116 N Woolsey Ct · Post Falls, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 2/10 · Minimal
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.4/5.0
- Schools +4.2/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.
Key facts
- Open floor plan
- Walk-in closet
- Large living room
Tags
Property features AI
Finance
- HOA & community: Monthly association fee; Association covers grounds maintenance, sewer, snow removal, trash, and water
Exterior
- Parking: Paved parking
- Utilities: Public water; Public sewer; Cable TV
- Home design: Manufactured home; Palm Harbor make and model; Composition roof; Concrete perimeter and pillar/post/pier foundation; Corner lot on a cul-de-sac; Paved road; private maintained road
- Construction: Hardboard exterior
- Exterior features: Open deck; Fire pit; Rain gutters; Back yard fencing; Shed(s)
Interior
- Kitchen: Electric range; Refrigerator; Dishwasher; Garbage disposal
- Bedrooms: 3 main level bedrooms
- Flooring: Laminate; Carpet
- Bathrooms: 2 main level bathrooms
- Heating & cooling: Electric heating; Forced air furnace; Wood heating (fireplace); Fireplace(s)
- Interior features: Cable internet available; Fireplace; Jetted tub
- Laundry & utility: Electric dryer hookup; Electric dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $125k.
Deal economics
- At list price, monthly cash flow is $769 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
- Cap rate 13.7% vs local median 2.2% in Post Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#1 in ID, #198 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+.
- Post Falls District (suburban): math 43% / reading 56% proficiency, ranked #31 of 92 in ID (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.5%/yr); 625 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.5% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 103 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 17y ago; this cycle's ask has dropped $45k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 13.68%
- Cash-on-cash
- 26.37%
- DSCR
- 2.17
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.46% rent growth · sell at horizon
- IRR
- 18.4%
- Equity multiple
- 1.73×
- Total profit
- $25,601
- Equity at exit
- $18,638
- IRR
- 25.7%
- Equity multiple
- 3.08×
- Total profit
- $72,939
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83854
- Rents YoY
- 1.5%
- Active inventory
- 625
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $2,067 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$434
- Net cashflow
- $769
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1812 E Coeur D Alene Ave Post Falls, ID | 3.0 | 2.0 | 1122 | $1,895 | $1.69 | 21d | 1 | 0.53mi |
| 1090 N Cecil Rd Post Falls, ID | 3.0 | 1.0–2.0 | 914 | $1,795 | $1.96 | 21d | 1 | 0.88mi |
| 1449 N Moonstone St Post Falls, ID | 3.0 | 2.0 | 1206 | $2,400 | $1.99 | 13d | 1 | 1.11mi |
| 1124 E 4th Ave Post Falls, ID | 3.0 | 1.0–2.0 | 870 | $1,875 | $2.16 | 13d | 17 | 1.18mi |
| 4130 E 16th Ave Post Falls, ID | 2.0–3.0 | 2.0 | 1330 | $1,740 | $1.31 | 13d | 2 | 1.34mi |
| 896 E Railroad Ave Post Falls, ID | 3.0 | 2.5 | 1781 | $2,575 | $1.45 | 21d | 1 | 1.36mi |
| 910 E 4th Ave Post Falls, ID | 1.0–3.0 | 1.0–2.0 | 884 | $1,815 | $2.05 | 13d | 8 | 1.37mi |
Listing history 27 events
-
2026-06-19days on market $125,000 Active 103 DOM
-
2026-06-18price $125,000 Active 102 DOM
-
2026-06-18days on market $134,000 Active 102 DOM
-
2026-06-17days on market $134,000 Active 101 DOM
-
2026-06-17price $134,000 Active 100 DOM
-
2026-06-16days on market $139,500 Active 100 DOM
-
2026-06-15days on market $139,500 Active 99 DOM
-
2026-06-14days on market $139,500 Active 97 DOM
-
2026-06-13days on market $139,500 Active 96 DOM
-
2026-06-10days on market $139,500 Active 94 DOM
-
2026-06-09days on market $139,500 Active 93 DOM
-
2026-06-09price $139,500 Active 92 DOM
-
2026-06-08days on market $143,000 Active 92 DOM
-
2026-06-07pricedays on market $143,000 Active 91 DOM
-
2026-06-05days on market $145,000 Active 88 DOM
-
2026-06-03days on market $145,000 Active 87 DOM
-
2026-06-02days on market $145,000 Active 86 DOM
-
2026-06-01days on market $145,000 Active 85 DOM
-
2026-05-31pricestatusdays on market $145,000 Active 84 DOM
-
2026-05-15status Pending
-
2026-04-30price $150,000
-
2026-03-10price $160,000
-
2026-02-20$170,000 Active
-
2015-06-19soldstatus 687-char remark
Show marketing remark (687 chars)
Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.
