3405 NW 9th St · Cape Coral, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +13.5/15.0
- DSCR +4.6/10.0
- Schools +4.1/10.0
- Livability +3.9/5.0
- 1% rule +3.8/10.0
- Condition / age +2.5/5.0
- Rent growth +1.1/5.0
- Appreciation +0.0/10.0
$320,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your New Home in Paradise! Why endure the long wait for new construction when you could move into this Gorgeous 2018 Built home in a highly sought after and growing area of Northwest Cape Coral with many new construction homes. You will love the Open Floor Plan and Split Bedroom design with 1,604 sq ft of Living Area, 3 Bedrooms, 2 Baths, High Ceilings, Vinyl Plank Flooring (Carpet in Bedrooms), Large Laundry Room, Insulated Double Pane and Impact Windows. The Kitchen has Beautiful Granite Counters and a Stone Backsplash, Pantry, Large Island and a Breakfast Nook. The Master Bedroom features a Tray Ceiling and Walk-in Closet. All Bedrooms and Living room are equipped with Ceiling Fans. The Lanai overlooks a spacious Backyard with Privacy Fence, perfect for children and pets, and plenty of room for a pool. Prime location near shopping, dining, golf, community boat ramp, Matlacha’s galleries-boutiques-restaurants, and just a short drive to Fort Myers, Beaches, RSW International Airport, and Punta Gorda Airport. Furnishings are negotiable. Make an appointment to see this home TODAY!
Key facts
- Open floor plan
- Move in ready home
- Assumable fha loan
Tags
Property features AI
Finance
- Other: Lot is rectangular, paved public-maintained road access, north exposure; Lot dimensions approximately 80 x 125
- Financial info: Pets allowed
- HOA & community: No association fee indicated
Exterior
- Parking: Attached garage with garage door opener; 2 covered garage spaces
- Utilities: Well water; Septic tank; Cable not available
- Home design: Single-story home; Entry at level 1; Faces south
- Construction: Block, concrete and stucco construction; Shingle roof; Resale property
- Exterior features: Fence; Room for pool; Manual shutters; Lanai; Porch; Screened porch
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Freezer; Kitchen island; Pantry; Water purifier
- Bedrooms: Includes screened porch and great room (listed as room types)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fans
- Interior features: Breakfast bar; Tray ceilings; Dual sinks; Entrance foyer; Kitchen island; Combined living and dining area; Pantry; Shower only (separate shower)
- Laundry & utility: Washer; Dryer; Water softener
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $320k.
Deal economics
- At list price, monthly cash flow is $-329 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $262k (18.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $281k (12.1% below list).
- Recommended offer: $262k (18.1% below list) — sets the bar for cash-flow.
- Cap rate 6.7% vs local median 3.1% in Cape Coral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#208 in FL, #3,098 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities B+; Watch: commute F.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Gulf Elementary School (math 70% / reading 65%, grade B+, #435 of 2,144 statewide, top 21%, 1,231 students, 38% FRL); Challenger Middle School (math 59% / reading 56%, grade B, #157 of 571 statewide, top 28%, 1,124 students, 50% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL) — zoned schools average 42% FRL vs 57% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents falling (-5.5%/yr); 2671 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- This rent runs 37% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 125 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 11y ago; this cycle's ask has dropped $29k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 125 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.66%
- Cash-on-cash
- 1.31%
