320 Beallsville Rd · Bentleyville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.2/30.0
- ARV discount +10.3/15.0
- DSCR +7.5/10.0
- 1% rule +6.3/10.0
- Schools +4.4/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +1.6/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
Key facts
- Hot water tank
- Fresh paint
- Single floor living
Tags
Property features AI
Exterior
- Parking: Detached garage; Off-street parking
- Utilities: Public water; Public sewer
- Home design: Single-story; Resale property
- Construction: Frame construction; Asphalt roof; Home warranty included; Built on a 0.1928-acre lot
- Exterior features: Detached garage; Off-street parking
Interior
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Gas heating; Central air conditioning
- Interior features: Basement with walk-out access
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $127 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($790 rent vs $70k).
- Recommended offer: $68k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 72/100 on livability (#658 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
- Bentworth SD (rural): math 35% / reading 68% proficiency, ranked #164 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 16 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 9y ago; this cycle's ask has dropped $16k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $26k; list at $70k implies a 169% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 8.47%
- Cash-on-cash
- 7.77%
- DSCR
- 1.35
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $74,656
- List price
- $70,000
- Delta
- -6.24%
- Verdict
- FAIR
- Comps
- 6 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 127 Main St | 0.24mi | 2/1.0 (+1) | 652 (+2%) | 20mo | $49,000 | $75 | 64 |
| 42 Maple St | 0.59mi | 2/1.5 (+1) | 724 (+13%) | 9mo | $147,500 | $204 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.4%
- Equity multiple
- 0.83×
- Total profit
- $-3,238
- Equity at exit
- $10,437
- IRR
- 5.3%
- Equity multiple
- 1.39×
- Total profit
- $7,673
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15314
- Home prices YoY
- -3.2%
- Active inventory
- 16
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $790 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$101 /mo · $1,211/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$166
- Net cashflow
- $127
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2026-06-18days on market $70,000 Active 34 DOM
-
2026-06-17days on market $70,000 Active 33 DOM
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2026-06-16days on market $70,000 Active 32 DOM
-
2026-06-15days on market $70,000 Active 31 DOM
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2026-06-13days on market $70,000 Active 29 DOM
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2026-06-13days on market $70,000 Active 28 DOM
-
2026-06-10price $70,000 Active 25 DOM
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2026-06-09days on market $79,000 Active 25 DOM
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2026-06-08days on market $79,000 Active 24 DOM
-
2026-06-07days on market $79,000 Active 23 DOM
-
2026-06-03days on market $79,000 Active 19 DOM
-
2026-06-02days on market $79,000 Active 18 DOM
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2026-06-01days on market $79,000 Active 17 DOM
-
2026-05-31days on market $79,000 Active 16 DOM
-
2026-05-14$86,000 Active 429-char remark
-
2020-01-08soldstatus $26,000 Sold 268-char remark
Show marketing remark (268 chars)
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
-
2019-10-31status Under Contract 268-char remark
Show marketing remark (268 chars)
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
-
2019-10-16status Active 268-char remark
Show marketing remark (268 chars)
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
-
2019-09-06status Under Contract 268-char remark
Show marketing remark (268 chars)
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
-
2019-08-28$29,900 Active 268-char remark
Show marketing remark (268 chars)
Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40
-
2017-08-16historical Withdrawn
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-07-25price $39,900
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-07-18price $44,900
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-07-10status Active
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-06-11historical Contingent
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-05-31price $49,900
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-05-12price $59,900
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
-
2017-04-26$69,900 Active
Show marketing remark (268 chars)
Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40
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2000-07-12soldstatus $25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,211 · $101/mo
- Projected year-2 tax
- $1,211 · $101/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $9,480
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,211
- − Insurance
- −$350
- − Repairs & maintenance
- −$758
- − Management
- −$758
- − Depreciation
- −$2,036
- Taxable income
- $445
- Est. tax owed @ 24.0%
- −$107
- After-tax cash flow
- $1,416/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bentworth SD
- NCES district ID
- 4203360
- Math proficiency
- 35% ▼ -12.00%
- Reading proficiency
- 68% ▼ -1.00%
- Median HH income
- $47,992
- Composite
- 43.7/100
- National rank
- #2954
- State rank
- #164 of 539 in PA
Livability — Bentleyville
- Score
- 72/100
- State rank
- #658
- US rank
- #6439
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bentleyville, PA
- Population (ZIP)
- 3,490
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 208,060 people
- By 2030
- 207,168 · -0.4%
- By 2040
- 202,738 · -2.6%
- By 2050
- 195,269 · -6.1%
- By 2075
- 175,588 · -15.6%
- By 2100
- 145,827 · -29.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 6% Hispanic / Latino 2% Black 1%
- Common ancestry
- Romanian 10% Serbian 3% Italian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2% Russian/Polish/Slavic 0%
Political lean MEDSL · Washington
- 2024 margin
- Strong R (+25.5) · D 36.9% · R 62.4%
- 2008→2024 swing
- -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
- All cycles
- 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -6.80%
- Current HPI
- 208.2692
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+180.0% since first listed17 events — show timeline
- 2026-06-09 Price Changed $70,000 West Penn MLS
- 2026-05-22 Price Changed $79,000 West Penn MLS
- 2026-05-14 Listed $86,000 West Penn MLS
- 2020-01-08 Sold (MLS) $26,000 West Penn MLS
- 2019-10-31 Pending — West Penn MLS
- 2019-10-16 Relisted — West Penn MLS
- 2019-09-06 Pending — West Penn MLS
- 2019-08-28 Listed $29,900 West Penn MLS
- 2017-08-16 Delisted — West Penn MLS
- 2017-07-25 Price Changed $39,900 West Penn MLS
- 2017-07-18 Price Changed $44,900 West Penn MLS
- 2017-07-10 Relisted — West Penn MLS
- 2017-06-11 Contingent — West Penn MLS
- 2017-05-31 Price Changed $49,900 West Penn MLS
- 2017-05-12 Price Changed $59,900 West Penn MLS
- 2017-04-26 Listed $69,900 West Penn MLS
- 2000-07-12 Sold (Public Records) $25,000 Public Records
Property tax history
+7.0%/yrLatest (2026): $1,211 · +8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…