316 Grant St · East Liverpool, OH 43920

$55,000

2 bd · 1.0 ba · 1,544 sqft · SingleFamily public records · 65 Days on market

Built 1900 4,678 sqft lot $36/sqft · 25% below area Est $74k · 25% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.4/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming two-story home situated on a double lot in East Liverpool! This property offers convenient off-street parking with a paved area large enough to accommodate three vehicles. Enjoy relaxing mornings or evenings on the inviting wraparound covered front porch. Inside, the main level features a spacious living room with a cozy fireplace, a large formal dining room perfect for gatherings, and a functional kitchen with the added convenience of first-floor laundry. Upstairs, you’ll find three comfortable bedrooms and a beautifully renovated full bathroom. Step out back to a small deck just off the kitchen—ideal for grilling and outdoor dining. The fenced-in backyard with chain-link fencing offers a great space for kids and pets to play safely. Additional updates include an upgraded electrical breaker box and a recently updated forced-air gas furnace, providing peace of mind for the new owner. This home combines classic charm with practical updates—don’t miss your opportunity to make it yours!

Key facts

• Double lot
• Fenced-in backyard
• Off-street parking

Tags

• DOUBLE LOT
• OFF-STREET PARKING
• WRAPAROUND COVERED FRONT PORCH
• FIRST-FLOOR LAUNDRY
• RENOVATED FULL BATHROOM
• FENCED-IN BACKYARD

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $55k.

Deal economics

• At list price, monthly cash flow is $536 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $55k).
• Recommended offer: $52k (6.0% below list) — sets the bar for market timing.
• Cap rate 18.0% vs local median 9.4% in East Liverpool — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#613 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• East Liverpool City (town): math 28% / reading 37% proficiency, ranked #571 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 115 active listings in the ZIP; 49 units permitted in Columbiana County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Columbiana County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 65 days — a 6% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $51,700 (6.0% below list)

Questions for the listing agent

1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.01% ✓
• Cap rate: 17.99%
• Cash-on-cash: 41.76%
• DSCR: 2.86
• GRM: 4.2

CMA / ARV

• ARV (median comp): $73,694
• List price: $55,000
• Delta: -25.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
346 E 8th St	0.11mi	3/1.0 (+1)	1,536 (-0%)	3mo	$20,000	$13	87
730 Avondale St	0.34mi	3/1.0 (+1)	1,560 (+1%)	8mo	$27,000	$17	71
331 W 4th St	0.40mi	3/1.0 (+1)	1,488 (-4%)	10mo	$79,900	$54	62
921 Orchard Grove Ave	0.68mi	3/1.0 (+1)	1,588 (+3%)	2mo	$72,000	$45	57
420 Vine St	0.56mi	3/1.5 (+1)	1,440 (-7%)	3mo	$119,000	$83	53
813 Mckinnon Ave	0.58mi	3/1.0 (+1)	1,554 (+1%)	19mo	$35,000	$23	52
755 Minerva St	0.41mi	2/1.0	1,320 (-14%)	6mo	$87,700	$66	51
920 Mckinnon Ave	0.63mi	2/1.5	1,400 (-9%)	4mo	$55,000	$39	50
1519 Saint Clair Ave	0.60mi	3/1.5 (+1)	1,658 (+7%)	6mo	$110,000	$66	47
832 Cadmus St	0.29mi	2/1.5	1,320 (-14%)	20mo	$78,000	$59	44
1201 Jennings Ave	0.52mi	3/1.0 (+1)	1,408 (-9%)	22mo	$95,000	$67	38
1714 Allison St	0.68mi	3/1.0 (+1)	1,328 (-14%)	4mo	$118,500	$89	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 38.4%
• Equity multiple: 2.64×
• Total profit: $25,211
• Equity at exit: $8,201

10-year hold

• IRR: 44.8%
• Equity multiple: 5.28×
• Total profit: $65,863
• Equity at exit: $4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43920

• Home prices YoY: -29.3%
• Active inventory: 115
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,104 medium
• Mortgage (P&I): −$288
• Tax from tax record: −$25 /mo · $298/yr
• Insurance: −$23
• HOA: −$0
• Vacancy / Maint / Mgmt: −$232
• Net cashflow: $536

Break-even live

Break-even rent $426

Max offer price $55,000

Occupancy floor 46%

Sensitivity live

Price	-10% $567	-5% $551	+0% $536	+5% $520	+10% $505
Rent	-10% $449	-5% $492	+0% $536	+5% $580	+10% $623
Rate	-1.0pp $564	-0.5pp $550	base $536	+0.5pp $522	+1.0pp $507

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,750
• Closing costs: $1,650
• Reserves months: —
• Total cash needed: —

Listing history 16 events

1. 2026-06-21
   days on market $55,000 Active 65 DOM
2. 2026-06-18
   days on market $55,000 Active 62 DOM
3. 2026-06-17
   days on market $55,000 Active 61 DOM
4. 2026-06-16
   days on market $55,000 Active 60 DOM
5. 2026-06-15
   days on market $55,000 Active 59 DOM
6. 2026-06-13
   days on market $55,000 Active 57 DOM
7. 2026-06-09
   days on market $55,000 Active 53 DOM
8. 2026-06-08
   days on market $55,000 Active 52 DOM
9. 2026-06-07
   days on market $55,000 Active 51 DOM
10. 2026-06-03
    days on market $55,000 Active 47 DOM
11. 2026-06-02
    days on market $55,000 Active 46 DOM
12. 2026-06-01
    days on market $55,000 Active 45 DOM
13. 2026-05-31
    days on market $55,000 Active 44 DOM
14. 2026-04-30
    status Active 1031-char remark