- DSCR
- 1.06
- GRM
- 9.5
CMA / ARV
- ARV (on-the-fly)
- $368,920
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1013 NW 32nd Pl | 0.29mi | 3/2.0 | 1,698 (+6%) | 4mo | $429,900 | $253 | 73 |
| 1020 NW 35th Ave | 0.24mi | 3/2.0 | 1,824 (+14%) | 2mo | $405,000 | $222 | 65 |
| 509 NW 36th Ave | 0.53mi | 3/2.0 | 1,463 (-9%) | 1mo | $255,000 | $174 | 60 |
| 2824 Tropicana Pkwy W | 0.73mi | 3/2.0 | 1,700 (+6%) | 12mo | $413,000 | $243 | 46 |
| 422 NW 37th Ave | 0.66mi | 3/2.0 | 1,718 (+7%) | 15mo | $395,000 | $230 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -27.7%
- Equity multiple
- 0.10×
- Total profit
- $-80,771
- Equity at exit
- $47,713
- IRR
- -46.4%
- Equity multiple
- -0.43×
- Total profit
- $-128,105
- Equity at exit
- $27,668
Cash invested: $89,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33993
- Home prices YoY
- -14.1%
- Rents YoY
- -5.5%
- Active inventory
- 2671
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $2,811 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax from tax record
- −$312 /mo · $3,738/yr
- Insurance
- −$133
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$590
- Net cashflow
- $-329
Break-even live
Sensitivity live
| Price | -10% $-147 | -5% $-238 | +0% $-329 | +5% $-419 | +10% $-510 |
|---|---|---|---|---|---|
| Rent | -10% $-551 | -5% $-440 | +0% $-329 | +5% $-218 | +10% $-107 |
| Rate | -1.0pp $-167 | -0.5pp $-247 | base $-329 | +0.5pp $-412 | +1.0pp $-496 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $80,000
- Closing costs
- $9,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3322 NW 5th Ter Cape Coral, FL | 3.0 | 2.0 | 1666 | $5,000 | $3.00 | 25d | 1 | 0.49mi |
| 1221 NW 33rd Ave Cape Coral, FL | 3.0 | 2.0 | 2035 | $3,995 | $1.96 | 18d | 1 | 0.50mi |
| 1220 NW 36th Pl Cape Coral, FL | 3.0 | 2.0 | 1468 | $1,995 | $1.36 | 16d | 1 | 0.54mi |
| 421 NW 36th Ave Cape Coral, FL | 4.0 | 2.0 | 2230 | $1,900 | $0.85 | 4d | 1 | 0.57mi |
| 1049 NW 38th Pl Cape Coral, FL | 3.0 | 2.0 | 2009 | $4,570 | $2.27 | 25d | 1 | 0.61mi |
| 426 NW 37th Pl Cape Coral, FL | 3.0 | 2.0 | 1739 | $5,250 | $3.02 | 25d | 1 | 0.67mi |
| 1255 NW 38th Ave Cape Coral, FL | 3.0 | 3.0 | 2219 | $6,500 | $2.93 | 25d | 1 | 0.75mi |
| 1119 NW 28th Pl Cape Coral, FL | 3.0 | 3.0 | 2047 | $2,400 | $1.17 | 25d | 1 | 0.82mi |
| 217 NW 36th Ave Cape Coral, FL | 3.0 | 2.0 | 1885 | $4,000 | $2.12 | 16d | 1 | 0.87mi |
| 1521 NW 37th Ave Cape Coral, FL | 3.0 | 3.0 | 2000 | $2,700 | $1.35 | 25d | 1 | 0.87mi |
| 2837 NW 3rd St Cape Coral, FL | 3.0 | 3.0 | 1700 | $3,500 | $2.06 | 23d | 1 | 1.01mi |
| 2837 NW 3rd St Cape Coral, FL | 3.0 | 3.0 | 1700 | $3,500 | $2.06 | 25d | 1 | 1.01mi |
| 222 NW 28th Ct Cape Coral, FL | 3.0 | 2.0 | 1116 | $1,526 | $1.37 | 12d | 1 | 1.01mi |
| 2701 NW 11th St Cape Coral, FL | 3.0 | 2.0 | 1627 | $3,000 | $1.84 | 25d | 1 | 1.01mi |
| 2710 NW 5th Ter Cape Coral, FL | 4.0 | 2.0 | 1830 | $1,925 | $1.05 | 18d | 1 | 1.03mi |
| 121 NW 38th Ave Cape Coral, FL | 3.0 | 3.0 | 1957 | $3,995 | $2.04 | 18d | 1 | 1.06mi |
| 2619 NW 11th St Cape Coral, FL | 3.0 | 2.0 | 1272 | $2,110 | $1.66 | 25d | 1 | 1.06mi |
| 2465 NW 9th St Cape Coral, FL | 4.0 | 3.0 | 2020 | $2,595 | $1.28 | 25d | 1 | 1.07mi |
| 2453 NW 8th Ter Cape Coral, FL | 3.0 | 2.0 | 1574 | $2,200 | $1.40 | 25d | 1 | 1.11mi |
| 2519 NW 7th St Cape Coral, FL | 3.0 | 2.0 | 2017 | $2,296 | $1.14 | 5d | 1 | 1.15mi |
| 1225 NW 26th Pl Cape Coral, FL | 4.0 | 2.0 | 1993 | $1,995 | $1.00 | 25d | 1 | 1.17mi |
| 1208 NW 25th Pl Cape Coral, FL | 4.0 | 2.0 | 1735 | $2,200 | $1.27 | 5d | 1 | 1.22mi |
| 3804 Embers Pkwy W Cape Coral, FL | 3.0 | 3.0 | 1906 | $4,500 | $2.36 | 25d | 1 | 1.24mi |
| 512 NW 25th Ave Cape Coral, FL | 3.0 | 2.0 | 1702 | $2,100 | $1.23 | 13d | 1 | 1.27mi |
| 2835 NW Embers Ter Cape Coral, FL | 3.0 | 2.0 | 1667 | $2,250 | $1.35 | 16d | 1 | 1.28mi |
| 231 NW 26th Ave Cape Coral, FL | 3.0 | 2.0 | 1479 | $2,300 | $1.56 | 25d | 1 | 1.35mi |
