210 Florida Dr · Auburndale, FL 33823

$199,900

2 bd · 1.0 ba · 898 sqft · SingleFamily public records · 88 Days on market

Built 1951 6,499 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• DSCR +4.0/10.0
• Schools +3.5/10.0
• Rent growth +3.3/5.0
• 1% rule +3.2/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE REDUCED! BRING ALL OFFERS!! Have a look at this charming home in Auburndale! Built in 1951, it's a 2 bedroom, 1 bath, bungalow style home, and ready for its' new owner. It has a very large, partially fenced backyard, with beautiful Pine trees at the rear of the property. Inside, you will notice the custom Knotty Pine ceilings all throughout, as well as some original hardwood floors. Many homes in this neighborhood are being renovated, so take advantage of this opportunity! Values are only going up, and with a little TLC the equity is yours! Make your offer fast, and get this one before it's gone!

Key facts

• 6,499 sq ft lot
• 2 parking spots
• Built 1951

Property features AI

Finance

• Other: Property type: Residential — Single Family Residence; Zoning: R-2; Total living area reported as 898 square feet; Lot acreage listed as 0 to less than 1/4 acre
• Financial info: No lease restrictions; Third-party listing
• HOA & community: No HOA association indicated; Pets allowed

Exterior

• Parking: Carport with 2 spaces
• Security: No additional equipment listed
• Utilities: Public water; Septic tank sewer; Broadband/High-speed internet available; Cable available and connected; Electricity available and connected
• Home design: Single-family residence; One story; Faces east
• Construction: Stucco and frame construction; Shingle roof; Built on block foundation with crawlspace
• Exterior features: Concrete road access; Lot approximately 0.15 acre (50 x 130)

Interior

• Kitchen: Convection oven; Dishwasher; Disposal; Refrigerator; Exhaust fan
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Block and crawlspace foundation
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer included; Electric dryer hookup inside; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $5 ($58/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (18.1% below list).
• Recommended offer: $164k (18.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#48 in FL, #905 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, commute C-.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Lena Vista Elementary School (math 40% / reading 40%, grade F, #1,491 of 2,144 statewide, top 70%, 975 students, 56% FRL); Auburndale Senior High School (math 25% / reading 31%, grade F, #464 of 667 statewide, top 70%, 1,716 students, 53% FRL).
• Market conditions: Rents rising (+3.2%/yr); 476 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $85k; list at $200k implies a 135% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,649 (18.1% below list)

Questions for the listing agent

1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.32%
• Cash-on-cash: 0.10%
• DSCR: 1.00
• GRM: 10.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.18% rent growth · sell at horizon

5-year hold

• IRR: -16.0%
• Equity multiple: 0.43×
• Total profit: $-31,819
• Equity at exit: $29,806

10-year hold

• IRR: -7.3%
• Equity multiple: 0.53×
• Total profit: $-26,219
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33823

• Home prices YoY: -24.5%
• Rents YoY: 3.2%
• Active inventory: 476
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,636 high
• Mortgage (P&I): −$1,048
• Tax from tax record: −$156 /mo · $1,877/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $5

Break-even live

Break-even rent $1,630

Max offer price $199,900

Occupancy floor 95%

Sensitivity live

Price	-10% $118	-5% $61	+0% $5	+5% $-52	+10% $-108
Rent	-10% $-124	-5% $-60	+0% $5	+5% $69	+10% $134
Rate	-1.0pp $106	-0.5pp $56	base $5	+0.5pp $-47	+1.0pp $-100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
110 Oleander Ave Auburndale, FL	2.0	1.0	720	$2,100	$2.92	24d	1	0.31mi
3014 Reiter Dr Unit A Auburndale, FL	2.0	1.0	826	$1,325	$1.60	24d	1	0.45mi
3028 Robert Ave Auburndale, FL	1.0	1.0	600	$995	$1.66	24d	1	0.46mi
704 Sunset Ave Unit B Auburndale, FL	2.0	1.0	850	$1,340	$1.58	15d	1	1.00mi
4 Sandy Ln Auburndale, FL	3.0	2.0	954	$1,620	$1.70	24d	1	1.21mi

Listing history 28 events

1. 2026-06-18
   days on market $199,900 Active 88 DOM
2. 2026-06-17
   days on market $199,900 Active 87 DOM
3. 2026-06-16
   days on market $199,900 Active 86 DOM
4. 2026-06-15
   days on market $199,900 Active 85 DOM
5. 2026-06-13
   days on market $199,900 Active 83 DOM
6. 2026-06-10
   days on market $199,900 Active 80 DOM
7. 2026-06-09
   days on market $199,900 Active 79 DOM
8. 2026-06-08
   days on market $199,900 Active 78 DOM
9. 2026-06-07
   days on market $199,900 Active 77 DOM
10. 2026-06-05
    days on market $199,900 Active 74 DOM
11. 2026-06-03
    days on market $199,900 Active 73 DOM
12. 2026-06-03
    days on market $199,900 Active 72 DOM
13. 2026-06-01
    days on market $199,900 Active 71 DOM
14. 2026-05-31
    days on market $199,900 Active 70 DOM
15. 2026-05-05
    status Active
16. 2026-02-08
    price $199,900
17. 2026-01-22
    price $210,000
18. 2026-01-13
    listed $225,000 Active
19. 2021-07-20
    soldstatus $85,000
20. 2021-07-14
    soldstatus $85,000 Closed 610-char remark