    Show marketing remark (1031 chars)

    Charming two-story home situated on a double lot in East Liverpool! This property offers convenient off-street parking with a paved area large enough to accommodate three vehicles. Enjoy relaxing mornings or evenings on the inviting wraparound covered front porch. Inside, the main level features a spacious living room with a cozy fireplace, a large formal dining room perfect for gatherings, and a functional kitchen with the added convenience of first-floor laundry. Upstairs, you’ll find three comfortable bedrooms and a beautifully renovated full bathroom. Step out back to a small deck just off the kitchen—ideal for grilling and outdoor dining. The fenced-in backyard with chain-link fencing offers a great space for kids and pets to play safely. Additional updates include an upgraded electrical breaker box and a recently updated forced-air gas furnace, providing peace of mind for the new owner. This home combines classic charm with practical updates—don’t miss your opportunity to make it yours!

15. 2026-04-23
    historical Contingent 1031-char remark

    Show marketing remark (1031 chars)

    Charming two-story home situated on a double lot in East Liverpool! This property offers convenient off-street parking with a paved area large enough to accommodate three vehicles. Enjoy relaxing mornings or evenings on the inviting wraparound covered front porch. Inside, the main level features a spacious living room with a cozy fireplace, a large formal dining room perfect for gatherings, and a functional kitchen with the added convenience of first-floor laundry. Upstairs, you’ll find three comfortable bedrooms and a beautifully renovated full bathroom. Step out back to a small deck just off the kitchen—ideal for grilling and outdoor dining. The fenced-in backyard with chain-link fencing offers a great space for kids and pets to play safely. Additional updates include an upgraded electrical breaker box and a recently updated forced-air gas furnace, providing peace of mind for the new owner. This home combines classic charm with practical updates—don’t miss your opportunity to make it yours!

16. 2026-04-17
    listed $55,000 Active 1031-char remark

    Show marketing remark (1031 chars)

    Charming two-story home situated on a double lot in East Liverpool! This property offers convenient off-street parking with a paved area large enough to accommodate three vehicles. Enjoy relaxing mornings or evenings on the inviting wraparound covered front porch. Inside, the main level features a spacious living room with a cozy fireplace, a large formal dining room perfect for gatherings, and a functional kitchen with the added convenience of first-floor laundry. Upstairs, you’ll find three comfortable bedrooms and a beautifully renovated full bathroom. Step out back to a small deck just off the kitchen—ideal for grilling and outdoor dining. The fenced-in backyard with chain-link fencing offers a great space for kids and pets to play safely. Additional updates include an upgraded electrical breaker box and a recently updated forced-air gas furnace, providing peace of mind for the new owner. This home combines classic charm with practical updates—don’t miss your opportunity to make it yours!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $298 · $25/mo
• Projected year-2 tax: $578 · $48/mo
• Expected delta: +$280/yr (+$23/mo · 93.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,247
• − Mortgage interest: −$3,081
• − Property taxes: −$298
• − Insurance: −$275
• − Repairs & maintenance: −$1,060
• − Management: −$1,060
• − Depreciation: −$1,600
• Taxable income: $5,874
• Est. tax owed @ 24.0%: −$1,410
• After-tax cash flow: $5,021/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Liverpool City
• NCES district ID: 3904391
• Math proficiency: 28% ▼ -16.00%
• Reading proficiency: 37% ▼ -10.00%
• Median HH income: $34,021
• Composite: 26.72/100
• National rank: #7148
• State rank: #571 of 656 in OH

Livability — East Liverpool

• Score: 67/100
• State rank: #613
• US rank: #10580

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Liverpool, OH
• County: Columbiana · 99,532 people
• Population (ZIP): 21,124
• Household income: $50,820
• Rent vs Own: 31.0% rent · 69.0% own
• Severe rent burden: 12.6

Population outlook (Columbiana County) Hauer SSP2

• Today (2025): 98,353 people
• By 2030: 94,225 · -4.2%
• By 2040: 85,169 · -13.4%
• By 2050: 76,157 · -22.6%
• By 2075: 58,451 · -40.6%
• By 2100: 42,805 · -56.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 6% Black 3% Hispanic / Latino 1%
• Common ancestry: Romanian 2% Slovak 2% Serbian 2%
• Foreign-born: 0%

Political lean MEDSL · Columbiana

• 2024 margin: Solid R (+49.0) · D 25.1% · R 74.1%
• 2008→2024 swing: -41.4pp toward R · 2008: -7.6pp · 2024: -49.0pp
• All cycles: 2024: R+49.0 2020: R+44.9 2016: R+41.6 2012: R+12.0 2008: R+7.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.53%
• Current HPI: 196.3908
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

3 events — show timeline

• 2026-04-30 Relisted — MLSNOW
• 2026-04-23 Contingent — MLSNOW
• 2026-04-17 Listed $55,000 MLSNOW

Property tax history

+2.1%/yr

Latest (2025): $298 · +8.3% YoY. Source: county tax records.