3411 Hinton Blvd · Houston, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.66%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.7/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.5/10.0
- Livability +3.7/5.0
- Rent growth +3.6/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$137,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is a teardown
Key facts
- 3,598 sq ft lot
- Built 1940
- Listed 580 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $137k.
Deal economics
- At list price, monthly cash flow is $29 ($351/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $137k).
- Recommended offer: $121k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.3% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
- Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.5%/yr); 285 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 42% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 581 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 581 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.35% ✓
- Cap rate
- 10.29%
- Cash-on-cash
- 14.26%
- DSCR
- 1.63
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $224,614
- List price
- $137,000
- Delta
- -39.01%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 925 E 32nd 1/2 St | 0.16mi | 3/1.5 | 1,136 (-1%) | 7mo | $335,000 | $295 | 84 |
| 1406 E 35th St | 0.23mi | 3/1.5 | 1,120 (-2%) | 4mo | $175,000 | $156 | 80 |
| 4129 Rogers St | 0.50mi | 3/1.0 | 1,218 (+6%) | 4mo | $120,000 | $99 | 62 |
| 713 E 37th St | 0.38mi | 2/1.0 (-1) | 1,240 (+8%) | 4mo | $235,000 | $190 | 60 |
| 4305 Castor St | 0.71mi | 3/1.0 | 1,125 (-2%) | 6mo | $109,000 | $97 | 59 |
| 820 E 28th St | 0.46mi | 2/1.0 (-1) | 1,068 (-7%) | 6mo | $480,000 | $449 | 57 |
| 1204 Johnston St | 0.57mi | 4/2.0 (+1) | 1,200 (+5%) | 4mo | $209,900 | $175 | 52 |
| 731 E 27th St | 0.52mi | 2/1.0 (-1) | 1,232 (+8%) | 6mo | $1,000,000 | $812 | 52 |
| 707 E 40th 1/2 St | 0.53mi | 2/1.0 (-1) | 1,025 (-10%) | 3mo | $110,000 | $107 | 50 |
| 1001 E 40th St | 0.33mi | 2/2.0 (-1) | 1,008 (-12%) | 8mo | $250,000 | $248 | 50 |
| 726 E 26th St | 0.59mi | 3/2.0 | 1,280 (+12%) | 0mo | $495,000 | $387 | 48 |
| 706 Jerry St | 0.74mi | 3/2.0 | 1,255 (+10%) | 8mo | $265,000 | $211 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.47% rent growth · sell at horizon
- IRR
- -12.2%
- Equity multiple
- 0.55×
- Total profit
- $-17,245
- Equity at exit
- $20,427
- IRR
- 0.1%
- Equity multiple
- 1.01×
- Total profit
- $399
- Equity at exit
- $11,845
Cash invested: $38,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77022
- Home prices YoY
- -33.2%
- Rents YoY
- 4.5%
- Active inventory
- 285
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,844 high interval (Pro) →
- Mortgage (P&I)
- −$718
- Tax from tax record
- −$226 /mo · $2,708/yr
- Insurance
- −$57
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $29
Break-even live
Sensitivity live
| Price | -10% $107 | -5% $68 | +0% $29 | +5% $-10 | +10% $-48 |
|---|---|---|---|---|---|
| Rent | -10% $-116 | -5% $-44 | +0% $29 | +5% $102 | +10% $175 |
| Rate | -1.0pp $98 | -0.5pp $64 | base $29 | +0.5pp $-6 | +1.0pp $-42 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,250
