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533 Yale Ave
D- Composite 37.29
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.1/15.0
  • Schools +4.1/10.0
  • Rent growth +4.0/5.0
  • Livability +3.6/5.0
  • 1% rule +2.9/10.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

533 Yale Ave · Barberton, OH 44203
2 bd · 1.0 ba · 832 sqft · SingleFamily public records · 1 Days on market
Built 1947 Est $124k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This cozy brick cape cod was completely renovated in 2017-2018. Windows replaced and HVAC system, including AC, installed in 2017. Kitchen and laundry appliances installed in 2018; new refrigerator in 2026. Roof was replaced in 2025. Attic was converted into master bedroom with walk-in closet. Full basement, fenced-in back yard, and deck. Great starter home.

Key facts

  • New refrigerator
  • Windows replaced
  • Completely renovated

Tags

COMPLETELY RENOVATEDWINDOWS REPLACEDHVAC SYSTEM INSTALLEDKITCHEN APPLIANCES INSTALLEDLAUNDRY APPLIANCES INSTALLEDNEW REFRIGERATOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $-70 ($-837/yr) — negative.
  • To cash-flow at today's rent, offer at most $113k (9.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (21.1% below list).
  • Recommended offer: $99k (21.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#428 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Barberton City (suburban): math 47% / reading 51% proficiency, ranked #466 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.9%/yr); 219 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $98,608 (21.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.62%
Cash-on-cash
-2.39%
DSCR
0.89
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$123,968
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
464 Jefferson Ave 0.65mi 2/1.0 832 (0%) 0mo $126,000 $151 69
655 N Way St 0.44mi 3/1.0 (+1) 864 (+4%) 1mo $175,000 $203 68
56 Antles Ave 0.35mi 2/1.0 888 (+7%) 16mo $105,000 $118 59
369 Franklin Ave 0.51mi 2/1.0 744 (-11%) 3mo $121,700 $164 56
639 N Way St 0.41mi 3/2.0 (+1) 907 (+9%) 3mo $107,500 $119 54
287 E Huston St 0.53mi 2/1.5 774 (-7%) 12mo $82,500 $107 52
669 N Way St 0.46mi 3/1.0 (+1) 936 (+12%) 4mo $139,500 $149 50
330 E Hopocan Ave 0.64mi 3/1.0 (+1) 858 (+3%) 14mo $71,001 $83 49
146 Hermann St 0.68mi 3/1.0 (+1) 926 (+11%) 0mo $67,000 $72 44
151 W State St 0.75mi 3/1.5 (+1) 864 (+4%) 9mo $121,000 $140 44
500 Fairview Ave 0.68mi 2/1.0 900 (+8%) 16mo $152,600 $170 42
502 Franklin Ave 0.74mi 2/1.0 944 (+14%) 10mo $155,000 $164 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.86% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.38×
Total profit
$-21,776
Equity at exit
$18,638
10-year hold
IRR
-4.6%
Equity multiple
0.66×
Total profit
$-11,961
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44203

Rents YoY
5.9%
Active inventory
219
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$986 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$141 /mo · $1,694/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$207
Net cashflow
$-70

Break-even live

Break-even rent $1,074
Max offer price $112,672
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
63 Brown St Barberton, OH 1.0 1.0 780 $897 $1.15 44d 1 0.37mi
288 5th St NW Unit 288 1/2 Barberton, OH 1.0 1.0 720 $750 $1.04 23d 1 0.75mi
667 W Park Ave Barberton, OH 2.0 1.0 900 $1,350 $1.50 14d 1 1.06mi
82 1st St SE Barberton, OH 1.0 1.0 600 $795 $1.32 23d 1 1.16mi
82 1st St SE Unit 11 Barberton, OH 1.0 1.0 600 $800 $1.33 23d 1 1.16mi
74 1st St SE Unit 16 Barberton, OH 1.0 1.0 600 $795 $1.32 23d 1 1.16mi
105 2nd St SE Barberton, OH 1.0 1.0 612 $825 $1.35 14d 1 1.24mi
105 2nd St SE Barberton, OH 2.0 1.0 728 $895 $1.23 44d 1 1.24mi
105 2nd St SE Unit 101-J Barberton, OH 1.0 1.0 612 $825 $1.35 44d 1 1.24mi
149 2nd St SW Unit 149 Barberton, OH 2.0 1.0 1037 $1,100 $1.06 14d 1 1.36mi
3953 Mount Vernon Blvd Norton, OH 2.0 1.0 1000 $1,318 $1.32 14d 1 1.46mi

Listing history 2 events

  1. 2026-05-13
    status Under Contract
  2. 2026-05-12
    listed $125,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,694 · $141/mo
Projected year-2 tax
$1,822 · $152/mo
Expected delta
+$128/yr (+$11/mo · 7.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,833
− Mortgage interest
−$7,002
− Property taxes
−$1,694
− Insurance
−$625
− Repairs & maintenance
−$947
− Management
−$947
− Depreciation
−$3,636
Taxable loss
−$3,018
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$724
After-tax cash flow
$-113/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Barberton City
NCES district ID
3904353
Math proficiency
47% ▼ -9.00%
Reading proficiency
51% ▼ -9.00%
Median HH income
$37,660
Composite
40.77/100
National rank
#3646
State rank
#466 of 656 in OH

Livability — Barberton

Score
71/100
State rank
#428
US rank
#7016

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Barberton, OH
County
Summit County · 440,783 people
City population
38,701
Metro
Akron, OH
Population (ZIP)
38,701
Household income
$63,759
Rent vs Own
28.3% rent · 71.7% own
Severe rent burden
805.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 3% Slovak 2% Italian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -224.82%
Current HPI
199.8143
Rent YoY
▲ 5.86%
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-13 Pending FSBO.com
  • 2026-05-12 Listed $125,000 FSBO.com

Property tax history

+1.6%/yr

Latest (2025): $1,694 · -2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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