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16110 Bealle Hill Rd
D+ Composite 47.06
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.8/30.0
  • ARV discount +14.1/15.0
  • DSCR +4.5/10.0
  • Rent growth +3.3/5.0
  • 1% rule +3.1/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$329,900

16110 Bealle Hill Rd · Accokeek, MD 20601
3 bd · 1.0 ba · 1,189 sqft · Land public records · 52 Days on market
Built 1939 0.48 ac lot $277/sqft · 15% below area Est $387k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

MOTIVATED SELLER Beautifully Renovated One-Level Home! This stunning single-family home has been fully renovated inside and out, offering 3 bedrooms and 2 full bathrooms all on one convenient level. The brand-new kitchen features modern cabinets, granite countertops, and stainless steel appliances. Both bathrooms have been stylishly updated, and the home showcases new flooring, fresh paint, a new roof, new HVAC, new siding, and a newly paved driveway. Perfectly located near shopping, restaurants. , move-in ready!

Key facts

  • 0.48 acre lot
  • Built 1939
  • Listed 52 days

Property features AI

Finance

  • Other: Finished above-grade living area per assessor; No basement; Year built source: Assessor

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Detached single-family home; Single-story (one level); Fee simple ownership
  • Construction: Frame construction; Concrete perimeter foundation; Above-grade and below-grade structures
  • Exterior features: New roof; New siding; Newly paved driveway; Driveway parking; Located outside city limits; Close to shopping and restaurants

Interior

  • Kitchen: Brand-new kitchen with modern cabinets; Granite countertops; Stainless steel appliances
  • Bedrooms: Three bedrooms on the main level
  • Flooring: New flooring throughout
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: Forced air heating (electric); Central air conditioning (electric); Electric hot water
  • Interior features: One-level living; Recently renovated interior; Fresh paint throughout
  • Laundry & utility: New HVAC

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath land listed at $330k.

Deal economics

  • At list price, monthly cash flow is $88 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $268k (18.8% below list).
  • Recommended offer: $268k (18.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.5% in Accokeek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#353 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B; Watch: amenities F, commute F, cost of living F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Accokeek Academy (math 12% / reading 36%, grade F, #282 of 860 statewide, top 33%, 1,567 students, 46% FRL); Gwynn Park High (math 14% / reading 46%, grade F, #153 of 222 statewide, top 69%, 1,140 students, 51% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents rising (+3.4%/yr); 189 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 22y ago; this cycle's ask is 14895% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $150k; list at $330k implies a 120% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $267,985 (18.8% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.61%
Cash-on-cash
1.15%
DSCR
1.05
GRM
10.3

CMA / ARV

ARV (median comp)
$387,035
List price
$329,900
Delta
-14.76%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.37% rent growth · sell at horizon

5-year hold
IRR
-14.1%
Equity multiple
0.49×
Total profit
$-46,951
Equity at exit
$49,189
10-year hold
IRR
-4.9%
Equity multiple
0.68×
Total profit
$-29,970
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20601

Home prices YoY
-24.2%
Rents YoY
3.4%
Active inventory
189
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,680 medium interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$161 /mo · $1,936/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$563
Net cashflow
$88

Break-even live

Break-even rent $2,568
Max offer price $329,900
Occupancy floor 92%

Sensitivity live

Price -10% $275 -5% $182 +0% $88 +5% $-5 +10% $-99
Rent -10% $-123 -5% $-18 +0% $88 +5% $194 +10% $300
Rate -1.0pp $254 -0.5pp $172 base $88 +0.5pp $3 +1.0pp $-84

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15513 Bealle Hill Rd Accokeek, MD 3.0 2.0 1059 $2,500 $2.36 19d 1 0.34mi
205 Biddle Rd Accokeek, MD 4.0 2.0 1248 $2,850 $2.28 45d 1 1.16mi

