97564 Albatross Dr · Yulee, FL 32097

$385,000

4 bd · 2.0 ba · 1,997 sqft · SingleFamily public records · 194 Days on market

Built 2018 6,098 sqft lot Est $385k · at est. $8/mo HOA

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +6.0/10.0
• Cash flow +5.6/30.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +1.2/10.0
• DSCR +0.0/10.0

Listing remarks MLS

This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

Key facts

• 6,098 sq ft lot
• 2 garage spots
• Built 2018

Tags

• FULLY FENCED BACKYARD
• PATIO AND EXTENDED WOODEN DECK

Property features AI

Finance

• Other: Property listed as having association and CDD fees
• Financial info: Furnished (unit listed as furnished)
• HOA & community: Homeowners association with annual fee; Association fee $100 annually (includes grounds maintenance); Community features: jogging path, maintained grounds, park, playground, sidewalks; CDD fee applicable

Exterior

• Parking: 2-car garage with garage door opener
• Security: Security fence; Smoke detector(s)
• Utilities: Public sewer; Water connected; Sewer connected; Electricity connected; Cable available
• Home design: Single family residence; One story; Entry level: 1; North-facing; Accessible hallways; Currently used as investment/residential
• Construction: Composition siding and frame construction with stone veneer; Shingle roof
• Exterior features: Covered rear porch and deck; Patio; Security fence; Smoke detectors; Privacy fencing in back yard; Greenbelt; Front yard sprinklers; Wooded setting; Asphalt city street frontage

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Ice maker; Microwave; Refrigerator
• Bedrooms: 4 bedrooms (all on main level)
• Flooring: Laminate / LVP flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (heat pump); Central air conditioning
• Interior features: Breakfast bar; Ceiling fan(s); Entrance foyer; Kitchen island; Open floorplan; Pantry; Primary bathroom with tub and separate shower; Primary bedroom on main level; Split bedroom floorplan; Vaulted ceiling(s); Walk-in closet(s)
• Laundry & utility: Washer and dryer included; Laundry on lower level; Electric water heater; Owned water softener

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $385k.

Deal economics

• At list price, monthly cash flow is $-807 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $242k (37.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (37.8% below list).
• Recommended offer: $239k (37.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Yulee Primary School (658 students, 51% FRL); Yulee Middle School (math 73% / reading 61%, grade A-, #80 of 571 statewide, top 14%, 1,202 students, 41% FRL); Yulee High School (math 52% / reading 54%, grade C-, #148 of 667 statewide, top 23%, 1,407 students, 35% FRL) — zoned schools at 42% FRL track the district average.
• Market conditions: Rents rising (+2.9%/yr); 596 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 31% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$66k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 194 days — a 12% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago; this cycle's ask has dropped $50k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $239,369 (37.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 194 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.62% ✗
• Cap rate: 3.78%
• Cash-on-cash: -8.98%
• DSCR: 0.60
• GRM: 13.4

CMA / ARV

• ARV (on-the-fly): $385,421
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
97572 Albatross Dr	0.02mi	4/2.0	1,997 (0%)	2mo	$345,000	$173	97
97569 Albatross Dr	0.03mi	4/2.0	2,006 (+0%)	1mo	$364,900	$182	97
96052 Pirates Bluff Rd	0.42mi	4/2.0	1,977 (-1%)	1mo	$435,000	$220	78
96177 Stoney Glen Ct	0.35mi	4/2.0	1,865 (-7%)	1mo	$345,000	$185	72
96735 Quartz Ln	0.45mi	4/2.0	2,145 (+7%)	3mo	$415,000	$193	64
96048 Breezeway Ct	0.56mi	4/2.0	1,868 (-6%)	2mo	$445,000	$238	61
96111 Pirates Bluff Rd	0.50mi	3/2.0 (-1)	2,116 (+6%)	1mo	$415,000	$196	61
96016 Gray Heron Ct	0.30mi	4/2.5	2,260 (+13%)	7mo	$364,900	$161	56
96204 Coral Reef Rd	0.37mi	3/2.5 (-1)	1,722 (-14%)	1mo	$350,000	$203	52
96020 Tidal Bay Ct	0.49mi	4/2.5	2,244 (+12%)	4mo	$310,000	$138	51
96535 Granite Trl	0.47mi	3/2.0 (-1)	1,722 (-14%)	0mo	$479,000	$278	50
96060 Yellowtail Ct	0.61mi	3/2.0 (-1)	1,810 (-9%)	5mo	$330,000	$182	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 17.9%
• Equity multiple: 2.47×
• Total profit: $158,065
• Equity at exit: $346,839

10-year hold

• IRR: 16.8%
• Equity multiple: 5.69×
• Total profit: $505,420
• Equity at exit: $747,970

