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910 Highway 1194 Hwy
B- Composite 66.58
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$75,000

910 Highway 1194 Hwy · Fifth Ward, LA 71351
2 bd · 2.5 ba · 1,717 sqft · SingleFamily · 17 Days on market
Built 1988 1.70 ac lot ↓ 46% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Don't miss out on this opportunity to own a home at an affordable price. This home is located in the fifth ward community. Property includes a large shed, outdoor kitchen, two car carport and a massive covered back patio. This home does not qualify for a government backed loan and it is an older mobile home that has bricks all the way around.

Key facts

  • Large shed
  • Outdoor kitchen
  • Two car carport

Tags

LARGE SHEDOUTDOOR KITCHENTWO CAR CARPORTMASSIVE COVERED BACK PATIOBRICKS ALL THE WAY AROUND

Property features AI

Exterior

  • Parking: Attached carport
  • Home design: Manufactured home
  • Construction: Vinyl siding and brick exterior; Composition and metal roof
  • Exterior features: Covered porch/patio; Barn(s); Workshop; Acreage

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Living room; Dining room; Kitchen; Bedroom 1; Bedroom 2; Gas log fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $337 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#242 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, schools F, amenities F.
  • Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 75 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.39%
Cap rate
11.69%
Cash-on-cash
19.28%
DSCR
1.86
GRM
6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.2%
Equity multiple
1.44×
Total profit
$9,333
Equity at exit
$11,183
10-year hold
IRR
20.2%
Equity multiple
2.70×
Total profit
$35,783
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71351

Active inventory
75
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,042 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$61 /mo · $736/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$219
Net cashflow
$337

Break-even live

Break-even rent $615
Max offer price $75,000
Occupancy floor 63%

Sensitivity live

Price -10% $380 -5% $359 +0% $337 +5% $316 +10% $295
Rent -10% $255 -5% $296 +0% $337 +5% $379 +10% $420
Rate -1.0pp $375 -0.5pp $357 base $337 +0.5pp $318 +1.0pp $298

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-21
    days on market $75,000 Active 17 DOM
  2. 2026-06-19
    days on market $75,000 Active 15 DOM
  3. 2026-06-18
    days on market $75,000 Active 14 DOM
  4. 2026-06-17
    days on market $75,000 Active 13 DOM
  5. 2026-06-16
    days on market $75,000 Active 12 DOM
  6. 2026-06-15
    days on market $75,000 Active 11 DOM
  7. 2026-06-14
    days on market $75,000 Active 9 DOM
  8. 2026-06-13
    days on market $75,000 Active 8 DOM
  9. 2026-06-10
    days on market $75,000 Active 6 DOM
  10. 2026-06-09
    days on market $75,000 Active 5 DOM
  11. 2026-06-08
    days on market $75,000 Active 4 DOM
  12. 2026-06-07
    remarks 344-char remark
  13. 2026-06-07
    listed $75,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$736 · $61/mo
Projected year-2 tax
$736 · $61/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,505
− Mortgage interest
−$4,201
− Property taxes
−$736
− Insurance
−$375
− Repairs & maintenance
−$1,000
− Management
−$1,000
− Depreciation
−$2,182
Taxable income
$3,011
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$723
After-tax cash flow
$3,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avoyelles Parish
NCES district ID
2200150
Math proficiency
22% ▼ -32.00%
Reading proficiency
30% ▼ -29.00%
Median HH income
$33,891
Composite
21.32/100
National rank
#8378
State rank
#56 of 98 in LA

Livability — Fifth Ward

Score
61/100
State rank
#242
US rank
#18395

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fifth Ward, LA
Population (ZIP)
11,494

Population outlook (Avoyelles County) Hauer SSP2

Today (2025)
39,084 people
By 2030
37,784 · -3.3%
By 2040
35,049 · -10.3%
By 2050
32,225 · -17.5%
By 2075
25,695 · -34.3%
By 2100
18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 25% Two or more races 8% Hispanic / Latino 2% Native American 2% Asian 1%
Common ancestry
Lithuanian 22% Iranian 1%
Foreign-born
2% · Canada, China, Vietnam
Languages at home
91% English-only · French/Haitian/Cajun 7% Spanish 1% Chinese 1%

Political lean MEDSL · Avoyelles

2024 margin
Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
2008→2024 swing
-20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -66.16%
Current HPI
95.5318
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-46.0% since first listed
3 events — show timeline
  • 2026-06-04 Listed $75,000 AcadianaMLS
  • 2022-06-02 Sold (Public Records) $100,000 Public Records
  • 2021-08-12 Listed $139,000 AcadianaMLS

Property tax history

+0.0%/yr

Latest (2025): $736 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…