5726 Edmeston Dr · Fayetteville, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 74.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.7/30.0
- ARV discount +11.0/15.0
- DSCR +6.2/10.0
- 1% rule +4.9/10.0
- Livability +3.8/5.0
- Rent growth +3.2/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.
Key facts
- Hvac
- Huge backyard
- Completely fenced
Tags
Property features AI
Exterior
- Utilities: Public water; Sewer not available
- Home design: Single Family Residence; One story
- Construction: Brick construction
- Exterior features: Subdivision: UNIVERSITY ESTATES; Zoning: SF6 - Single Family Res 6
Interior
- Kitchen: Refrigerator
- Bedrooms: 5 total rooms
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric cooling; Has cooling
- Interior features: Refrigerator included; No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $169 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (1.0% below list).
- Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 4.9% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
- Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Pine Forest Middle (math 38% / reading 49%, grade D, #182 of 475 statewide, top 40%, 738 students, 56% FRL); Pine Forest High (math 73% / reading 51%, grade B-, #184 of 535 statewide, top 37%, 1,572 students, 62% FRL) — zoned schools at 59% FRL track the district average.
- Zoned-school proficiency averages 53% at this address vs 36% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Cumberland County Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.8%/yr); 360 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 149 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $30k; list at $145k implies a 383% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 74% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.69%
- Cash-on-cash
- 4.98%
- DSCR
- 1.22
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $157,176
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 927 Fiske Dr | 0.27mi | 3/1.0 | 1,012 (-5%) | 4mo | $127,000 | $125 | 76 |
| 906 Fiske Dr | 0.22mi | 4/1.5 (+1) | 1,050 (-1%) | 16mo | $155,000 | $148 | 68 |
| 801 Darlington Dr | 0.65mi | 3/2.0 | 1,066 (+0%) | 1mo | $100,000 | $94 | 64 |
| 5212 Delco St | 0.63mi | 3/1.5 | 1,095 (+3%) | 1mo | $174,000 | $159 | 62 |
| 1612 Gardenia Ave | 0.60mi | 3/2.0 | 1,107 (+4%) | 2mo | $155,000 | $140 | 59 |
| 847 Durwood Dr | 0.52mi | 3/1.0 | 1,079 (+2%) | 18mo | $175,000 | $162 | 58 |
| 1622 Shaw Rd | 0.57mi | 3/2.0 | 996 (-6%) | 7mo | $36,000 | $36 | 53 |
| 806 Darlington Dr | 0.61mi | 3/2.0 | 1,091 (+3%) | 18mo | $198,000 | $181 | 48 |
| 5200 Delco Dr | 0.66mi | 3/2.0 | 1,040 (-2%) | 19mo | $181,500 | $175 | 46 |
| 842 Shaw Mill Rd | 0.69mi | 2/1.0 (-1) | 910 (-14%) | 4mo | $99,900 | $110 | 36 |
| 1902 Agate St | 0.66mi | 3/2.0 | 1,161 (+9%) | 24mo | $175,000 | $151 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.82% rent growth · sell at horizon
- IRR
- -8.8%
- Equity multiple
- 0.68×
- Total profit
- $-13,022
- Equity at exit
- $21,620
- IRR
- 0.5%
- Equity multiple
- 1.03×
- Total profit
- $1,419
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 28311
- Home prices YoY
- -18.4%
- Rents YoY
- 2.8%
- Active inventory
- 360
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,435 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$144 /mo · $1,730/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $169
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5523 Livingston Dr Fayetteville, NC | 4.0 | 1.5 | 1305 | $1,600 | $1.23 | 23d | 1 | 0.24mi |
| 927 Fiske Dr Fayetteville, NC | 3.0 | 1.0 | 926 | $1,200 | $1.30 | 23d | 1 | 0.26mi |
| 4310 Coolidge St Fayetteville, NC | 3.0 | 1.5 | 1212 | $1,250 | $1.03 | 14d | 1 | 0.58mi |
| 1404 Hibiscus Rd Fayetteville, NC | 3.0 | 1.5 | 1418 | $1,350 | $0.95 | 21d | 1 | 0.86mi |
| 1350 Shaw Rd Fayetteville, NC | 3.0 | 2.0 | 1339 | $1,399 | $1.04 | 14d | 1 | 0.87mi |
| 5745 Holland St Fayetteville, NC | 3.0 | 1.0 | 1140 | $1,650 | $1.45 | 23d | 1 | 0.88mi |
