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116 N Woolsey Ct
B Composite 71.49
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.4/5.0
  • Schools +4.2/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

116 N Woolsey Ct · Post Falls, ID 83854
3 bd · 2.0 ba · 1,643 sqft · Manufactured · 103 Days on market
Built 2000

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.

Key facts

  • Open floor plan
  • Walk-in closet
  • Large living room

Tags

DOUBLE WIDE MANUFACTURED HOMECORNER LOTOPEN FLOOR PLANWALK-IN CLOSETJETTED TUBLARGE LIVING ROOM

Property features AI

Finance

  • HOA & community: Monthly association fee; Association covers grounds maintenance, sewer, snow removal, trash, and water

Exterior

  • Parking: Paved parking
  • Utilities: Public water; Public sewer; Cable TV
  • Home design: Manufactured home; Palm Harbor make and model; Composition roof; Concrete perimeter and pillar/post/pier foundation; Corner lot on a cul-de-sac; Paved road; private maintained road
  • Construction: Hardboard exterior
  • Exterior features: Open deck; Fire pit; Rain gutters; Back yard fencing; Shed(s)

Interior

  • Kitchen: Electric range; Refrigerator; Dishwasher; Garbage disposal
  • Bedrooms: 3 main level bedrooms
  • Flooring: Laminate; Carpet
  • Bathrooms: 2 main level bathrooms
  • Heating & cooling: Electric heating; Forced air furnace; Wood heating (fireplace); Fireplace(s)
  • Interior features: Cable internet available; Fireplace; Jetted tub
  • Laundry & utility: Electric dryer hookup; Electric dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $125k.

Deal economics

  • At list price, monthly cash flow is $769 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.7% vs local median 2.2% in Post Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#1 in ID, #198 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+.
  • Post Falls District (suburban): math 43% / reading 56% proficiency, ranked #31 of 92 in ID (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.5%/yr); 625 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.5% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago; this cycle's ask has dropped $45k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.65%
Cap rate
13.68%
Cash-on-cash
26.37%
DSCR
2.17
GRM
5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.46% rent growth · sell at horizon

5-year hold
IRR
18.4%
Equity multiple
1.73×
Total profit
$25,601
Equity at exit
$18,638
10-year hold
IRR
25.7%
Equity multiple
3.08×
Total profit
$72,939
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83854

Rents YoY
1.5%
Active inventory
625
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$2,067 high interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$434
Net cashflow
$769

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1812 E Coeur D Alene Ave Post Falls, ID 3.0 2.0 1122 $1,895 $1.69 21d 1 0.53mi
1090 N Cecil Rd Post Falls, ID 3.0 1.0–2.0 914 $1,795 $1.96 21d 1 0.88mi
1449 N Moonstone St Post Falls, ID 3.0 2.0 1206 $2,400 $1.99 13d 1 1.11mi
1124 E 4th Ave Post Falls, ID 3.0 1.0–2.0 870 $1,875 $2.16 13d 17 1.18mi
4130 E 16th Ave Post Falls, ID 2.0–3.0 2.0 1330 $1,740 $1.31 13d 2 1.34mi
896 E Railroad Ave Post Falls, ID 3.0 2.5 1781 $2,575 $1.45 21d 1 1.36mi
910 E 4th Ave Post Falls, ID 1.0–3.0 1.0–2.0 884 $1,815 $2.05 13d 8 1.37mi

