600 Clifford Trail Trl · Lake Almanor Country Club, CA 96137

$543,000

3 bd · 2.5 ba · 1,645 sqft · SingleFamily public records · 281 Days on market

Built 2002 0.39 ac lot $330/sqft · at area comps Est $527k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.9/30.0
• ARV discount +6.2/15.0
• Appreciation +5.7/10.0
• DSCR +3.5/10.0
• 1% rule +2.8/10.0
• Schools +2.8/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

Key facts

• Clubhouse
• Community amenities
• Versatile bonus room

Tags

• WHOLE HOUSE GENERATOR
• VERSATILE BONUS ROOM
• COMMUNITY AMENITIES
• ACCESS TO MARINA
• GOLF COURSE
• CLUBHOUSE

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $543k.

Deal economics

• At list price, monthly cash flow is $-137 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $519k (4.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $425k (21.7% below list).
• Recommended offer: $425k (21.7% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 3.2% in Lake Almanor Country Club — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 54/100 on livability (#895 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+, crime B+; Watch: amenities F, commute F, cost of living F.
• Plumas Unified (rural): math 21% / reading 44% proficiency, ranked #306 of 517 in CA (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: C. Roy Carmichael Elementary (346 students, 72% FRL); Quincy Junior/Senior High (math 22% / reading 47%, grade F, #618 of 1,170 statewide, top 56%, 340 students, 48% FRL) — zoned schools average 60% FRL vs 41% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 240 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 39 units permitted in Plumas County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($4k loan paydown + $7k appreciation (1.4% local appreciation)).
• Plumas County population projected at -42% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 281 days — a 12% lower offer ($478k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $288k; list at $543k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $425,000 (21.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 281 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 5.99%
• Cash-on-cash: -1.08%
• DSCR: 0.95
• GRM: 10.6

CMA / ARV

• ARV (median comp): $527,279
• List price: $543,000
• Delta: 2.98%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
642 W Burnt Cedar Road Rd	0.13mi	3/2.5	1,698 (+3%)	8mo	$566,000	$333	82
702 Conifer Trail Trl	0.26mi	3/2.0	1,564 (-5%)	8mo	$384,000	$246	71
726 W Mountain Ridge Rd	0.45mi	3/2.0	1,654 (+0%)	9mo	$565,726	$342	69
602 Lake Ridge Road Rd	0.43mi	3/2.0	1,624 (-1%)	9mo	$545,000	$336	68
907 Golf Club Road Rd	0.52mi	3/2.0	1,612 (-2%)	10mo	$495,000	$307	62
710 Conifer Trail Trl	0.33mi	3/2.0	1,590 (-3%)	19mo	$470,000	$296	61
817 Lassen View Dr	0.53mi	3/2.0	1,796 (+9%)	0mo	$845,000	$470	58
717 Conifer Trail Trl	0.37mi	3/2.0	1,456 (-12%)	7mo	$340,000	$234	56
612 E Burnt Cedar Rd	0.28mi	3/2.5	1,804 (+10%)	20mo	$720,000	$399	54
806 Lake Ridge Road Rd	0.65mi	3/2.0	1,672 (+2%)	16mo	$530,000	$317	51
833 E Mountain Ridge Rd	0.52mi	3/2.0	1,424 (-13%)	13mo	$327,000	$230	41
739 Conifer Trail Trl	0.53mi	3/2.0	1,424 (-13%)	19mo	$471,000	$331	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.5%
• Equity multiple: 1.08×
• Total profit: $11,443
• Equity at exit: $196,106

10-year hold

• IRR: 5.8%
• Equity multiple: 1.74×
• Total profit: $112,960
• Equity at exit: $269,118

Cash invested: $152,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 96137

• Home prices YoY: 0.9%
• Active inventory: 240
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $4,250 medium
• Mortgage (P&I): −$2,848
• Tax from tax record: −$420 /mo · $5,045/yr
• Insurance: −$226
• HOA: −$0
• Vacancy / Maint / Mgmt: −$892
• Net cashflow: $-137

Break-even live

Break-even rent $4,423

Max offer price $518,851

Occupancy floor 98%

Sensitivity live

Price	-10% $171	-5% $17	+0% $-137	+5% $-290	+10% $-444
Rent	-10% $-472	-5% $-305	+0% $-137	+5% $31	+10% $199
Rate	-1.0pp $137	-0.5pp $1	base $-137	+0.5pp $-277	+1.0pp $-421

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $135,750
• Closing costs: $16,290
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
601 W Burnt Cedar Rd Westwood, CA	3.0	3.0	2100	$4,250	$2.02	46d	1	0.15mi