| 2637 NW 1st St Cape Coral, FL | 3.0 | 2.0 | 1968 | $2,475 | $1.26 | 25d | 1 | 1.39mi |
| 2716 NW Embers Ter Cape Coral, FL | 4.0 | 3.0 | 1765 | $3,000 | $1.70 | 25d | 1 | 1.40mi |
| 141 SW 37th Pl Cape Coral, FL | 3.0 | 2.0 | 2201 | $3,200 | $1.45 | 5d | 1 | 1.40mi |
| 128 NW 25th Pl Cape Coral, FL | 3.0 | 2.0 | 1409 | $2,850 | $2.02 | 25d | 1 | 1.45mi |
| 2725 SW Embers Ter Cape Coral, FL | 3.0 | 2.0 | 1970 | $2,100 | $1.07 | 5d | 1 | 1.47mi |
Listing history 26 events
-
2026-06-22days on market $320,000 Active 125 DOM
-
2026-06-17days on market $320,000 Active 121 DOM
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2026-06-16days on market $320,000 Active 120 DOM
-
2026-06-15days on market $320,000 Active 119 DOM
-
2026-06-13days on market $320,000 Active 117 DOM
-
2026-06-10days on market $320,000 Active 114 DOM
-
2026-06-09days on market $320,000 Active 113 DOM
-
2026-06-07days on market $320,000 Active 111 DOM
-
2026-06-02days on market $320,000 Active 106 DOM
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2026-06-01days on market $320,000 Active 105 DOM
-
2026-06-01remarks 699-char remark
-
2026-06-01pricedays on market $320,000 Active 104 DOM
-
2026-05-07status Active
-
2026-03-19status Pending
-
2026-03-17status Active
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2026-02-11status Pending
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2026-01-11price $344,000
-
2025-11-23$349,000 Active
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2021-11-16soldstatus $340,000 Closed 1113-char remark
Show marketing remark (1113 chars)
Welcome to your New Home in Paradise! Why endure the long wait for new construction when you could move into this Gorgeous 2018 Built home in a highly sought after and growing area of Northwest Cape Coral with many new construction homes. You will love the Open Floor Plan and Split Bedroom design with 1,604 sq ft of Living Area, 3 Bedrooms, 2 Baths, High Ceilings, Vinyl Plank Flooring (Carpet in Bedrooms), Large Laundry Room, Insulated Double Pane and Impact Windows. The Kitchen has Beautiful Granite Counters and a Stone Backsplash, Pantry, Large Island and a Breakfast Nook. The Master Bedroom features a Tray Ceiling and Walk-in Closet. All Bedrooms and Living room are equipped with Ceiling Fans. The Lanai overlooks a spacious Backyard with Privacy Fence, perfect for children and pets, and plenty of room for a pool. Prime location near shopping, dining, golf, community boat ramp, Matlacha’s galleries-boutiques-restaurants, and just a short drive to Fort Myers, Beaches, RSW International Airport, and Punta Gorda Airport. Furnishings are negotiable. Make an appointment to see this home TODAY!
-
2021-10-04status Pending 1113-char remark
Show marketing remark (1113 chars)
Welcome to your New Home in Paradise! Why endure the long wait for new construction when you could move into this Gorgeous 2018 Built home in a highly sought after and growing area of Northwest Cape Coral with many new construction homes. You will love the Open Floor Plan and Split Bedroom design with 1,604 sq ft of Living Area, 3 Bedrooms, 2 Baths, High Ceilings, Vinyl Plank Flooring (Carpet in Bedrooms), Large Laundry Room, Insulated Double Pane and Impact Windows. The Kitchen has Beautiful Granite Counters and a Stone Backsplash, Pantry, Large Island and a Breakfast Nook. The Master Bedroom features a Tray Ceiling and Walk-in Closet. All Bedrooms and Living room are equipped with Ceiling Fans. The Lanai overlooks a spacious Backyard with Privacy Fence, perfect for children and pets, and plenty of room for a pool. Prime location near shopping, dining, golf, community boat ramp, Matlacha’s galleries-boutiques-restaurants, and just a short drive to Fort Myers, Beaches, RSW International Airport, and Punta Gorda Airport. Furnishings are negotiable. Make an appointment to see this home TODAY!