Listing history 27 events

  1. 2026-06-19
    days on market $125,000 Active 103 DOM
  2. 2026-06-18
    price $125,000 Active 102 DOM
  3. 2026-06-18
    days on market $134,000 Active 102 DOM
  4. 2026-06-17
    days on market $134,000 Active 101 DOM
  5. 2026-06-17
    price $134,000 Active 100 DOM
  6. 2026-06-16
    days on market $139,500 Active 100 DOM
  7. 2026-06-15
    days on market $139,500 Active 99 DOM
  8. 2026-06-14
    days on market $139,500 Active 97 DOM
  9. 2026-06-13
    days on market $139,500 Active 96 DOM
  10. 2026-06-10
    days on market $139,500 Active 94 DOM
  11. 2026-06-09
    days on market $139,500 Active 93 DOM
  12. 2026-06-09
    price $139,500 Active 92 DOM
  13. 2026-06-08
    days on market $143,000 Active 92 DOM
  14. 2026-06-07
    pricedays on market $143,000 Active 91 DOM
  15. 2026-06-05
    days on market $145,000 Active 88 DOM
  16. 2026-06-03
    days on market $145,000 Active 87 DOM
  17. 2026-06-02
    days on market $145,000 Active 86 DOM
  18. 2026-06-01
    days on market $145,000 Active 85 DOM
  19. 2026-05-31
    pricestatusdays on market $145,000 Active 84 DOM
  20. 2026-05-15
    status Pending
  21. 2026-04-30
    price $150,000
  22. 2026-03-10
    price $160,000
  23. 2026-02-20
    listed $170,000 Active
  24. 2015-06-19
    soldstatus 687-char remark
    Show marketing remark (687 chars)

    Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.

  25. 2015-05-15
    listed $58,000 687-char remark
    Show marketing remark (687 chars)

    Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.

  26. 2009-08-26
    soldstatus 395-char remark
    Show marketing remark (395 chars)

    Feel like you're in the woods, but only minutes from services. All new carpet throughout, new vinyl in baths, freshly painted! Cozy wood fireplace, open floor plan, kitchen island, jacuzzi tub in master suite, walk-in closet, great storage shed (could be kid's playhouse), large decks, fenced back yard. Buyer must be approved by Lucky Pines Mgr. Lot rent $275/mo. inc. water, sewer, garbage

  27. 2009-02-26
    listed $65,900 395-char remark
    Show marketing remark (395 chars)

    Feel like you're in the woods, but only minutes from services. All new carpet throughout, new vinyl in baths, freshly painted! Cozy wood fireplace, open floor plan, kitchen island, jacuzzi tub in master suite, walk-in closet, great storage shed (could be kid's playhouse), large decks, fenced back yard. Buyer must be approved by Lucky Pines Mgr. Lot rent $275/mo. inc. water, sewer, garbage

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,803
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$1,984
− Management
−$1,984
− Depreciation
−$3,636
Taxable income
$7,696
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,847
After-tax cash flow
$7,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Post Falls District
NCES district ID
1602670
Math proficiency
43% ▼ -5.00%
Reading proficiency
56% ▬ 0.00%
Median HH income
$49,504
Composite
42.27/100
National rank
#3268
State rank
#31 of 92 in ID

Livability — Post Falls

Score
88/100
State rank
#1
US rank
#198

Category grades

Amenities B+ Commute A+ Cost of living B- Crime A+ Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Post Falls, ID
County
Kootenai County · 146,553 people
City population
54,851
Metro
Coeur d'Alene, ID
Population (ZIP)
54,851
Household income
$82,742
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
1218.0

Population outlook (Kootenai County) Hauer SSP2

Today (2025)
177,692 people
By 2030
190,689 · +7.3%
By 2040
214,704 · +20.8%
By 2050
236,510 · +33.1%
By 2075
285,984 · +60.9%
By 2100
316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 10% Hispanic / Latino 6% Native American 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Portuguese 4% Italian 3% Slovak 2%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Kootenai

2024 margin
Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
2008→2024 swing
-25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
All cycles
2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -259.70%
Current HPI
259.7767
Rent YoY
▲ 1.46%
Metro
Coeur d'Alene, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+127.6% since first listed
8 events — show timeline
  • 2026-05-15 Pending CDAMLS
  • 2026-04-30 Price Changed $150,000 CDAMLS
  • 2026-03-10 Price Changed $160,000 CDAMLS
  • 2026-02-20 Listed $170,000 CDAMLS
  • 2015-06-19 Sold (MLS) CDAMLS
  • 2015-05-15 Listed $58,000 CDAMLS
  • 2009-08-26 Sold (MLS) CDAMLS
  • 2009-02-26 Listed $65,900 CDAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…