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2310 10th Ct S
D Composite 41.56
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.6/30.0
  • Livability +3.4/5.0
  • DSCR +3.1/10.0
  • Rent growth +3.1/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$329,900

2310 10th Ct S · Birmingham, AL 35205
2 bd · 1.0 ba · 2,076 sqft · SingleFamily public records · 45 Days on market
Built 1925 5,227 sqft lot $159/sqft · 36% below area Est $512k · 36% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

Key facts

  • 5,227 sq ft lot
  • Built 1925
  • Listed 45 days

Property features AI

Finance

  • Financial info: Down payment assistance available

Exterior

  • Parking: Driveway parking; Off-street parking; On-street parking
  • Utilities: Public water; Connected sewer; Gas water heater; Internet service available
  • Home design: Siding exterior; Basement foundation; Full unfinished daylight basement (concrete block); Existing (previously built) home
  • Construction: Siding (other) exterior construction; Basement foundation
  • Exterior features: Fenced yard; Covered deck; Open patio; Porch; Sidewalks; Interior lot with some trees

Interior

  • Kitchen: Gas cooktop and gas oven; Built-in microwave; Built-in dishwasher; Refrigerator included; Stove (gas); Some stainless appliances; Plumbed for gas in kitchen; Breakfast bar
  • Bedrooms: Two bedrooms (both on upper level)
  • Flooring: Hardwood floors; Tile floors
  • Bathrooms: One full bathroom (upper level) with separate shower and separate vanities; One half bath (main level)
  • Heating & cooling: Central heating (gas); Central electric cooling; Ceiling fans
  • Interior features: 9-ft or higher ceilings with crown molding and smooth finish; Recessed lighting; Some window treatments included; Masonry stone gas fireplace with gas logs in the living room; Solid surface kitchen countertops
  • Laundry & utility: Main-level laundry room; Washer hookup and electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $301k (8.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (20.5% below list).
  • Recommended offer: $262k (20.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
  • Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Avondale Elementary School (math 2% / reading 17%, grade F, #568 of 627 statewide, top 94%, 328 students, 76% FRL); Woodlawn High Schoolmagnet (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 738 students, 91% FRL) — zoned schools at 83% FRL track the district average.
  • Market conditions: Rents rising (+2.6%/yr); 125 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
  • At $2,622/mo this rent would consume 62% of the median local household income ($51k/yr) (locally 1468% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; list at $330k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $262,207 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.70%
Cash-on-cash
-2.11%
DSCR
0.91
GRM
10.5

CMA / ARV

ARV (median comp)
$512,157
List price
$329,900
Delta
-35.59%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2142 15th Ave S 0.44mi 3/1.5 (+1) 2,055 (-1%) 6mo $400,000 $195 66
921 S 28th St 0.45mi 3/1.5 (+1) 2,092 (+1%) 11mo $449,900 $215 62
1039 28th St S 0.42mi 3/2.5 (+1) 2,024 (-2%) 7mo $520,000 $257 60
1038 28th St S 0.40mi 3/2.0 (+1) 2,186 (+5%) 6mo $450,000 $206 59
3031 13th Ave S 0.73mi 3/2.0 (+1) 2,190 (+6%) 2mo $404,500 $185 46
1015 28th Pl S 0.47mi 3/1.5 (+1) 2,288 (+10%) 12mo $515,000 $225 44
2125 15th Ave S 0.47mi 3/1.5 (+1) 2,348 (+13%) 8mo $439,000 $187 43
2124 16th Ave S 0.51mi 3/2.0 (+1) 2,382 (+15%) 0mo $350,000 $147 42
2520 Lanark Rd 0.72mi 3/2.5 (+1) 2,029 (-2%) 12mo $1,050,000 $517 42
1013 28th Pl 0.47mi 3/1.5 (+1) 2,326 (+12%) 13mo $365,000 $157 40
1712 14th Ave S 0.70mi 3/2.5 (+1) 1,886 (-9%) 1mo $482,000 $256 40
1003 30th St S 0.62mi 3/2.0 (+1) 1,835 (-12%) 10mo $365,000 $199 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
-20.2%
Equity multiple
0.30×
Total profit
$-64,884
Equity at exit
$49,189
10-year hold
IRR
-14.2%
Equity multiple
0.20×
Total profit
$-74,178
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35205