    Show marketing remark (610 chars)

    PRICE REDUCED! BRING ALL OFFERS!! Have a look at this charming home in Auburndale! Built in 1951, it's a 2 bedroom, 1 bath, bungalow style home, and ready for its' new owner. It has a very large, partially fenced backyard, with beautiful Pine trees at the rear of the property. Inside, you will notice the custom Knotty Pine ceilings all throughout, as well as some original hardwood floors. Many homes in this neighborhood are being renovated, so take advantage of this opportunity! Values are only going up, and with a little TLC the equity is yours! Make your offer fast, and get this one before it's gone!

21. 2021-06-07
    status Pending 610-char remark

    Show marketing remark (610 chars)

    PRICE REDUCED! BRING ALL OFFERS!! Have a look at this charming home in Auburndale! Built in 1951, it's a 2 bedroom, 1 bath, bungalow style home, and ready for its' new owner. It has a very large, partially fenced backyard, with beautiful Pine trees at the rear of the property. Inside, you will notice the custom Knotty Pine ceilings all throughout, as well as some original hardwood floors. Many homes in this neighborhood are being renovated, so take advantage of this opportunity! Values are only going up, and with a little TLC the equity is yours! Make your offer fast, and get this one before it's gone!

22. 2021-06-02
    price $100,000 610-char remark

    Show marketing remark (610 chars)

    PRICE REDUCED! BRING ALL OFFERS!! Have a look at this charming home in Auburndale! Built in 1951, it's a 2 bedroom, 1 bath, bungalow style home, and ready for its' new owner. It has a very large, partially fenced backyard, with beautiful Pine trees at the rear of the property. Inside, you will notice the custom Knotty Pine ceilings all throughout, as well as some original hardwood floors. Many homes in this neighborhood are being renovated, so take advantage of this opportunity! Values are only going up, and with a little TLC the equity is yours! Make your offer fast, and get this one before it's gone!

23. 2021-05-28
    listed $110,000 Active 610-char remark

    Show marketing remark (610 chars)

    PRICE REDUCED! BRING ALL OFFERS!! Have a look at this charming home in Auburndale! Built in 1951, it's a 2 bedroom, 1 bath, bungalow style home, and ready for its' new owner. It has a very large, partially fenced backyard, with beautiful Pine trees at the rear of the property. Inside, you will notice the custom Knotty Pine ceilings all throughout, as well as some original hardwood floors. Many homes in this neighborhood are being renovated, so take advantage of this opportunity! Values are only going up, and with a little TLC the equity is yours! Make your offer fast, and get this one before it's gone!

24. 2017-05-08
    status Pending
25. 2017-05-08
    historical
26. 2017-05-05
    listed $44,500 Active
27. 2004-12-27
    historical
28. 2004-09-07
    listed $64,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,877 · $156/mo
• Projected year-2 tax: $1,877 · $156/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 6 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,638
• − Mortgage interest: −$11,198
• − Property taxes: −$1,877
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,571
• − Management: −$1,571
• − Depreciation: −$5,815
• Taxable loss: −$3,393
• Est. tax savings @ 24.0%: +$814
• After-tax cash flow: $873/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Auburndale

• Score: 83/100
• State rank: #48
• US rank: #905

Category grades

Amenities C- Commute C- Cost of living A+ Crime C+ Employment C Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Polk County · 740,051 people
• City population: 41,779
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 41,779
• Household income: $71,485
• Rent vs Own: 24.8% rent · 75.2% own
• Severe rent burden: 821.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Black 13% Two or more races 6% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 7% Cuban 1%
• Common ancestry: Hispanic 3% Lithuanian 2% Romanian 1%
• Foreign-born: 10% · Canada, Jamaica, Philippines
• Languages at home: 79% English-only · Spanish 15% French/Haitian/Cajun 3% Other Indo-European 2%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.70%
• Current HPI: 316.9436
• Rent YoY: ▲ 3.18%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+208.0% since first listed

14 events — show timeline

• 2026-05-05 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-02-08 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-22 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Listed $225,000 Stellar MLS as Distributed by MLS Grid
• 2021-07-20 Sold (Public Records) $85,000 Public Records
• 2021-07-14 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
• 2021-06-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-06-02 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
• 2021-05-28 Listed $110,000 Stellar MLS as Distributed by MLS Grid
• 2017-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-05-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-05-05 Listed $44,500 Stellar MLS as Distributed by MLS Grid
• 2004-12-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2004-09-07 Listed $64,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+15.8%/yr

Latest (2025): $1,877 · +6.7% YoY. Source: county tax records.