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320 Beallsville Rd
C+ Composite 61.83
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • ARV discount +10.3/15.0
  • DSCR +7.5/10.0
  • 1% rule +6.3/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +1.6/10.0

$70,000

320 Beallsville Rd · Bentleyville, PA 15314
1 bd · 1.0 ba · 640 sqft · SingleFamily public records · 34 Days on market
Built 1910 8,398 sqft lot $109/sqft · 6% below area Est $75k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

Key facts

  • Hot water tank
  • Fresh paint
  • Single floor living

Tags

NEW ROOFHOT WATER TANKFRESH PAINTUPDATED BATHROOMSINGLE FLOOR LIVING

Property features AI

Exterior

  • Parking: Detached garage; Off-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-story; Resale property
  • Construction: Frame construction; Asphalt roof; Home warranty included; Built on a 0.1928-acre lot
  • Exterior features: Detached garage; Off-street parking

Interior

  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Gas heating; Central air conditioning
  • Interior features: Basement with walk-out access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $127 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($790 rent vs $70k).
  • Recommended offer: $68k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#658 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Bentworth SD (rural): math 35% / reading 68% proficiency, ranked #164 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 16 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 9y ago; this cycle's ask has dropped $16k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $26k; list at $70k implies a 169% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $67,900 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.47%
Cash-on-cash
7.77%
DSCR
1.35
GRM
7.4

CMA / ARV

ARV (median comp)
$74,656
List price
$70,000
Delta
-6.24%
Verdict
FAIR
Comps
6 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
127 Main St 0.24mi 2/1.0 (+1) 652 (+2%) 20mo $49,000 $75 64
42 Maple St 0.59mi 2/1.5 (+1) 724 (+13%) 9mo $147,500 $204 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.4%
Equity multiple
0.83×
Total profit
$-3,238
Equity at exit
$10,437
10-year hold
IRR
5.3%
Equity multiple
1.39×
Total profit
$7,673
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15314

Home prices YoY
-3.2%
Active inventory
16
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$790 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$101 /mo · $1,211/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$166
Net cashflow
$127

Break-even live

Break-even rent $629
Max offer price $70,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-18
    days on market $70,000 Active 34 DOM
  2. 2026-06-17
    days on market $70,000 Active 33 DOM
  3. 2026-06-16
    days on market $70,000 Active 32 DOM
  4. 2026-06-15
    days on market $70,000 Active 31 DOM
  5. 2026-06-13
    days on market $70,000 Active 29 DOM
  6. 2026-06-13
    days on market $70,000 Active 28 DOM
  7. 2026-06-10
    price $70,000 Active 25 DOM
  8. 2026-06-09
    days on market $79,000 Active 25 DOM
  9. 2026-06-08
    days on market $79,000 Active 24 DOM
  10. 2026-06-07
    days on market $79,000 Active 23 DOM
  11. 2026-06-03
    days on market $79,000 Active 19 DOM
  12. 2026-06-02
    days on market $79,000 Active 18 DOM
  13. 2026-06-01
    days on market $79,000 Active 17 DOM
  14. 2026-05-31
    days on market $79,000 Active 16 DOM
  15. 2026-05-14
    listed $86,000 Active 429-char remark
  16. 2020-01-08
    soldstatus $26,000 Sold 268-char remark
    Show marketing remark (268 chars)

    Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

  17. 2019-10-31
    status Under Contract 268-char remark
    Show marketing remark (268 chars)

    Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

  18. 2019-10-16
    status Active 268-char remark
    Show marketing remark (268 chars)

    Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

  19. 2019-09-06
    status Under Contract 268-char remark
    Show marketing remark (268 chars)

    Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

  20. 2019-08-28
    listed $29,900 Active 268-char remark
    Show marketing remark (268 chars)

    Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Good schools. Easy access to I-70 and Rt 40

  21. 2017-08-16
    historical Withdrawn
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  22. 2017-07-25
    price $39,900
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  23. 2017-07-18
    price $44,900
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  24. 2017-07-10
    status Active
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  25. 2017-06-11
    historical Contingent
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  26. 2017-05-31
    price $49,900
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  27. 2017-05-12
    price $59,900
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  28. 2017-04-26
    listed $69,900 Active
    Show marketing remark (268 chars)

    Excellent parking for at least 5 vehicles in the oversized one car garage, in the driveway, in the parking space in front of the house and in the back yard. Updated about 5 years ago. Open floor plan. Level entry. Nice yard. Good schools. Easy access to I-70 and Rt 40

  29. 2000-07-12
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,211 · $101/mo
Projected year-2 tax
$1,211 · $101/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,480
− Mortgage interest
−$3,921
− Property taxes
−$1,211
− Insurance
−$350
− Repairs & maintenance
−$758
− Management
−$758
− Depreciation
−$2,036
Taxable income
$445
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$107
After-tax cash flow
$1,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentworth SD
NCES district ID
4203360
Math proficiency
35% ▼ -12.00%
Reading proficiency
68% ▼ -1.00%
Median HH income
$47,992
Composite
43.7/100
National rank
#2954
State rank
#164 of 539 in PA

Livability — Bentleyville

Score
72/100
State rank
#658
US rank
#6439

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentleyville, PA
Population (ZIP)
3,490

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 10% Serbian 3% Italian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Russian/Polish/Slavic 0%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -6.80%
Current HPI
208.2692
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+180.0% since first listed
17 events — show timeline
  • 2026-06-09 Price Changed $70,000 West Penn MLS
  • 2026-05-22 Price Changed $79,000 West Penn MLS
  • 2026-05-14 Listed $86,000 West Penn MLS
  • 2020-01-08 Sold (MLS) $26,000 West Penn MLS
  • 2019-10-31 Pending West Penn MLS
  • 2019-10-16 Relisted West Penn MLS
  • 2019-09-06 Pending West Penn MLS
  • 2019-08-28 Listed $29,900 West Penn MLS
  • 2017-08-16 Delisted West Penn MLS
  • 2017-07-25 Price Changed $39,900 West Penn MLS
  • 2017-07-18 Price Changed $44,900 West Penn MLS
  • 2017-07-10 Relisted West Penn MLS
  • 2017-06-11 Contingent West Penn MLS
  • 2017-05-31 Price Changed $49,900 West Penn MLS
  • 2017-05-12 Price Changed $59,900 West Penn MLS
  • 2017-04-26 Listed $69,900 West Penn MLS
  • 2000-07-12 Sold (Public Records) $25,000 Public Records

Property tax history

+7.0%/yr

Latest (2026): $1,211 · +8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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