Rents YoY
2.6%
Active inventory
125
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,622 high interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$367 /mo · $4,399/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$551
Net cashflow
$-163

Break-even live

Break-even rent $2,828
Max offer price $301,165
Occupancy floor

Sensitivity live

Price -10% $24 -5% $-69 +0% $-163 +5% $-256 +10% $-349
Rent -10% $-370 -5% $-266 +0% $-163 +5% $-59 +10% $44
Rate -1.0pp $3 -0.5pp $-79 base $-163 +0.5pp $-248 +1.0pp $-335

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2600 Highland Ave S #701 Birmingham, AL 2.0 2.0 1652 $3,800 $2.30 45d 1 0.28mi
2700 Highland Ave #201 Birmingham, AL 2.0 2.0 1566 $2,300 $1.47 24d 1 0.34mi
2410 Arlington Cres Birmingham, AL 2.0 1.0 1400 $950 $0.68 17d 1 0.47mi
2020 5th Ave S Birmingham, AL 1.0–3.0 1.0–2.5 1108 $2,175 $1.96 15d 4 0.64mi
401 20th St S Birmingham, AL 2.0 2.0 1295 $2,000 $1.54 13d 2 0.68mi
2014 3rd Ave S Birmingham, AL 3.0 1.0–3.0 1107 $2,311 $2.09 3d 73 0.79mi
2201 21st Ave S Birmingham, AL 3.0 2.0 1400 $2,395 $1.71 45d 1 0.88mi
1228 15th St S Birmingham, AL 3.0–4.0 3.0–4.0 1690 $2,689 $1.59 2d 3 0.93mi
700 34th St S Birmingham, AL 2.0 2.5 1578 $2,020 $1.28 2d 1 0.94mi
2311 Morris Ave Birmingham, AL 2.0 1.0 2000 $5,000 $2.50 4d 1 0.98mi
2311 Morris Ave Birmingham, AL 2.0 1.0 2000 $5,000 $2.50 4d 1 0.98mi
2227 2nd Ave N Unit 304 Birmingham, AL 1.0 1.0 1521 $2,880 $1.89 45d 1 1.11mi
4020 Lenox Rd Unit AL35216 Birmingham, AL 3.0 2.5 1674 $2,665 $1.59 11d 1 1.18mi
1816 3rd Ave N Birmingham, AL 1.0 1.0–1.5 1305 $2,865 $2.20 4d 15 1.31mi
3723 5th Ave S Birmingham, AL 3.0 2.0 1840 $3,400 $1.85 45d 1 1.33mi
600 24th St N Birmingham, AL 1.0–3.0 1.0–2.0 1098 $1,244 $1.13 2d 13 1.44mi
1617 Beckham Dr Birmingham, AL 3.0 2.5 1728 $2,828 $1.64 4d 1 1.49mi

Listing history 30 events

  1. 2026-06-21
    days on market $329,900 Active 45 DOM
  2. 2026-06-18
    days on market $329,900 Active 42 DOM
  3. 2026-06-17
    days on market $329,900 Active 41 DOM
  4. 2026-06-16
    days on market $329,900 Active 40 DOM
  5. 2026-06-15
    days on market $329,900 Active 39 DOM
  6. 2026-06-13
    days on market $329,900 Active 37 DOM
  7. 2026-06-10
    days on market $329,900 Active 34 DOM
  8. 2026-06-09
    days on market $329,900 Active 33 DOM
  9. 2026-06-08
    days on market $329,900 Active 32 DOM
  10. 2026-06-07
    days on market $329,900 Active 31 DOM
  11. 2026-06-03
    days on market $329,900 Active 27 DOM
  12. 2026-06-02
    days on market $329,900 Active 26 DOM
  13. 2026-06-01
    days on market $329,900 Active 25 DOM
  14. 2026-05-31
    days on market $329,900 Active 24 DOM
  15. 2026-05-07
    listed $329,900 Active 1087-char remark
  16. 2026-05-05
    historical $329,900 1087-char remark
  17. 2022-03-04
    soldstatus $200,000
  18. 2022-02-25
    soldstatus $200,000 Sold 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  19. 2022-02-24
    status Pending 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  20. 2022-02-06
    historical 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  21. 2022-01-28
    status Active 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  22. 2021-12-18
    historical Contingent 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  23. 2021-12-15
    status Active 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  24. 2021-11-25
    historical Contingent 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  25. 2021-11-17
    price $245,000 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  26. 2021-11-10
    status Active 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  27. 2021-11-07
    historical 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  28. 2021-10-19
    listed $275,000 Active 1001-char remark
    Show marketing remark (1001 chars)

