2409 Elizabeth St · Urbana, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.0/30.0
- Rent growth +5.0/5.0
- DSCR +4.3/10.0
- 1% rule +4.1/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$259,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
Key facts
- 9,775 sq ft lot
- Garage
- Built 1966
Property features AI
Finance
- Other: Built before 1978
- HOA & community: No master association fee required
Exterior
- Parking: Detached garage (owned) with 1 garage space; total 1 parking space
- Utilities: Public water; Public sewer
- Home design: Detached single-family home; Tri-level / split-level design; Fee simple ownership
- Construction: Built approximately 51–60 years ago; Brick and wood siding exterior; No known rebuild or rehab
- Exterior features: Lot dimensions approximately 85 x 115; Lot size less than 0.25 acre
Interior
- Kitchen: Range; Microwave; Dishwasher; Refrigerator; Kitchen on main level (13 x 9)
- Bedrooms: Three bedrooms total; Primary bedroom on the second level (with full bath); Second bedroom on the second level (11 x 10); Third bedroom on the second level (9 x 11)
- Bathrooms: Two full bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Seven total rooms; Kitchen/dining combo; Some photos are virtually staged
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $260k.
Deal economics
- At list price, monthly cash flow is $34 ($412/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (8.7% below list).
- Recommended offer: $237k (8.7% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.6% in Urbana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#110 in IL, #1,793 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Urbana SD 116 (urban): math 11% / reading 13% proficiency, ranked #568 of 620 in IL (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Wiley Elementary School (math 5% / reading 5%, grade F, #1,741 of 2,056 statewide, top 93%, 234 students, 0% FRL); Urbana Middle School (math 6% / reading 6%, grade F, #634 of 665 statewide, top 95%, 903 students, 0% FRL); Urbana High School (math 21% / reading 29%, grade F, #247 of 693 statewide, top 36%, 1,220 students, 0% FRL) — zoned schools average 0% FRL vs 64% district-wide (64 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+11.8%/yr); 124 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 573 units permitted in Champaign County in 2024 (359 in 5+ unit buildings).
- At $2,374/mo this rent would consume 46% of the median local household income ($62k/yr) (locally 809% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Champaign County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 6.45%
- Cash-on-cash
- 0.57%
- DSCR
- 1.03
- GRM
- 9.1
CMA / ARV
- ARV (on-the-fly)
- $336,574
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2409 Elizabeth St | 0.00mi | 3/2.0 | 1,658 (0%) | 1mo | $255,000 | $154 | 100 |
| 2409 John Dr | 0.06mi | 3/2.0 | 1,761 (+6%) | 0mo | $238,500 | $135 | 87 |
| 702 W Dodson Dr | 0.07mi | 3/2.0 | 1,747 (+5%) | 19mo | $210,000 | $120 | 72 |
| 704 N Abbey Rd | 0.19mi | 3/2.0 | 1,788 (+8%) | 13mo | $388,000 | $217 | 67 |
| 308 S Dodson Dr | 0.21mi | 3/1.5 | 1,776 (+7%) | 13mo | $90,000 | $51 | 65 |
| 702 N Beacon Hill Cir | 0.50mi | 3/2.0 | 1,788 (+8%) | 1mo | $379,900 | $212 | 63 |
| 2705 E Main St | 0.48mi | 4/2.5 (+1) | 1,679 (+1%) | 9mo | $236,000 | $141 | 61 |