- Closing costs
- $4,110
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4132 Europa St Houston, TX | 3.0 | 2.0 | 1259 | $1,430 | $1.14 | 14d | 1 | 0.53mi |
| 1690 North Loop Houston, TX | 1.0–2.0 | 1.0–2.0 | 876 | $2,269 | $2.59 | 0d | 41 | 0.54mi |
| 611 E 39th St Houston, TX | 2.0 | 2.0 | 1326 | $2,099 | $1.58 | 45d | 1 | 0.55mi |
| 811 E 42nd St Houston, TX | 4.0 | 2.0 | 1213 | $1,600 | $1.32 | 45d | 1 | 0.57mi |
| 58 Bennington St Houston, TX | 2.0 | 1.0 | 950 | $950 | $1.00 | 25d | 1 | 0.58mi |
| 322 E 33rd St Houston, TX | 2.0 | 1.0 | 1100 | $1,500 | $1.36 | 45d | 1 | 0.66mi |
| 770 Strawberry Pines Ct Houston, TX | 2.0–3.0 | 2.5 | 1422 | $2,735 | $1.92 | 2d | 12 | 0.77mi |
| 207 Lindale St Unit 1316403P Houston, TX | 2.0 | 1.0 | 1119 | $3,187 | $2.85 | 0d | 1 | 0.83mi |
| 1617 Enid St Houston, TX | 1.0–2.0 | 1.0–2.0 | 974 | $2,417 | $2.48 | 0d | 54 | 0.94mi |
| 611 W Cavalcade St Houston, TX | 1.0–2.0 | 1.0 | 775 | $1,339 | $1.73 | 3d | 12 | 1.03mi |
| 447 E Whitney St Unit A Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 18d | 1 | 1.07mi |
| 447 E Whitney St Unit 411 M Houston, TX | 2.0 | 1.0 | 850 | $1,050 | $1.24 | 0d | 1 | 1.07mi |
| 4513 Oxford St Houston, TX | 2.0 | 1.0 | 950 | $980 | $1.03 | 25d | 1 | 1.07mi |
| 4515 Oxford St Houston, TX | 2.0 | 1.0 | 950 | $950 | $1.00 | 45d | 1 | 1.09mi |
| 228 W 27th St Unit House Houston, TX | 3.0 | 2.0 | 1200 | $2,550 | $2.12 | 16d | 1 | 1.11mi |
| 221 Oriole St Houston, TX | 3.0 | 2.5 | 1461 | $2,083 | $1.43 | 25d | 1 | 1.11mi |
| 74 Lyerly St Houston, TX | 1.0–2.0 | 1.0–2.0 | 775 | $1,211 | $1.56 | 22d | 5 | 1.14mi |
| 3219 Werner St Houston, TX | 2.0 | 1.0 | 851 | $1,010 | $1.19 | 45d | 1 | 1.16mi |
| 221 W 44th St Houston, TX | 3.0 | 2.0 | 1300 | $1,600 | $1.23 | 45d | 1 | 1.16mi |
| 4503 Werner St Houston, TX | 2.0 | 1.0 | 850 | $1,125 | $1.32 | 3d | 3 | 1.19mi |
| 1209 Cordell St Houston, TX | 2.0 | 2.0 | 990 | $2,000 | $2.02 | 4d | 1 | 1.19mi |
| 2200 Yale St Unit 2226124 Houston, TX | 2.0 | 2.0 | 1258 | $1,899 | $1.51 | 45d | 1 | 1.19mi |
| 2200 Yale St Unit 1478 Houston, TX | 2.0 | 2.0 | 1408 | $2,001 | $1.42 | 45d | 1 | 1.19mi |
| 1127 Walling St Unit R Houston, TX | 2.0 | 2.0 | 1400 | $2,295 | $1.64 | 45d | 1 | 1.21mi |
| 8185 Fulton St Houston, TX | 2.0 | 2.0 | 924 | $1,395 | $1.51 | 25d | 1 | 1.22mi |
| 8217 Fulton St Houston, TX | 2.0–3.0 | 1.0 | 785 | $1,162 | $1.48 | 3d | 6 | 1.29mi |
| 2125 Yale St Houston, TX | 2.0 | 2.0 | 1087 | $2,500 | $2.30 | 22d | 1 | 1.29mi |
| 2125 Yale St Unit 2148 Houston, TX | 2.0 | 2.0 | 1087 | $2,529 | $2.33 | 12d | 1 | 1.30mi |
| 2125 Yale St Unit 2187 Houston, TX | 2.0 | 2.0 | 1087 | $2,540 | $2.34 | 6d | 1 | 1.30mi |
| 2125 Yale St Unit 2187 Houston, TX | 2.0 | 2.0 | 1087 | $2,489 | $2.29 | 0d | 1 | 1.30mi |
| 2125 Yale St Unit 2162 Houston, TX | 2.0 | 2.0 | 1145 | $2,530 | $2.21 | 45d | 1 | 1.30mi |
| 2125 Yale St Apt 425 Houston, TX | 2.0 | 2.0 | 1087 | $2,505 | $2.30 | 9d | 1 | 1.30mi |
| 268 W Crosstimbers St Houston, TX | 2.0 | 2.0 | 965 | $1,850 | $1.92 | 20d | 1 | 1.33mi |
| 725 Peddie St Unit 1257756P Houston, TX | 2.0 | 1.0 | 1496 | $5,083 | $3.40 | 45d | 1 | 1.33mi |