Cash invested: $107,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 596
• Price-to-rent: 13.4×

Monthly cashflow live

• Estimated rent: $2,394 medium
• Mortgage (P&I): −$2,019
• Tax from tax record: −$510 /mo · $6,125/yr
• Insurance: −$160
• HOA: −$8
• Vacancy / Maint / Mgmt: −$503
• Net cashflow: $-807

Break-even live

Break-even rent $3,415

Max offer price $242,473

Occupancy floor —

Sensitivity live

Price	-10% $-589	-5% $-698	+0% $-807	+5% $-916	+10% $-1,025
Rent	-10% $-996	-5% $-901	+0% $-807	+5% $-712	+10% $-618
Rate	-1.0pp $-613	-0.5pp $-709	base $-807	+0.5pp $-907	+1.0pp $-1,008

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $96,250
• Closing costs: $11,550
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
96095 Tidal Bay Ct Yulee, FL	3.0	2.0	1495	$2,100	$1.40	11d	1	0.44mi
96043 Starlight Ln Yulee, FL	3.0	2.0	1499	$2,099	$1.40	24d	1	0.45mi
96045 Tidal Bay Ct Yulee, FL	3.0	2.0	1243	$1,809	$1.46	24d	1	0.47mi
86195 Courtney Isles Way Yulee, FL	1.0–3.0	1.0–2.0	1116	$2,096	$1.88	2d	9	1.16mi

HOA detail

• Monthly dues: $8 · $96/yr
• Likely covers: waterlandscaping

Listing history 29 events

1. 2026-06-18
   days on market $385,000 Active 194 DOM
2. 2026-06-17
   days on market $385,000 Active 193 DOM
3. 2026-06-16
   days on market $385,000 Active 192 DOM
4. 2026-06-15
   days on market $385,000 Active 191 DOM
5. 2026-06-13
   days on market $385,000 Active 189 DOM
6. 2026-06-13
   days on market $385,000 Active 188 DOM
7. 2026-06-09
   days on market $385,000 Active 185 DOM
8. 2026-06-08
   days on market $385,000 Active 184 DOM
9. 2026-06-07
   pricedays on market $385,000 Active 183 DOM
10. 2026-06-05
    days on market $399,900 Active 180 DOM
11. 2026-06-03
    days on market $399,900 Active 179 DOM
12. 2026-06-02
    days on market $399,900 Active 178 DOM
13. 2026-06-01
    days on market $399,900 Active 177 DOM
14. 2026-05-31
    days on market $399,900 Active 176 DOM
15. 2026-05-06
    price $399,900

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

16. 2026-05-06
    price $399,900 1236-char remark

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

17. 2026-04-17
    price $419,900

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

18. 2026-04-17
    price $419,900 1236-char remark

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

19. 2026-02-27
    price $429,900
20. 2026-02-20
    price $429,900 1236-char remark

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

21. 2025-12-05
    listed $434,900 Active

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

22. 2025-12-05
    listed $434,900 Active 1236-char remark

    Show marketing remark (1236 chars)

    This nearly new home in popular Heron Isles is truly turn-key and ready for you and your family. Ideally located just one mile from Publix, Home Depot, and other popular shopping, this 4-bedroom, 2-bathroom home has everything you’re looking for. Situated on a natural preserve, you’ll enjoy peaceful views and added permanent privacy. The primary suite features a spacious walk-in closet (9X9) and an oversized Jacuzzi tub (3.5X5). A whole-home water filtration system is included in the sale, and all laundry and kitchen appliances convey as well. This home can be purchased fully furnished, (for an additional $15K) with all kitchen items (pots, pans, dishes, etc). Recent inspection is completed and can be provided to buyer, at buyer's request. Enjoy the fully fenced backyard, complete with a patio and extended wooden deck—perfect for relaxing or entertaining. With AMELIA ISLAND'S beautiful beaches JUST 15 minutes away, the location can’t be beat. Heron Isles has community parks and playgrounds lined with sidewalks, regularly scheduled food-truck events, and a true community feel that makes you proud to call it home. Easy to show on short notice—come take a look at this beautiful family home!

23. 2024-06-06
    soldstatus $420,000
24. 2024-05-28
    soldstatus $420,000 Closed 905-char remark

    Show marketing remark (905 chars)

    Nestled in a sought-after neighborhood, this home enjoys the convenience of proximity to upscale amenities, parks, and renowned schools. Step inside to discover a meticulously maintained interior featuring 4 spacious bedrooms, each designed with comfort in mind. The open-concept living spaces are bathed in natural light, creating a warm and inviting atmosphere for family gatherings or entertaining guests. The heart of the home boasts a chef's dream kitchen, complete with high-end appliances, quartz countertops, and ample storage. Whether you're a culinary enthusiast or enjoy casual family meals, this kitchen is sure to impress. Escape to the luxurious master suite, offering a spa-like bathroom & a walk-in closet. The beautifully landscaped backyard provides a serene retreat for relaxation and entertainment. And, there is a customized space for your dog! You're going to WANT this house!!