-
2015-05-15$58,000 687-char remark
Show marketing remark (687 chars)
Feels like you're in the woods, but only minutes from the services. new flooring throughout most of the home with all new interior paint. Beautiful wood fireplace, vaulted ceilings , large open kitchen with island & bar. Spacious master with walk-in closet, jacuzzi tub,large shower surrounded ,& double sinks. Ceiling fan in living area and all bedrooms. Great laundry area with lots of cupboards and storage closet. Separate building with work bench, vice shelving ,lighting and commercial size freezer. Separate garden shed. Large deck in front (partly covered)plus deck in back. Buy must be approved by Lucky Pines Mgr. Lot rent 315/mo. and includes water ,sewer and garbage.
-
2009-08-26soldstatus 395-char remark
Show marketing remark (395 chars)
Feel like you're in the woods, but only minutes from services. All new carpet throughout, new vinyl in baths, freshly painted! Cozy wood fireplace, open floor plan, kitchen island, jacuzzi tub in master suite, walk-in closet, great storage shed (could be kid's playhouse), large decks, fenced back yard. Buyer must be approved by Lucky Pines Mgr. Lot rent $275/mo. inc. water, sewer, garbage
-
2009-02-26$65,900 395-char remark
Show marketing remark (395 chars)
Feel like you're in the woods, but only minutes from services. All new carpet throughout, new vinyl in baths, freshly painted! Cozy wood fireplace, open floor plan, kitchen island, jacuzzi tub in master suite, walk-in closet, great storage shed (could be kid's playhouse), large decks, fenced back yard. Buyer must be approved by Lucky Pines Mgr. Lot rent $275/mo. inc. water, sewer, garbage
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 2/10 Low 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,803
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,984
- − Management
- −$1,984
- − Depreciation
- −$3,636
- Taxable income
- $7,696
- Est. tax owed @ 24.0%
- −$1,847
- After-tax cash flow
- $7,381/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Post Falls District
- NCES district ID
- 1602670
- Math proficiency
- 43% ▼ -5.00%
- Reading proficiency
- 56% ▬ 0.00%
- Median HH income
- $49,504
- Composite
- 42.27/100
- National rank
- #3268
- State rank
- #31 of 92 in ID
Livability — Post Falls
- Score
- 88/100
- State rank
- #1
- US rank
- #198
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Post Falls, ID
- County
- Kootenai County · 146,553 people
- City population
- 54,851
- Metro
- Coeur d'Alene, ID
- Population (ZIP)
- 54,851
- Household income
- $82,742
- Rent vs Own
- Severe rent burden
- 1218.0
Population outlook (Kootenai County) Hauer SSP2
- Today (2025)
- 177,692 people
- By 2030
- 190,689 · +7.3%
- By 2040
- 214,704 · +20.8%
- By 2050
- 236,510 · +33.1%
- By 2075
- 285,984 · +60.9%
- By 2100
- 316,459 · +78.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 10% Hispanic / Latino 6% Native American 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Portuguese 4% Italian 3% Slovak 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Kootenai
- 2024 margin
- Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
- 2008→2024 swing
- -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
- All cycles
- 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.70%
- Current HPI
- 259.7767
- Rent YoY
- ▲ 1.46%
- Metro
- Coeur d'Alene, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
||
| Food / Agriculture | 1 | $6B |
|
||
Price history
+127.6% since first listed8 events — show timeline
- 2026-05-15 Pending — CDAMLS
- 2026-04-30 Price Changed $150,000 CDAMLS
- 2026-03-10 Price Changed $160,000 CDAMLS
- 2026-02-20 Listed $170,000 CDAMLS
- 2015-06-19 Sold (MLS) — CDAMLS
- 2015-05-15 Listed $58,000 CDAMLS
- 2009-08-26 Sold (MLS) — CDAMLS
- 2009-02-26 Listed $65,900 CDAMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…