| 2804 Clarion Rd | 0.21mi | 3/2.5 | 1,887 (+14%) | 8mo | $392,000 | $208 | 58 |
| 2815 Haydon Dr | 0.27mi | 3/2.0 | 1,894 (+14%) | 11mo | $401,100 | $212 | 54 |
| 2808 Haydon Dr | 0.24mi | 4/2.5 (+1) | 1,837 (+11%) | 12mo | $389,718 | $212 | 54 |
| 2901 Haydon Dr | 0.33mi | 3/2.0 | 1,895 (+14%) | 10mo | $384,092 | $203 | 52 |
| 2808 Clarion Rd | 0.24mi | 3/2.0 | 1,894 (+14%) | 16mo | $379,900 | $201 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.62×
- Total profit
- $-27,321
- Equity at exit
- $38,752
- IRR
- 5.5%
- Equity multiple
- 1.50×
- Total profit
- $36,380
- Equity at exit
- $22,471
Cash invested: $72,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 61802
- Home prices YoY
- -20.5%
- Rents YoY
- 11.8%
- Active inventory
- 124
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,374 high interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax from tax record
- −$370 /mo · $4,437/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$499
- Net cashflow
- $34
Break-even live
Sensitivity live
| Price | -10% $181 | -5% $108 | +0% $34 | +5% $-39 | +10% $-113 |
|---|---|---|---|---|---|
| Rent | -10% $-153 | -5% $-59 | +0% $34 | +5% $128 | +10% $222 |
| Rate | -1.0pp $165 | -0.5pp $100 | base $34 | +0.5pp $-33 | +1.0pp $-102 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,975
- Closing costs
- $7,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 709 N Abbey Rd Urbana, IL | 4.0 | 2.5 | 1800 | $3,150 | $1.75 | 45d | 1 | 0.19mi |
| 602 MacArthur Dr Urbana, IL | 3.0 | 1.0 | 1200 | $1,295 | $1.08 | 23d | 1 | 0.83mi |
| 1109 Austin Dr Urbana, IL | 3.0 | 1.0 | 1300 | $1,350 | $1.04 | 23d | 1 | 1.30mi |
| 1717 S Stone Creek Blvd Urbana, IL | 3.0 | 3.5 | 1986 | $3,400 | $1.71 | 15d | 1 | 1.44mi |
| 1907 E Florida Ave Urbana, IL | 3.0 | 2.0 | 1250 | $1,550 | $1.24 | 23d | 1 | 1.47mi |
| 1907 E Florida Ave Unit A Urbana, IL | 3.0 | 1.5 | 1250 | $1,550 | $1.24 | 23d | 1 | 1.48mi |
Listing history 23 events
-
2026-05-01status Pending
-
2026-04-16$259,900 Active
-
2026-04-09historical
-
2021-09-08soldstatus $275,250
-
2019-12-13soldstatus $131,500 Closed Sale 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-11-15historical Contingent 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-11-01price $139,900 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-09-26price $144,900 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-08-27price $149,900 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-07-10price $165,000 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-06-13price $175,000 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
-
2019-05-14$182,500 New 593-char remark
Show marketing remark (593 chars)
WHAT'S NOT TO LIKE? THE KITCHEN WAS TASTEFULLY REMODELED WITH JAVA SHAKER STYLE CABINETS, SATIN CHROME BAR PULLS, STAINLESS APPLIANCES. THE MAIN LEVEL FLOORING IS LUXURY VINYL PLANK - WEATHERED BARNWOOD. A BRICK-FACED FIREPLACE IS THE FOCAL POINT OF THE FAMILY ROOM LOCATED IN THE LOWER LEVEL. A HALF BATH IS CONVENIENTLY PLACED NEXT TO THE FAMILY ROOM. UPSTAIRS, THE MAIN HALL BATH WAS TOTALLY REMODELED ALSO. THE 3 BEDROOMS HAVE ELEGANT FAN/LIGHT COMBINATIONS AND NEUTRAL EARTH BEIGE CARPET. ENJOY WARM SUMMER EVENING ON THE SUPER LARGE DECK FOUND JUST OUTSIDE THE DOOR FROM THE DINING ROOM.
