16110 Bealle Hill Rd · Accokeek, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.8/30.0
- ARV discount +14.1/15.0
- DSCR +4.5/10.0
- Rent growth +3.3/5.0
- 1% rule +3.1/10.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$329,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
MOTIVATED SELLER Beautifully Renovated One-Level Home! This stunning single-family home has been fully renovated inside and out, offering 3 bedrooms and 2 full bathrooms all on one convenient level. The brand-new kitchen features modern cabinets, granite countertops, and stainless steel appliances. Both bathrooms have been stylishly updated, and the home showcases new flooring, fresh paint, a new roof, new HVAC, new siding, and a newly paved driveway. Perfectly located near shopping, restaurants. , move-in ready!
Key facts
- 0.48 acre lot
- Built 1939
- Listed 52 days
Property features AI
Finance
- Other: Finished above-grade living area per assessor; No basement; Year built source: Assessor
Exterior
- Parking: Driveway
- Utilities: Public water; Public sewer; Electric service
- Home design: Detached single-family home; Single-story (one level); Fee simple ownership
- Construction: Frame construction; Concrete perimeter foundation; Above-grade and below-grade structures
- Exterior features: New roof; New siding; Newly paved driveway; Driveway parking; Located outside city limits; Close to shopping and restaurants
Interior
- Kitchen: Brand-new kitchen with modern cabinets; Granite countertops; Stainless steel appliances
- Bedrooms: Three bedrooms on the main level
- Flooring: New flooring throughout
- Bathrooms: Two full bathrooms on the main level
- Heating & cooling: Forced air heating (electric); Central air conditioning (electric); Electric hot water
- Interior features: One-level living; Recently renovated interior; Fresh paint throughout
- Laundry & utility: New HVAC
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath land listed at $330k.
Deal economics
- At list price, monthly cash flow is $88 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $268k (18.8% below list).
- Recommended offer: $268k (18.8% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.5% in Accokeek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#353 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B; Watch: amenities F, commute F, cost of living F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Accokeek Academy (math 12% / reading 36%, grade F, #282 of 860 statewide, top 33%, 1,567 students, 46% FRL); Gwynn Park High (math 14% / reading 46%, grade F, #153 of 222 statewide, top 69%, 1,140 students, 51% FRL) — zoned schools at 49% FRL track the district average.
- Market conditions: Rents rising (+3.4%/yr); 189 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 22y ago; this cycle's ask is 14895% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $150k; list at $330k implies a 120% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.61%
- Cash-on-cash
- 1.15%
- DSCR
- 1.05
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $387,035
- List price
- $329,900
- Delta
- -14.76%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.37% rent growth · sell at horizon
- IRR
- -14.1%
- Equity multiple
- 0.49×
- Total profit
- $-46,951
- Equity at exit
- $49,189
- IRR
- -4.9%
- Equity multiple
- 0.68×
- Total profit
- $-29,970
- Equity at exit
- $28,524
Cash invested: $92,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20601
- Home prices YoY
- -24.2%
- Rents YoY
- 3.4%
- Active inventory
- 189
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,680 medium interval (Pro) →
- Mortgage (P&I)
- −$1,730
- Tax from tax record
- −$161 /mo · $1,936/yr
- Insurance
- −$137
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$563
- Net cashflow
- $88
Break-even live
Sensitivity live
| Price | -10% $275 | -5% $182 | +0% $88 | +5% $-5 | +10% $-99 |
|---|---|---|---|---|---|
| Rent | -10% $-123 | -5% $-18 | +0% $88 | +5% $194 | +10% $300 |
| Rate | -1.0pp $254 | -0.5pp $172 | base $88 | +0.5pp $3 | +1.0pp $-84 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,475
- Closing costs
- $9,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15513 Bealle Hill Rd Accokeek, MD | 3.0 | 2.0 | 1059 | $2,500 | $2.36 | 19d | 1 | 0.34mi |
| 205 Biddle Rd Accokeek, MD | 4.0 | 2.0 | 1248 | $2,850 | $2.28 | 45d | 1 | 1.16mi |