| 2200 Rutland St Houston, TX | 2.0 | 2.0 | 1165 | $2,449 | $2.10 | 25d | 1 | 1.34mi |
| 1007 Archer St Houston, TX | 2.0 | 1.0 | 1008 | $1,923 | $1.91 | 3d | 1 | 1.34mi |
| 401 W 25th St Houston, TX | 1.0–2.0 | 1.0–2.0 | 974 | $3,481 | $3.57 | 2d | 19 | 1.35mi |
| 8520 Madie Dr Houston, TX | 2.0 | 2.0 | 924 | $1,395 | $1.51 | 21d | 1 | 1.40mi |
| 8520 Madie Dr Houston, TX | 2.0 | 2.0 | 924 | $1,395 | $1.51 | 45d | 1 | 1.40mi |
| 6918 Irvington Blvd Houston, TX | 2.0 | 2.0 | 1100 | $1,550 | $1.41 | 45d | 1 | 1.42mi |
Listing history 16 events
-
2026-06-21days on market $137,000 Active 581 DOM
-
2026-06-18days on market $137,000 Active 578 DOM
-
2026-06-17days on market $137,000 Active 577 DOM
-
2026-06-16days on market $137,000 Active 576 DOM
-
2026-06-15days on market $137,000 Active 575 DOM
-
2026-06-13days on market $137,000 Active 573 DOM
-
2026-06-10days on market $137,000 Active 569 DOM
-
2026-06-08days on market $137,000 Active 568 DOM
-
2026-06-07days on market $137,000 Active 567 DOM
-
2026-06-04days on market $137,000 Active 564 DOM
-
2026-06-01days on market $137,000 Active 561 DOM
-
2026-05-31days on market $137,000 Active 560 DOM
-
2025-01-06status Active 18-char remark
Show marketing remark (18 chars)
This is a teardown
-
2024-12-18status Pending 18-char remark
Show marketing remark (18 chars)
This is a teardown
-
2024-10-29$137,000 Active 18-char remark
Show marketing remark (18 chars)
This is a teardown
-
1988-01-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,708 · $226/mo
- Projected year-2 tax
- $2,708 · $226/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone AE · 66% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,132
- − Mortgage interest
- −$7,674
- − Property taxes
- −$2,708
- − Insurance
- −$5,804
- − Repairs & maintenance
- −$1,771
- − Management
- −$1,771
- − Depreciation
- −$3,985
- Taxable loss
- −$1,581
- Est. tax savings @ 24.0%
- +$379
- After-tax cash flow
- $730/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston ISD
- NCES district ID
- 4823640
- Math proficiency
- 27% ▼ -18.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $46,054
- Composite
- 26.63/100
- National rank
- #7173
- State rank
- #593 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Houston, TX
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 25,805
- Household income
- $52,739
- Rent vs Own
- Severe rent burden
- 1354.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (72%)
- Race & ethnicity
- Hispanic / Latino 72% Two or more races 24% Black 19% White 7% Native American 1%
- Hispanic origin (detail)
- Mexican 54%
- Common ancestry
- Romanian 1% Portuguese 1%
- Foreign-born
- 30% · Canada, Jamaica
- Languages at home
- 40% English-only · Spanish 59%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -151.13%
- Current HPI
- 304.3745
- Rent YoY
- ▲ 4.47%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
4 events — show timeline
- 2025-01-06 Relisted — HARMLS
- 2024-12-18 Pending — HARMLS
- 2024-10-29 Listed $137,000 HARMLS
- 1988-01-02 Sold (Public Records) — Public Records
Property tax history
+7.5%/yrLatest (2025): $2,708 · +1.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…