    INVESTORS & FIXER UPPERS! This property gives you the option to be COMMERCIAL OR RESIDENTIAL - Walking distance from UAB, St. Vincent's and Children's. Grab an Uber or stroll on over to ALL the area hot spots, catch a Barons game, visit Avondale, UPTOWN, all Birmingham's best eateries and taverns just minutes away. You'll be walking into history when you enter this gorgeous home built in 1925. You step back in time the moment you step onto the front porch, enter the HUGE formal living room, there's a fireplace, French doors take you into a separate dining room, kitchen, laundry room and back deck. The beautiful staircase leads upstairs to your parlor, and 2 BR/1 BA, housing a beautiful antique claw tub! Take a stroll around the backyard just waiting for someone to bring it back to the oasis it once was, according to present owner at one time was a parking area. Whether looking to invest, seek an office or living space -A MUST SEE! Selling AS IS. Schedule through ShowingTime TODAY!

  29. 1998-08-17
    soldstatus $84,000
  30. 1994-12-27
    soldstatus $57,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$4,399 · $367/mo
Projected year-2 tax
$4,399 · $367/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,465
− Mortgage interest
−$18,480
− Property taxes
−$4,399
− Insurance
−$1,650
− Repairs & maintenance
−$2,517
− Management
−$2,517
− Depreciation
−$9,597
Taxable loss
−$7,695
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,847
After-tax cash flow
$-105/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Birmingham City
NCES district ID
0100390
Math proficiency
4% ▼ -17.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$31,988
Composite
9.49/100
National rank
#9850
State rank
#116 of 129 in AL

Livability — Birmingham

Score
67/100
State rank
#78
US rank
#10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Birmingham, AL
County
Jefferson County · 527,445 people
City population
210,422
Metro
Birmingham-Hoover, AL
Population (ZIP)
18,858
Household income
$51,158
Rent vs Own
67.2% rent · 32.8% own
Severe rent burden
1468.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 60% Black 26% Hispanic / Latino 5% Asian 5% Two or more races 4%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 3% Italian 2% Serbian 2%
Foreign-born
9% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 4% Other Indo-European 2% Chinese 1%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -199.42%
Current HPI
291.38
Rent YoY
▲ 2.59%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+473.7% since first listed
16 events — show timeline
  • 2026-05-07 Listed $329,900 Greater Alabama MLS
  • 2026-05-05 Coming Soon $329,900 Greater Alabama MLS
  • 2022-03-04 Sold (Public Records) $200,000 Public Records
  • 2022-02-25 Sold (MLS) $200,000 Greater Alabama MLS
  • 2022-02-24 Pending Greater Alabama MLS
  • 2022-02-06 Delisted Greater Alabama MLS
  • 2022-01-28 Relisted Greater Alabama MLS
  • 2021-12-18 Contingent Greater Alabama MLS
  • 2021-12-15 Relisted Greater Alabama MLS
  • 2021-11-25 Contingent Greater Alabama MLS
  • 2021-11-17 Price Changed $245,000 Greater Alabama MLS
  • 2021-11-10 Relisted Greater Alabama MLS
  • 2021-11-07 Delisted Greater Alabama MLS
  • 2021-10-19 Listed $275,000 Greater Alabama MLS
  • 1998-08-17 Sold (Public Records) $84,000 Public Records
  • 1994-12-27 Sold (Public Records) $57,500 Public Records

Property tax history

+9.4%/yr

Latest (2025): $4,399 · +19.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…