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5726 Edmeston Dr
C- Composite 54.3
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +11.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +4.9/10.0
  • Livability +3.8/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

5726 Edmeston Dr · Fayetteville, NC 28311
3 bd · 1.0 ba · 1,062 sqft · SingleFamily public records · 149 Days on market
Built 1972 0.25 ac lot Est $157k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.

Key facts

  • Hvac
  • Huge backyard
  • Completely fenced

Tags

NEW ROOFHVACHUGE BACKYARDCOMPLETELY FENCED

Property features AI

Exterior

  • Utilities: Public water; Sewer not available
  • Home design: Single Family Residence; One story
  • Construction: Brick construction
  • Exterior features: Subdivision: UNIVERSITY ESTATES; Zoning: SF6 - Single Family Res 6

Interior

  • Kitchen: Refrigerator
  • Bedrooms: 5 total rooms
  • Flooring: Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric cooling; Has cooling
  • Interior features: Refrigerator included; No fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $169 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (1.0% below list).
  • Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.9% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
  • Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pine Forest Middle (math 38% / reading 49%, grade D, #182 of 475 statewide, top 40%, 738 students, 56% FRL); Pine Forest High (math 73% / reading 51%, grade B-, #184 of 535 statewide, top 37%, 1,572 students, 62% FRL) — zoned schools at 59% FRL track the district average.
  • Zoned-school proficiency averages 53% at this address vs 36% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Cumberland County Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.8%/yr); 360 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $30k; list at $145k implies a 383% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 74% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.69%
Cash-on-cash
4.98%
DSCR
1.22
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$157,176
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
927 Fiske Dr 0.27mi 3/1.0 1,012 (-5%) 4mo $127,000 $125 76
906 Fiske Dr 0.22mi 4/1.5 (+1) 1,050 (-1%) 16mo $155,000 $148 68
801 Darlington Dr 0.65mi 3/2.0 1,066 (+0%) 1mo $100,000 $94 64
5212 Delco St 0.63mi 3/1.5 1,095 (+3%) 1mo $174,000 $159 62
1612 Gardenia Ave 0.60mi 3/2.0 1,107 (+4%) 2mo $155,000 $140 59
847 Durwood Dr 0.52mi 3/1.0 1,079 (+2%) 18mo $175,000 $162 58
1622 Shaw Rd 0.57mi 3/2.0 996 (-6%) 7mo $36,000 $36 53
806 Darlington Dr 0.61mi 3/2.0 1,091 (+3%) 18mo $198,000 $181 48
5200 Delco Dr 0.66mi 3/2.0 1,040 (-2%) 19mo $181,500 $175 46
842 Shaw Mill Rd 0.69mi 2/1.0 (-1) 910 (-14%) 4mo $99,900 $110 36
1902 Agate St 0.66mi 3/2.0 1,161 (+9%) 24mo $175,000 $151 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.82% rent growth · sell at horizon

5-year hold
IRR
-8.8%
Equity multiple
0.68×
Total profit
$-13,022
Equity at exit
$21,620
10-year hold
IRR
0.5%
Equity multiple
1.03×
Total profit
$1,419
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28311

Home prices YoY
-18.4%
Rents YoY
2.8%
Active inventory
360
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,435 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$144 /mo · $1,730/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$169

