179 Holly Meadows Dr · Graniteville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.6/30.0
- Appreciation +9.2/10.0
- DSCR +5.5/10.0
- 1% rule +4.7/10.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +1.8/15.0
$249,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover the perfect blend of space, privacy, and freedom with this well-maintained 4-bedroom, 2 full bath mobile home situated on a generous 2-acre corner lot. Enjoy the convenience of a private well, offering reliability and lower utility costs. The open floor plan provides comfortable living and entertaining space, while the split-bedroom layout offers added privacy for family or guests. With plenty of room for gardening, animals, RVs, or future improvements, this property is ideal for those seeking room to grow. No HOA restrictions mean you can truly make this property your own. A rare opportunity to enjoy peaceful living with endless possibilities--don't miss it! Flooring allowance
Key facts
- Open floor plan
- Split-bedroom layout
- 2-acre corner lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $250k.
Deal economics
- At list price, monthly cash flow is $196 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (2.6% below list).
- Recommended offer: $235k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.2% vs local median 5.9% in Graniteville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 299 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 35% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $23k of equity ($2k loan paydown + $21k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 81 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 7.24%
- Cash-on-cash
- 3.37%
- DSCR
- 1.15
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $221,312
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 180 Holly Meadows Dr | 0.04mi | 4/3.0 | 2,432 (0%) | 4mo | $156,000 | $64 | 91 |
| 123 Kyle Dr | 0.19mi | 4/2.0 | 2,128 (-12%) | 12mo | $192,900 | $91 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.4%
- Equity multiple
- 2.74×
- Total profit
- $121,423
- Equity at exit
- $196,039
- IRR
- 21.2%
- Equity multiple
- 5.92×
- Total profit
- $343,459
- Equity at exit
- $395,492
Cash invested: $69,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 299
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,431 high interval (Pro) →
- Mortgage (P&I)
- −$1,308
- Tax est. 1.5%
- −$312 /mo · $3,742/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$511
- Net cashflow
- $196
Break-even live
Sensitivity live
| Price | -10% $369 | -5% $283 | +0% $196 | +5% $110 | +10% $24 |
|---|---|---|---|---|---|
| Rent | -10% $4 | -5% $100 | +0% $196 | +5% $292 | +10% $388 |
| Rate | -1.0pp $322 | -0.5pp $260 | base $196 | +0.5pp $132 | +1.0pp $66 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,375
- Closing costs
- $7,485
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 507 Satinwood Cir Graniteville, SC | 3.0–4.0 | 2.0–2.5 | 1776 | $2,199 | $1.24 | 14d | 5 | 0.42mi |
| 4060 Stone Pass Dr Graniteville, SC | 4.0 | 2.0 | 1600 | $1,925 | $1.20 | 24d | 1 | 0.79mi |
| 4074 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1854 | $1,900 | $1.02 | 21d | 1 | 1.08mi |
| 6130 Mahogany Ter Graniteville, SC | 4.0 | 2.0 | 1893 | $2,250 | $1.19 | 14d | 1 | 1.08mi |
| 4044 Thimbleberry Dr Graniteville, SC | 3.0 | 2.5 | 1694 | $1,925 | $1.14 | 21d | 1 | 1.11mi |
| 39 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 24d | 1 | 1.49mi |
| 43 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 14d | 1 | 1.49mi |
| 45 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 21d | 1 | 1.50mi |
| 47 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 24d | 1 | 1.50mi |
Listing history 10 events
-
2026-03-30status Pending
-
2026-02-12price $249,500
-
2026-01-07$250,000 Active
-
2025-09-08price $290,000
-
2025-08-18price $294,850
-
2025-07-27price $294,900
-
2025-07-13price $295,000
-
2025-07-08price $330,000
-
2025-06-01price $340,000
-
2025-05-21price $349,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,174
- − Mortgage interest
- −$13,976
- − Property taxes
- −$3,742
- − Insurance
- −$1,248
- − Repairs & maintenance
- −$2,334
- − Management
- −$2,334
- − Depreciation
- −$7,258
- Taxable loss
- −$1,718
- Est. tax savings @ 24.0%
- +$412
- After-tax cash flow
- $2,769/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-28.5% since first listed10 events — show timeline
- 2026-03-30 Pending — AMLS
- 2026-02-12 Price Changed $249,500 AMLS
- 2026-01-07 Listed $250,000 AMLS
- 2025-09-08 Price Changed $290,000 AMLS
- 2025-08-18 Price Changed $294,850 AMLS
- 2025-07-27 Price Changed $294,900 AMLS
- 2025-07-13 Price Changed $295,000 AMLS
- 2025-07-08 Price Changed $330,000 AMLS
- 2025-06-01 Price Changed $340,000 AMLS
- 2025-05-21 Price Changed $349,000 AMLS
Property tax history
+1.5%/yrLatest (2024): $226 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…