533 Yale Ave · Barberton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.2/30.0
- ARV discount +7.1/15.0
- Schools +4.1/10.0
- Rent growth +4.0/5.0
- Livability +3.6/5.0
- 1% rule +2.9/10.0
- DSCR +2.9/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This cozy brick cape cod was completely renovated in 2017-2018. Windows replaced and HVAC system, including AC, installed in 2017. Kitchen and laundry appliances installed in 2018; new refrigerator in 2026. Roof was replaced in 2025. Attic was converted into master bedroom with walk-in closet. Full basement, fenced-in back yard, and deck. Great starter home.
Key facts
- New refrigerator
- Windows replaced
- Completely renovated
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $-70 ($-837/yr) — negative.
- To cash-flow at today's rent, offer at most $113k (9.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (21.1% below list).
- Recommended offer: $99k (21.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 71/100 on livability (#428 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
- Barberton City (suburban): math 47% / reading 51% proficiency, ranked #466 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.9%/yr); 219 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.39%
- DSCR
- 0.89
- GRM
- 10.6
CMA / ARV
- ARV (on-the-fly)
- $123,968
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 464 Jefferson Ave | 0.65mi | 2/1.0 | 832 (0%) | 0mo | $126,000 | $151 | 69 |
| 655 N Way St | 0.44mi | 3/1.0 (+1) | 864 (+4%) | 1mo | $175,000 | $203 | 68 |
| 56 Antles Ave | 0.35mi | 2/1.0 | 888 (+7%) | 16mo | $105,000 | $118 | 59 |
| 369 Franklin Ave | 0.51mi | 2/1.0 | 744 (-11%) | 3mo | $121,700 | $164 | 56 |
| 639 N Way St | 0.41mi | 3/2.0 (+1) | 907 (+9%) | 3mo | $107,500 | $119 | 54 |
| 287 E Huston St | 0.53mi | 2/1.5 | 774 (-7%) | 12mo | $82,500 | $107 | 52 |
| 669 N Way St | 0.46mi | 3/1.0 (+1) | 936 (+12%) | 4mo | $139,500 | $149 | 50 |
| 330 E Hopocan Ave | 0.64mi | 3/1.0 (+1) | 858 (+3%) | 14mo | $71,001 | $83 | 49 |
| 146 Hermann St | 0.68mi | 3/1.0 (+1) | 926 (+11%) | 0mo | $67,000 | $72 | 44 |
| 151 W State St | 0.75mi | 3/1.5 (+1) | 864 (+4%) | 9mo | $121,000 | $140 | 44 |
| 500 Fairview Ave | 0.68mi | 2/1.0 | 900 (+8%) | 16mo | $152,600 | $170 | 42 |
| 502 Franklin Ave | 0.74mi | 2/1.0 | 944 (+14%) | 10mo | $155,000 | $164 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.86% rent growth · sell at horizon
- IRR
- -17.2%
- Equity multiple
- 0.38×
- Total profit
- $-21,776
- Equity at exit
- $18,638
- IRR
- -4.6%
- Equity multiple
- 0.66×
- Total profit
- $-11,961
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44203
- Rents YoY
- 5.9%
- Active inventory
- 219
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $986 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$141 /mo · $1,694/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$207
- Net cashflow
- $-70
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 63 Brown St Barberton, OH | 1.0 | 1.0 | 780 | $897 | $1.15 | 44d | 1 | 0.37mi |
| 288 5th St NW Unit 288 1/2 Barberton, OH | 1.0 | 1.0 | 720 | $750 | $1.04 | 23d | 1 | 0.75mi |
| 667 W Park Ave Barberton, OH | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 14d | 1 | 1.06mi |
| 82 1st St SE Barberton, OH | 1.0 | 1.0 | 600 | $795 | $1.32 | 23d | 1 | 1.16mi |
| 82 1st St SE Unit 11 Barberton, OH | 1.0 | 1.0 | 600 | $800 | $1.33 | 23d | 1 | 1.16mi |
| 74 1st St SE Unit 16 Barberton, OH | 1.0 | 1.0 | 600 | $795 | $1.32 | 23d | 1 | 1.16mi |
| 105 2nd St SE Barberton, OH | 1.0 | 1.0 | 612 | $825 | $1.35 | 14d | 1 | 1.24mi |
| 105 2nd St SE Barberton, OH | 2.0 | 1.0 | 728 | $895 | $1.23 | 44d | 1 | 1.24mi |
| 105 2nd St SE Unit 101-J Barberton, OH | 1.0 | 1.0 | 612 | $825 | $1.35 | 44d | 1 | 1.24mi |
| 149 2nd St SW Unit 149 Barberton, OH | 2.0 | 1.0 | 1037 | $1,100 | $1.06 | 14d | 1 | 1.36mi |
| 3953 Mount Vernon Blvd Norton, OH | 2.0 | 1.0 | 1000 | $1,318 | $1.32 | 14d | 1 | 1.46mi |
Listing history 2 events
-
2026-05-13status Under Contract
-
2026-05-12$125,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,694 · $141/mo
- Projected year-2 tax
- $1,822 · $152/mo
- Expected delta
- +$128/yr (+$11/mo · 7.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,833
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,694
- − Insurance
- −$625
- − Repairs & maintenance
- −$947
- − Management
- −$947
- − Depreciation
- −$3,636
- Taxable loss
- −$3,018
- Est. tax savings @ 24.0%
- +$724
- After-tax cash flow
- $-113/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Barberton City
- NCES district ID
- 3904353
- Math proficiency
- 47% ▼ -9.00%
- Reading proficiency
- 51% ▼ -9.00%
- Median HH income
- $37,660
- Composite
- 40.77/100
- National rank
- #3646
- State rank
- #466 of 656 in OH
Livability — Barberton
- Score
- 71/100
- State rank
- #428
- US rank
- #7016
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Barberton, OH
- County
- Summit County · 440,783 people
- City population
- 38,701
- Metro
- Akron, OH
- Population (ZIP)
- 38,701
- Household income
- $63,759
- Rent vs Own
- Severe rent burden
- 805.0
Population outlook (Summit County) Hauer SSP2
- Today (2025)
- 546,583 people
- By 2030
- 544,028 · -0.5%
- By 2040
- 531,363 · -2.8%
- By 2050
- 514,923 · -5.8%
- By 2075
- 481,765 · -11.9%
- By 2100
- 432,265 · -20.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
- Common ancestry
- Romanian 3% Slovak 2% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Russian/Polish/Slavic 1% Spanish 1%
Political lean MEDSL · Summit
- 2024 margin
- Lean D (+7.0) · D 53.0% · R 46.0%
- 2008→2024 swing
- -9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
- All cycles
- 2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -224.82%
- Current HPI
- 199.8143
- Rent YoY
- ▲ 5.86%
- Metro
- Akron, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
2 events — show timeline
- 2026-05-13 Pending — FSBO.com
- 2026-05-12 Listed $125,000 FSBO.com
Property tax history
+1.6%/yrLatest (2025): $1,694 · -2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…