr	0.43mi	3/2.0 (+1)	1,006 (-0%)	11mo	$185,000	$184	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.47×
• Total profit: $-22,123
• Equity at exit: $22,351

10-year hold

• IRR: -6.1%
• Equity multiple: 0.61×
• Total profit: $-16,574
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70785

• Home prices YoY: -34.0%
• Active inventory: 253
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,241 medium
• Mortgage (P&I): −$786
• Tax from tax record: −$97 /mo · $1,166/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$261
• Net cashflow: $35

Break-even live

Break-even rent $1,197

Max offer price $149,900

Occupancy floor 92%

Sensitivity live

Price	-10% $119	-5% $77	+0% $35	+5% $-8	+10% $-50
Rent	-10% $-63	-5% $-14	+0% $35	+5% $84	+10% $133
Rate	-1.0pp $110	-0.5pp $73	base $35	+0.5pp $-4	+1.0pp $-44

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13603 Minton Ln Unit 3 Walker, LA	1.0	1.0	899	$1,000	$1.11	24d	1	1.20mi

Listing history 27 events

1. 2026-06-18
   days on market $149,900 Active 49 DOM
2. 2026-06-17
   days on market $149,900 Active 48 DOM
3. 2026-06-16
   days on market $149,900 Active 47 DOM
4. 2026-06-15
   days on market $149,900 Active 46 DOM
5. 2026-06-14
   days on market $149,900 Active 44 DOM
6. 2026-06-13
   days on market $149,900 Active 43 DOM
7. 2026-06-10
   days on market $149,900 Active 41 DOM
8. 2026-06-09
   days on market $149,900 Active 40 DOM
9. 2026-06-08
   days on market $149,900 Active 39 DOM
10. 2026-06-07
    days on market $149,900 Active 38 DOM
11. 2026-06-03
    days on market $149,900 Active 34 DOM
12. 2026-06-02
    days on market $149,900 Active 33 DOM
13. 2026-06-01
    days on market $149,900 Active 32 DOM
14. 2026-05-31
    days on market $149,900 Active 31 DOM
15. 2026-05-31
    days on market $149,900 Active 30 DOM
16. 2026-04-27
    listed $155,000 Active 1100-char remark

    Show marketing remark (1100 chars)

    A cute and charming cottage style home awaits a new owner! This home is conveniently located off the Walker exit, close to an elementary school, restaurants, a hospital and Interstate 12. The appealing front porch greets you as you walk in the front door, and is the perfect spot to enjoy a morning cup of coffee or an afternoon beverage of choice. Inside, you will find a large living area combined with a dining area with lots of natural light. The kitchen boasts white cabinets with blue countertops with plenty of counter space. The large primary bedroom offers enough space for lots of furniture with natural light and a half bath. A full bathroom is located off the hallway and the guest bedroom provides adequate space to make your guests comfortable and relaxed. A wood fence borders the back yard on three sides, with a chain link fence completing the fencing, making the backyard the perfect spot for entertaining, letting the animals roam, or for relaxing after work or on the weekends. Schedule your showing today and don't miss out on this opportunity to own this one of a kind property.

17. 2026-04-27
    listed $155,000 Active 1106-char remark

    Show marketing remark (1100 chars)

    A cute and charming cottage style home awaits a new owner! This home is conveniently located off the Walker exit, close to an elementary school, restaurants, a hospital and Interstate 12. The appealing front porch greets you as you walk in the front door, and is the perfect spot to enjoy a morning cup of coffee or an afternoon beverage of choice. Inside, you will find a large living area combined with a dining area with lots of natural light. The kitchen boasts white cabinets with blue countertops with plenty of counter space. The large primary bedroom offers enough space for lots of furniture with natural light and a half bath. A full bathroom is located off the hallway and the guest bedroom provides adequate space to make your guests comfortable and relaxed. A wood fence borders the back yard on three sides, with a chain link fence completing the fencing, making the backyard the perfect spot for entertaining, letting the animals roam, or for relaxing after work or on the weekends. Schedule your showing today and don't miss out on this opportunity to own this one of a kind property.

18. 2012-08-21
    soldstatus $94,000
19. 2012-08-17
    soldstatus
20. 2012-01-18
    listed $94,500
21. 2012-01-18
    listed $94,500
22. 2006-05-31
    soldstatus
23. 2005-11-11
    listed $79,900
24. 2005-11-11
    listed $79,900
25. 2001-08-20
    soldstatus
26. 2001-07-05
    listed $59,900
27. 2001-07-05
    listed $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,166 · $97/mo
• Projected year-2 tax: $1,166 · $97/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 14% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,892
• − Mortgage interest: −$8,397
• − Property taxes: −$1,166
• − Insurance: −$750
• − Repairs & maintenance: −$1,191
• − Management: −$1,191
• − Depreciation: −$4,361
• Taxable loss: −$2,164
• Est. tax savings @ 24.0%: +$519
• After-tax cash flow: $935/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Livingston Parish
• NCES district ID: 2201020
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 52% ▼ -32.00%
• Median HH income: $56,755
• Composite: 40.07/100
• National rank: #3811
• State rank: #13 of 98 in LA

Livability — Walker

• Score: 75/100
• State rank: #19
• US rank: #3999

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Livingston Parish · 87,496 people
• City population: 23,921
• Metro: Baton Rouge, LA
• Population (ZIP): 23,921
• Household income: $89,103
• Rent vs Own: 16.2% rent · 83.8% own
• Severe rent burden: 343.0

Population outlook (Livingston County) Hauer SSP2

• Today (2025): 158,511 people
• By 2030: 168,241 · +6.1%
• By 2040: 186,252 · +17.5%
• By 2050: 201,516 · +27.1%
• By 2075: 231,217 · +45.9%
• By 2100: 241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Black 6% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Lithuanian 10% Italian 2% Slovak 2%
• Foreign-born: 2% · Canada, China, Vietnam
• Languages at home: 97% English-only · Chinese 1% Spanish 1%

Political lean MEDSL · Livingston

• 2024 margin: Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
• 2008→2024 swing: +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
• All cycles: 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.92%
• Current HPI: 164.6373
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+150.3% since first listed

14 events — show timeline

• 2026-05-26 Price Changed $149,900 AcadianaMLS
• 2026-05-26 Price Changed $149,900 GBRMLS
• 2026-04-27 Listed $155,000 GBRMLS
• 2026-04-27 Listed $155,000 AcadianaMLS
• 2012-08-21 Sold (Public Records) $94,000 Public Records
• 2012-08-17 Sold (MLS) — GBRMLS
• 2012-01-18 Listed $94,500 GBRMLS
• 2012-01-18 Listed $94,500 AcadianaMLS
• 2006-05-31 Sold (MLS) — GBRMLS
• 2005-11-11 Listed $79,900 GBRMLS
• 2005-11-11 Listed $79,900 AcadianaMLS
• 2001-08-20 Sold (MLS) — GBRMLS
• 2001-07-05 Listed $59,900 GBRMLS
• 2001-07-05 Listed $59,900 AcadianaMLS

Property tax history

+0.8%/yr

Latest (2024): $1,166 · +11.1% YoY. Source: county tax records.