CashFlowRE
Sign in Sign up
3411 Hinton Blvd
B Composite 74.64
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Livability +3.7/5.0
  • Rent growth +3.6/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$137,000

3411 Hinton Blvd · Houston, TX 77022
3 bd · 1.0 ba · 1,144 sqft · SingleFamily public records · 581 Days on market
Built 1940 3,598 sqft lot $120/sqft · 39% below area Est $225k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a teardown

Key facts

  • 3,598 sq ft lot
  • Built 1940
  • Listed 580 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $137k.

Deal economics

  • At list price, monthly cash flow is $29 ($351/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $137k).
  • Recommended offer: $121k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.3% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.5%/yr); 285 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 581 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 581 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
10.29%
Cash-on-cash
14.26%
DSCR
1.63
GRM
6.2

CMA / ARV

ARV (median comp)
$224,614
List price
$137,000
Delta
-39.01%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
925 E 32nd 1/2 St 0.16mi 3/1.5 1,136 (-1%) 7mo $335,000 $295 84
1406 E 35th St 0.23mi 3/1.5 1,120 (-2%) 4mo $175,000 $156 80
4129 Rogers St 0.50mi 3/1.0 1,218 (+6%) 4mo $120,000 $99 62
713 E 37th St 0.38mi 2/1.0 (-1) 1,240 (+8%) 4mo $235,000 $190 60
4305 Castor St 0.71mi 3/1.0 1,125 (-2%) 6mo $109,000 $97 59
820 E 28th St 0.46mi 2/1.0 (-1) 1,068 (-7%) 6mo $480,000 $449 57
1204 Johnston St 0.57mi 4/2.0 (+1) 1,200 (+5%) 4mo $209,900 $175 52
731 E 27th St 0.52mi 2/1.0 (-1) 1,232 (+8%) 6mo $1,000,000 $812 52
707 E 40th 1/2 St 0.53mi 2/1.0 (-1) 1,025 (-10%) 3mo $110,000 $107 50
1001 E 40th St 0.33mi 2/2.0 (-1) 1,008 (-12%) 8mo $250,000 $248 50
726 E 26th St 0.59mi 3/2.0 1,280 (+12%) 0mo $495,000 $387 48
706 Jerry St 0.74mi 3/2.0 1,255 (+10%) 8mo $265,000 $211 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.47% rent growth · sell at horizon

5-year hold
IRR
-12.2%
Equity multiple
0.55×
Total profit
$-17,245
Equity at exit
$20,427
10-year hold
IRR
0.1%
Equity multiple
1.01×
Total profit
$399
Equity at exit
$11,845

Cash invested: $38,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77022

Home prices YoY
-33.2%
Rents YoY
4.5%
Active inventory
285
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,844 high interval (Pro) →
Mortgage (P&I)
$718
Tax from tax record
$226 /mo · $2,708/yr
Insurance
$57
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$29