Listing history 31 events

1. 2026-06-22
   days on market $543,000 Active 281 DOM
2. 2026-06-19
   days on market $543,000 Active 279 DOM
3. 2026-06-18
   days on market $543,000 Active 278 DOM
4. 2026-06-17
   days on market $543,000 Active 277 DOM
5. 2026-06-16
   days on market $543,000 Active 276 DOM
6. 2026-06-15
   days on market $543,000 Active 275 DOM
7. 2026-06-14
   days on market $543,000 Active 273 DOM
8. 2026-06-13
   days on market $543,000 Active 272 DOM
9. 2026-06-10
   days on market $543,000 Active 270 DOM
10. 2026-06-09
    days on market $543,000 Active 269 DOM
11. 2026-06-08
    days on market $543,000 Active 268 DOM
12. 2026-06-07
    days on market $543,000 Active 267 DOM
13. 2026-06-05
    days on market $543,000 Active 264 DOM
14. 2026-06-03
    days on market $543,000 Active 263 DOM
15. 2026-06-02
    days on market $543,000 Active 262 DOM
16. 2026-06-01
    days on market $543,000 Active 261 DOM
17. 2026-05-31
    days on market $543,000 Active 260 DOM
18. 2026-05-30
    days on market $543,000 Active 259 DOM
19. 2026-05-03
    status Active 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

20. 2026-05-03
    price $543,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

21. 2026-04-20
    historical 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

22. 2026-01-28
    price $536,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

23. 2025-12-23
    price $539,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

24. 2025-11-28
    price $544,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

25. 2025-10-31
    price $549,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

26. 2025-10-15
    price $554,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

27. 2025-09-30
    price $559,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

28. 2025-09-17
    price $565,000 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

29. 2025-08-25
    listed $571,000 Active 549-char remark

    Show marketing remark (549 chars)

    Welcome to 600 Clifford Trail, located in the desirable Lake Almanor Country Club! This spacious 3-bedroom, 2.5-bath home features an open floor plan, whole house generator, abundant natural light, and a versatile bonus room perfect for an office, den, or additional living space. Enjoy the community’s amenities, including access to the marina, golf course, clubhouse, and nearby lake activities. Whether you’re looking for a full-time residence or a relaxing getaway, this property offers comfort and convenience in a stunning setting.

30. 2002-07-02
    soldstatus $288,000
31. 1990-11-26
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $5,045 · $420/mo
• Projected year-2 tax: $5,045 · $420/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 3/10 Moderate 6 d/yr ≥89°F today · 13 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 21 unhealthy d/yr today · 22 by 30 yrs out

Taxation est. · year 1

• Rental income: $51,000
• − Mortgage interest: −$30,416
• − Property taxes: −$5,045
• − Insurance: −$2,715
• − Repairs & maintenance: −$4,080
• − Management: −$4,080
• − Depreciation: −$15,796
• Taxable loss: −$11,133
• Est. tax savings @ 24.0%: +$2,672
• After-tax cash flow: $1,031/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Plumas Unified
• NCES district ID: 0631170
• Math proficiency: 21% ▼ -11.00%
• Reading proficiency: 44% ▬ 0.00%
• Median HH income: $46,935
• Composite: 27.89/100
• National rank: #6870
• State rank: #306 of 517 in CA

Livability — Lake Almanor Country Club

• Score: 54/100
• State rank: #895
• US rank: #23890

Category grades

Amenities F Commute F Cost of living F Crime B+ Employment A+ Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lake Almanor Country Club, CA
• Population (ZIP): 2,717

Population outlook (Plumas County) Hauer SSP2

• Today (2025): 15,564 people
• By 2030: 14,014 · -10.0%
• By 2040: 11,197 · -28.1%
• By 2050: 9,069 · -41.7%
• By 2075: 5,573 · -64.2%
• By 2100: 3,392 · -78.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 10% Two or more races 8% Native American 4%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 4% Lithuanian 3% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Plumas

• 2024 margin: R (+16.9) · D 39.9% · R 56.9% · Other 3.2%
• 2008→2024 swing: -5.0pp toward R · 2008: -12.0pp · 2024: -16.9pp
• All cycles: 2024: R+16.9 2020: R+16.7 2016: R+21.0 2012: R+17.2 2008: R+12.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.38%
• Current HPI: 153.1005
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+2485.7% since first listed

13 events — show timeline

• 2026-05-03 Relisted — PAR
• 2026-05-03 Price Changed $543,000 PAR
• 2026-04-20 Delisted — PAR
• 2026-01-28 Price Changed $536,000 PAR
• 2025-12-23 Price Changed $539,000 PAR
• 2025-11-28 Price Changed $544,000 PAR
• 2025-10-31 Price Changed $549,000 PAR
• 2025-10-15 Price Changed $554,000 PAR
• 2025-09-30 Price Changed $559,000 PAR
• 2025-09-17 Price Changed $565,000 PAR
• 2025-08-25 Listed $571,000 PAR
• 2002-07-02 Sold (Public Records) $288,000 Public Records
• 1990-11-26 Sold (Public Records) $21,000 Public Records

Property tax history

+5.7%/yr

Latest (2025): $5,045 · -0.5% YoY. Source: county tax records.