Break-even live

Break-even rent $1,221
Max offer price $145,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5523 Livingston Dr Fayetteville, NC 4.0 1.5 1305 $1,600 $1.23 23d 1 0.24mi
927 Fiske Dr Fayetteville, NC 3.0 1.0 926 $1,200 $1.30 23d 1 0.26mi
4310 Coolidge St Fayetteville, NC 3.0 1.5 1212 $1,250 $1.03 14d 1 0.58mi
1404 Hibiscus Rd Fayetteville, NC 3.0 1.5 1418 $1,350 $0.95 21d 1 0.86mi
1350 Shaw Rd Fayetteville, NC 3.0 2.0 1339 $1,399 $1.04 14d 1 0.87mi
5745 Holland St Fayetteville, NC 3.0 1.0 1140 $1,650 $1.45 23d 1 0.88mi
4206 S Dowfield Dr Fayetteville, NC 2.0 1.0 900 $895 $0.99 23d 1 0.93mi
4202 S Dowfield Dr Fayetteville, NC 2.0 1.0 800 $930 $1.16 23d 1 0.93mi
848 Tamarack Dr Fayetteville, NC 1.0–2.0 1.0 705 $1,171 $1.66 14d 49 0.96mi
318 Nugget Ct Fayetteville, NC 4.0 2.0 1425 $1,650 $1.16 14d 1 1.07mi
3613 Pine Lake Dr Fayetteville, NC 1.0–3.0 1.0–2.0 1116 $1,645 $1.47 14d 31 1.10mi
909 Southview Cir Unit B Fayetteville, NC 2.0 1.5 923 $945 $1.02 23d 1 1.18mi
3963 Loufield Dr Fayetteville, NC 3.0 2.0 1446 $1,500 $1.04 23d 1 1.25mi
4736 Rosehill Rd Fayetteville, NC 3.0 2.0 1000 $1,240 $1.24 23d 1 1.30mi

Listing history 6 events

  1. 2026-01-26
    price $145,000
  2. 2025-12-26
    listed $155,000 Active
  3. 2019-10-24
    soldstatus $30,000
  4. 2019-10-22
    soldstatus $30,000 258-char remark
    Show marketing remark (258 chars)

    A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.

  5. 2019-06-08
    listed $45,000 258-char remark
    Show marketing remark (258 chars)

    A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.

  6. 2017-05-01
    listed $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$1,730 · $144/mo
Projected year-2 tax
$1,730 · $144/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 74% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,218
− Mortgage interest
−$8,122
− Property taxes
−$1,730
− Insurance
−$725
− Repairs & maintenance
−$1,377
− Management
−$1,377
− Depreciation
−$4,218
Taxable loss
−$332
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$80
After-tax cash flow
$2,102/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cumberland County Schools
NCES district ID
3700011
Math proficiency
32% ▼ -2.00%
Reading proficiency
41% ▼ -1.00%
Median HH income
$44,168
Composite
31.0/100
National rank
#6096
State rank
#126 of 178 in NC

Livability — Fayetteville

Score
75/100
State rank
#45
US rank
#4031

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, NC
County
Cumberland County · 265,314 people
City population
226,118
Metro
Fayetteville, NC
Population (ZIP)
36,629
Household income
$62,170
Rent vs Own
47.5% rent · 52.5% own
Severe rent burden
1645.0

Population outlook (Cumberland County) Hauer SSP2

Today (2025)
330,855 people
By 2030
333,523 · +0.8%
By 2040
335,583 · +1.4%
By 2050
335,325 · +1.4%
By 2075
342,853 · +3.6%
By 2100
340,698 · +3.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 42% White 38% Hispanic / Latino 9% Two or more races 8% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4%
Common ancestry
Slovak 1% Lithuanian 1% Italian 1%
Foreign-born
7% · Canada, South Korea, Jamaica
Languages at home
89% English-only · Spanish 6% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Cumberland

2024 margin
D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
2008→2024 swing
-4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
All cycles
2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.88%
Current HPI
203.0731
Rent YoY
▲ 2.82%
Metro
Fayetteville, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+190.0% since first listed
6 events — show timeline
  • 2026-01-26 Price Changed $145,000 LPRMLS
  • 2025-12-26 Listed $155,000 LPRMLS
  • 2019-10-24 Sold (Public Records) $30,000 Public Records
  • 2019-10-22 Sold (MLS) $30,000 LPRMLS
  • 2019-06-08 Listed $45,000 LPRMLS
  • 2017-05-01 Listed $50,000 LPRMLS

Property tax history

+8.7%/yr

Latest (2025): $1,730 · +57.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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