Listing history 40 events
-
2026-06-21days on market $329,900 Active 52 DOM
-
2026-06-18days on market $329,900 Active 49 DOM
-
2026-06-17days on market $329,900 Active 48 DOM
-
2026-06-16days on market $329,900 Active 47 DOM
-
2026-06-15days on market $329,900 Active 46 DOM
-
2026-06-13days on market $329,900 Active 44 DOM
-
2026-06-10days on market $329,900 Active 40 DOM
-
2026-06-08days on market $329,900 Active 39 DOM
-
2026-06-07remarks 519-char remark
-
2026-06-07pricedays on market $329,900 Active 38 DOM
-
2026-06-04days on market $340,000 Active 35 DOM
-
2026-06-03days on market $340,000 Active 34 DOM
-
2026-06-02days on market $340,000 Active 33 DOM
-
2026-06-01days on market $340,000 Active 32 DOM
-
2026-05-31days on market $340,000 Active 31 DOM
-
2026-04-30$349,900 Active 501-char remark
-
2026-04-22historical
-
2026-04-09status Active
-
2026-04-03historical Active Under Contract
-
2026-03-30price $345,000
-
2026-03-19price $349,900
-
2026-03-06$359,900 Active
-
2026-03-03historical
-
2025-10-29price $390,000
-
2025-10-29historical
-
2025-10-02price $349,900
-
2025-09-04$368,000 Active
-
2025-08-07price $399,900
-
2025-08-07historical
-
2025-07-26price $379,900
-
2025-06-30price $388,700
-
2025-06-24$399,000 Active
-
2025-06-17historical
-
2022-07-21soldstatus $150,000
-
2020-01-31soldstatus $80,000
-
2019-10-25soldstatus $50,000
-
2004-07-31historical
-
2004-07-31historical
-
2004-04-30
-
2004-04-30
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,936 · $161/mo
- Projected year-2 tax
- $2,766 · $231/mo
- Expected delta
- +$830/yr (+$69/mo · 42.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 5/10 Major 22% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,158
- − Mortgage interest
- −$18,480
- − Property taxes
- −$1,936
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$2,573
- − Management
- −$2,573
- − Depreciation
- −$9,597
- Taxable loss
- −$4,649
- Est. tax savings @ 24.0%
- +$1,116
- After-tax cash flow
- $2,175/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Accokeek
- Score
- 60/100
- State rank
- #353
- US rank
- #19177
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Accokeek, MD
- County
- Charles County · 103,527 people
- City population
- 12,506
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 26,945
- Household income
- $117,480
- Rent vs Own
- Severe rent burden
- 369.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 55% White 24% Hispanic / Latino 9% Two or more races 9% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Romanian 1% Italian 1%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 87% English-only · Spanish 8% Tagalog/Filipino 1% French/Haitian/Cajun 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.84%
- Current HPI
- 241.1912
- Rent YoY
- ▲ 3.37%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
|
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| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
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Price history
-95.6% since first listed28 events — show timeline
- 2026-06-11 Listed for Rent $2,200 BRIGHTMLS
- 2026-06-05 Price Changed $329,900 BRIGHT MLS
- 2026-05-20 Price Changed $340,000 BRIGHT MLS
- 2026-04-30 Listed $349,900 BRIGHT MLS
- 2026-04-22 Listing Removed — BRIGHT MLS
- 2026-04-09 Relisted — BRIGHT MLS
- 2026-04-03 Contingent — BRIGHT MLS
- 2026-03-30 Price Changed $345,000 BRIGHT MLS
- 2026-03-19 Price Changed $349,900 BRIGHT MLS
- 2026-03-06 Listed $359,900 BRIGHT MLS
- 2026-03-03 Coming Soon — BRIGHT MLS
- 2025-10-29 Price Changed $390,000 BRIGHT MLS
- 2025-10-29 Listing Removed — BRIGHT MLS
- 2025-10-02 Price Changed $349,900 BRIGHT MLS
- 2025-09-04 Listed $368,000 BRIGHT MLS
- 2025-08-07 Listing Removed — BRIGHT MLS
- 2025-08-07 Price Changed $399,900 BRIGHT MLS
- 2025-07-26 Price Changed $379,900 BRIGHT MLS
- 2025-06-30 Price Changed $388,700 BRIGHT MLS
- 2025-06-24 Listed $399,000 BRIGHT MLS
- 2025-06-17 Coming Soon — BRIGHT MLS
- 2022-07-21 Sold (Public Records) $150,000 Public Records
- 2020-01-31 Sold (Public Records) $80,000 Public Records
- 2019-10-25 Sold (Public Records) $50,000 Public Records
- 2004-07-31 Delisted — MRIS
- 2004-07-31 Delisted — MRIS
- 2004-04-30 Listed — MRIS
- 2004-04-30 Listed — MRIS
Property tax history
+2.4%/yrLatest (2025): $1,936 · +0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…