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2017-10-03status Pending
-
2017-10-02historical
-
2017-09-19New
-
2015-10-16soldstatus $136,000
-
2015-10-12soldstatus $136,000
-
2015-09-18historical
-
2015-08-14$134,000
-
2013-07-31soldstatus $125,000
-
2013-07-30soldstatus $125,000
-
2013-06-29historical
-
2013-04-10$129,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $4,437 · $370/mo
- Projected year-2 tax
- $5,168 · $431/mo
- Expected delta
- +$731/yr (+$61/mo · 16.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,486
- − Mortgage interest
- −$14,558
- − Property taxes
- −$4,437
- − Insurance
- −$1,300
- − Repairs & maintenance
- −$2,279
- − Management
- −$2,279
- − Depreciation
- −$7,561
- Taxable loss
- −$3,928
- Est. tax savings @ 24.0%
- +$943
- After-tax cash flow
- $1,354/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Urbana SD 116
- NCES district ID
- 1739960
- Math proficiency
- 11% ▼ -5.00%
- Reading proficiency
- 13% ▼ -7.00%
- Median HH income
- $33,678
- Composite
- 9.72/100
- National rank
- #9830
- State rank
- #568 of 620 in IL
Livability — Urbana
- Score
- 80/100
- State rank
- #110
- US rank
- #1793
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Champaign County · 182,148 people
- City population
- 48,184
- Metro
- Champaign-Urbana, IL
- Population (ZIP)
- 20,293
- Household income
- $61,620
- Rent vs Own
- Severe rent burden
- 809.0
Population outlook (Champaign County) Hauer SSP2
- Today (2025)
- 223,848 people
- By 2030
- 231,416 · +3.4%
- By 2040
- 244,321 · +9.1%
- By 2050
- 256,432 · +14.6%
- By 2075
- 285,823 · +27.7%
- By 2100
- 296,406 · +32.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 61% Black 18% Hispanic / Latino 11% Asian 7% Two or more races 6%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 1%
- Common ancestry
- Romanian 3% Lithuanian 2% Italian 1%
- Foreign-born
- 12% · China, Canada, South Korea
- Languages at home
- 83% English-only · Spanish 7% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Champaign
- 2024 margin
- Strong D (+24.1) · D 61.3% · R 37.2% · Other 1.5%
- 2008→2024 swing
- +6.6pp toward D · 2008: 17.5pp · 2024: 24.1pp
- All cycles
- 2024: D+24.1 2020: D+22.8 2016: D+18.4 2012: D+6.8 2008: D+17.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.21%
- Current HPI
- 206.3079
- Rent YoY
- ▲ 11.85%
- Metro
- Champaign-Urbana, IL
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
|
||
| Consumer Goods | 4 | $87B |
|
||
| Industrial Machinery | 3 | $64B |
|
||
| Healthcare | 2 | $55B |
|
||
| Retail / Pharmacy | 1 | $148B |
|
||
| Agriculture / Food | 1 | $86B |
|
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Price history
+100.1% since first listed23 events — show timeline
- 2026-05-01 Pending — MRED as Distributed by MLS Grid
- 2026-04-16 Listed $259,900 MRED as Distributed by MLS Grid
- 2026-04-09 Listing Removed — MRED as Distributed by MLS Grid
- 2021-09-08 Sold (Public Records) $275,250 Public Records
- 2019-12-13 Sold (MLS) $131,500 MRED as Distributed by MLS Grid
- 2019-11-15 Contingent — MRED as Distributed by MLS Grid
- 2019-11-01 Price Changed $139,900 MRED as Distributed by MLS Grid
- 2019-09-26 Price Changed $144,900 MRED as Distributed by MLS Grid
- 2019-08-27 Price Changed $149,900 MRED as Distributed by MLS Grid
- 2019-07-10 Price Changed $165,000 MRED as Distributed by MLS Grid
- 2019-06-13 Price Changed $175,000 MRED as Distributed by MLS Grid
- 2019-05-14 Listed $182,500 MRED as Distributed by MLS Grid
- 2017-10-03 Pending — MRED as Distributed by MLS Grid
- 2017-10-02 Listing Removed — MRED as Distributed by MLS Grid
- 2017-09-19 Listed — MRED as Distributed by MLS Grid
- 2015-10-16 Sold (Public Records) $136,000 Public Records
- 2015-10-12 Sold (MLS) $136,000 MRED as Distributed by MLS Grid
- 2015-09-18 Listing Removed — MRED as Distributed by MLS Grid
- 2015-08-14 Listed $134,000 MRED as Distributed by MLS Grid
- 2013-07-31 Sold (Public Records) $125,000 Public Records
- 2013-07-30 Sold (MLS) $125,000 MRED as Distributed by MLS Grid
- 2013-06-29 Listing Removed — MRED as Distributed by MLS Grid
- 2013-04-10 Listed $129,900 MRED as Distributed by MLS Grid
Property tax history
+2.5%/yrLatest (2024): $4,437 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…