| 4206 S Dowfield Dr Fayetteville, NC | 2.0 | 1.0 | 900 | $895 | $0.99 | 23d | 1 | 0.93mi |
| 4202 S Dowfield Dr Fayetteville, NC | 2.0 | 1.0 | 800 | $930 | $1.16 | 23d | 1 | 0.93mi |
| 848 Tamarack Dr Fayetteville, NC | 1.0–2.0 | 1.0 | 705 | $1,171 | $1.66 | 14d | 49 | 0.96mi |
| 318 Nugget Ct Fayetteville, NC | 4.0 | 2.0 | 1425 | $1,650 | $1.16 | 14d | 1 | 1.07mi |
| 3613 Pine Lake Dr Fayetteville, NC | 1.0–3.0 | 1.0–2.0 | 1116 | $1,645 | $1.47 | 14d | 31 | 1.10mi |
| 909 Southview Cir Unit B Fayetteville, NC | 2.0 | 1.5 | 923 | $945 | $1.02 | 23d | 1 | 1.18mi |
| 3963 Loufield Dr Fayetteville, NC | 3.0 | 2.0 | 1446 | $1,500 | $1.04 | 23d | 1 | 1.25mi |
| 4736 Rosehill Rd Fayetteville, NC | 3.0 | 2.0 | 1000 | $1,240 | $1.24 | 23d | 1 | 1.30mi |
Listing history 6 events
-
2026-01-26price $145,000
-
2025-12-26$155,000 Active
-
2019-10-24soldstatus $30,000
-
2019-10-22soldstatus $30,000 258-char remark
Show marketing remark (258 chars)
A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.
-
2019-06-08$45,000 258-char remark
Show marketing remark (258 chars)
A perfect investment property! Home is currently tenant occupied and brings in $700 per month! Home is being sold as-is and as an investment property. The owner will not be giving the tenant notice with an offer, the home is being sold with a lease attached.
-
2017-05-01$50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NC · Resets to sale price
- Current annual tax
- $1,730 · $144/mo
- Projected year-2 tax
- $1,730 · $144/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 74% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,218
- − Mortgage interest
- −$8,122
- − Property taxes
- −$1,730
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,377
- − Management
- −$1,377
- − Depreciation
- −$4,218
- Taxable loss
- −$332
- Est. tax savings @ 24.0%
- +$80
- After-tax cash flow
- $2,102/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cumberland County Schools
- NCES district ID
- 3700011
- Math proficiency
- 32% ▼ -2.00%
- Reading proficiency
- 41% ▼ -1.00%
- Median HH income
- $44,168
- Composite
- 31.0/100
- National rank
- #6096
- State rank
- #126 of 178 in NC
Livability — Fayetteville
- Score
- 75/100
- State rank
- #45
- US rank
- #4031
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, NC
- County
- Cumberland County · 265,314 people
- City population
- 226,118
- Metro
- Fayetteville, NC
- Population (ZIP)
- 36,629
- Household income
- $62,170
- Rent vs Own
- Severe rent burden
- 1645.0
Population outlook (Cumberland County) Hauer SSP2
- Today (2025)
- 330,855 people
- By 2030
- 333,523 · +0.8%
- By 2040
- 335,583 · +1.4%
- By 2050
- 335,325 · +1.4%
- By 2075
- 342,853 · +3.6%
- By 2100
- 340,698 · +3.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 42% White 38% Hispanic / Latino 9% Two or more races 8% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4%
- Common ancestry
- Slovak 1% Lithuanian 1% Italian 1%
- Foreign-born
- 7% · Canada, South Korea, Jamaica
- Languages at home
- 89% English-only · Spanish 6% German/W. Germanic 1% Other Indo-European 1%
Political lean MEDSL · Cumberland
- 2024 margin
- D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
- 2008→2024 swing
- -4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
- All cycles
- 2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -45.88%
- Current HPI
- 203.0731
- Rent YoY
- ▲ 2.82%
- Metro
- Fayetteville, NC
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
||
| Retail | 2 | $95B |
|
||
| Industrial Conglomerate | 1 | $38B |
|
||
| Metals / Steel | 1 | $35B |
|
||
| Utilities | 1 | $30B |
|
||
| Industrial Machinery | 1 | $19B |
|
||
Price history
+190.0% since first listed6 events — show timeline
- 2026-01-26 Price Changed $145,000 LPRMLS
- 2025-12-26 Listed $155,000 LPRMLS
- 2019-10-24 Sold (Public Records) $30,000 Public Records
- 2019-10-22 Sold (MLS) $30,000 LPRMLS
- 2019-06-08 Listed $45,000 LPRMLS
- 2017-05-01 Listed $50,000 LPRMLS
Property tax history
+8.7%/yrLatest (2025): $1,730 · +57.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…