Listing history 40 events

  1. 2026-06-21
    days on market $329,900 Active 52 DOM
  2. 2026-06-18
    days on market $329,900 Active 49 DOM
  3. 2026-06-17
    days on market $329,900 Active 48 DOM
  4. 2026-06-16
    days on market $329,900 Active 47 DOM
  5. 2026-06-15
    days on market $329,900 Active 46 DOM
  6. 2026-06-13
    days on market $329,900 Active 44 DOM
  7. 2026-06-10
    days on market $329,900 Active 40 DOM
  8. 2026-06-08
    days on market $329,900 Active 39 DOM
  9. 2026-06-07
    remarks 519-char remark
  10. 2026-06-07
    pricedays on market $329,900 Active 38 DOM
  11. 2026-06-04
    days on market $340,000 Active 35 DOM
  12. 2026-06-03
    days on market $340,000 Active 34 DOM
  13. 2026-06-02
    days on market $340,000 Active 33 DOM
  14. 2026-06-01
    days on market $340,000 Active 32 DOM
  15. 2026-05-31
    days on market $340,000 Active 31 DOM
  16. 2026-04-30
    listed $349,900 Active 501-char remark
  17. 2026-04-22
    historical
  18. 2026-04-09
    status Active
  19. 2026-04-03
    historical Active Under Contract
  20. 2026-03-30
    price $345,000
  21. 2026-03-19
    price $349,900
  22. 2026-03-06
    listed $359,900 Active
  23. 2026-03-03
    historical
  24. 2025-10-29
    price $390,000
  25. 2025-10-29
    historical
  26. 2025-10-02
    price $349,900
  27. 2025-09-04
    listed $368,000 Active
  28. 2025-08-07
    price $399,900
  29. 2025-08-07
    historical
  30. 2025-07-26
    price $379,900
  31. 2025-06-30
    price $388,700
  32. 2025-06-24
    listed $399,000 Active
  33. 2025-06-17
    historical
  34. 2022-07-21
    soldstatus $150,000
  35. 2020-01-31
    soldstatus $80,000
  36. 2019-10-25
    soldstatus $50,000
  37. 2004-07-31
    historical
  38. 2004-07-31
    historical
  39. 2004-04-30
    listed
  40. 2004-04-30
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,936 · $161/mo
Projected year-2 tax
$2,766 · $231/mo
Expected delta
+$830/yr (+$69/mo · 42.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,158
− Mortgage interest
−$18,480
− Property taxes
−$1,936
− Insurance
−$1,650
− Repairs & maintenance
−$2,573
− Management
−$2,573
− Depreciation
−$9,597
Taxable loss
−$4,649
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,116
After-tax cash flow
$2,175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Accokeek

Score
60/100
State rank
#353
US rank
#19177

Category grades

Amenities F Commute F Cost of living F Crime B Employment A+ Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Accokeek, MD
County
Charles County · 103,527 people
City population
12,506
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
26,945
Household income
$117,480
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
369.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 55% White 24% Hispanic / Latino 9% Two or more races 9% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Lithuanian 1% Romanian 1% Italian 1%
Foreign-born
10% · Canada, China
Languages at home
87% English-only · Spanish 8% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.84%
Current HPI
241.1912
Rent YoY
▲ 3.37%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-95.6% since first listed
28 events — show timeline
  • 2026-06-11 Listed for Rent $2,200 BRIGHTMLS
  • 2026-06-05 Price Changed $329,900 BRIGHT MLS
  • 2026-05-20 Price Changed $340,000 BRIGHT MLS
  • 2026-04-30 Listed $349,900 BRIGHT MLS
  • 2026-04-22 Listing Removed BRIGHT MLS
  • 2026-04-09 Relisted BRIGHT MLS
  • 2026-04-03 Contingent BRIGHT MLS
  • 2026-03-30 Price Changed $345,000 BRIGHT MLS
  • 2026-03-19 Price Changed $349,900 BRIGHT MLS
  • 2026-03-06 Listed $359,900 BRIGHT MLS
  • 2026-03-03 Coming Soon BRIGHT MLS
  • 2025-10-29 Price Changed $390,000 BRIGHT MLS
  • 2025-10-29 Listing Removed BRIGHT MLS
  • 2025-10-02 Price Changed $349,900 BRIGHT MLS
  • 2025-09-04 Listed $368,000 BRIGHT MLS
  • 2025-08-07 Listing Removed BRIGHT MLS
  • 2025-08-07 Price Changed $399,900 BRIGHT MLS
  • 2025-07-26 Price Changed $379,900 BRIGHT MLS
  • 2025-06-30 Price Changed $388,700 BRIGHT MLS
  • 2025-06-24 Listed $399,000 BRIGHT MLS
  • 2025-06-17 Coming Soon BRIGHT MLS
  • 2022-07-21 Sold (Public Records) $150,000 Public Records
  • 2020-01-31 Sold (Public Records) $80,000 Public Records
  • 2019-10-25 Sold (Public Records) $50,000 Public Records
  • 2004-07-31 Delisted MRIS
  • 2004-07-31 Delisted MRIS
  • 2004-04-30 Listed MRIS
  • 2004-04-30 Listed MRIS

Property tax history

+2.4%/yr

Latest (2025): $1,936 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…