-
2021-10-01price $339,900 1113-char remark
Show marketing remark (1113 chars)
Welcome to your New Home in Paradise! Why endure the long wait for new construction when you could move into this Gorgeous 2018 Built home in a highly sought after and growing area of Northwest Cape Coral with many new construction homes. You will love the Open Floor Plan and Split Bedroom design with 1,604 sq ft of Living Area, 3 Bedrooms, 2 Baths, High Ceilings, Vinyl Plank Flooring (Carpet in Bedrooms), Large Laundry Room, Insulated Double Pane and Impact Windows. The Kitchen has Beautiful Granite Counters and a Stone Backsplash, Pantry, Large Island and a Breakfast Nook. The Master Bedroom features a Tray Ceiling and Walk-in Closet. All Bedrooms and Living room are equipped with Ceiling Fans. The Lanai overlooks a spacious Backyard with Privacy Fence, perfect for children and pets, and plenty of room for a pool. Prime location near shopping, dining, golf, community boat ramp, Matlacha’s galleries-boutiques-restaurants, and just a short drive to Fort Myers, Beaches, RSW International Airport, and Punta Gorda Airport. Furnishings are negotiable. Make an appointment to see this home TODAY!
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2021-09-17$344,900 Active 1113-char remark
Show marketing remark (1113 chars)
Welcome to your New Home in Paradise! Why endure the long wait for new construction when you could move into this Gorgeous 2018 Built home in a highly sought after and growing area of Northwest Cape Coral with many new construction homes. You will love the Open Floor Plan and Split Bedroom design with 1,604 sq ft of Living Area, 3 Bedrooms, 2 Baths, High Ceilings, Vinyl Plank Flooring (Carpet in Bedrooms), Large Laundry Room, Insulated Double Pane and Impact Windows. The Kitchen has Beautiful Granite Counters and a Stone Backsplash, Pantry, Large Island and a Breakfast Nook. The Master Bedroom features a Tray Ceiling and Walk-in Closet. All Bedrooms and Living room are equipped with Ceiling Fans. The Lanai overlooks a spacious Backyard with Privacy Fence, perfect for children and pets, and plenty of room for a pool. Prime location near shopping, dining, golf, community boat ramp, Matlacha’s galleries-boutiques-restaurants, and just a short drive to Fort Myers, Beaches, RSW International Airport, and Punta Gorda Airport. Furnishings are negotiable. Make an appointment to see this home TODAY!
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2017-02-13price $14,999
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2016-01-09historical
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2015-07-08$15,500 Active
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1999-08-04soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,738 · $312/mo
- Projected year-2 tax
- $3,738 · $312/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,735
- − Mortgage interest
- −$17,925
- − Property taxes
- −$3,738
- − Insurance
- −$6,718
- − Repairs & maintenance
- −$2,699
- − Management
- −$2,699
- − Depreciation
- −$9,309
- Taxable loss
- −$9,353
- Est. tax savings @ 24.0%
- +$2,245
- After-tax cash flow
- $-1,698/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Cape Coral
- Score
- 77/100
- State rank
- #208
- US rank
- #3098
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cape Coral, FL
- County
- Lee County · 788,662 people
- City population
- 217,388
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 35,580
- Household income
- $90,577
- Rent vs Own
- Severe rent burden
- 286.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 57% Hispanic / Latino 30% Two or more races 21% Black 7% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 6% Cuban 17% Dominican 1%
- Common ancestry
- Romanian 2% Hispanic 2% Lithuanian 2%
- Foreign-born
- 21% · Canada, Jamaica, China
- Languages at home
- 73% English-only · Spanish 24% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.34%
- Current HPI
- 337.0575
- Rent YoY
- ▼ -5.51%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+2193.3% since first listed14 events — show timeline
- 2026-05-07 Relisted — FORTMLS
- 2026-03-19 Pending — FORTMLS
- 2026-03-17 Relisted — FORTMLS
- 2026-02-11 Pending — FORTMLS
- 2026-01-11 Price Changed $344,000 FORTMLS
- 2025-11-23 Listed $349,000 FORTMLS
- 2021-11-16 Sold (MLS) $340,000 FORTMLS
- 2021-10-04 Pending — FORTMLS
- 2021-10-01 Price Changed $339,900 FORTMLS
- 2021-09-17 Listed $344,900 FORTMLS
- 2017-02-13 Price Changed $14,999 BEARMLS
- 2016-01-09 Listing Removed — FORTMLS
- 2015-07-08 Listed $15,500 FORTMLS
- 1999-08-04 Sold (Public Records) $15,000 Public Records
Property tax history
+25.6%/yrLatest (2025): $3,738 · -20.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…