Break-even live

Break-even rent $1,807
Max offer price $137,000
Occupancy floor 93%

Sensitivity live

Price -10% $107 -5% $68 +0% $29 +5% $-10 +10% $-48
Rent -10% $-116 -5% $-44 +0% $29 +5% $102 +10% $175
Rate -1.0pp $98 -0.5pp $64 base $29 +0.5pp $-6 +1.0pp $-42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,250
Closing costs
$4,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4132 Europa St Houston, TX 3.0 2.0 1259 $1,430 $1.14 14d 1 0.53mi
1690 North Loop Houston, TX 1.0–2.0 1.0–2.0 876 $2,269 $2.59 0d 41 0.54mi
611 E 39th St Houston, TX 2.0 2.0 1326 $2,099 $1.58 45d 1 0.55mi
811 E 42nd St Houston, TX 4.0 2.0 1213 $1,600 $1.32 45d 1 0.57mi
58 Bennington St Houston, TX 2.0 1.0 950 $950 $1.00 25d 1 0.58mi
322 E 33rd St Houston, TX 2.0 1.0 1100 $1,500 $1.36 45d 1 0.66mi
770 Strawberry Pines Ct Houston, TX 2.0–3.0 2.5 1422 $2,735 $1.92 2d 12 0.77mi
207 Lindale St Unit 1316403P Houston, TX 2.0 1.0 1119 $3,187 $2.85 0d 1 0.83mi
1617 Enid St Houston, TX 1.0–2.0 1.0–2.0 974 $2,417 $2.48 0d 54 0.94mi
611 W Cavalcade St Houston, TX 1.0–2.0 1.0 775 $1,339 $1.73 3d 12 1.03mi
447 E Whitney St Unit A Houston, TX 2.0 1.0 850 $1,050 $1.24 18d 1 1.07mi
447 E Whitney St Unit 411 M Houston, TX 2.0 1.0 850 $1,050 $1.24 0d 1 1.07mi
4513 Oxford St Houston, TX 2.0 1.0 950 $980 $1.03 25d 1 1.07mi
4515 Oxford St Houston, TX 2.0 1.0 950 $950 $1.00 45d 1 1.09mi
228 W 27th St Unit House Houston, TX 3.0 2.0 1200 $2,550 $2.12 16d 1 1.11mi
221 Oriole St Houston, TX 3.0 2.5 1461 $2,083 $1.43 25d 1 1.11mi
74 Lyerly St Houston, TX 1.0–2.0 1.0–2.0 775 $1,211 $1.56 22d 5 1.14mi
3219 Werner St Houston, TX 2.0 1.0 851 $1,010 $1.19 45d 1 1.16mi
221 W 44th St Houston, TX 3.0 2.0 1300 $1,600 $1.23 45d 1 1.16mi
4503 Werner St Houston, TX 2.0 1.0 850 $1,125 $1.32 3d 3 1.19mi
1209 Cordell St Houston, TX 2.0 2.0 990 $2,000 $2.02 4d 1 1.19mi
2200 Yale St Unit 2226124 Houston, TX 2.0 2.0 1258 $1,899 $1.51 45d 1 1.19mi
2200 Yale St Unit 1478 Houston, TX 2.0 2.0 1408 $2,001 $1.42 45d 1 1.19mi
1127 Walling St Unit R Houston, TX 2.0 2.0 1400 $2,295 $1.64 45d 1 1.21mi
8185 Fulton St Houston, TX 2.0 2.0 924 $1,395 $1.51 25d 1 1.22mi
8217 Fulton St Houston, TX 2.0–3.0 1.0 785 $1,162 $1.48 3d 6 1.29mi
2125 Yale St Houston, TX 2.0 2.0 1087 $2,500 $2.30 22d 1 1.29mi
2125 Yale St Unit 2148 Houston, TX 2.0 2.0 1087 $2,529 $2.33 12d 1 1.30mi
2125 Yale St Unit 2187 Houston, TX 2.0 2.0 1087 $2,540 $2.34 6d 1 1.30mi
2125 Yale St Unit 2187 Houston, TX 2.0 2.0 1087 $2,489 $2.29 0d 1 1.30mi
2125 Yale St Unit 2162 Houston, TX 2.0 2.0 1145 $2,530 $2.21 45d 1 1.30mi
2125 Yale St Apt 425 Houston, TX 2.0 2.0 1087 $2,505 $2.30 9d 1 1.30mi
268 W Crosstimbers St Houston, TX 2.0 2.0 965 $1,850 $1.92 20d 1 1.33mi
725 Peddie St Unit 1257756P Houston, TX 2.0 1.0 1496 $5,083 $3.40 45d 1 1.33mi
2200 Rutland St Houston, TX 2.0 2.0 1165 $2,449 $2.10 25d 1 1.34mi
1007 Archer St Houston, TX 2.0 1.0 1008 $1,923 $1.91 3d 1 1.34mi
401 W 25th St Houston, TX 1.0–2.0 1.0–2.0 974 $3,481 $3.57 2d 19 1.35mi
8520 Madie Dr Houston, TX 2.0 2.0 924 $1,395 $1.51 21d 1 1.40mi
8520 Madie Dr Houston, TX 2.0 2.0 924 $1,395 $1.51 45d 1 1.40mi
6918 Irvington Blvd Houston, TX 2.0 2.0 1100 $1,550 $1.41 45d 1 1.42mi

Listing history 16 events

  1. 2026-06-21
    days on market $137,000 Active 581 DOM
  2. 2026-06-18
    days on market $137,000 Active 578 DOM
  3. 2026-06-17
    days on market $137,000 Active 577 DOM
  4. 2026-06-16
    days on market $137,000 Active 576 DOM
  5. 2026-06-15
    days on market $137,000 Active 575 DOM
  6. 2026-06-13
    days on market $137,000 Active 573 DOM
  7. 2026-06-10
    days on market $137,000 Active 569 DOM
  8. 2026-06-08
    days on market $137,000 Active 568 DOM
  9. 2026-06-07
    days on market $137,000 Active 567 DOM
  10. 2026-06-04
    days on market $137,000 Active 564 DOM
  11. 2026-06-01
    days on market $137,000 Active 561 DOM
  12. 2026-05-31
    days on market $137,000 Active 560 DOM
  13. 2025-01-06
    status Active 18-char remark
    Show marketing remark (18 chars)

    This is a teardown

  14. 2024-12-18
    status Pending 18-char remark
    Show marketing remark (18 chars)

    This is a teardown

  15. 2024-10-29
    listed $137,000 Active 18-char remark
    Show marketing remark (18 chars)

    This is a teardown

  16. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,708 · $226/mo
Projected year-2 tax
$2,708 · $226/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone AE · 66% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,132
− Mortgage interest
−$7,674
− Property taxes
−$2,708
− Insurance
−$5,804
− Repairs & maintenance
−$1,771
− Management
−$1,771
− Depreciation
−$3,985
Taxable loss
−$1,581
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$379
After-tax cash flow
$730/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
25,805
Household income
$52,739
Rent vs Own
49.6% rent · 50.4% own
Severe rent burden
1354.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% Two or more races 24% Black 19% White 7% Native American 1%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Romanian 1% Portuguese 1%
Foreign-born
30% · Canada, Jamaica
Languages at home
40% English-only · Spanish 59%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -151.13%
Current HPI
304.3745
Rent YoY
▲ 4.47%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2025-01-06 Relisted HARMLS
  • 2024-12-18 Pending HARMLS
  • 2024-10-29 Listed $137,000 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+7.5%/yr

Latest (2025): $2,708 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…