25. 2024-05-27
    soldstatus $420,000
26. 2024-04-30
    historical Active Under Contract 905-char remark

    Show marketing remark (905 chars)

    Nestled in a sought-after neighborhood, this home enjoys the convenience of proximity to upscale amenities, parks, and renowned schools. Step inside to discover a meticulously maintained interior featuring 4 spacious bedrooms, each designed with comfort in mind. The open-concept living spaces are bathed in natural light, creating a warm and inviting atmosphere for family gatherings or entertaining guests. The heart of the home boasts a chef's dream kitchen, complete with high-end appliances, quartz countertops, and ample storage. Whether you're a culinary enthusiast or enjoy casual family meals, this kitchen is sure to impress. Escape to the luxurious master suite, offering a spa-like bathroom & a walk-in closet. The beautifully landscaped backyard provides a serene retreat for relaxation and entertainment. And, there is a customized space for your dog! You're going to WANT this house!!

27. 2024-03-02
    listed $425,000 Active 905-char remark

    Show marketing remark (905 chars)

    Nestled in a sought-after neighborhood, this home enjoys the convenience of proximity to upscale amenities, parks, and renowned schools. Step inside to discover a meticulously maintained interior featuring 4 spacious bedrooms, each designed with comfort in mind. The open-concept living spaces are bathed in natural light, creating a warm and inviting atmosphere for family gatherings or entertaining guests. The heart of the home boasts a chef's dream kitchen, complete with high-end appliances, quartz countertops, and ample storage. Whether you're a culinary enthusiast or enjoy casual family meals, this kitchen is sure to impress. Escape to the luxurious master suite, offering a spa-like bathroom & a walk-in closet. The beautifully landscaped backyard provides a serene retreat for relaxation and entertainment. And, there is a customized space for your dog! You're going to WANT this house!!

28. 2024-03-02
    listed $425,000

    Show marketing remark (905 chars)

    Nestled in a sought-after neighborhood, this home enjoys the convenience of proximity to upscale amenities, parks, and renowned schools. Step inside to discover a meticulously maintained interior featuring 4 spacious bedrooms, each designed with comfort in mind. The open-concept living spaces are bathed in natural light, creating a warm and inviting atmosphere for family gatherings or entertaining guests. The heart of the home boasts a chef's dream kitchen, complete with high-end appliances, quartz countertops, and ample storage. Whether you're a culinary enthusiast or enjoy casual family meals, this kitchen is sure to impress. Escape to the luxurious master suite, offering a spa-like bathroom & a walk-in closet. The beautifully landscaped backyard provides a serene retreat for relaxation and entertainment. And, there is a customized space for your dog! You're going to WANT this house!!

29. 2018-01-16
    soldstatus $337,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,125 · $510/mo
• Projected year-2 tax: $6,125 · $510/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,724
• − Mortgage interest: −$21,566
• − Property taxes: −$6,125
• − Insurance: −$1,925
• − Repairs & maintenance: −$2,298
• − Management: −$2,298
• − HOA: −$96
• − Depreciation: −$11,200
• Taxable loss: −$16,784
• Est. tax savings @ 24.0%: +$4,028
• After-tax cash flow: $-5,654/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Yulee

• Score: 66/100
• State rank: #605
• US rank: #11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yulee, FL
• County: Nassau County · 67,729 people
• City population: 26,700
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+18.5% since first listed

15 events — show timeline

• 2026-05-06 Price Changed $399,900 realMLS
• 2026-05-06 Price Changed $399,900 AINCAR
• 2026-04-17 Price Changed $419,900 realMLS
• 2026-04-17 Price Changed $419,900 AINCAR
• 2026-02-27 Price Changed $429,900 realMLS
• 2026-02-20 Price Changed $429,900 AINCAR
• 2025-12-05 Listed $434,900 AINCAR
• 2025-12-05 Listed $434,900 realMLS
• 2024-06-06 Sold (Public Records) $420,000 Public Records
• 2024-05-28 Sold (MLS) $420,000 realMLS
• 2024-05-27 Sold (MLS) $420,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-04-30 Contingent — realMLS
• 2024-03-02 Listed $425,000 St. Augustine and St. Johns County Board of REALTORS®
• 2024-03-02 Listed $425,000 realMLS
• 2018-01-16 Sold (Public Records) $337,500 Public Records

Property tax history

+27.3%/yr

Latest (2025): $6,125 · +62.9% YoY. Source: county tax records.